Tonganoxie Homes with USDA Loan Financing

Tonganoxie Homes with USDA Loan Financing

Welcome to Tonganoxie, Kansas—a charming city nestled in the heart of Leavenworth County, where small-town charm meets modern convenience. With a population of just over 5,000, Tonganoxie offers a tight-knit community atmosphere, making it an ideal place for families, retirees, and everyone in between. Here, you’ll find a blend of rich history, vibrant local culture, and a variety of outdoor recreational opportunities, including parks, trails, and community events that bring residents together.

Tonganoxie boasts a thriving local economy with a mix of agriculture and small businesses, providing residents with everything they need right at their fingertips. The city is conveniently located just a short drive from the bustling urban centers of Kansas City, allowing for easy access to shopping, dining, and entertainment while still enjoying the tranquility of a suburban lifestyle.

For those looking to plant roots in this delightful community, Tonganoxie offers a range of housing options, many of which qualify for USDA Loan Financing. This program is designed to help eligible homebuyers secure affordable financing with no down payment required, making homeownership more accessible for families and individuals alike. With its scenic neighborhoods and friendly atmosphere, Tonganoxie is the perfect place to call home.

Whether you're searching for a cozy starter home or a spacious family residence, Tonganoxie has something to offer everyone. Discover the joys of living in this welcoming city and explore the possibilities that await you in your new home!

Newest Tonganoxie Homes with USDA Loan Financing

$289,950
3 Beds ⋅ 3 Baths
IMPECCABLE 3-BEDROOM TOWNHOUSE WITH FINISHED BASEMENT! This beautifully maintained split-entry townhouse offers 3 full baths, a 2-car garage, and an easy-living floor plan. The main level features luxury vinyl plank flooring throughout the living areas, a gorgeous kitchen with granite countertops and pantry, spacious living room, and dining area opening to a covered deck and fenced yard. The primary suite includes a walk-in closet and private bath with double vanities, granite countertops, and a large shower. Two additional bedrooms and a full bath complete the main level. The finished basement provides a comfortable family room, full bath, and laundry for added living space and convenience. The HOA handles lawn mowing, making exterior maintenance easy. Impeccable condition, functional layout, and a great location make this townhouse a standout!

116 N McGee Street, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.
$282,500
3 Beds ⋅ 2 Baths
USDA Financing Opportunity in Greystone! Incredible opportunity to own this spacious 3-bedroom, 2-bath, 2-car garage home with the potential for no down payment through USDA Rural Development financing! Located in the desirable Greystone subdivision, this three-level home offers a smart, versatile floor plan with plenty of room to spread out. Inside, you'll find numerous updates, including LVP flooring, newer carpet, fresh interior and exterior paint, ceramic tile, an updated backsplash, refinished cabinetry, and granite countertops. The spacious kitchen features a center island, large pantry, and stainless steel appliances—perfect for everyday living and entertaining. Outside is where this property really shines! Situated on a huge corner lot at the end of a quiet cul-de-sac, the home offers a peaceful, private setting with beautiful views. Relax or entertain on the expansive concrete patio surrounded by gorgeous custom stone landscaping walls and plenty of outdoor space to enjoy. Located in the Tonganoxie School District and just minutes from highway access, this home combines an inviting neighborhood setting with convenient access to everything you need. Updated, spacious, private, and potentially available with no down payment through USDA financing—don't miss this Greystone opportunity!

161 S Whilshire Drive, Tonganoxie

Listing courtesy of Mike Russell of Real Broker, LLC.
$525,000
4 Beds ⋅ 3 Baths
Welcome to complete main-floor living in this refreshed 4-bedroom, 3-bath ranch situated on 8.69 peaceful acres just south of Tonganoxie. Recent improvements include a new roof, fresh interior and exterior paint, and new carpet, making this home move-in ready. The finished walkout basement offers additional living and recreation space, an office, generous storage, and a storm shelter. Outside, enjoy the spacious acreage, mature fruit trees, deck, and the convenience of an attached two-car garage. Located just minutes from Highway 24/40 and the Tonganoxie interchange, this property provides comfortable country living with convenient access to I-70 and the Kansas City area.

