St Joseph Homes under $200,000

Welcome to St. Joseph, Missouri, a charming city nestled in Buchanan County that beautifully blends rich history with modern living. Known for its picturesque landscapes and vibrant community, St. Joseph boasts a unique character that attracts families, young professionals, and retirees alike. With its historic downtown area, delightful parks, and a variety of cultural attractions, this city has something for everyone.

One of the most appealing aspects of St. Joseph is its affordability, particularly when it comes to housing. If you’re searching for a home under $200,000, you’ll find a diverse selection of properties that cater to various tastes and lifestyles. From cozy bungalows to spacious family homes, St. Joseph offers an array of options that make homeownership accessible without sacrificing comfort or style.

The local real estate market is thriving, with many homes featuring modern amenities, charming architectural details, and beautiful outdoor spaces. Families will appreciate the proximity to excellent schools, recreational facilities, and community events that foster a strong sense of belonging. Additionally, St. Joseph’s convenient location along the Missouri River provides residents with plenty of opportunities for outdoor activities, including hiking, fishing, and biking.

Whether you’re a first-time homebuyer or looking to downsize, St. Joseph, MO, offers a welcoming environment and a lifestyle that feels just right. Discover your dream home in this delightful city, where affordable living meets a vibrant community spirit!

Newest St Joseph Homes under $200,000

$110,000

3 Beds ⋅ 1 Baths

Charming bungalow in the heart of north st Joe! Enjoy original hardwoods alongside original character and charm within. Large eat in kitchen with extra spacious dining and living area. Newer windows, kitchen cabinets and kitchen flooring. Private parking in large garage in enclosed backyard. Defined spaces but open and airy! Seller is actively working to finish up kitchen and painting but will sell as is with a fair offer!

2002 N 3rd Street, St Joseph

Listing courtesy of Elisabeth Peter of Top Line Realty LLC.

$99,000

2 Beds ⋅ 1 Baths

Welcome to this 2-bedroom, 1-bath home tucked away on a picturesque hill with a spacious yard and plenty of character. The main level offers a practical layout with a comfortable living area, formal dining space, and an eat-in kitchen with room for both everyday meals and morning coffee. The home also features a convenient main-level laundry area, making daily living a little easier. Both bedrooms provide comfortable space, while the recently updated HVAC system adds modern comfort and efficiency. Outside is where this property really stands out. The expansive yard provides plenty of room to enjoy the outdoors, entertain, garden, or simply make the most of the setting. Positioned on the hill, the home offers a distinctive setting with elevated views of the surrounding area. With its combination of usable living space, updated mechanicals, spacious yard, and unique location, this is one you’ll want to see in person. Schedule your showing today!

1811 Pacific Street, St Joseph

Listing courtesy of Joe Blackshere of 1st Class Real Estate KC.

$165,000

3 Beds ⋅ 1 Baths

Adorable 3 bed 1 bath home in a quiet St. Joseph neighborhood, Old Deer Park. Perfect for first time home buyers, investors, downsizers, or anyone looking for low maintenance all level living. The fenced in front yard, inviting covered porch, 1 car garage, and large private backyard with a shed are all things you'll love about this home. Inside find a functional layout with a cozy living room, large eat in kitchen and laundry, full bath, and 3 bedrooms including a spacious primary. Schedule your showing today!

4904 Shawnee Road, St Joseph

Listing courtesy of The Hamilton Group of Keller Williams KC North.

$125,000

3 Beds ⋅ 1.5 Baths

This adorable 1 story home is located in a quiet neighborhood and has been successfully used as a short-term rental for the past two years. The home features newer flooring and HVAC, along with a large eat-in kitchen and a separate dining room, used as an office space currently. The main floor includes a bedroom, living room, and a half bath with no sink. Upstairs are two additional bedrooms and a full bath. Convenient on-street parking in front, plus gravel parking in the back for off-street parking. A great opportunity for an owner occupant or investment property! Sellers used this property as a long term rental for 3-4 years and switched to a short term rental over 2 years ago. Average monthly gross income was $1300 over the last 12 months (and they took one of those months off last year). It is called The Minthouse. People leave reviews that they love the homey feel, quiet neighborhood and close proximity to bars, restaurants and downtown. New roof scheduled to be installed in October. Will consider selling/leaving some of the furniture with good offer. 1 year home warranty included. Owner agents.

716 N 24th Street, St Joseph

Listing courtesy of Tracy TIETJENS of REECENICHOLS-IDE CAPITAL.

