Buchanan Homes with Conventional Financing

Buchanan Homes with Conventional Financing

Welcome to Buchanan County, Missouri—a hidden gem nestled in the heart of the Midwest! Known for its rich history, vibrant community, and picturesque landscapes, Buchanan County is a delightful place to call home. With a charming blend of small-town warmth and modern conveniences, this area offers an inviting atmosphere for families, professionals, and retirees alike.

Buchanan County is home to several charming towns, including St. Joseph, the county seat, where you'll find a variety of local shops, restaurants, and cultural attractions. The stunning Missouri River runs alongside the county, providing residents with beautiful views and ample recreational opportunities, from fishing and boating to scenic hiking trails.

When it comes to housing, Buchanan County boasts a diverse selection of homes, many of which are accessible through conventional financing. Whether you’re seeking a cozy bungalow, a spacious family home, or a contemporary townhouse, you’ll find a variety of options that cater to different tastes and budgets. The real estate market here is thriving, making it an excellent time to invest in your dream home.

In addition to affordable home prices, Buchanan County is known for its friendly neighborhoods and excellent schools, making it an ideal choice for families. The community spirit is palpable, with numerous events and festivals throughout the year that bring residents together to celebrate the area’s rich heritage.

Explore the charm and opportunity that Buchanan County has to offer—your dream home awaits!

Newest Buchanan Homes with Conventional Financing

$164,900
3 Beds ⋅ 2 Baths
This 3-bedroom, 2-bath home combines one-level living with updates throughout and plenty of space inside and out. Completely remodeled during prior ownership, the home features stainless steel appliances and an updated interior. Outside, you'll find a private yard, off-street parking and a detached 2-car garage with alley access. The home is also close to area schools and the St. Joseph Parkway system, with parks and trails nearby.

2718 Mary Street, St Joseph

Listing courtesy of Julie Hesselmann of Realty ONE Group Cornerstone.
$649,900
4 Beds ⋅ 3.5 Baths
Classic Tudor architecture, beautifully established landscaping, and exceptional pride of ownership define this meticulously maintained 1922 home. Offering 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, this distinctive residence is a melting pot of timeless character, generous living space and thoughtful functionality. The adobe has been thoughtfully updated for today’s lifestyle, including a new AC system in 2023 and a ventless fireplace log set installed in 2024. The kitchen features all-new GE Café appliances, with interchangeable handles in black or brushed brass for a customized look, along with a convection oven. The mounted LG Frame TVs in the primary bedroom, living room, and guest room will remain with the home, as will the washer and dryer. A true highlight is the inviting outdoor setting, where established landscaping and thoughtfully designed seating areas create a peaceful extension of the home. Enjoy morning coffee, entertaining, or simply the privacy and beauty of the surroundings. Outside, a new concrete driveway with a graceful curve enhances the property's curb appeal, while the garage features an epoxy-coated floor for a clean, finished appearance. Combining historic charm, spacious interiors, thoughtful updates, and exceptional outdoor appeal, this special property offers the character of a classic Tudor with the comfort and conveniences today's buyers desire. A rare opportunity to own a beautifully cared-for home in a sought-after setting along Ashland Avenue.

1610 Ashland Avenue, St Joseph

Listing courtesy of Alison HORN of The Horn's Realty LLC.
$1,100,000
5 Beds ⋅ 4 Baths
Built in 2021 and set on 30 beautiful acres in the East Buchanan School District, this 5-bedroom, 4-bath home offers the perfect balance of modern comfort, thoughtful design, and peaceful country living. From the moment you walk in, the home feels bright, open, and welcoming, with natural light pouring in, clean modern finishes, custom granite countertops, and a spacious kitchen centered around an oversized island made for gathering. The home offers generously sized bedrooms, a beautifully finished primary suite with heated bathroom floors, an attached two-car garage, and a full basement with an abundance of storage. Every space feels intentional, comfortable, and easy to live in. Step outside and the setting speaks for itself. The deck with an outdoor fireplace is the kind of place you can picture spending slow mornings, quiet evenings, and weekends entertaining while taking in the views in every direction. The 30 acres also feature a stocked pond and an impressive 60x80 shop with living quarters, giving you incredible flexibility for guests, hobbies, equipment, or additional workspace. Located just minutes from Highway 169, this property offers privacy and room to breathe without feeling far from everything. With newer construction, modern finishes, exceptional acreage, a stocked pond, substantial shop space, and a setting that instantly feels calm and inviting, this is a property that truly has to be experienced in person.

