Richmond Homes with Conventional Financing

Richmond Homes with Conventional Financing

Welcome to Richmond, Missouri – a charming city nestled in the heart of Ray County, where small-town charm meets modern convenience. Richmond boasts a rich history, friendly community, and a vibrant local culture that make it an ideal place to call home. With its picturesque streets lined with historic architecture and lush parks, Richmond offers a serene escape from the hustle and bustle of city life while still providing easy access to essential amenities.

For those looking to settle down in this delightful city, Richmond is known for its diverse housing options that cater to various lifestyles and budgets. One of the most appealing aspects of the Richmond real estate market is the availability of homes that qualify for conventional financing. This means that whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a range of properties that suit your needs and financial plans.

Richmond's homes are characterized by their unique charm, with many featuring traditional designs, spacious yards, and inviting interiors. The community is also known for its excellent schools, recreational facilities, and vibrant local events, making it a great place for families and individuals alike.

If you’re ready to explore the possibilities of homeownership in Richmond, Missouri, you’ll find a welcoming community and a strong sense of belonging. With conventional financing options at your disposal, your dream home in this lovely city is within reach. Discover the beauty of Richmond and make it your new home today!

Newest Richmond Homes with Conventional Financing

$249,900
3 Beds ⋅ 1 Baths
Make this move in ready, beautifully renovated home yours! You will love having 3 bedrooms with spacious closets and bathroom featuring a double vanity, beautiful design, and fixtures. Kitchen offers quality Whirlpool stainless appliances and customs cabinets with soft close doors by local cabinet maker. Home features modern and inviting laminate flooring throughout that's both functional and low maintenance. Home has new furnace and spacious unfinished basement to increase your living space possibilities. If that isn't enough, step into the large, fully fenced backyard offering privacy for endless entertainment and possibilities.

309 Wellington Street, Richmond

Listing courtesy of Penny Millsap of Community Realty.
$169,900
2 Beds ⋅ 1 Baths
Motivated sellers!! This cozy bungalow located in the heart of Richmond, Missouri boasts hardwood floors, original woodwork, gas fireplace, and a full, unfinished basement. Charm and a corner lot? This beauty as both. The only thing missing is its forever family. Come see it today!

200 Tribble Street, Richmond

Listing courtesy of Kimberly Ghisalberti of Community Realty.
$189,900
3 Beds ⋅ 2 Baths
Take a look at your next home with instant equity. Lots of great potential and in a semi private location close to town, commuter routes, schools and shopping areas. newer HVAC. Fenced yard with shed and large deck. Partially finished basement with bathroom right off the family room.

1403 Ridgeway Drive, Richmond

Listing courtesy of Bob Halberstadt of ReeceNichols North Star.
$209,900
4 Beds ⋅ 2 Baths
LOADS OF POTENTIAL! Brand-new roof, both HVAC systems replaced, and utilities are on! Updated photos coming soon! Raised ranch with 4 bedrooms, 2 full baths, and 2 living areas on the main level. Main bedroom features ensuite bath, his/hers closets, and access to its own private deck—great for relaxing and entertaining! Hardwood flooring and plenty of natural light! Full basement with plenty of room for storage. Easily convert back into 3-car attached garage! Spacious corner lot next to a dead-end street with view of green space. Add this one to the top of your list while it lasts!

1412 Ridgeway Drive, Richmond

Listing courtesy of Connor Reeves of Mother & Son Realty Group.
$69,900
2 Beds ⋅ 1 Baths
Don't miss this opportunity to own a bank-owned property with tremendous potential. Whether you're an investor looking for your next project or a buyer ready to build equity, this home offers an excellent value. Situated on a desirable corner lot, this charming bungalow features two main-level bedrooms and a spacious upstairs that can be converted into a non-comforming bedroom, providing a functional and versatile floor plan. The home has received updates over the years but will require extensive cosmetic repairs. This property is being sold strictly AS IS. The seller will make no repairs, and no Seller's Disclosure is available. Square footage is approximate and should be verified by the buyer or buyer's agent. With its attractive price and opportunity to add value through cosmetic improvements, this bank-owned property is one you won't want to miss. Schedule your showing today!

809 W Lexington Street, Richmond

Listing courtesy of Jenny Olson-Paden of Weichert Realtors - Generations.
$75,000
Build the home you’ve always imagined on this beautiful 5-acre! Lot 42 on Airfield Lane offers the perfect blend of peaceful country living and everyday convenience. The gently sloping terrain provides an excellent building site for a walk-out basement, while the spacious acreage gives you plenty of room for a custom home, outbuilding, outdoor living spaces, and all the privacy you’ve been looking for. Located just outside the Richmond city limits, you’ll enjoy a quiet rural setting with quick access to Highway 210 for an easy commute to Kansas City and surrounding communities. Whether you’re ready to build now or planning for the future, this is an outstanding opportunity to own a piece of Missouri countryside in a desirable location. Don’t miss your chance to make your dream home a reality on this exceptional 5-acre homesite!

Lot 42 Airfield Lane, Richmond

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$75,000
Build the home you’ve always imagined on this beautiful 5-acre tract! Lot 43 on Airfield Lane offers the perfect blend of peaceful country living and everyday convenience. The gently sloping terrain provides an excellent building site for a walk-out basement, while the spacious acreage gives you plenty of room for a custom home, outbuilding, outdoor living spaces, and all the privacy you’ve been looking for. Located just outside the Richmond city limits, you’ll enjoy a quiet rural setting with quick access to Highway 210 for an easy commute to Kansas City and surrounding communities. Whether you’re ready to build now or planning for the future, this is an outstanding opportunity to own a piece of Missouri countryside in a desirable location. Don’t miss your chance to make your dream home a reality on this exceptional 5-acre homesite!

