Trenton Homes with USDA Loan Financing

Welcome to Trenton, Missouri – a charming city nestled in the heart of Grundy County, where small-town charm meets a vibrant community spirit. Known for its friendly atmosphere and rich history, Trenton offers a welcoming environment that makes it an ideal place to call home. With a population of just over 6,000, residents enjoy a close-knit community that celebrates local events, from festivals to farmers' markets, bringing neighbors together and fostering connections.

Trenton is not only rich in culture and community, but it also boasts a variety of recreational activities. With beautiful parks, scenic walking trails, and access to the Grand River, outdoor enthusiasts will find plenty to explore. The city is also home to quality educational institutions, making it a great choice for families looking to plant their roots in a nurturing environment.

For those considering making Trenton their home, there are excellent financing options available, including USDA loan financing. This program is designed to assist eligible homebuyers in rural areas, making it easier to achieve the dream of homeownership without the burden of a hefty down payment. With USDA loans, you can secure a home in Trenton with favorable interest rates and low monthly payments, allowing you to invest in a property that fits your lifestyle and budget.

Whether you’re drawn to Trenton for its community spirit, beautiful surroundings, or affordable housing options, this delightful city has something for everyone. Discover your perfect home in Trenton, where your dreams can take root and flourish amidst the warmth of a welcoming community.

Newest Trenton Homes with USDA Loan Financing

$275,000

4 Beds ⋅ 1 Baths

Enjoy the space and freedom of country living just at the edge of town! Situated on 10.2 acres in Grundy County near the Trenton city limits, this charming older home offers four bedrooms, one bathroom, and numerous recent improvements. The practical two-story layout includes two bedrooms on the main level near the bathroom, kitchen, and living room, with two additional bedrooms upstairs. A full unfinished basement provides plenty of room for storage and future possibilities. Major updates include a newer roof and new central air conditioning, with an upgraded basement and septic system currently being installed. Outside, the gently rolling acreage features open grassland suitable for livestock, recreation, or a small hobby farm. The property also includes a pond, greenhouse, chicken coop, fruit trees, mature shade trees, and a detached two-car carport. With over 10 acres, useful outbuildings, and a convenient location close to town while remaining outside the city limits, this property offers an appealing combination of rural space and everyday convenience.

224 NW 3rd Avenue, Trenton

Listing courtesy of Michael Beach of Rorebeck Realty.

$189,900

3 Beds ⋅ 2 Baths

Welcome to this beautifully remodeled home where classic charm meets modern convenience! This move-in-ready 3-bedroom, 2-full-bath home has been completely updated from top to bottom, offering the comfort of a newer home with the character and location of an established property. Everything is on one level, making this home convenient and easy to enjoy. The completely remodeled interior features a brand-new kitchen with new cabinets, new flooring throughout, fresh paint, new doors, new lighting, and all-new plumbing. Both full bathrooms have been beautifully updated, while new heating and cooling provide year-round comfort. The exterior has received an impressive makeover as well, including new siding and a new roof. Step outside to enjoy the covered front porch, concrete patio, and spacious corner lot. A detached 2-car garage provides plenty of room for vehicles, storage, or hobbies. The full unfinished basement offers additional storage space, with laundry conveniently located in one of the bathrooms on the main level. Located close to downtown and the elementary school, this home offers both convenience and a great location. With all the major updates already completed, there is nothing left to do but move right in and enjoy!

300 W 7th Street, Trenton

Listing courtesy of Melissa Purkapile of Century 21 Team Elite.

$409,000

This beautiful 60m/l acres located 3 miles NE of Trenton, MO in Grundy County offers endless possibilities. If you are looking for acreage to build your home, this acreage lays out well and offers a high-elevation build site with a nice view! This area of Grundy County is predominantly agricultural land with fantastic hunting opportunities with an abundance of deer and several turkeys observed while touring the farm. This 59.35-acre property is primarily open land with a few wooded draws and 46.85 acres enrolled in CRP paying $149.24 per acre until 2031. Coupled with a hunting lease of $1,500 would raise your annual income to nearly $8,500. If you are looking for a rural building site, hunting property or portfolio expansion, this property could be right for you.

156 NE 30th Street, Trenton

Listing courtesy of John Bailey of Show-Me Real Estate.

$179,900

4 Beds ⋅ 2 Baths

Check out this spacious home, just steps away from the Golf Course! Sitting at the end of Ridgeway st you will find this 4 bedroom 2 bathroom home. As you walk in, you will notice the extra-tall ceilings, and expansive open spaces this home offers. The main level offers a bedroom, laundry, a formal dining area, office, and living room. There is tons of flexibility here for someone looking for a large home. The kitchen features wood cabinetry, and comes with appliances. Heading upstairs, you will find three more bedrooms, as well as a flex-space that might work as a playroom or even another bedroom. There is also a full bathroom upstairs, with some storage in the back. Outside this home sits on a nice shaded lot, partially fenced in. There is a sun-porch on the south side of the home, leading out to a brick patio area. There is also a basement that could be used for extra storage. Come check this home out today!

