Carroll Homes with Conventional Financing

Carroll Homes with Conventional Financing

Welcome to Carroll County, Missouri, a hidden gem that beautifully blends small-town charm with the conveniences of modern living. Nestled in the heart of the Show-Me State, Carroll County is known for its picturesque landscapes, friendly communities, and rich history. With a population that values both tradition and progress, this county offers a serene lifestyle while being just a stone's throw away from the vibrant cities of Warrensburg and Sedalia.

Carroll County is characterized by its rolling hills, lush farmland, and tranquil waterways, making it an ideal setting for outdoor enthusiasts and nature lovers. Residents enjoy a variety of recreational activities, from fishing and hiking to exploring local parks and wildlife. The county also boasts a tight-knit community, where neighbors become friends, and local events foster a sense of belonging.

For those looking to make Carroll County their home, you'll find a diverse range of properties available, including charming single-family homes, spacious country estates, and cozy cottages. Many of these homes are accessible with conventional financing options, making it easier for families and first-time buyers to invest in their dream home. With competitive prices and a variety of styles to choose from, you’re sure to find a property that suits your needs and budget.

Whether you're drawn to the area's natural beauty, its welcoming community spirit, or the opportunity for a peaceful lifestyle, Carroll County, MO, is a place where memories are made and dreams come true. Come explore the possibilities and discover why so many are proud to call this wonderful county home!

Newest Carroll Homes with Conventional Financing

$425,000
4 Beds ⋅ 3.5 Baths
Welcome home to this beautifully updated ranch situated on a sprawling 1-acre M/L lot in one of Carrollton's most established and desirable neighborhoods. Offering nearly 3,800 square feet of thoughtfully designed living space, this impressive home features 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, providing the perfect blend of comfort, functionality, and style. Step inside to discover new flooring throughout, adding a fresh, modern feel to the home's spacious interior. The stunning 37' x 21' great room is the heart of the home, showcasing soaring wood-beamed ceilings, a dramatic wall of windows that fills the space with natural light, and a cozy gas fireplace. The expansive eat-in kitchen is designed for everyday living and entertaining alike, complete with heated floors, abundant cabinetry, and an adjoining informal dining area featuring custom built-ins and a welcoming sitting area centered around a second gas fireplace. The private primary suite offers a relaxing retreat with an updated ensuite bathroom featuring dual vanities and a beautifully tiled walk-in shower. Outside, the generous patio overlooks a picturesque backyard framed by mature trees, creating a peaceful setting for entertaining, outdoor dining, or simply unwinding in privacy. With its impressive square footage, recent updates, and exceptional setting, this move-in-ready home is one you won't want to miss. Interior photos coming soon!

804 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$305,000
4 Beds ⋅ 3 Baths
Nestled in the heart of Carrollton, this charming Cape Cod-style home perfectly blends timeless character with thoughtful modern updates. Offering 4 spacious bedrooms, 3 bathrooms, and a detached 1-car garage with a loft above, this home provides endless possibilities. The loft is ideal for additional storage or could be finished into a home office, guest suite, studio, or extra living space. Step inside to a light-filled living room featuring gleaming hardwood floors, rich original woodwork, and a cozy fireplace that creates an inviting atmosphere. The formal dining room flows effortlessly into the spacious kitchen, making everyday living and entertaining a breeze. The kitchen showcases quartz countertops, a stylish tile backsplash, modern white cabinetry, and a peninsula with an integrated sink that offers both functionality and gathering space. Upstairs, you'll find four generously sized bedrooms and two tastefully remodeled bathrooms designed with comfort and style in mind. A cozy private balcony offers the perfect spot to enjoy your morning coffee or unwind with your favorite book. Conveniently located in the heart of Carrollton, this move-in-ready home is just minutes from local schools, parks, shopping, dining, and all the amenities this welcoming community has to offer. Combining classic curb appeal, modern updates, and room to grow, this beautiful home is ready for its next chapter.

201 W 1st Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$45,000
Build your dream home or invest in your next project with this exceptional residential vacant lot offering just over ¾ of an acre in a prime Carrollton location. Situated on N Main Street, this spacious property provides an ideal setting for a custom home or a spec build, with the added potential to subdivide into two separate residential lots (subject to local approvals). Enjoy the convenience of being just minutes from downtown Carrollton, shopping, dining, and the Carrollton Park & Aquatic Center. One of the property's unique highlights is the opportunity to relax on your future front porch while enjoying Carrollton's beloved community parades as they pass by. Whether you're a homeowner looking for the perfect place to build or a builder seeking your next opportunity, this versatile property offers location, flexibility, and outstanding potential.

