Carroll Homes with FHA Financing

Carroll Homes with FHA Financing

Welcome to Carroll County, Missouri—a hidden gem that beautifully balances small-town charm with modern conveniences. Nestled in the heart of the Show-Me State, Carroll County is known for its picturesque landscapes, friendly communities, and rich history. With its rolling hills, scenic rivers, and lush farmland, this area offers a serene escape from the hustle and bustle of city life, yet remains conveniently located near major highways for easy access to nearby urban centers.

Carroll County is home to a diverse range of amenities, including local shops, parks, and recreational activities that cater to both families and individuals alike. Whether you're exploring the quaint downtown area or enjoying a leisurely day at one of the county's beautiful parks, you’ll find that community spirit thrives here. The county also boasts excellent schools and a welcoming atmosphere, making it an ideal place to raise a family or settle down for retirement.

For those looking to purchase a home in this idyllic setting, FHA financing options are available, making homeownership more accessible than ever. With flexible credit requirements and low down payment options, FHA loans are designed to help first-time buyers and those with limited financial resources realize their dream of owning a home. You’ll find a variety of properties in Carroll County, from charming historic homes to modern builds, all waiting to welcome you with open arms.

Discover the beauty and warmth of Carroll County, where your next home awaits—complete with the financial support of FHA financing to help you start this exciting new chapter of your life!

Newest Carroll Homes with FHA Financing

$425,000
4 Beds ⋅ 3.5 Baths
Welcome home to this beautifully updated ranch situated on a sprawling 1-acre M/L lot in one of Carrollton's most established and desirable neighborhoods. Offering nearly 3,800 square feet of thoughtfully designed living space, this impressive home features 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, providing the perfect blend of comfort, functionality, and style. Step inside to discover new flooring throughout, adding a fresh, modern feel to the home's spacious interior. The stunning 37' x 21' great room is the heart of the home, showcasing soaring wood-beamed ceilings, a dramatic wall of windows that fills the space with natural light, and a cozy gas fireplace. The expansive eat-in kitchen is designed for everyday living and entertaining alike, complete with heated floors, abundant cabinetry, and an adjoining informal dining area featuring custom built-ins and a welcoming sitting area centered around a second gas fireplace. The private primary suite offers a relaxing retreat with an updated ensuite bathroom featuring dual vanities and a beautifully tiled walk-in shower. Outside, the generous patio overlooks a picturesque backyard framed by mature trees, creating a peaceful setting for entertaining, outdoor dining, or simply unwinding in privacy. With its impressive square footage, recent updates, and exceptional setting, this move-in-ready home is one you won't want to miss. Interior photos coming soon!

804 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$305,000
4 Beds ⋅ 3 Baths
Nestled in the heart of Carrollton, this charming Cape Cod-style home perfectly blends timeless character with thoughtful modern updates. Offering 4 spacious bedrooms, 3 bathrooms, and a detached 1-car garage with a loft above, this home provides endless possibilities. The loft is ideal for additional storage or could be finished into a home office, guest suite, studio, or extra living space. Step inside to a light-filled living room featuring gleaming hardwood floors, rich original woodwork, and a cozy fireplace that creates an inviting atmosphere. The formal dining room flows effortlessly into the spacious kitchen, making everyday living and entertaining a breeze. The kitchen showcases quartz countertops, a stylish tile backsplash, modern white cabinetry, and a peninsula with an integrated sink that offers both functionality and gathering space. Upstairs, you'll find four generously sized bedrooms and two tastefully remodeled bathrooms designed with comfort and style in mind. A cozy private balcony offers the perfect spot to enjoy your morning coffee or unwind with your favorite book. Conveniently located in the heart of Carrollton, this move-in-ready home is just minutes from local schools, parks, shopping, dining, and all the amenities this welcoming community has to offer. Combining classic curb appeal, modern updates, and room to grow, this beautiful home is ready for its next chapter.

