Richmond Homes with VA Loan Financing

Welcome to Richmond, Missouri, a charming city nestled in the heart of Ray County. Known for its rich history, friendly community, and picturesque landscapes, Richmond offers a unique blend of small-town charm and modern conveniences. With a population that values both tradition and progress, you'll find a welcoming atmosphere that makes it easy to call this place home.

Richmond boasts an array of amenities, including local shops, delightful dining options, and beautiful parks that provide ample opportunities for outdoor recreation. The city's vibrant community events and festivals, such as the annual Richmond Fair, showcase the local culture and foster a strong sense of belonging among residents. Families will appreciate the excellent schools and safe neighborhoods, making it an ideal place to raise children.

For those considering purchasing a home in Richmond, the availability of VA loan financing makes this an even more appealing option. VA loans offer military veterans and active-duty service members a fantastic opportunity to secure a home with favorable terms, including no down payment and competitive interest rates. This financing option opens the door to a variety of charming homes, from cozy single-family residences to spacious modern builds, all nestled within Richmond's scenic surroundings.

Whether you’re a first-time homebuyer or looking to settle into a new community, Richmond, MO, is a place where you can truly thrive. Discover the warmth of this remarkable city and explore the possibilities that await you in your new home. Let Richmond be the backdrop for your next chapter!

Newest Richmond Homes with VA Loan Financing

$170,000

3 Beds ⋅ 1 Baths

Welcome home to this charming 3-bedroom, 1-bath ranch in the heart of Richmond! Offering 944 sq. ft. of comfortable living space, this home features an eat-in kitchen, low-maintenance vinyl siding, and large driveway for plenty of parking. Situated on a spacious .53-acre lot, there's plenty of room to enjoy the outdoors, garden, entertain, or expand. The functional single-level floor plan is perfect for almost any buyer whether you are looking to downsize, just start out, have main level living, or as an investment property! Conveniently located near schools, parks, shopping, and local amenities, this property combines small-town charm with everyday convenience. Don't miss your chance to make this affordable home your own!

701 Hickory Street, Richmond

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.

$249,900

3 Beds ⋅ 1 Baths

Make this move in ready, beautifully renovated home yours! You will love having 3 bedrooms with spacious closets and bathroom featuring a double vanity, beautiful design, and fixtures. Kitchen offers quality Whirlpool stainless appliances and customs cabinets with soft close doors by local cabinet maker. Home features modern and inviting laminate flooring throughout that's both functional and low maintenance. Home has new furnace and spacious unfinished basement to increase your living space possibilities. If that isn't enough, step into the large, fully fenced backyard offering privacy for endless entertainment and possibilities.

309 Wellington Street, Richmond

Listing courtesy of Penny Millsap of Community Realty.

$169,900

2 Beds ⋅ 1 Baths

Motivated sellers!! This cozy bungalow located in the heart of Richmond, Missouri boasts hardwood floors, original woodwork, gas fireplace, and a full, unfinished basement. Charm and a corner lot? This beauty as both. The only thing missing is its forever family. Come see it today!

200 Tribble Street, Richmond

Listing courtesy of Kimberly Ghisalberti of Community Realty.

$209,900

4 Beds ⋅ 2 Baths

LOADS OF POTENTIAL! Brand-new roof, both HVAC systems replaced, and utilities are on! Updated photos coming soon! Raised ranch with 4 bedrooms, 2 full baths, and 2 living areas on the main level. Main bedroom features ensuite bath, his/hers closets, and access to its own private deck—great for relaxing and entertaining! Hardwood flooring and plenty of natural light! Full basement with plenty of room for storage. Easily convert back into 3-car attached garage! Spacious corner lot next to a dead-end street with view of green space. Add this one to the top of your list while it lasts!

1412 Ridgeway Drive, Richmond

Listing courtesy of Connor Reeves of Mother & Son Realty Group.