404 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$245,000
Take advantage of this rare opportunity to own a well-established and highly respected 3-bay automotive repair shop that has successfully served the community for over 24 years. This turnkey operation is known for its loyal customer base, steady business, and reputation for quality service—all with very little advertising. The climate-controlled shop is designed for efficiency with low utility costs and includes numerous recent improvements, including a new air conditioning system and a 15,000-lb Challenger open-front alignment lift installed last year. Included in the sale is an impressive inventory of professional equipment and specialty tools, including: * 15,000-lb Challenger alignment lift * 10,000-lb BendPak two-post lift * Heated transmission cooler flush machine * Heated parts washer and solvent washer * Two-stage air compressor * R-134a and R-1234yf A/C service machines * Autel diagnostic scanner and scope * Topdon flash programmer * 20-ton press * Three transmission jacks, including a 2,000-lb American Forge jack * Overhead creeper * 8’ x 40’ storage container * Office equipment * Two restrooms * Extensive inventory of specialty tools The current owner is ready to retire and is committed to helping ensure a smooth transition by offering to work part-time with the new owner during the changeover. Located in a welcoming community with an excellent school system and affordable cost of living, this is an outstanding opportunity for an experienced mechanic looking to own their own business or for an investor seeking a proven operation with an established customer base. Turnkey. Profitable. Well-established. Ready for its next chapter.

S Pine Street, Norborne

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$159,900
4 Beds ⋅ 1 Baths
Welcome home to this 4-bedroom, 1-bath split-entry home offering comfort, updates, and room to grow! The main level features three bedrooms, while the fourth bedroom is located in the lower level, providing flexibility for guests, a home office, or additional living space. You'll appreciate the many recent improvements, including a newer roof, energy-efficient vinyl replacement windows throughout, updated flooring, fresh interior paint, and a beautifully remodeled bathroom. The unfinished lower level presents an excellent opportunity to add additional finished living space to suit your needs or simply enjoy the abundant storage it provides. A 1-car attached garage adds everyday convenience. Ideally located within walking distance to local schools, this move-in-ready home combines value, functionality, and potential. Don't miss your opportunity to make it yours!

113 W 10th Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$1,323,280
This investment and recreational farm located in Carroll County, Missouri offers substantial income and various recreational uses with a rolling, picturesque landscape. Consisting of 194.6 +/- total acres with 173.95 +/- tillable acres in production, strategic grass waterways, and mature timber draws. The farm has an excellent reputable farm tenant that would be willing to lease the farm for $225 per tillable acre providing $39,138.75 in income per year. The farm has been planted in Corn & Wheat for 2026 and the corn looks outstanding. The farm would be open for 2027 farming rights. The tillable acres consist of predominantly Class II and III soils known as Greenton Silty Clay Loam, Grundy Silt Loam, and Colo Silty Clay Loam. In addition to its farming opportunities, this property also boasts a variety of wildlife and hunting opportunities that are sure to appeal to the outdoor enthusiast. The farm offers whitetail deer as well as turkey hunting. Whether you're a seasoned hunter or seeking to expand your farming or investment portfolio, this 194.6 +/- acre farm offers a great hunting experience, all within close proximity to Braymer, Missouri!

County Road 130 Road, Braymer

Listing courtesy of Jordan Babb of Midwest Land Group.
$789,750
Tucked away in the Northern region of Carroll County, Missouri, this exceptional 135 +/- acre tract offers a rare combination of world class hunting and strong agricultural investment in one outstanding package. Located just 6 miles east of Braymer, this property sits in one of Missouri's premier whitetail and turkey hunting corridors, where mature timber, secluded open fields, and natural habitat converge to create a hunting tract that is sure to impress. Whether you're looking for a weekend hunting retreat or a long term land investment, this Carroll County gem delivers on every front. The agricultural foundation of this property is equally impressive. Featuring predominantly Class II and Class III soils, including Lagonda Silty Clay Loam and Grundy Silt Loam, with a strong NCCPI rating of 69.8, this tract is a solid producer. Currently in row crop production, the tillable acres provide reliable annual income. For the investor looking for a property that pays while you own it, this farm will produce strong cash rent as well as a solid hunting lease if desirable. Beyond hunting and farming, this property offers a peaceful seclusion setting. A nice pond adds to the recreational appeal and provides a reliable water source for wildlife and livestock alike. Trophy whitetail deer as well as turkey call this ground home, making every season on this property an experience worth looking forward to. With mature timber, secluded open fields, and outstanding soil quality all wrapped into one tract, this 135 +/- acres in Carroll County offers a great hunting experience, all within close proximity to Braymer, Missouri.