206 Ridgeway Street, Trenton

Listing courtesy of Cole Rorebeck of Rorebeck Realty.

$69,000

2 Beds ⋅ 1.5 Baths

An affordable home that offers so much value! As you walk into this 1910 built home, you will enter into a sun-porch, through that you will be greeted with the living room. You will notice the original hardwood floors, and the trim, giving it that historic charm. On the main level of this home, you also have a kitchen, dining room, half bath and an office that may be used as a third bedroom if desired. Upstairs you will find two bedrooms, each with ample closet space, as well as a full bathroom. The basement would include the laundry area, and extra storage space. This home even has a laundry chute! Outside there is a fully fenced in yard, with space to drive a riding lawnmower back in - as well as a back deck. Come take a look at this charming home today!

1026 McPherson Street, Trenton

Listing courtesy of Cole Rorebeck of Rorebeck Realty.

$330,000

3 Beds ⋅ 2 Baths

Lake Life Starts Here! Get ready to make memories! This updated lakefront retreat has room for everyone with 3 bedrooms plus additional sleeping areas for all your family and friends. Whether you're sipping your morning coffee in the 3-season room overlooking the water or soaking in the enclosed hot tub room after a day on the lake, every space is designed for relaxation and fun. The best part? Much of the work is already done! This home has been recently updated and is nearly maintenance-free, leaving you more time to enjoy the lake and less time worrying about upkeep. The kitchen appliances are included, and most of the furnishings are negotiable, making it easy to move right in and start enjoying the lake lifestyle. The sellers are even including a pontoon boat, covered dock with boat lift, and an awesome swim platform—just bring your sunscreen and swimsuit! Need space for all the toys? The 3-car detached garage has plenty of room for vehicles, golf carts, fishing gear, and lake essentials. There's even an additional parcel across the street that's perfect for boat trailer storage, extra parking, or overflow guests. From sunset cruises and swimming to hot tub evenings and weekend gatherings, this property has been loved, enjoyed, and carefully maintained. You truly have to see it to appreciate everything it has to offer. This isn't just a lake house—it's a lake lifestyle!

72504 Leisure Lake Drive, Trenton

Listing courtesy of Anita Riley of RE/MAX Town and Country.

$245,000

3 Beds ⋅ 2 Baths

Brand-new farmhouse-style home is ready to impress! If you've been dreaming of a home that's equal parts stylish, practical, and easy to maintain, this is it! Featuring 9-foot ceilings and an open-concept floor plan, this home feels bright, spacious, and welcoming from the moment you walk in. The kitchen is a showstopper with plenty of workspace and a handy butler's pantry to keep everything organized and out of sight. With 3 bedrooms, 2 baths, and all the modern finishes you're looking for, you'll have room to live, relax, and entertain. And the best part? The durable metal siding and metal roof require little to no maintenance, allowing you to spend your weekends doing what you love instead of tackling home projects. Located just 2 blocks from the golf course, this house is ready to move in, kick back, and enjoy the good life!

201 Linn Street, Trenton

Listing courtesy of Anita Riley of RE/MAX Town and Country.

$174,900

3 Beds ⋅ 1.5 Baths

Located only a block from the dam on Trenton Lake, this ranch style home is in a great location and desirable neighborhood. The home has 1722 sq ft of living space. A new remodel was just completed with new kitchen, new flooring, new windows, and fresh paint and trim. The home has 3 bedrooms with a 4th non-conforming bedroom or family room. The living room, dining room, and kitchen are an open floor plan. Located near the living room is a large bathroom with some updates. The master bedroom has an attached half bath. The home has a nice covered front porch and on the rear of the home sits a nice wooden deck. There is a 2 car attached garage as well as a small storage shed to hold lawn mowers and tools. Priced at $219,900, the owner is willing to consider all offers.

1745 Lake Trenton Drive, Trenton

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

$99,900

2 Beds ⋅ 1 Baths

If you’ve been looking for a property with extra space both inside and out, this home is a great find. Situated on four city lots, you’ll love the oversized yard that gives you plenty of room for a garden, play area, pets, or even future projects. The home offers 2 bedrooms and 1 bathroom, along with a basement for additional storage or workspace. A forced-air natural gas furnace and central air conditioning ensure year-round comfort. The home has had important updates with newer windows and a newer roof, giving peace of mind to the next owner. The kitchen comes equipped with a stove and refrigerator, making it move-in ready. Just off the kitchen, you’ll find a nice-sized laundry area for convenience. The living areas and bedrooms have ample natural light from the updated windows, giving the home a warm and welcoming feel. Outdoor spaces are a highlight here, featuring a covered front porch, perfect for enjoying your morning coffee, and a back deck where you can relax or entertain while overlooking the large yard. A storage shed adds even more practicality for tools, lawn equipment, or hobbies. This property offers a rare amount of space in town while still being close to schools, shopping, and other Trenton amenities. Whether you’re just starting out, downsizing, or looking for a place to customize and call your own, this home has great potential.

2205 Chicago Street, Trenton

Listing courtesy of Greg Freeman of Century 21 Team Elite.

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