Platte City Homes with USDA Loan Financing

Platte City Homes with USDA Loan Financing

Welcome to Platte City, Missouri – a charming community nestled in the heart of Platte County. Known for its rich history and welcoming atmosphere, Platte City offers an ideal blend of small-town charm and modern conveniences. Just a short drive from the bustling city of Kansas City, residents enjoy easy access to urban amenities while still being able to retreat to the tranquility of suburban life.

Platte City boasts a vibrant downtown area filled with delightful shops, delicious dining options, and community events that foster a strong sense of belonging. With beautiful parks and recreational facilities, families can enjoy outdoor activities while taking in the scenic beauty of the surrounding landscapes. The city is also home to excellent schools and a friendly, tight-knit community, making it a perfect place for families, young professionals, and retirees alike.

For prospective homeowners, Platte City presents an exciting opportunity with USDA loan financing options available. These loans are designed to help eligible buyers purchase homes in designated rural areas, making homeownership more accessible and affordable. With no down payment required and competitive interest rates, USDA loans allow you to invest in your dream home without breaking the bank.

Explore the diverse range of homes in Platte City – from charming historic properties to modern new builds – all nestled in a picturesque setting that embodies the essence of Midwestern living. Whether you’re looking for a cozy starter home or a spacious family residence, Platte City has something to offer everyone. Discover your perfect home in this delightful community today!

Newest Platte City Homes with USDA Loan Financing

$449,000
4 Beds ⋅ 3 Baths
Welcome to this stunning California Split where charm meets functionality! As you step inside, you are greeted by a Grand Open Floor plan with vaulted ceilings and lots of natural light, creating an inviting atmosphere for family gatherings and entertaining. This expansive layout spans four thoughtfully designed levels, ensuring that there is ample space for everyone! The third level is dedicated to a luxurious master suite featuring an updated spa-like bath that provides a serene retreat. On the main level there are two spacious bedrooms, full bath and convenient laundry area. The basement offers a private bedroom, bath and a generous great room for movie nights or family activities. Storage will never be an issue in this home, thanks to the large sub-basement and oversized garage. The backyard opens up to beautiful green space, providing a tranquil view all surrounded by sturdy metal fencing. The care and attention that have been invested in this home are evident in the exquisite details, such as the brand-new exterior paint, newly refinished cabinets and gleaming hardwood floors that exude warmth and elegance. With all updates already completed, this home is truly move-in ready, offering you the perfect opportunity to start your next chapter in comfort and style!

15700 NW 125th Street, Platte City

Listing courtesy of Terry Moorehead of United Real Estate Kansas City.
$370,000
3 Beds ⋅ 3 Baths
Welcome home to this well-maintained one-owner split-level home offering 3 bedrooms, 3 full baths, and a finished full walkout basement, tucked away on a quiet cul-de-sac in the highly sought-after Platte County School District. This home has been thoughtfully cared for and updated over the years, with quality improvements throughout that make it truly move-in ready. The main level features a spacious living area with a fireplace, and a formal dining area perfect for gatherings. The kitchen offers granite countertops, stainless steel appliances, a pantry, and plenty of cabinet space for storage and functionality. The finished walkout basement provides additional living space, rec area, home office, or guest space. You'll also appreciate the oversized 2-car garage and the extra storage offered by the shed. Recent updates include a roof that is only 2.5 years old, new carpet, a new water heater, A/C unit replaced 2 years ago, updated electrical panel 2 years ago, and front windows replaced 3 years ago. Additional features include a water softener, patio, deck, and numerous upgrades throughout the home. If you're looking for a spacious home that is move in ready, plenty of living space, and a fantastic location in the Platte County School District, this one is a must see!

12650 Oakwood Drive, Platte City

Listing courtesy of Tony Farr TEAM of RE/MAX House of Dreams.
$714,500
4 Beds ⋅ 3 Baths
The beautiful Buena Vista floor plan boasts 4 bedrooms, 3 bathrooms, and a 3-car garage. With over 2600 sq/ft of space, this layout provides ample living areas ideal for hosting gatherings. Enjoy a spacious kitchen with a walk-in pantry, an open floor plan, and a striking fireplace as the focal point. The large primary suite is on the main floor and includes a soaking tub, walk-in shower, and a generous closet. Additionally, the basement features a sizable recreational room complete with a wet bar and built in entertainment center plus a covered porch to enjoy the outdoors. Quality craftsmanship with high end appliances and finishes throughout!

