Platte City Homes with FHA Financing

Welcome to Platte City, Missouri, a charming community nestled in the heart of Platte County. Known for its friendly atmosphere and rich history, Platte City offers a perfect blend of small-town charm and modern conveniences. With its picturesque parks, vibrant local shops, and a variety of dining options, residents enjoy a lifestyle that balances tranquility with accessibility. Just a short drive from the bustling city of Kansas City, Platte City provides easy access to urban amenities while maintaining a serene, suburban feel.

For those considering a move to this delightful area, you'll be pleased to know that many homes in Platte City are eligible for FHA financing. This means that whether you're a first-time homebuyer or looking to downsize, you can take advantage of flexible financing options that make homeownership more attainable. FHA loans often require lower down payments and have more lenient credit score requirements, making it easier for you to secure your dream home in this picturesque locale.

The diverse range of homes available in Platte City caters to various tastes and budgets. From charming single-family homes to modern townhouses, there’s something for everyone. Imagine settling into a cozy abode surrounded by friendly neighbors and beautiful landscapes, where community events and local festivities foster a sense of belonging.

Explore the possibilities of homeownership in Platte City, where the welcoming spirit of the community and the advantages of FHA financing come together to create an ideal environment for you to thrive. Your dream home awaits in this delightful Missouri gem!

Newest Platte City Homes with FHA Financing

$599,900

4 Beds ⋅ 3.5 Baths

Welcome to The Belmont II, a beautifully designed home showcasing thoughtful craftsmanship, modern style, and an inviting layout created for today’s lifestyle. The open living spaces are complemented by engineered hardwood flooring, warm white oak finishes, and quartz countertops, creating a fresh and timeless feel throughout. Designed with everyday comfort and entertaining in mind, the Belmont II offers spacious gathering areas, well-planned living spaces, and low-maintenance composite decking for enjoying the outdoors. Come tour this beautiful model and experience the quality, style, and possibilities the Belmont II has to offer!

12675 NW Bittersweet Drive, Platte City

Listing courtesy of John Barth of RE/MAX Innovations.

$619,000

4 Beds ⋅ 3.5 Baths

Introducing the Mel, a stunning new construction home blending modern style with warm, timeless finishes. The open-concept interior is filled with natural light and showcases beautiful engineered hardwood flooring, custom cabinetry, and sophisticated white oak finishes throughout. The chef-inspired kitchen serves as the heart of the home with a stunning island, quartz countertops, custom tile backsplash, designer lighting, and thoughtfully selected finishes that create a polished, cohesive look. The spacious primary suite offers a relaxing retreat, while the unfinished basement provides plenty of opportunity for future living and entertaining space. Step outside to the low-maintenance composite deck and enjoy an easy extension of the home's indoor-outdoor living. With its combination of natural textures, modern amenities, and quality craftsmanship, the Mel is designed to feel both elevated and welcoming.

12690 NW Larkspur Lane, Platte City

Listing courtesy of John Barth of RE/MAX Innovations.

$339,900

3 Beds ⋅ 2.5 Baths

You will love this home and its inviting setting, starting with the beautiful curb appeal! The freshly painted exterior, custom shutters, and covered posts create an eye-catching first impression. Step inside to beautiful tile floors and discover an updated kitchen with painted cabinetry, granite countertops, a new faucet and hardware, plus a newer refrigerator, dishwasher, and microwave that stay with the home. Updated lighting throughout, both inside and out, adds a fresh finishing touch. Three bedrooms are located on the main level, each with new flooring. The primary suite offers plenty of room to unwind, along with two closets, new ceiling beams, and an updated private bath. Gather for holidays, movie nights, or everyday relaxation in the generously sized family room, complete with a fireplace featuring a new wood mantel, built-in shelving, and newer shiplap that adds warmth and character. The living space extends outdoors to a newly refinished and stained 20' x 16' deck, an ideal spot for entertaining or simply enjoying the peaceful, tree-lined backdrop and green space. The recently remodeled walk-out lower level offers even more versatility, with a second family room featuring new flooring, sprayed ceilings, updated light fixtures, and attractive wood wall accents. You'll also find a cedar closet, half bath, and laundry room with new vanity and lighting. And then there's the oversized garage! This incredible space is ready for Chiefs parties and entertaining, complete with a newer bar, shelving, lighting, & TV equipment. The garage opens directly to a generous patio, providing even more room to gather and enjoy the outdoors. The fenced yard is ideal for children, pets, or simply enjoying your own private outdoor space and includes a shed. A 14-month home warranty is included. Located within walking distance of Riverview Park, where you'll find a playground, ball field, walking trail, & disc golf. Conveniently close to highways, dining, and shopping places.

221 O'Rourke Drive, Platte City

Listing courtesy of Lisa Sapenaro of Keller Williams KC North.

$520,730

4 Beds ⋅ 2.5 Baths

Welcome to the brand-new Perez floor plan by Hakes Brothers! Offering 2,466 square feet of thoughtfully designed living space, this stunning two-story home features 4 spacious bedrooms, 2.5 bathrooms, and an open-concept layout that perfectly balances style and functionality. The heart of the home is the gourmet kitchen, complete with premium finishes, a large center island, and abundant storage—ideal for everyday living and entertaining. The adjoining great room is highlighted by a beautiful fireplace and expansive stacking panel doors that seamlessly connect the indoor and outdoor living spaces, filling the home with natural light. Upstairs, you’ll find generously sized bedrooms, including a private owner’s suite designed for comfort and relaxation with a luxurious en-suite bath and spacious walk-in closet. Built with the quality craftsmanship and elevated finishes Hakes Brothers is known for, the Perez offers modern design, exceptional functionality, and countless upgrades throughout. If you’re looking for a home that combines timeless style with today’s most desirable features, the Perez is one you won’t want to miss.