$699,000

4 Beds ⋅ 3 Baths

Embrace the peace and privacy of country living with this beautifully custom-built home situated on 17.42 picturesque acres just outside the Richmond city limits. Built in 2015, this spacious 4-bedroom, 3-bath home offers thoughtfully designed living space featuring an open floor plan filled with natural light, beautiful hardwood floors and cabinetry, newer carpet in the bedrooms, and select ADA-accessible features for added comfort and convenience. The primary bedroom features and large walk-in closet, private bathroom, and access to the sun room and back deck. The large composite back deck with a walk-down to the concrete patio creates the perfect setting to relax and enjoy the breathtaking views. Spend your evenings fishing in the stocked pond, enjoy fresh fruit from the young fruit trees as they mature, or take advantage of the RV hookups for when visitors come. The detached 284 sqft guest quarters provides a flexible space for guests, a home office, or creative hobbies, while the impressive 100' x 30' outbuilding with concrete floors, electricity, and an industrial ceiling fan is ready for equipment, projects, recreational vehicles, or a workshop. With room to roam, space to grow, and endless opportunities, this is more than just a home—it's a place to build memories and enjoy the lifestyle you've been dreaming of. Schedule your private tour today and experience all this remarkable property has to offer!

39803 K Highway, Richmond

Listing courtesy of Sterling Spicer of ReeceNichols North Star.

$302,500

3 Beds ⋅ 2.5 Baths

Beauiful location! Nicely updated ranch home located on a quiet street in an established neighborhood. Several updates have already been made, including all newer windows and sliding glass door installed in 2021, complete kitchen remodel with beautiful quartz counter tops, all newer plan Lots of cabinets space. Come check it out for yourself, you won't be disappointed. All offers must be submitted at www.vrmproperties.com. Agents must register as a User, enter the property address, and click on "Start Offer". This property may qualify for Seller Financing (Vendee). If property was built prior to 1978, Lead Based Paint Potentially Exists. All measurements and information is due reliable but the buyer and/or buyer’s agent are responsible for verifying.

1005 Lisa Lane, Richmond

Listing courtesy of Michael Diggs of Realty Executives.

$245,000

3 Beds ⋅ 2 Baths

FABULOUS HOME AND MOVE IN READY! So many updates on this...Completely updated Electrical Wiring, Plumbing, Sewer Lines, HVAC and 4 yr old Roof. New Siding, Insulation, Windows, Exterior/Interior Paint! A Wonderful Front Porch 25x7 to Relax and Hang out with Friends or Family. A NEW 1 Car Garage with a HUGH SIDE YARD for the kids to play, Garden or just make into a Flower Garden. So many options! Newly paved street and this amazing home sits on a Corner. DON'T MISS THIS ONE...WILL GO FAST

512 E Lexington Street, Richmond

Listing courtesy of Janice Mackay of ReeceNichols - Lees Summit.

$249,900

3 Beds ⋅ 2 Baths

Tucked away at the end of a quiet dead-end street, this move-in ready gem is the one you've been waiting for! Offering 3 bedrooms, 2 bathrooms, and a large fenced backyard with no immediate neighbors directly behind the property, this home offers a peaceful setting and plenty of outdoor space. Inside, you'll love the fresh paint throughout, creating a bright, clean, and welcoming feel from the moment you walk in. The spacious layout is both functional and inviting, and with a brand-new HVAC system installed just one year ago, you can enjoy added peace of mind. All kitchen appliances stay, making your move even easier. From the fresh updates to the large backyard, this charming Richmond home truly has it all. All that's left to do is move in!

605 S Westview Drive, Richmond

Listing courtesy of Meranda Lefebvre of ReeceNichols-KCN.

$249,999

3 Beds ⋅ 2.5 Baths

Highly motivated seller. Bring us your offers. Super cute home on cul de sac. Easy access to highways. Beautiful yard and surroundings. Primary is on the main level but the upstairs could be a second master suite. New carpet on main level. 3 bedrooms with 2.5 baths and 2 car garage. 2 year old roof. Gorgeous corner lot on a cul-de-sac in the county. Beautiful mature trees, shed, awesome deck for sitting in the evenings. Window coverings.

510 Shawn Crest Lane, Richmond

Listing courtesy of Nita Pridgen of Platinum Realty LLC.

$230,000

3 Beds ⋅ 2 Baths

Well-maintained home tucked away at the end of a quiet cul-de-sac! Recent updates include beautifully refinished hardwood floors throughout the home, a new water heater installed within the past year, and fresh paint that gives the interior a bright, refreshed feel. The finished basement features a spacious bonus room that could easily serve as a primary bedroom, along with a completely renovated full bathroom. With generous living space on both the main level and downstairs, this home offers comfort, flexibility, and plenty of room to grow. Schedule your showing today!