12480 Appaloosa Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.
$733,900
4 Beds ⋅ 3 Baths
The Hartsel Plan By Gary Kerns Home Builders is a beautiful and functional design. This reverse 1.5 offers an open concept floor plan that allows for all one level living with luxury and comfort you want in a home! This plan boasts a large entry that opens to the spacious great room featuring a gas fireplace. The beautiful kitchen includes an eat-in breakfast area with direct access to the covered deck, perfect for indoor-outdoor living. With the Private primary suite on the main floor and a spa like bathroom that offers a large walk-in shower, huge closet and laundry! The finished lower level has additional living space with a spacious rec room, Wet Bar with Granite countertop and under counter fridge. The two additional bedrooms create the ideal setup for entertaining or hosting guests. With plenty of additional storage this plan has so much to offer!

12490 Appaloosa Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.
$599,950
4 Beds ⋅ 4.5 Baths
Nestled on a beautifully landscaped lot in the highly desirable Seven Bridges community, this stunning home offers the perfect blend of comfort, functionality, and style. Plantation shutters throughout add timeless elegance, while the open-concept floor plan is filled with natural light. The inviting living room seamlessly flows into the kitchen, creating an ideal space for everyday living and entertaining. A formal dining room offers the perfect setting for gatherings and special occasions, while still providing flexibility for a variety of uses. Just off the kitchen, you'll find a well-appointed command center and mudroom designed to keep life organized. Upstairs, you'll find the spacious primary suite along with three additional bedrooms and the conveniently located laundry room. The primary suite is a true retreat featuring dual vanities, a large walk-in shower, and a relaxing whirlpool tub. The additional bedrooms offer plenty of space for family, guests, or hobbies. The walkout lower level is designed for both work and play, offering an office and an spacious entertaining area. The impressive wet bar is equipped with a beverage refrigerator, dishwasher, and garbage disposal, making hosting effortless. With thoughtful updates, beautiful surroundings, and versatile living spaces, this Seven Bridges home is one you won't want to miss.

17365 NW 130th Terrace, Platte City

Listing courtesy of Tradition Home Group of Compass Realty Group.
$439,900
4 Beds ⋅ 2 Baths
Beautiful Home in a Wonderful Neighborhood Spacious great room featuring engineered hardwood flooring, a ceiling fan, and a fireplace with mantel. The open-concept layout flows seamlessly into the kitchen and dining area. The kitchen offers tile flooring, a large island, and a walk-in pantry. A laundry room is conveniently located off the kitchen, along with a mud area/drop zone. The main level includes a guest bathroom, a guest bedroom with LVP flooring and a ceiling fan, and a second guest bedroom with carpet and a ceiling fan. The primary suite features LVP flooring, a large walk-in closet, and a ceiling fan. The primary bathroom includes a double vanity, shiplap accent wall, and a huge walk-in shower. The finished lower level offers a spacious family and recreation area with LVP flooring, a mini bar, built-in shelves, and plenty of storage space. A built-in doggie door adds convenience for pet owners. The fourth bedroom is located on this level and features carpet and a ceiling fan. There is a stubbed bath ready to go in storage room. Outside, you'll enjoy a fenced backyard and a covered deck with steps leading to the yard and a ceiling fan for added comfort. The home also includes an attached two-car garage. Located in a wonderful neighborhood, this home combines modern finishes, functional living spaces, and exceptional indoor and outdoor amenities.

15865 NW Morgan Street, Platte City

Listing courtesy of Patty Farr of RE/MAX House of Dreams.
$599,950
4 Beds ⋅ 3.5 Baths
Brand-New True Ranch in Unincorporated Platte County! Looking for space, style, and one-level living? This stunning 4-bedroom, 3.5-bath open-concept true ranch in Running Horse Subdivision delivers exceptional craftsmanship and modern comfort throughout. As you step inside, you will find the extra-wide entry that flows into a bright, expansive living area featuring beautiful LVP floors and a striking stone fireplace. The chef’s kitchen is the heart of the home, showcasing a large island, abundant cabinetry, and a walk-in pantry, perfect for everyday living and entertaining. The dining area opens to a covered deck, ideal for morning coffee, weekend BBQs, or relaxing evening sunsets. The main level offers true convenience with laundry, three of the bedrooms, including the private primary suite complete with a spa-like bath and spacious walk-in closet. The finished lower level expands your living space with a large family room, an additional bedroom, a full bath, and ample storage. Walk out to a partially covered patio and enjoy the beauty of your spacious lot, perfect for play time, gatherings or quiet evenings. This property offers the perfect blend of location, space, and style; and is ready to welcome you home!

16810 NW 124th Street, Platte City

Listing courtesy of Jennifer Barth of RE/MAX Realty and Auction House LLC.
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