Atchison, MO Homes with Conventional Financing

Atchison, MO Homes with Conventional Financing

Welcome to Atchison County, Missouri, a hidden gem nestled in the heart of the Midwest. Known for its rich history and vibrant community spirit, Atchison County offers a unique blend of small-town charm and modern conveniences. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, it’s no wonder that many people are choosing to call this area home.

Atchison County is characterized by its rolling hills, lush greenery, and scenic rivers, providing residents with an abundance of outdoor recreational opportunities. Whether you enjoy hiking, fishing, or simply taking a leisurely stroll through one of the many parks, Atchison County has something for everyone. The county is also home to a variety of local shops, restaurants, and cultural events, fostering a strong sense of community pride.

For those looking to buy a home in this delightful county, there are plenty of options available, including homes that qualify for conventional financing. This means that potential homeowners can take advantage of favorable loan terms, making it easier to secure their dream home. From charming historic houses to modern family residences, Atchison County offers a diverse range of properties to suit various tastes and budgets.

With its affordable housing market and welcoming atmosphere, Atchison County is an ideal location for families, retirees, and anyone seeking a peaceful yet vibrant lifestyle. Come explore the beauty and warmth of Atchison County, where your dream home awaits!

Newest Atchison, MO Homes with Conventional Financing

$649,900
5 Beds ⋅ 4 Baths
Meticulously maintained country home on 2 private acres offering privacy with no close neighbors! With over 3,100 sq. ft., this 5-bedroom, 3-bath home is designed for comfortable living and entertaining. The stunning open-concept great room features soaring ceilings, a beautiful stone fireplace, pool table area, and walls of windows overlooking the private backyard. The remodeled kitchen offers granite countertops, abundant cabinetry, and generous workspace. Relax in the Jacuzzi tub or enjoy the expansive deck, brick patio, and beautifully landscaped yard. Ideal for operating a home-based business, the impressive heated shop features three overhead doors, an office, bathroom with shower, and ample storage. Additional improvements include a detached 2-car garage, barn, and additional outbuildings. Numerous updates include a 2021 roof, 2019 furnace, and 2020 well pressure tank. Conveniently located on Highway 46 with easy access to I-29, Omaha, and Kansas City

26728 State 46 Highway, Fairfax

Listing courtesy of Julie Tobin of Shirleys Realty.
$425,000
4 Beds ⋅ 2 Baths
A rare opportunity to own one of the most recognizable properties along the I-29 corridor. Nestled in the Loess Hills just south of Hamburg, Iowa, this unique A-frame home sits on 24.06± acres overlooking the scenic Missouri River bottoms. Located on a paved road just minutes from I-29, the property offers convenient access to the Omaha/Council Bluffs metro, Kansas City, and surrounding communities. The 1970s home features 4 bedrooms, 2 bathrooms, 1.5 finished stories, a loft, and an unfinished basement for storage or workshop space. Large west-facing windows capture incredible sunsets and panoramic views. Outside you'll find mature fruit trees, grapevines, a patio, garden space, and open grass that could be fenced for livestock or harvested for hay. The property includes its own well, septic system, and electricity. Approximately 21± acres are covered in mature hardwood timber including oak, walnut, cedar, cottonwood, and other native species. The timber provides outstanding wildlife habitat with excellent deer and turkey hunting and connects directly to approximately 129 acres of public land, expanding your hunting and recreational opportunities. The natural topography helps separate the home from the hunting portion of the property, making it an excellent setup for recreation. Whether you're looking for a full-time residence, hunting retreat, weekend getaway, or a unique Airbnb investment, this one-of-a-kind property offers endless possibilities. Contact Whitetail Properties Land Specialist Kyle Karcher for more information or to schedule your private showing. Showings by appointment only.

US HWY 275 Highway, Rock Port

Listing courtesy of Kyle Karcher of Whitetail Properties Real Esta.
$75,000
Versatile commercial property offering endless possibilities! Featuring 4 bathrooms and 2 kitchens, this building provides a flexible layout ideal for a variety of uses. Consider operating a business on the upper level with potential living or additional workspace below (buyer to verify local zoning/ordinances). Convenient off-street parking is located in the rear. Previously used as a public health center, the property includes multiple private office spaces throughout. The lower level offers a large unfinished storage area along with a spacious finished community room, kitchen, and bathroom—perfect for meetings, events, or additional usable space. Equipped with two furnaces and two A/C units for efficient climate control on each level, plus a backup generator for added reliability. With bathrooms on each floor and a well-maintained structure, this property could easily be adapted for office, medical, daycare, or event space use. A great value with incredible potential—bring your vision and make it your own!