CR 130 Road, Braymer

Listing courtesy of Jordan Babb of Midwest Land Group.
$245,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained 4-bedroom, 3-bath ranch with a 5th non-conforming bedroom, nestled in one of Carrollton’s established neighborhoods. Offering over 2,200 square feet of living space, this home features a spacious layout designed for both everyday living and entertaining. Enjoy two inviting living areas, each complete with its own fireplace, creating warm and welcoming spaces for family gatherings or quiet evenings at home. The flexible floor plan includes a fifth non-conforming bedroom, making it ideal for guests, a home office, hobby room, or workout space. Generous-sized bedrooms, ample storage, and comfortable living can be found throughout the home. Outside, you’ll appreciate the attractive mature landscaping, durable metal siding, newer roof, attached two-car garage, and fenced corner lot—perfect for children, pets, gardening, or outdoor entertaining. Conveniently located near schools, parks, and local amenities, this move-in-ready home offers the perfect combination of comfort, space, flexibility, and curb appeal. Don’t miss your opportunity to make this wonderful Carrollton property your next home!

1114 Hilltop Drive, Carrollton

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$115,000
3 Beds ⋅ 1 Baths
Check out this versatile 5-acre opportunity in Carroll County, Missouri, perfectly positioned just off the banks of the Missouri River and within a mile of the renowned Grand Pass Conservation Area. Whether you're looking fertile Missouri River bottom ground to add to your row crop operation or create your own private waterfowl hunting retreat, this tract checks the boxes. The proximity to the Missouri River bottoms and Grand Pass, one of Missouri's premier public waterfowl destinations, makes this an exceptional setup for duck and goose hunters looking to hunt private ground right alongside some of the best public hunting in the state. The fertile bottomland soils lend themselves naturally to row crop production, offering strong agricultural potential for the farmer or investor looking to add some acres. Tracts like this, combining rich agricultural ground, world-class waterfowl habitat, and immediate access to a major conservation area, rarely come available in this corridor. If you've been searching for a small but mighty piece of Missouri River bottom ground, your search ends here. *The house is currently not in liveable condition*

31924 County Road 320 N/A, Carrollton

Listing courtesy of Hunter Schoonover of Real Broker, LLC-MO.
$140,000
Lakefront RV Lot in Ozarks RV Resort on Table Rock Lake! This lot boasts stunning lakefront views, creating a peaceful and picturesque setting. A beautiful stone waterfall adds to the natural charm and enhances the relaxing atmosphere. Outdoor amenities include a Breeo stone firepit for roasting marshmallows or hot dogs, and a durable poly picnic table with umbrella for splinter-free, low-maintenance outdoor meals in some shade. Perfect for gatherings and unwinding, the space also features a barbecue grill. The resort operates seasonally, closing from December to February, with no full-time living allowed—though RVs may stay during the off-season. An HOA/POA covers amenities like road maintenance, basketball, tennis/pickleball courts, pools for owners and guests, waterfalls throughout the property, laundry facilities, and a disc golf course. Seller is Owner/Agent.

1229 CR 663, Lot 112 Road, Other

Listing courtesy of Carol FERGUSON of Pro X Realty.
$189,900
2 Beds ⋅ 1 Baths
Completely remodeled 2-bedroom, 1-bath home with a functional partially open floor plan. Everything has been updated, making this a true move-in-ready property. Features include a clean, dry, and usable basement ideal for storage, a detached storage shed, and a covered carport. Property is easy to show. Buyer and buyer's agent to verify all measurements, taxes, and school information. Please include pre-approval letter or proof of funds with all offers. Contact listing agent with any questions.

213 W Ada Street, Norborne

Listing courtesy of Holly Taber of 1st Class Real Estate KC.
$205,000
3 Beds ⋅ 2 Baths
Welcome home to this beautiful 3 bedroom, 2 bathroom home in Hale! Built just 3 years ago, this move-in ready property offers the benefits of modern construction with the charm and tranquility of small-town living. Situated on a large corner lot, you'll enjoy plenty of outdoor space for entertaining, gardening, or simply relaxing. Inside, the home features a comfortable and functional layout designed for everyday living. If you're looking for a newer home in a quiet community with room to spread out, this property is one you won't want to miss

322 Highland Street, Hale

Listing courtesy of Chelsea Boyd of 1st Class Real Estate KC.
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