Atchison, MO Homes with FHA Financing

Atchison, MO Homes with FHA Financing

Welcome to Atchison County, Missouri, a hidden gem nestled in the heartland of America. Known for its rich history and picturesque landscapes, Atchison County offers a unique blend of small-town charm and modern amenities. With its lush rolling hills, serene rivers, and vibrant community spirit, it’s no wonder that families and individuals alike are drawn to this beautiful area.

Atchison County boasts a variety of outdoor recreational opportunities, including parks, hiking trails, and fishing spots that are perfect for nature enthusiasts. The county is also home to friendly neighborhoods, excellent schools, and a strong sense of community, making it an ideal place to raise a family or settle down.

For those considering purchasing a home in Atchison County, FHA financing is a fantastic option. The Federal Housing Administration (FHA) provides accessible financing solutions that make homeownership achievable for many. With lower down payment requirements and flexible credit guidelines, FHA loans open the door to a wide range of homebuyers, allowing you to invest in your dream home without the burden of overwhelming financial strain.

Whether you’re searching for a cozy cottage, a spacious family home, or a charming historic property, Atchison County offers a diverse selection of homes that cater to various tastes and budgets. With the support of FHA financing, you can confidently embark on your journey to homeownership in this delightful corner of Missouri.

Explore the enchanting lifestyle that awaits you in Atchison County, where community, nature, and opportunity converge to create a truly special place to call home.

Newest Atchison, MO Homes with FHA Financing

$649,900
5 Beds ⋅ 4 Baths
Meticulously maintained country home on 2 private acres offering privacy with no close neighbors! With over 3,100 sq. ft., this 5-bedroom, 3-bath home is designed for comfortable living and entertaining. The stunning open-concept great room features soaring ceilings, a beautiful stone fireplace, pool table area, and walls of windows overlooking the private backyard. The remodeled kitchen offers granite countertops, abundant cabinetry, and generous workspace. Relax in the Jacuzzi tub or enjoy the expansive deck, brick patio, and beautifully landscaped yard. Ideal for operating a home-based business, the impressive heated shop features three overhead doors, an office, bathroom with shower, and ample storage. Additional improvements include a detached 2-car garage, barn, and additional outbuildings. Numerous updates include a 2021 roof, 2019 furnace, and 2020 well pressure tank. Conveniently located on Highway 46 with easy access to I-29, Omaha, and Kansas City

26728 State 46 Highway, Fairfax

Listing courtesy of Julie Tobin of Shirleys Realty.
$384,900
3 Beds ⋅ 2 Baths
Unique, energy-efficient earth-bermed home built in 1992 on nearly an acre at the edge of town! This well-maintained property features 3 bedrooms and 2 full baths. An additional finished storage/flex room off the attached garage provides even more space for a home office, hobby room, workout area, or potential bedroom. Many updates, including the roof, windows, kitchen, and bathrooms. The primary bath is a true retreat with a jetted soaking tub and a spacious walk-in shower. A radon mitigation system is already installed for added peace of mind. Outside, enjoy the oversized lot, attached garage, and detached 3-car garage/shop. Earth homes are known for their quiet interiors, exceptional energy efficiency, and low utility costs. If you're looking for a one-of-a-kind home with flexible living space and extensive updates, this property is a must-see!

505 E Mill Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$129,000
2 Beds ⋅ 2 Baths
Don't miss this opportunity to own a spacious home with over 1,600 square feet on the main level, situated on a corner lot at the edge of town! This 2-bedroom, 2-bath home offers far more space than meets the eye, including a newer addition featuring a generous primary bedroom with a full bathroom.  The full basement beneath the addition provides outstanding potential for additional living space and is currently set up as a game room with a pool table. Whether you're looking for a family room, recreation area, home office, or hobby space, the possibilities are endless. One oversized room on the main level could potentially be converted into an additional conforming bedroom with the addition of a wall or doorway, giving buyers flexibility to customize the layout to suit their needs. The newer basement also offers excellent potential for additional finished living space and may accommodate another bedroom, subject to applicable building and egress requirements. Outside, you'll appreciate the deep detached garage, mature trees, and the privacy of a corner lot located at the edge of town. While portions of the home could benefit from cosmetic updates, many of the major improvements have already been completed, providing an excellent opportunity to add your personal style while building equity. With generous square footage, two full bathrooms, a newer primary suite, and exceptional potential, this property is a rare find at this price point.

306 N Washington Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$649,000
5 Beds ⋅ 4.5 Baths
Just minutes from the Rock Port city limits, this exceptional custom home on 14.8± acres offers the perfect blend of luxury, privacy, and convenience. Built in 2003, the home features approximately 3,483 sq. ft. above grade plus a finished walkout basement with an additional 1,398± sq. ft. The backyard is designed for entertaining with a 16' x 32' fiberglass in-ground pool, safety cover, fenced pool area, pool shed, and playground. Above the 1,037 sq. ft. attached garage is a private apartment, ideal for guests, a mother-in-law suite, or rental income. A 30' x 50' outbuilding with a concrete floor, water, and electricity provides excellent space for storage, hobbies, or a workshop. Kitchen appliances are included. If you've been searching for an acreage with quality construction, exceptional amenities, and a prime location close to town, this is one you won't want to miss.