$95,000

415 S 9TH Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.

$118,000

2 Beds ⋅ 1 Baths

This move-in ready 2 bed, 1 bath home in the heart of St. Joseph is turn key move in ready. Inside are original hardwood floors and a kitchen with an island, recessed lighting, and a walk-in pantry. All appliances stay, including the refrigerator, range, microwave, washer, and dryer. The sunroom off the kitchen has the laundry and can be used for dining or as an office. Features include has a covered front porch with an accessibility ramp. Recent work includes a newer roof, fresh tuckpointing on the foundation, and HVAC service. A recent home inspection is available to buyers.

815 S 16th Street, St Joseph

Listing courtesy of Corbin POLSGROVE of The St.Joe Real Estate Group,.

$154,900

3 Beds ⋅ 1 Baths

Welcome to this charming 3 bed, 1 bath home resting on a desirable corner lot. Lovingly cared for by the same family for the past 40 years, this home has been well maintained and ready for its next chapter. The main floor features a nice sized living room as you enter the home and dining room just off the kitchen. One of the bedrooms and the full bathroom are also conveniently located on the main level. Along with 2 bedrooms upstairs, there’s also a bonus room that can be utilized as a playroom, office, non-conforming 4th bedroom or hobby space. Several important updates have been taken care of, including updated plumbing and electrical, newer HVAC, roof replaced within the last 10 years, as well as new gutters and water heater. The home’s long history of careful ownership gives you a solid foundation to build upon. With some cosmetic touches you can add your personal vision while enjoying the charm, layout and solid maintenance this home already offers. A corner lot setting, flexible bonus space, and a long history of being well cared for make this a wonderful opportunity to create a home that feels uniquely yours! Schedule a showing today!

1813 Clifford Street, St Joseph

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.

$180,000

3 Beds ⋅ 1 Baths

Wonderful home located in the heart of town. Owner has loved this home for over 60 years and is ready for the next journey. This property features a main floor living room, family room and dining room along with a spacious kitchen with plenty of storage. Also on the main floor you will find a full bath and laundry room. Upstairs are three large bedrooms with nice closet space. Backyard is fenced and has an amazing 24x24 detached garage. Roof, HVAC and most of the windows are newer as well. Give this property a look and you will be glad you did!

3305 Sacramento Street, St Joseph

Listing courtesy of Scott Hudson of REECENICHOLS-IDE CAPITAL.

$150,000

Opportunity knocks at 418 N 20th Street, a St. Joseph duplex ready for its next owner. Fresh carpet is going in now and the seller is wrapping up the final touches, so this one is shaping up to be move-in or tenant-ready. Unit one features a large bedroom over 15' x 16', a spacious living room with a fireplace, a separate dining area, and a big kitchen with room to cook and gather. A full bath completes the main level. A lower level adds a basement and two additional rooms, including a sitting room, perfect for storage, hobbies, or bonus space. Unit two offers a bright living room with a wall of windows and a fireplace, a dining area, a kitchen, two bedrooms, and a full bath. Out back, a screened porch is a great spot to unwind from spring through fall. With roughly 2,050 sq ft above grade across both units, plus the lower level, this property works for an owner-occupant who wants help with the mortgage or an investor adding a rental to the portfolio. Live in one, rent the other, or rent both. Schedule your showing today!

418 N 20th Street, St Joseph

Listing courtesy of Luis Hidalgo of 1st Class Real Estate KC.

$152,200

3 Beds ⋅ 1 Baths

Welcome home to easy, comfortable main-floor living! This inviting 3-bedroom, 1-bath home features an open-concept layout that creates a warm, spacious feel and makes everyday living and entertaining a breeze. Enjoy relaxing in the screened-in back porch while taking in the peaceful setting, with the property backing up to a wooded lot for added privacy. Whether you're looking for a comfortable place to call home or a quiet retreat from the everyday hustle, this property offers a wonderful combination of convenience, functionality, and privacy. Come see all this charming home has to offer!

217 W Market Street, St Joseph

Listing courtesy of MICHELLE SCHAUP of The St.Joe Real Estate Group,.

$50,000

4 Beds ⋅ 1 Baths

Investor opportunity South Side of St. Joseph. Sold as-is. Bring your contractor and your numbers.

705 thompson Avenue, St Joseph

Listing courtesy of James Watts of United Real Estate Kansas City.

$199,900

4 Beds ⋅ 2 Baths

Completely remodeled and move-in ready! This beautiful 4 bedroom, 2 bath bungalow has been fully updated with everything new throughout, including a completely renovated kitchen, new roof, HVAC system, and water heater. Features include an attached garage with electric opener, main floor laundry, a new front deck, and a great location in a desirable neighborhood. With nothing left to do but move in, this home is ready for its new owner. Schedule your showing today!

3020 Jules Street, St Joseph

Listing courtesy of Nathan Downey of BHHS Stein & Summers Real Estate.

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