St Joseph Homes with USDA Loan Financing

St Joseph Homes with USDA Loan Financing

Welcome to St. Joseph, Missouri – a charming city steeped in history and brimming with modern amenities! Nestled along the banks of the Missouri River, St. Joseph is a vibrant community known for its rich heritage, friendly neighborhoods, and a wealth of recreational opportunities. With a population of around 76,000, it offers the perfect blend of small-town charm and urban convenience.

St. Joseph is famous for its historical significance as the starting point of the Pony Express and the home of several notable figures, including Jesse James. Today, you can explore its many museums, parks, and cultural attractions, such as the St. Joseph Museum and the scenic Krug Park, which features beautiful gardens and walking trails.

For those looking to settle down in this delightful city, St. Joseph offers a variety of housing options that cater to diverse lifestyles and budgets. One of the most appealing aspects of homeownership here is the availability of USDA loan financing. This government-backed program is designed to assist eligible buyers in rural and suburban areas, making homeownership more accessible and affordable. With zero down payment options and competitive interest rates, USDA loans are an excellent opportunity for first-time buyers and those looking to upgrade their living situation.

Whether you’re drawn to the historic charm, the friendly community, or the financial advantages of USDA loans, St. Joseph is a wonderful place to call home. Discover your dream home in this thriving city, and start enjoying the exceptional quality of life that St. Joseph has to offer!

Newest St Joseph Homes with USDA Loan Financing

$98,000
3 Beds ⋅ 1 Baths

1321 S 17th Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$499,000
4 Beds ⋅ 2.5 Baths
CUSTOM ALL-BRICK RANCH on 2.45 ACRES Welcome to this beautifully custom-built all-brick ranch located just outside the city limits! Offering 4 bedrooms, 2.5 baths, and a large open-concept floor plan, this home has been thoughtfully designed with quality and comfort in mind. The spacious main level features gorgeous rounded drywall corners, an inviting open living area, and a beautiful sunroom-perfect for relaxing and enjoying the peaceful surroundings. The primary suite offers a stunning walk-in shower. The large basement provides plenty of additional space and is ready to be finished, offering endless possibilities for additional living space, recreation, storage, or a workshop. One bedroom and a half bath have been finished. A backup generator provides an added piece of mind. Outside, the property truly shines with 2.45 acres, a large patio, and a large metal building featuring finished living quarters on one end, complete with heating and cooling. Whether you need space for a business, hobbies, guests, storage, or a workshop, this versatile building offers incredible potential. Enjoy the privacy and space of country living while remaining just outside the city limits. With its custom construction, all-brick exterior, new roof, spacious floor plan, acreage, exceptional outbuilding, and large basement, this property offers a rare combination of comfort, functionality, and versatility..

8301 SW State Route V Highway, St Joseph

Listing courtesy of Gaye Black of Coldwell Banker General Property.
$479,900
3 Beds ⋅ 3 Baths
Pride of ownership shines throughout this beautifully maintained, one-owner home! The spacious primary suite features a tray ceiling and private bath with a separate jetted tub and walk-in shower. The thoughtfully designed floor plan offers comfortable main-level living, while the finished basement provides additional living space with a generous recreation room perfect for entertaining, relaxing, or game nights. Outside, enjoy a well-kept lawn, covered rear patio, and attractive curb appeal in an established neighborhood. An added benefit of this location is the option for high school attendance in either Buchanan County or Andrew County, offering added flexibility for homeowners. This well-cared-for property is ready to welcome its second owner!

13944 Indian Ridge Road, St Joseph

Listing courtesy of Vickie Wheeler of Randolph Realty Group.
$375,000
3 Beds ⋅ 2.5 Baths
Welcome to this beautifully designed 3-bedroom, 2.5-bath home located in the sought-after Indian Ridge Subdivision. From the freshly painted exterior to the newly stained covered back deck, this home has been thoughtfully maintained and offers an inviting combination of comfort, space, and functionality. The covered deck overlooks a large, privacy-fenced backyard and neighborhood green space, providing a peaceful setting with no neighbors directly behind the home. Inside, you’ll find beautiful stainless steel appliances, a spacious walk-in pantry, an electric fireplace in the family room, and all three bedrooms conveniently located on the main level. The primary suite features a whirlpool tub and an oversized walk-in closet, while the finished basement provides additional living space and flexibility. An oversized garage and abundant storage throughout the home offer plenty of room for everything you need. Conveniently located near I-29, shopping, dining, and everyday amenities, while also being within the Avenue City/Savannah School District, this property checks all the boxes for comfort, location, and lifestyle. Schedule your showing today and see everything this beautiful home has to offer—you’ll love it inside and out!