18152 E 205th Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$299,900
4 Beds ⋅ 3.5 Baths
Updated Home on 1.68± Acres with Income Potential! Situated on approximately 1.68 acres, this versatile property offers space, updates, and built-in rental income. The current owners have thoughtfully maintained and improved the home but are relocating to accommodate the continued growth of their business. The main home features 3 bedrooms, 2.5 bathrooms, plus a non-conforming bedroom in the basement. Currently utilized as business space, the basement offers excellent potential for an additional finished living area. Major improvements include a new furnace and central air system, roof replacement in 2022, and new plumbing, electrical, and gas lines within the last few years. The remodeled kitchen and bathrooms, luxury vinyl plank flooring, and recently inspected and tuckpointed fireplace add both style and peace of mind. Some trim and finishing work remains in progress. Outside, enjoy the spacious yard and recently installed privacy fence. The oversized garage provides abundant space for vehicles, storage, hobbies, or a workshop. An added bonus is the 1-bedroom, 1-bath apartment attached to the back of the garage, featuring its own kitchen, living area, laundry, and private entrance. The apartment is currently tenant-occupied, and the tenant is flexible should the new owner wish to arrange a rental agreement. Apartment appliances remain, and select appliances in the main home are included. A rare opportunity to own a beautifully updated property with flexible living space, rental income potential, and room to grow in Rock Port. The property is owner-occupied with young children and an active business operating on-site. Qualified buyers only, please.

303 W US 136 Highway, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.
$204,900
3 Beds ⋅ 1.5 Baths
3 bedroom 1 and a half bath on a corner lot in small town Tarkio. Not much left to do on this remodeled home. It's a must see! Nice level yard if you wanted to add a garage at some point or have a pool. The current owners have updated a lot over the last several years: siding, new metal roof, new windows & doors, new kitchen island, water heater, porches and deck, stove, refrigerator, dishwasher, microwave, complete bathroom upstairs and down, flooring throughout the house, added laundry area, new lighting: fixtures and can lighting upstairs and down.

400 Park st Street, Tarkio

Listing courtesy of Kelli Hagey of EXP Realty LLC.
$229,500
4 Beds ⋅ 2 Baths
Price Improvement! 4 bed, 2 bath home with 2,825 sq ft and investment potential. Completely remodeled with quality craftsmanship, this home blends the character of an older home with modern finishes throughout. Features include an updated kitchen with quartz countertops, brand new Frigidaire stainless steel appliances, and an induction stove, plus a beautifully finished marble bathroom. Flexible layout with walkout basement, kitchenette, laundry, and private entrance—ideal for multi-generational living. Spacious main level with additional upstairs potential. Conveniently located within commuting distance to Omaha.

402 S Market Street, Rock Port

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.
$225,000
3 Beds ⋅ 2 Baths
Endless Possibilities in a Spacious, Accessible Home This expansive 3-bedroom home with potential for a 4th bedroom offers over 2,800 square feet of versatile living space, designed to accommodate a wide range of lifestyles and needs. The large open kitchen, complete with a center island, flows seamlessly into an oversized dining area—ideal for everyday living and entertaining. The impressive great room spans approximately 720 square feet and features a cozy wood-burning fireplace along with a flexible nook perfect for a home office, hobby area, or reading space. A finished basement adds even more living options, making it an excellent rec room, kids’ hangout, or man cave. The home includes a private master bath, a full second bathroom, and thoughtfully designed handicapped-accessible hallways, along with a large front ramp that allows for easy access for all ages. Recent updates add peace of mind, with the windows and furnace replaced within the last five years, improving energy efficiency and comfort. Situated on a flat lot in a sought-after neighborhood, this home provides comfort, accessibility, and endless potential. Whether you’re looking to expand, customize, or simply enjoy the generous layout, this property offers the flexibility to meet your unique vision. A must-see home with space to grow and possibilities to explore.

503 Linden Street, Tarkio

Listing courtesy of Kristi Mcenaney of Total Property Services, Inc.
$160,000
2 Beds ⋅ 2 Baths
Welcome to this well-maintained two-bedroom home offering comfort, functionality, and versatile living space. The main level features two bedrooms and a full bathroom, along with a spacious living and dining area enhanced by charming built-in cabinets. The kitchen has been updated with a new sink and dishwasher, and much of the flooring throughout the home has been replaced within the last two years. Major system updates include complete rewiring and a new electrical panel for added peace of mind. The basement provides excellent additional usable space, featuring a kitchenette, laundry area, a second full bathroom, ample storage, and a large open area with endless potential for recreation, hobbies, or extended living needs. Outside, enjoy a level, privacy-fenced backyard, perfect for relaxing or entertaining. The home includes a one-car attached garage plus a newer detached shed with two large garage doors. This impressive outbuilding has been recently upgraded with a concrete floor, new wiring, a 200-amp panel, plumbing for water and a bathroom, and a security system—ideal for a workshop, storage, or future customization. With its thoughtful updates, flexible spaces, and move-in-ready condition, this property offers outstanding value and opportunity.

709 Broad Street, Tarkio

Listing courtesy of Kristi Mcenaney of Total Property Services, Inc.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use