21051 Hemphill Road, Tonganoxie

Listing courtesy of Tara Myers of Coldwell Banker Distinctive Pr.
$399,950
3 Beds ⋅ 2 Baths
BRAND NEW RANCH WITH A 3-CAR GARAGE AND UPGRADED FINISHES THROUGHOUT! The Daniel plan offers an open, functional layout with luxury vinyl floors across the entire main level and a stylish kitchen featuring quartz countertops, center island, and pantry—perfect for everyday living and entertaining. The spacious primary suite includes a walk-in closet with direct access to the laundry room and a private bath with quartz counters, double vanities, and a stunning walk-in shower. The dining area walks out to a covered patio, creating a great indoor-outdoor flow. Two additional bedrooms and a full bath complete the main level. A great opportunity to own a new home with room to grow! Taxes and room sizes estimated. Pictures are similar to what home will look like finished.

2706 Stone Creek Avenue, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.
$409,950
4 Beds ⋅ 3 Baths
Inviting 4 bedroom split entry residence boasts an open floor plan that seamlessly connects the heart of the home. Hardwood floors grace the kitchen, equipped with a convenient pantry, and granite countertops adorn every surface, exuding sophistication. Vaulted ceilings in the living room elevate the space, enhanced by the warmth of a fireplace, creating an inviting atmosphere for gatherings or quiet nights in. The large main suite is a private sanctuary, featuring a walk-in closet and a spa-like bath with a jetted tub and a separate shower, offering a retreat within your own home. The basement unfolds as a versatile space, hosting a fourth bedroom, a family room, and a full bath, providing flexibility for guests or a personalized home office. A spacious 3-car garage ensures ample room for your vehicles and hobbies. Step outside to a privacy-fenced backyard, creating a serene outdoor oasis for relaxation or entertainment.

836 N Oak Terrace, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.
$341,990
3 Beds ⋅ 2.5 Baths
Welcome to Stone Creek by Lennar! The Camden is one of our two-story floor plans, where the first floor hosts an open-concept layout shared between a sun-drenched family room, modern kitchen and an intimate dining room. An upstairs loft offers a shared living space framed by two secondary bedrooms and the serene owner’s suite, all of which boast direct access to an attached bathroom. A convenient two-car garage completes the home. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

410 Valley View Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.
$313,240
4 Beds ⋅ 2 Baths
Welcome to Stone Creek by Lennar! This new single-level home features a thoughtfully designed layout that maximizes space. Three peaceful bedrooms frame the hallway off the front door and share a convenient full-sized bathroom. At the back of the home is an open-concept layout shared among a well-equipped kitchen, an intimate dining area and a living room with easy patio access. In a quiet corner is the tranquil owner’s suite with a private bathroom. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

434 Valley View Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.
$314,990
3 Beds ⋅ 2 Baths
Ask about current builder purchase incentives available for this home! Welcome to Stone Creek by Lennar! This home is host to a spacious and flexible open-concept layout shared between the kitchen, living and dining areas for simple everyday transitions and multitasking. Two bedrooms share a private hallway, while the peaceful owner’s suite boasts a private location at the back of the home, complete with a full bathroom and walk-in closet. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

2768 Woodfield Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.
$199,950
2 Beds ⋅ 1 Baths
Back on the market at no fault of the sellers. MOVE-IN READY 2 BEDROOM RANCH ON CORNER LOT! This charming 2 bedroom, 1 full bath ranch offers comfortable living with an easy-to-maintain layout and a large, tree-lined corner lot. Hardwood floors run through the living room, dining room, and both bedrooms, adding warmth and character throughout the home. The dining room is open to the kitchen, which includes a refrigerator and provides a functional space for everyday meals. The attached 1-car garage adds convenience and extra storage. Outside, the spacious corner lot is shaded by mature trees, giving you plenty of room to enjoy the outdoors. Whether you're looking for your first home, a place to downsize, or simply a home that's easy to care for, this property delivers great value in a great location.