421 Main Street, Tarkio

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$384,900
3 Beds ⋅ 2 Baths
Unique, energy-efficient earth-bermed home built in 1992 on nearly an acre at the edge of town! This well-maintained property features 3 bedrooms and 2 full baths. An additional finished storage/flex room off the attached garage provides even more space for a home office, hobby room, workout area, or potential bedroom. Many updates, including the roof, windows, kitchen, and bathrooms. The primary bath is a true retreat with a jetted soaking tub and a spacious walk-in shower. A radon mitigation system is already installed for added peace of mind. Outside, enjoy the oversized lot, attached garage, and detached 3-car garage/shop. Earth homes are known for their quiet interiors, exceptional energy efficiency, and low utility costs. If you're looking for a one-of-a-kind home with flexible living space and extensive updates, this property is a must-see!

505 E Mill Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$129,000
2 Beds ⋅ 2 Baths
Don't miss this opportunity to own a spacious home with over 1,600 square feet on the main level, situated on a corner lot at the edge of town! This 2-bedroom, 2-bath home offers far more space than meets the eye, including a newer addition featuring a generous primary bedroom with a full bathroom.  The full basement beneath the addition provides outstanding potential for additional living space and is currently set up as a game room with a pool table. Whether you're looking for a family room, recreation area, home office, or hobby space, the possibilities are endless. One oversized room on the main level could potentially be converted into an additional conforming bedroom with the addition of a wall or doorway, giving buyers flexibility to customize the layout to suit their needs. The newer basement also offers excellent potential for additional finished living space and may accommodate another bedroom, subject to applicable building and egress requirements. Outside, you'll appreciate the deep detached garage, mature trees, and the privacy of a corner lot located at the edge of town. While portions of the home could benefit from cosmetic updates, many of the major improvements have already been completed, providing an excellent opportunity to add your personal style while building equity. With generous square footage, two full bathrooms, a newer primary suite, and exceptional potential, this property is a rare find at this price point.

306 N Washington Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$649,000
5 Beds ⋅ 4.5 Baths
Just minutes from the Rock Port city limits, this exceptional custom home on 14.8± acres offers the perfect blend of luxury, privacy, and convenience. Built in 2003, the home features approximately 3,483 sq. ft. above grade plus a finished walkout basement with an additional 1,398± sq. ft. The backyard is designed for entertaining with a 16' x 32' fiberglass in-ground pool, safety cover, fenced pool area, pool shed, and playground. Above the 1,037 sq. ft. attached garage is a private apartment, ideal for guests, a mother-in-law suite, or rental income. A 30' x 50' outbuilding with a concrete floor, water, and electricity provides excellent space for storage, hobbies, or a workshop. Kitchen appliances are included. If you've been searching for an acreage with quality construction, exceptional amenities, and a prime location close to town, this is one you won't want to miss.

18152 E 205th Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$299,900
4 Beds ⋅ 3.5 Baths
Updated Home on 1.68± Acres with Income Potential! Situated on approximately 1.68 acres, this versatile property offers space, updates, and built-in rental income. The current owners have thoughtfully maintained and improved the home but are relocating to accommodate the continued growth of their business. The main home features 3 bedrooms, 2.5 bathrooms, plus a non-conforming bedroom in the basement. Currently utilized as business space, the basement offers excellent potential for an additional finished living area. Major improvements include a new furnace and central air system, roof replacement in 2022, and new plumbing, electrical, and gas lines within the last few years. The remodeled kitchen and bathrooms, luxury vinyl plank flooring, and recently inspected and tuckpointed fireplace add both style and peace of mind. Some trim and finishing work remains in progress. Outside, enjoy the spacious yard and recently installed privacy fence. The oversized garage provides abundant space for vehicles, storage, hobbies, or a workshop. An added bonus is the 1-bedroom, 1-bath apartment attached to the back of the garage, featuring its own kitchen, living area, laundry, and private entrance. The apartment is currently tenant-occupied, and the tenant is flexible should the new owner wish to arrange a rental agreement. Apartment appliances remain, and select appliances in the main home are included. A rare opportunity to own a beautifully updated property with flexible living space, rental income potential, and room to grow in Rock Port. The property is owner-occupied with young children and an active business operating on-site. Qualified buyers only, please.