Lot 43 Airfield Lane, Richmond

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$699,000
4 Beds ⋅ 3 Baths
Embrace the peace and privacy of country living with this beautifully custom-built home situated on 17.42 picturesque acres just outside the Richmond city limits. Built in 2015, this spacious 4-bedroom, 3-bath home offers thoughtfully designed living space featuring an open floor plan filled with natural light, beautiful hardwood floors and cabinetry, newer carpet in the bedrooms, and select ADA-accessible features for added comfort and convenience. The primary bedroom features and large walk-in closet, private bathroom, and access to the sun room and back deck. The large composite back deck with a walk-down to the concrete patio creates the perfect setting to relax and enjoy the breathtaking views. Spend your evenings fishing in the stocked pond, enjoy fresh fruit from the young fruit trees as they mature, or take advantage of the RV hookups for when visitors come. The detached 284 sqft guest quarters provides a flexible space for guests, a home office, or creative hobbies, while the impressive 100' x 30' outbuilding with concrete floors, electricity, and an industrial ceiling fan is ready for equipment, projects, recreational vehicles, or a workshop. With room to roam, space to grow, and endless opportunities, this is more than just a home—it's a place to build memories and enjoy the lifestyle you've been dreaming of. Schedule your private tour today and experience all this remarkable property has to offer!

39803 K Highway, Richmond

Listing courtesy of Sterling Spicer of ReeceNichols North Star.
$990,000
4 Beds ⋅ 4.5 Baths
The luxury barndominium you’ve been dreaming about is available now, offering 8000+sf of seamless living, entertaining, and commercial grade utility. Custom built in 2022, this single level ranch immediately welcomes you with effortlessly accessible 9’ ceilings, warm luxury vinyl flooring, and a expansive 5’ wide hallway that flows smoothly from the private driveway throughout the entire home. Imagine starting your mornings in a true chef’s kitchen: crafting meals on a professional gas range, retrieving ingredients from dual walk-in pantries, or serving drinks from the dedicated wet bar island. Work blends effortlessly into your day in a private home office with its own exterior entrance for client visits, which easily doubles as a fifth bedroom. As day turns to evening, unwind beside the warm glow of a two-sided propane fireplace, or step outside onto the covered patio and gazebo to take in the peaceful acreage while pets roam the fenced yard. The lifestyle transitions effortlessly from everyday comfort to extraordinary capability. Step directly into your attached, climate-controlled 50’ x 60’ recreation room; a vibrant haven complete with surround sound, soaring fans, two 12’ overhead doors, and an indoor storm shelter, making it the ultimate venue for hosting unforgettable events or running an expansive studio space. Just beyond sits the impressive 60’ x 80’ x 18’ fully insulated workshop. Heavy equipment, car collections, or full-scale business operations feel right at home with 6” reinforced concrete floors, a dedicated 5-ton HVAC system, 200-amp power, its own full bathroom with separate septic, and a reinforced concrete driveway engineered for semis and trailers. Every detail is designed for total peace of mind and low maintenance luxury, from smart programmable lighting and tankless hot water to spray foam efficiency and a whole home Generac generator. It’s a rare opportunity to live with complete freedom, total independence, and unlimited room to grow.

8944 Southpoint Drive, Richmond

Listing courtesy of Karen Cooper-Botts of EXP Realty LLC.
$302,500
3 Beds ⋅ 2.5 Baths
Beauiful location! Nicely updated ranch home located on a quiet street in an established neighborhood. Several updates have already been made, including all newer windows and sliding glass door installed in 2021, complete kitchen remodel with beautiful quartz counter tops, all newer plan Lots of cabinets space. Come check it out for yourself, you won't be disappointed. All offers must be submitted at www.vrmproperties.com. Agents must register as a User, enter the property address, and click on "Start Offer". This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists. All measurements and information is due reliable but the buyer and/or buyer’s agent are responsible for verifying.

1005 Lisa Lane, Richmond

Listing courtesy of Michael Diggs of Realty Executives.
$245,000
3 Beds ⋅ 2 Baths
FABULOUS HOME AND MOVE IN READY! So many updates on this...Completely updated Electrical Wiring, Plumbing, Sewer Lines, HVAC and 4 yr old Roof. New Siding, Insulation, Windows, Exterior/Interior Paint! A Wonderful Front Porch 25x7 to Relax and Hang out with Friends or Family. A NEW 1 Car Garage with a HUGH SIDE YARD for the kids to play, Garden or just make into a Flower Garden. So many options! Newly paved street and this amazing home sits on a Corner. DON'T MISS THIS ONE...WILL GO FAST

512 E Lexington Street, Richmond

Listing courtesy of Janice Mackay of ReeceNichols - Lees Summit.
$239,900
3 Beds ⋅ 2 Baths
Lots of new with beautiful trim work throughout in this 3 bedroom 2 bath home with flex space for a formal dinning room or home office. Updates include new HVAC, roof, front and back deck, all new paint and flooring. Wood fence around 3 sides of home. Nice corner lot with newer homes facing the front of home. South side of Wellington just past the middle school. Close to schools, public pool and ball fields. Easy access to 210 Hwy for a quick commute to KC. Broker/Owner.

1101 Wellington Street, Richmond

Listing courtesy of Tammy J Williams of ReeceNichols Williams.
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