Atchison, MO Homes with USDA Loan Financing

Welcome to Atchison County, Missouri – a hidden gem nestled in the heart of the Midwest. Known for its picturesque landscapes and friendly community, Atchison County offers a unique blend of small-town charm and modern conveniences. With its rich history, vibrant local culture, and stunning outdoor recreational opportunities, this county is an ideal place to call home.

Atchison County boasts a variety of housing options, making it an attractive location for families, retirees, and first-time homebuyers alike. One of the standout features of this area is the availability of homes eligible for USDA loan financing. This means that many properties in Atchison County can be purchased with little to no down payment, making homeownership more accessible for those looking to settle in this beautiful region.

Imagine waking up to the serene views of rolling hills and lush farmland, all while being just a short drive from the amenities of nearby towns. Whether you're seeking a cozy cottage or a spacious family home, Atchison County has something to offer everyone. The community is known for its strong sense of belonging, with local events and gatherings that foster connections among residents.

With the added benefit of USDA loan financing, now is the perfect time to explore the real estate opportunities in Atchison County. Embrace the tranquility of rural living while enjoying the advantages of modern life. Discover your dream home in this enchanting county today, and take the first step towards a brighter future in Atchison, Missouri!

Newest Atchison, MO Homes with USDA Loan Financing

$649,900

5 Beds ⋅ 4 Baths

Meticulously maintained country home on 2 private acres offering privacy with no close neighbors! With over 3,100 sq. ft., this 5-bedroom, 3-bath home is designed for comfortable living and entertaining. The stunning open-concept great room features soaring ceilings, a beautiful stone fireplace, pool table area, and walls of windows overlooking the private backyard. The remodeled kitchen offers granite countertops, abundant cabinetry, and generous workspace. Relax in the Jacuzzi tub or enjoy the expansive deck, brick patio, and beautifully landscaped yard. Ideal for operating a home-based business, the impressive heated shop features three overhead doors, an office, bathroom with shower, and ample storage. Additional improvements include a detached 2-car garage, barn, and additional outbuildings. Numerous updates include a 2021 roof, 2019 furnace, and 2020 well pressure tank. Conveniently located on Highway 46 with easy access to I-29, Omaha, and Kansas City

26728 State 46 Highway, Fairfax

Listing courtesy of Julie Tobin of Shirleys Realty.

$369,900

3 Beds ⋅ 2 Baths

Unique, energy-efficient earth-bermed home built in 1992 on nearly an acre at the edge of town! This well-maintained property features 3 bedrooms and 2 full baths. An additional finished storage/flex room off the attached garage provides even more space for a home office, hobby room, workout area, or potential bedroom. Many updates, including the roof, windows, kitchen, and bathrooms. The primary bath is a true retreat with a jetted soaking tub and a spacious walk-in shower. A radon mitigation system is already installed for added peace of mind. Outside, enjoy the oversized lot, attached garage, and detached 3-car garage/shop. Earth homes are known for their quiet interiors, exceptional energy efficiency, and low utility costs. If you're looking for a one-of-a-kind home with flexible living space and extensive updates, this property is a must-see!

505 E Mill Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$649,000

5 Beds ⋅ 4.5 Baths

Just minutes from the Rock Port city limits, this exceptional custom home on 14.8± acres offers the perfect blend of luxury, privacy, and convenience. Built in 2003, the home features approximately 3,483 sq. ft. above grade plus a finished walkout basement with an additional 1,398± sq. ft. The backyard is designed for entertaining with a 16' x 32' fiberglass in-ground pool, safety cover, fenced pool area, pool shed, and playground. Above the 1,037 sq. ft. attached garage is a private apartment, ideal for guests, a mother-in-law suite, or rental income. A 30' x 50' outbuilding with a concrete floor, water, and electricity provides excellent space for storage, hobbies, or a workshop. Kitchen appliances are included. If you've been searching for an acreage with quality construction, exceptional amenities, and a prime location close to town, this is one you won't want to miss.

18152 E 205th Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$299,900

4 Beds ⋅ 3.5 Baths

Updated Home on 1.68± Acres with Income Potential! Situated on approximately 1.68 acres, this versatile property offers space, updates, and built-in rental income. The current owners have thoughtfully maintained and improved the home but are relocating to accommodate the continued growth of their business. The main home features 3 bedrooms, 2.5 bathrooms, plus a non-conforming bedroom in the basement. Currently utilized as business space, the basement offers excellent potential for an additional finished living area. Major improvements include a new furnace and central air system, roof replacement in 2022, and new plumbing, electrical, and gas lines within the last few years. The remodeled kitchen and bathrooms, luxury vinyl plank flooring, and recently inspected and tuckpointed fireplace add both style and peace of mind. Some trim and finishing work remains in progress. Outside, enjoy the spacious yard and recently installed privacy fence. The oversized garage provides abundant space for vehicles, storage, hobbies, or a workshop. An added bonus is the 1-bedroom, 1-bath apartment attached to the back of the garage, featuring its own kitchen, living area, laundry, and private entrance. The apartment is currently tenant-occupied, and the tenant is flexible should the new owner wish to arrange a rental agreement. Apartment appliances remain, and select appliances in the main home are included. A rare opportunity to own a beautifully updated property with flexible living space, rental income potential, and room to grow in Rock Port. The property is owner-occupied with young children and an active business operating on-site. Qualified buyers only, please.