303 W US 136 Highway, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$349,900
Taxes have been reassessed and reduced by more than 50%, significantly improving the property's investment potential. Exceptional 4.27-acre commercial property in Tarkio, Missouri, offering 28,756 square feet of versatile space. Originally constructed in 1970 and extensively renovated in 2024, this well-maintained facility is licensed for up to 95 beds and currently features 51 rooms with many beds already in place. The property includes a commercial-grade kitchen, on-site laundry facilities, spacious dining and activity areas, a welcoming reception lobby, modern HVAC systems throughout, and 55 paved parking spaces. Endless Possibilities: Reopen as a skilled nursing, assisted living, or rehabilitation facility. Convert to multi-family apartments or workforce housing. Develop a daycare, educational campus, training center, or community services facility. Utilize for medical, nonprofit, or other commercial ventures. A recent survey has been completed and is available to prospective buyers. Property is being sold as-is, and buyers are encouraged to conduct their own due diligence. Rare opportunity to acquire a large, renovated facility with substantial infrastructure already in place and numerous redevelopment possibilities.

300 Cedar Street, Tarkio

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$85,000
3 Beds ⋅ 1.5 Baths
3-bedroom, 1.5-bath home with great potential and plenty of room to make it your own! Featuring updated windows and a solid layout, this property is perfect for someone looking to add their personal touch and bring it back to life. This home includes a partially finished basement that could easily be refreshed into additional living space, a rec room, or a home office. The metal roof is a great bonus, offering durability and low maintenance. Step outside to a large deck—perfect for grilling and entertaining—and a spacious yard that gives off a peaceful, country-like feel while still being conveniently located. There’s also a storage shed for all your tools. Whether you’re looking for a starter home, investment opportunity, or a project with upside, this one is full of potential. June 2026 - Foundation repair, and the home is now under a 25-year transferable warranty.

509 US 59 Highway, Fairfax

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$204,900
3 Beds ⋅ 1.5 Baths
3 bedroom 1 and a half bath on a corner lot in small town Tarkio. Not much left to do on this remodeled home. It's a must see! Nice level yard if you wanted to add a garage at some point or have a pool. The current owners have updated a lot over the last several years: siding, new metal roof, new windows & doors, new kitchen island, water heater, porches and deck, stove, refrigerator, dishwasher, microwave, complete bathroom upstairs and down, flooring throughout the house, added laundry area, new lighting: fixtures and can lighting upstairs and down.

400 Park st Street, Tarkio

Listing courtesy of Kelli Hagey of EXP Realty LLC.
$229,500
4 Beds ⋅ 2 Baths
Price Improvement! 4 bed, 2 bath home with 2,825 sq ft and investment potential. Completely remodeled with quality craftsmanship, this home blends the character of an older home with modern finishes throughout. Features include an updated kitchen with quartz countertops, brand new Frigidaire stainless steel appliances, and an induction stove, plus a beautifully finished marble bathroom. Flexible layout with walkout basement, kitchenette, laundry, and private entrance—ideal for multi-generational living. Spacious main level with additional upstairs potential. Conveniently located within commuting distance to Omaha.

402 S Market Street, Rock Port

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.
$225,000
3 Beds ⋅ 2 Baths
Endless Possibilities in a Spacious, Accessible Home This expansive 3-bedroom home with potential for a 4th bedroom offers over 2,800 square feet of versatile living space, designed to accommodate a wide range of lifestyles and needs. The large open kitchen, complete with a center island, flows seamlessly into an oversized dining area—ideal for everyday living and entertaining. The impressive great room spans approximately 720 square feet and features a cozy wood-burning fireplace along with a flexible nook perfect for a home office, hobby area, or reading space. A finished basement adds even more living options, making it an excellent rec room, kids’ hangout, or man cave. The home includes a private master bath, a full second bathroom, and thoughtfully designed handicapped-accessible hallways, along with a large front ramp that allows for easy access for all ages. Recent updates add peace of mind, with the windows and furnace replaced within the last five years, improving energy efficiency and comfort. Situated on a flat lot in a sought-after neighborhood, this home provides comfort, accessibility, and endless potential. Whether you’re looking to expand, customize, or simply enjoy the generous layout, this property offers the flexibility to meet your unique vision. A must-see home with space to grow and possibilities to explore.

503 Linden Street, Tarkio

Listing courtesy of Kristi Mcenaney of Total Property Services, Inc.
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