19224 Tomahawk Lane, St Joseph

Listing courtesy of Carol Ammon of Show-me Real Estate.
$105,000
3 Beds ⋅ 1 Baths

815 S 21st Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$4,900

1202 24th Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$209,000
4 Beds ⋅ 2 Baths

2722 Seneca Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$209,000
4 Beds ⋅ 2 Baths

3419 Seneca Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$630,999
4 Beds ⋅ 3 Baths
Beautiful custom brick home offering 5077 square feet of versatile living space on 5.84 acres. With four bedrooms, three full baths, this home provides room to spread out and gather, entertain and unwind in comfort. A full basement is an entertainer's dream, designed for memorable nights without leaving home. Challenge friends to shuffleboard, rack up a game of pool, test your aim in the dart alley, or serve your favorite drinks from the custom-built brick bar. Enjoy a nice swim in your 12 x 24 (Oval) salt water above ground pool with a custom-built deck (25x25), with built-in seating overlooking your property. This property has a few unique areas, a walk in safe, a walk-in cooler (self-made), concrete horseshoe/washer pit and a workshop. All electric except for the cook top stove, it is propane. 3 Car garages, 2 on main and 1 around back on the side by entrance. Agent: Dawnita Romesburg is also Owner

1313 SE Moore Road, St Joseph

Listing courtesy of Dawnita Romesburg of Top Property Realty, LLC.
$450,000
3 Beds ⋅ 3 Baths
An Amazing Property Awaits You and Your Family! Located on the outskirts of St. Joseph in the desirable Mid-Buchanan School District, this property sits on 2 stunning acres. It features a family swimming pool and a large tri-level composite deck, offering the privacy of country living while still being just minutes away from city amenities and highway access. Welcome to 6 Delaney Drive! This custom-built tri-level home boasts 3 bedrooms and 3 full baths. The main level includes a spacious dine-in kitchen that opens to the main living area. Cozy up in the living area with the large bay windows and custom fireplace. The kitchen also provides direct access to your beautiful backyard oasis, complete with views of your swimming pool and the scenic countryside. The master suite includes a full bathroom and opens onto a walkout deck leading to your fantastic backyard retreat. Two additional bedrooms offer plenty of space for your family, along with another full bath in the hallway. The lower level of the home features a cozy family rec room with a fireplace. This level also includes a full bath, a storage area, and access to the garage. The large two-car garage offers ample space for your vehicles, and a separate detached garage provides additional storage, vehicle parking, or space for your extra toys. As an extra convenience to the buyer, all appliances stay with this property! You will love this retreat, and you’ll be ready to call it your home sweet home!

6 Delaney Drive, St Joseph

Listing courtesy of Melissa Winn of Top Property Realty, LLC.
$440,000
4 Beds ⋅ 3.5 Baths
If you're searching for a completely remodeled 4-bedroom, 3 1/2 bathroom home with a thoughtful design layout, this is the home for you! Enjoy the ease of living in a ranch-style home, single-level living at its finest!! Laundry room on the main level! Brand-new windows and exterior sliding door, that come with a transferable lifetime warranty! The primary room has a brand new sliding glass door that opens to the Large back deck with a HOT TUB! This home has been completely transformed, down to the subfloor! All new LVP flooring! All new windows with a lifetime warranty, including the new sliding door in the primary bedroom! All bathrooms are brand new!! A shower is ADA approved! All light fixtures are new, and every ceiling fan has a remote! Solid wood interior doors. Kitchen was renovated 4 1/2 years and offers ample nice cabinetry with durable countertops and the 1-year old refridgerater STAYS! DISHWASHER is BRAND NEW! The sunporch has brand new outdoor carpet, floor-to-ceiling windows for natural-light! The sunporch is heated and it has a cute tiled bar! The detached garage offers storage space in the attic, with a convenient ladder. The garage door is brand new. It also has a garage code remote. Extra parking next to the garage. Invite friends and family over and have plenty of parking for everyone! With 2.04 acres of land, enjoy the peace and quiet that rural living has to offer. There are various bulbs planted, so there will be flowers popping up in the spring and summer. Lots of mums and hostas around the yard as well. The mature trees offer shade and give a lively feel to the property. There is a storm shelter in the backyard. It is dry and usable. The wooded area behind the house has a trail going through it where you can get to higher elevation and have a great view. Deer have been spotted casually meandering around. Come see the home for yourself. Contact me for a private showing, or come to the open house on Aug 22nd from 11-3pm!

9406 SW State Route JJ N/A, St Joseph

Listing courtesy of Chris Guerrero of Platinum Realty LLC.
$209,900
3 Beds ⋅ 3 Baths
If you're looking for space, you've found it! LARGE living room, LARGE dining room, and a LARGE kitchen with an island. If you want lots of windows with light coming through, here it is! This home is so bright and cheerful and everything is brand new: roof, HVAC, flooring, appliances, bathrooms, etc. The principal suite is privately located in its own wing of the house. This is a great, open floorplan where 2 of the 3 bedrooms have their own attached bathroom. Someone is going to get a great house. If off street parking is important to the buyer, Seller's open to adding it and the cost can be built into your purchase price.

1817 Beattie Street, St Joseph

Listing courtesy of Danielle Dalton of The St.Joe Real Estate Group,.
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