201 W 1st Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$159,900
4 Beds ⋅ 1 Baths
Welcome home to this 4-bedroom, 1-bath split-entry home offering comfort, updates, and room to grow! The main level features three bedrooms, while the fourth bedroom is located in the lower level, providing flexibility for guests, a home office, or additional living space. You'll appreciate the many recent improvements, including a newer roof, energy-efficient vinyl replacement windows throughout, updated flooring, fresh interior paint, and a beautifully remodeled bathroom. The unfinished lower level presents an excellent opportunity to add additional finished living space to suit your needs or simply enjoy the abundant storage it provides. A 1-car attached garage adds everyday convenience. Ideally located within walking distance to local schools, this move-in-ready home combines value, functionality, and potential. Don't miss your opportunity to make it yours!

113 W 10th Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$245,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained 4-bedroom, 3-bath ranch with a 5th non-conforming bedroom, nestled in one of Carrollton’s established neighborhoods. Offering over 2,200 square feet of living space, this home features a spacious layout designed for both everyday living and entertaining. Enjoy two inviting living areas, each complete with its own fireplace, creating warm and welcoming spaces for family gatherings or quiet evenings at home. The flexible floor plan includes a fifth non-conforming bedroom, making it ideal for guests, a home office, hobby room, or workout space. Generous-sized bedrooms, ample storage, and comfortable living can be found throughout the home. Outside, you’ll appreciate the attractive mature landscaping, durable metal siding, newer roof, attached two-car garage, and fenced corner lot—perfect for children, pets, gardening, or outdoor entertaining. Conveniently located near schools, parks, and local amenities, this move-in-ready home offers the perfect combination of comfort, space, flexibility, and curb appeal. Don’t miss your opportunity to make this wonderful Carrollton property your next home!

1114 Hilltop Drive, Carrollton

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$189,900
2 Beds ⋅ 1 Baths
Completely remodeled 2-bedroom, 1-bath home with a functional partially open floor plan. Everything has been updated, making this a true move-in-ready property. Features include a clean, dry, and usable basement ideal for storage, a detached storage shed, and a covered carport. Property is easy to show. Buyer and buyer's agent to verify all measurements, taxes, and school information. Please include pre-approval letter or proof of funds with all offers. Contact listing agent with any questions.

213 W Ada Street, Norborne

Listing courtesy of Holly Taber of 1st Class Real Estate KC.
$205,000
3 Beds ⋅ 2 Baths
Welcome home to this beautiful 3 bedroom, 2 bathroom home in Hale! Built just 3 years ago, this move-in ready property offers the benefits of modern construction with the charm and tranquility of small-town living. Situated on a large corner lot, you'll enjoy plenty of outdoor space for entertaining, gardening, or simply relaxing. Inside, the home features a comfortable and functional layout designed for everyday living. If you're looking for a newer home in a quiet community with room to spread out, this property is one you won't want to miss

322 Highland Street, Hale

Listing courtesy of Chelsea Boyd of 1st Class Real Estate KC.
$660,000
5 Beds ⋅ 3 Baths
Price improvement with new AC and newer roof! Back on market! Experience the perfect blend of luxury, craftsmanship, and tranquility in this stunning custom-built executive home situated on 5 picturesque acres. Originally constructed as the builder's personal residence, this exceptional property showcases superior quality, thoughtful design, and premium upgrades throughout. Featuring 5 spacious bedrooms and (non-conforming 6th) and 3 full bathrooms. Every detail reflects pride of ownership, from the custom features to the exceptional attention to detail found throughout. Surrounded by countryside views, the property provides the privacy and serenity you've been searching for while still offering modern conveniences. Enjoy endless opportunities to relax, entertain, or simply take in the beauty of nature. This one-of-a-kind estate offers the rare opportunity to own a home built without compromise, where quality construction, and peaceful living come together to create an extraordinary lifestyle. A stunning natural stone floor-to-ceiling fireplace welcomes you into the main level great room. The kitchen features custom cabinetry, a walk-in pantry, and stainless appliances that stay. A separate laundry/mudroom with an outside entrance is located just off the kitchen. The covered composite deck overlooks the beautiful property. Also on the main level, the owner's suite features a spacious bedroom with 2 walk-in closets, a unique barrel ceiling, bathroom with dual vanities, shower, and a soaking tub. Two additional bedrooms and a full bathroom complete the first floor. The finished lower level features a separate living space/game room, home office, two large bedrooms, and a full bathroom. The 30x40 detached garage with oversized door is perfect for a boat, RV, truck, or outdoor toys. An insulated bonus room over this garage offers great storage and could easily be finished into a separate living space. New roof on home and detached garage in late 2024.