11100 SE E Highway, Agency

Listing courtesy of RJC Team of Keller Williams KC North.
$105,000
3 Beds ⋅ 1 Baths

815 S 21st Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$115,000
3 Beds ⋅ 1.5 Baths
This adorable 1½ story home is located in a quiet neighborhood and has been successfully used as a short-term rental for the past two years. The home features newer flooring and HVAC, along with a large eat-in kitchen and a separate dining room, used as an office space currently. The main floor includes a bedroom, living room, and a half bath with no sink. Upstairs are two additional bedrooms and a full bath. Convenient on-street parking in front, plus gravel parking in the back for off-street parking. A great opportunity for an owner occupant or investment property! Sellers used this property as a long term rental for 3-4 years and switched to a short term rental over 2 years ago. Average monthly gross income was $1300 over the last 12 months (and they took one of those months off last year). It is called The Minthouse. People leave reviews that they love the homey feel, quiet neighborhood and close proximity to bars, restaurants and downtown. New roof to be installed in September. Owner agents.

716 N 24th Street, St Joseph

Listing courtesy of Tracy TIETJENS of REECENICHOLS-IDE CAPITAL.
$95,000
2 Beds ⋅ 1 Baths
Turn-key income-producing property! This two-bedroom, one-bathroom home is already occupied by long-term tenants, offering a new owner the opportunity to step into an established rental and begin collecting income from day one. The practical layout features a galley kitchen, luxury vinyl plank flooring throughout the living areas, and carpeted bedrooms for added comfort. A large basement provides substantial additional storage space. With reliable long-term tenants already in place and no need to start from scratch, this property is a great opportunity to add a proven income-producing home to your rental portfolio.

815 Pendleton Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.
$119,000
3 Beds ⋅ 1 Baths
INCOME, OPPORTUNITY & UPSIDE! This recently refreshed three-bedroom, one-bathroom home is already occupied by a long-term tenant, giving investors the opportunity to step into an established rental with income from day one. Enjoy the inviting front porch, detached garage, and convenient basement laundry. But the real value may be above you—the unfinished second floor offers a blank canvas for a buyer willing to bring some sweat equity and unlock additional living space and future value. With rental income already in place and room to expand, this property offers a combination that's hard to overlook: cash flow today with potential for more tomorrow!

709 S 16th Street, St Joseph

Listing courtesy of Joshua Johnson of BHHS Stein & Summers Real Estate.
$229,000
3 Beds ⋅ 2 Baths
Welcome home to this well-maintained 3-bedroom, 2-full-bath home offering comfortable living and plenty of desirable features. Enjoy the warmth and character of hardwood floors beneath the existing carpet, along with an inviting eat-in kitchen where all kitchen appliances stay with the home. The washer and dryer are also included for added convenience. Outside, you’ll find a fenced-in yard and a storage shed that stays, providing great space for outdoor enjoyment and additional storage. This home has been lovingly cared for and is ready for its new owners!

2403 College Lane W, St Joseph

Listing courtesy of Tammy RIVERA of BHHS Stein & Summers Real Estate.
$135,000
2 Beds ⋅ 1 Baths

1516 E Highland Avenue, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$4,900

1202 24th Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$209,000
4 Beds ⋅ 2 Baths

2722 Seneca Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
$209,000
4 Beds ⋅ 2 Baths

3419 Seneca Street, St Joseph

Listing courtesy of Said Zouitni of EXP Realty LLC.
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