2609 Sunset Drive, Platte City

Listing courtesy of Brooke Marsalla of ReeceNichols - Lees Summit.

$453,110

4 Beds ⋅ 2 Baths

Welcome to the Lacey by Hakes Brothers, a thoughtfully designed ranch floor plan offering 1,980 square feet of stylish, low-maintenance living. This beautifully crafted home features 4 bedrooms, 2 bathrooms, and a 3-car garage with an open-concept layout that blends comfort and functionality. The heart of the home is the gourmet kitchen, complete with soft-close drawers and doors, premium finishes, abundant storage, and a spacious island that overlooks the dining and living areas—perfect for entertaining or everyday living. The inviting great room is highlighted by decorative ceiling beams, creating warmth, character, and architectural interest. The private primary suite offers a relaxing retreat with a spa-inspired bath featuring framed mirrors, designer finishes, and a spacious walk-in closet. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Built with Hakes Brothers’ signature quality and attention to detail, this home combines timeless design with modern convenience, making it the perfect place to call home.

2605 Sunset Drive, Platte City

Listing courtesy of Brooke Marsalla of ReeceNichols - Lees Summit.

$360,000

4 Beds ⋅ 2.5 Baths

Situated on a desirable corner lot with a side-entry garage, this spacious side-to-side split offers great bones, generous living spaces, and plenty of opportunity to make it your own. Brick exterior accents add character, while mature landscaping and a lush, treed backyard create a private setting. Out back, you'll find a fenced yard, covered patio, storage shed with lean-to, and a large, flat area perfect for entertaining, pets, and play. Inside, the spacious carpeted living room welcomes you into the home and flows into the kitchen and dining area. The kitchen offers an abundance of cabinet and counter space, built-in appliances, wood flooring, and views overlooking the backyard. Upstairs, the generously sized primary suite features double closets and a private ensuite bath. Three additional bedrooms provide plenty of room for family, guests, or a home office and share access to the main hall bathroom. The finished lower level adds even more living space with a wood-paneled family room featuring custom lighting, a brick fireplace with wood stove insert, half bath, laundry access, and convenient access to both the covered patio and garage. Head down another level to the finished sub-basement, where you'll find flexible space ready to serve as a hobby or craft room, game room, home gym, or whatever your needs may be. Exceptionally well-maintained over the years, this home offers tremendous space, a great layout, and the opportunity to add your own cosmetic updates and personal style over time. Come see the possibilities and make this one yours!

1613 Todd Street, Platte City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$428,900

2 Beds ⋅ 2 Baths

Welcome to the Cebolla Townhome by Gary Kerns Home Builders. This beautiful and thoughtfully designed true ranch features 2 bedrooms, 2 full bathrooms, and a spacious 2 car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered patio extends the living space outdoors, creating a wonderful place to relax or entertain. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home!

12170 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$429,500

2 Beds ⋅ 2 Baths

12168 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$497,500

2 Beds ⋅ 2 Baths

Welcome to the Lake Fork Townhome—an exceptional walkout plan by Gary Kerns Home Builders. This thoughtfully designed true ranch features two bedrooms, two full bathrooms, and a spacious two-car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered deck and covered patio extend the living space outdoors, creating wonderful places to relax or entertain in any season. Need more room? The walkout lower level offers abundant storage and the potential to be finished with two additional bedrooms, another full bathroom, and a generous living area—giving you the flexibility to create a home that fits your needs. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home!

12132 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$499,900

2 Beds ⋅ 2 Baths

12154 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$584,900

4 Beds ⋅ 3 Baths

Welcome to the Lake Fork Townhome - Model Home - an exceptional walkout plan by Gary Kerns Home Builders. This thoughtfully designed true ranch features four bedrooms, three full bathrooms, and a spacious three-car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered deck and covered patio extend the living space outdoors, creating wonderful places to relax or entertain in any season. The finished walkout lower level offers additional storage, two bedrooms, a full bathroom, and a generous additional living area. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home! Scheduled to be completed the end of November.

12128 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

$516,500

2 Beds ⋅ 2 Baths

Welcome to the Lake Fork Townhome—an exceptional walkout plan by Gary Kerns Home Builders. This thoughtfully designed true ranch features two bedrooms, two full bathrooms, and a spacious three-car garage. Conveniently located in the NEW Running Horse Village subdivision with easy highway access to Kansas City International Airport, shopping, dining, and entertainment. The open-concept layout provides comfortable, convenient one-level living at a price you’ll appreciate. The inviting great room centers around a cozy fireplace and flows seamlessly into the eat-in kitchen and dining area. A covered deck and covered patio extend the living space outdoors, creating wonderful places to relax or entertain in any season. Need more room? The walkout lower level offers abundant storage and the potential to be finished with two additional bedrooms, another full bathroom, and a generous living area—giving you the flexibility to create a home that fits your needs. Best of all, the HOA handles lawn care and snow removal, allowing you to spend less time on maintenance and more time enjoying your beautiful new home!

12152 NW Rorke Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.

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