303 W US 136 Highway, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$204,900

3 Beds ⋅ 1.5 Baths

3 bedroom 1 and a half bath on a corner lot in small town Tarkio. Not much left to do on this remodeled home. It's a must see! Nice level yard if you wanted to add a garage at some point or have a pool. The current owners have updated a lot over the last several years: siding, new metal roof, new windows & doors, new kitchen island, water heater, porches and deck, stove, refrigerator, dishwasher, microwave, complete bathroom upstairs and down, flooring throughout the house, added laundry area, new lighting: fixtures and can lighting upstairs and down.

400 Park st Street, Tarkio

Listing courtesy of Kelli Hagey of EXP Realty LLC.

$229,500

4 Beds ⋅ 2 Baths

Price Improvement! 4 bed, 2 bath home with 2,825 sq ft and investment potential. Completely remodeled with quality craftsmanship, this home blends the character of an older home with modern finishes throughout. Features include an updated kitchen with quartz countertops, brand new Frigidaire stainless steel appliances, and an induction stove, plus a beautifully finished marble bathroom. Flexible layout with walkout basement, kitchenette, laundry, and private entrance—ideal for multi-generational living. Spacious main level with additional upstairs potential. Conveniently located within commuting distance to Omaha.

402 S Market Street, Rock Port

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.

$225,000

3 Beds ⋅ 2 Baths

Endless Possibilities in a Spacious, Accessible Home This expansive 3-bedroom home with potential for a 4th bedroom offers over 2,800 square feet of versatile living space, designed to accommodate a wide range of lifestyles and needs. The large open kitchen, complete with a center island, flows seamlessly into an oversized dining area—ideal for everyday living and entertaining. The impressive great room spans approximately 720 square feet and features a cozy wood-burning fireplace along with a flexible nook perfect for a home office, hobby area, or reading space. A finished basement adds even more living options, making it an excellent rec room, kids’ hangout, or man cave. The home includes a private master bath, a full second bathroom, and thoughtfully designed handicapped-accessible hallways, along with a large front ramp that allows for easy access for all ages. Recent updates add peace of mind, with the windows and furnace replaced within the last five years, improving energy efficiency and comfort. Situated on a flat lot in a sought-after neighborhood, this home provides comfort, accessibility, and endless potential. Whether you’re looking to expand, customize, or simply enjoy the generous layout, this property offers the flexibility to meet your unique vision. A must-see home with space to grow and possibilities to explore.

503 Linden Street, Tarkio

Listing courtesy of Kristi Mcenaney of Total Property Services, Inc.

$160,000

2 Beds ⋅ 2 Baths

Welcome to this well-maintained two-bedroom home offering comfort, functionality, and versatile living space. The main level features two bedrooms and a full bathroom, along with a spacious living and dining area enhanced by charming built-in cabinets. The kitchen has been updated with a new sink and dishwasher, and much of the flooring throughout the home has been replaced within the last two years. Major system updates include complete rewiring and a new electrical panel for added peace of mind. The basement provides excellent additional usable space, featuring a kitchenette, laundry area, a second full bathroom, ample storage, and a large open area with endless potential for recreation, hobbies, or extended living needs. Outside, enjoy a level, privacy-fenced backyard, perfect for relaxing or entertaining. The home includes a one-car attached garage plus a newer detached shed with two large garage doors. This impressive outbuilding has been recently upgraded with a concrete floor, new wiring, a 200-amp panel, plumbing for water and a bathroom, and a security system—ideal for a workshop, storage, or future customization. With its thoughtful updates, flexible spaces, and move-in-ready condition, this property offers outstanding value and opportunity.

709 Broad Street, Tarkio

Listing courtesy of Kristi Mcenaney of Total Property Services, Inc.

$1,500,000

Commercial Business Property In Northwest Missouri. Auto parts store and automotive repair shop. 36 Year History, 27 in present location. Located in a high-traffic location, just off Highway 59. 13 miles from Interstate 29 On 136 Highway, And Just South Of Iowa Line On Us 59. This property offers excellent visibility and accessibility, ensuring consistent foot traffic and repeat clientele. The property includes a fully equipped repair facility, retail store and parking. Whether you’re looking to expand your portfolio or step into business ownership, this location provides a solid foundation with immediate income potential. Don’t miss your chance to own this property in a location that drives results!

506 S 10th Street, Tarkio

Listing courtesy of Dewayne Sybert of Twaddle Realty, Inc..

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