14251 KK Highway, Braymer

Listing courtesy of Elaina Dougherty of Keller Williams KC North.
$420,000
4 Beds ⋅ 3 Baths
Price Reduced! Escape to the peace and privacy of country living with this exceptional rural property situated on 15 picturesque acres of pasture and timber. This well-maintained 2,600-square-foot earth-contact home offers 4 bedrooms, 3 bathrooms, and a functional floor plan designed for comfortable everyday living. Numerous updates provide peace of mind, including low-maintenance vinyl siding, an architectural shingle roof, new gutters, and a high-efficiency HVAC system. Inside, you'll find spacious living areas and a practical layout that accommodates both family living and entertaining. The acreage offers the perfect blend of open pasture and mature timber, creating a beautiful setting and ideal habitat for abundant wildlife. Whether you're looking for a hobby farm, hunting retreat, or simply a private country escape, this property offers endless possibilities. Adding even more value is the 30' x 45' shop, providing ample space for weekend projects, equipment storage, hobbies, or keeping vehicles protected from the elements. If you've been searching for a property that combines comfortable living, useful improvements, and the beauty of rural acreage, this is a rare opportunity you won't want to miss.

20776 CR 110 Road, Tina

Listing courtesy of Michael Wellman of Sell Well Realty.
$110,000
3 Beds ⋅ 1 Baths
Welcome home to this charming 3-bedroom, 1-bath property offering space, functionality, and potential! Featuring a large formal dining room, this home is perfect for gatherings and everyday living. Newer AC, Furnace and hot water heater. The spacious kitchen provides plenty of room for cooking and storage. The bathroom has a jacuzzi tub to unwind after a long day. Downstairs, the walk-out basement offers additional possibilities and is already plumbed for a second bathroom—ideal for future expansion or added value. Enjoy comfortable living with a practical layout and room to make it your own. Whether you’re a first-time buyer or looking for an investment opportunity, this home is ready to go!

209 S Locust Street, Carrollton

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
$175,000
3 Beds ⋅ 2 Baths
Experience elevated living in this updated 3-bedroom, 2-bath home offering 1,856 sq ft of beautifully curated space. Where every detail has been thoughtfully designed to create a seamless flow of an inviting atmosphere. Perfectly positioned on a .25-acre corner lot, the home is surrounded by meticulously maintained landscaping that creates a striking first impression and enhances its overall elegance. The property also features a detached garage and carport, providing both convenience and versatility. With its updates, timeless style, and exceptional setting, this home offers a rare opportunity to own a truly turnkey, upscale retreat.

210 W 4th Street, Norborne

Listing courtesy of Tiffany Pierson of Sell Well Realty.
$25,500
This 1.007-acre corner lot at Ruby St and W 12th St offers a rare opportunity to build exactly what you've been envisioning. The land is flat, open, and well-suited for new construction, with utilities conveniently located nearby. Mature trees lining one side add privacy and character, while the generous size allows for a variety of possibilities-duplexes, an investment build, or a custom home with plenty of outdoor space. A versatile property ready to bring your plans to life.

1120 Ruby Street, Carrollton

Listing courtesy of Megan Sensenich of United Country Graham Agency.
$143,500
2 Beds ⋅ 1 Baths
PRICE REDUCED! Discover the comfort and convenience of this well-maintained gem tucked into one of those established neighborhoods everyone loves — quiet streets and friendly neighbors create the perfect setting to call home. This charming 2-bedroom, 1-bath property offers easy one-level living with thoughtful updates throughout. Enjoy peace of mind with a newer roof, windows, vinyl siding, and AC. Inside, you’ll find a spacious living room ideal for relaxing or gathering with guests. The kitchen features painted cabinets along with a newer stove and dishwasher, offering both style and functionality. A bonus room located in the former garage area provides flexible space for a home office, hobby room, workout area, or additional storage — whatever best fits your lifestyle. Step outside to the back patio where you can unwind in the evenings, take in beautiful sunsets, and enjoy the privacy of your backyard. Start your mornings with a peaceful walk down the quiet street and experience the warmth of this welcoming community. Move-in ready and full of charm, this home offers the perfect blend of comfort and convenience — don’t miss your opportunity to make it yours!

508 W 4th Street Terrace, Carrollton

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.
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