127 W 3rd Street, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.
$730,000
4 Beds ⋅ 4 Baths
Built in 2024 and sitting on just under 10 acres, this gorgeous reverse 1.5-story home offers the perfect combination of space, comfort, and peaceful country views. With over 3,200 finished square feet, 4 bedrooms, and 4 full bathrooms, there's room for everyone to spread out and enjoy. The heart of the home is the beautiful kitchen featuring quartz countertops, a large island, double ovens, a gas cooktop, and an oversized walk-in pantry that makes entertaining and everyday life a breeze. The open floor plan flows seamlessly into the living room with a cozy fireplace and out to the covered deck where you can sip your morning coffee and take in the view. The primary suite was thoughtfully designed with a spacious walk-in shower, dual vanities, and a huge walk-in closet that connects directly to the laundry room—because it's the little things that make life easier. The finished walkout basement gives you even more room to enjoy, complete with a large family room, recreation space, private guest suite, fourth bedroom, and another full bath. Whether you need space for family, guests, hobbies, or a home office, this floor plan offers incredible flexibility. Outside, the nearly 10-acre setting gives you plenty of room to roam, add a shop, bring animals, or simply enjoy the privacy and beautiful Kansas sunsets. All of this with easy paved road access and a convenient drive to the Kansas City metro. Homes that offer this much space, newer construction, and nearly 10 acres don't come along often. Come see why country living might be exactly what you've been looking for.

20196 207th Street, Tonganoxie

Listing courtesy of Sharp Homes Team of Epique Realty.
$429,000
3 Beds ⋅ 1 Baths
Rural country living at its best, but close to so many things. Recently updated, beautiful brick/stone, maintenance-free exterior. Wood-burning brick fireplace (but Seller has not used it so it should be checked before use). Basement connection for wood-burning stove. Many new interior & exterior doors and trim. New: Countertop, sink, AC & furnace. New roof (fall of 2025). Reglazed shower enclosure. Many new electrical plugs and switches (but original wiring). Some hardwood floors beneath the carpet. Basement stubbed for an additional bathroom. Heated floor in the bathroom (although seller has not ever checked/used it). Walk-out basement. Brick-front, detached garage/shop has a newer roof & 220 wiring. Beautiful lot with plenty of room to play, garden or for an additional building. (Seller has no idea the reason for the PVC pipe that exits on the rear of the house.) Basehor-Linwood school district.

17568 Kansas Avenue, Tonganoxie

Listing courtesy of Chip Demoss of St Joseph Realty Inc.
$425,000
4 Beds ⋅ 3 Baths
Why wait for vacation when you can enjoy your own private backyard retreat every day? This 4-bedroom, 3-bath home offers incredible indoor and outdoor living with a sparkling in-ground pool featuring a BRAND NEW LINER, an expansive covered deck, and a fully fenced backyard perfect for entertaining, relaxing, and making memories. READY TO MAKE IT YOUR OWN? With an acceptable offer, the sellers are willing to paint the main living areas and refinish the hardwood floors, giving buyers the opportunity to choose a fresh look and put their own personal touch on the home! Inside, the open-concept floor plan features vaulted ceilings, abundant natural light, and a spacious living area that flows into the kitchen and dining space. The kitchen offers ample cabinetry, generous counter space, and a functional layout that keeps everyone connected. The primary suite includes a private bath and walk-in closet, while the finished lower level provides additional living space ideal for a family room, game room, home office, or guest area. A three-car garage offers plenty of room for vehicles, storage, and outdoor gear. Outside is where this home truly shines! Spend summer days poolside, grill and entertain on the covered deck, or unwind in your own backyard oasis. Located in a desirable neighborhood with convenient access to schools, parks, and commuter routes, this home offers plenty of space, a fantastic outdoor setup, and the opportunity for the next owner to make it truly their own! BONUS: a 1-Year Home Warranty will be provided for added peace of mind!

928 N Oak Terrace, Tonganoxie

Listing courtesy of Lisa Miller of Lynch Real Estate.
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