1410 Ridgeway Drive, Richmond

Listing courtesy of Rylee Robinson of Community Realty.

$324,900

5 Beds ⋅ 2.5 Baths

SPACIOUS RAISED RANCH WITH POND VIEWS, FRUIT TREES, & MANY UPGRADES! WELCOME HOME TO THIS SPACIOUS UPDATED RAISED RANCH, FEATURING A CLASSIC BRICK FASCIA AND A NEWER, DURABLE METAL ROOF THAT OFFERS YEARS OF PEACE OF MIND. UNCOMMONLY FEATURING 5 BEDROOMS, WITH 2.5 BATHROOMS, THIS EXPANSIVE LAYOUT OFFERS INCREDIBLE FLEXIBILITY WITH THREE SEPARATE LIVING ROOMS—PERFECT FOR A HOME OFFICE, GAME ROOM, OR LARGE-FAMILY LIVING. THE EXPERTLY FINISHED BASEMENT PROVIDES TONS OF EXTRA LIVING SPACE. AS WELL, THE HOME'S STUNNING, ORIGINAL HANDMADE CABINETS THAT ADD A TOUCH OF TIMELESS CRAFTSMANSHIP. THE HEAVY LIFTING HAS ALREADY BEEN DONE FOR YOU WITH MAJOR MECHANICAL UPGRADES COMPLETED IN 2026. ENJOY ENDLESS SHOWERS WITH A BRAND-NEW TANKLESS HOT WATER HEATER ('26), AN UPDATED ELECTRICAL SYSTEM, AND A NEW SUMP PUMP ('26). THE HVAC SYSTEM IS IN PRISTINE CONDITION, FRESHLY SERVICED IN 2026 WITH A BRAND-NEW BLOWER MOTOR, SOLENOID, AND ACTUATOR TO ENSURE YEAR-ROUND EFFICIENCY. NEWER WINDOWS THROUGHOUT KEEP THE ENTIRE HOME BRIGHT AND ENERGY-EFFICIENT. STEP OUTSIDE TO YOUR OWN PRIVATE RETREAT. THE EXTERIOR FEATURES EXTENSIVE OUTDOOR LIGHTING THAT SHOWCASES A GORGEOUS STONE PATIO—THE ULTIMATE SPOT TO UNWIND AND TAKE IN VIEWS OF THE LOCAL NEIGHBORING POND. THE YARD IS PARTIALLY FENCED, MAKING IT READY FOR YOUR PUPS, AND COMES ALIVE WITH A FRESHLY PLANTED APPLE TREE ALONGSIDE PLUM, PEAR, OAK, AND PINE TREES. COMPLETE WITH A TWO-CAR GARAGE AND TONS OF EXTRA PARKING FOR GUESTS, A CAMPER, OR A BOAT, THIS MOVE-IN-READY HOME TRULY HAS IT ALL. THANKS FOR LOOKING!

205 E Dauxville Drive, Richmond

Listing courtesy of Adam Booth of Booth Company Real Estate.

$394,900

4 Beds ⋅ 3 Baths

Private 5-acre retreat with a massive 40x60 shop and beautifully updated home! This fully renovated property offers the perfect blend of modern updates, space, and privacy — all just a short drive from town. Inside, you’ll find an open and inviting layout featuring fresh updates throughout, including new HVAC, water heater, flooring, paint, fixtures, and more. The spacious finished basement adds incredible flexibility for additional living space, entertaining, hobbies, or storage. Step outside and enjoy peaceful country views, mature trees, and plenty of room to spread out. The huge 40x60 outbuilding with concrete floors and power is ideal for a workshop, business, equipment storage, or all your toys. A brand-new deck creates the perfect spot to relax and enjoy the private setting. Properties offering this much space, this many updates, and a shop of this size at this price point are hard to find. Move-in ready and packed with value — don’t miss your chance to own this one-of-a-kind acreage property!

39232 Fitch Road, Richmond

Listing courtesy of Jake Osborn of Osborn Real Estate.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use