Carroll Homes with USDA Loan Financing

Carroll Homes with USDA Loan Financing

Welcome to Carroll County, Missouri, a hidden gem that perfectly blends rural charm with modern conveniences. Nestled in the heart of the Show-Me State, Carroll County offers a serene lifestyle surrounded by picturesque landscapes, rolling hills, and vibrant communities. With a rich history and a tight-knit community spirit, this county is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the standout features of Carroll County is its accessibility to USDA loan financing, making homeownership more attainable for many. USDA loans are designed to help low-to-moderate-income families secure a home in eligible rural areas, and Carroll County qualifies beautifully. This means you can purchase a lovely home without a hefty down payment, allowing you to invest in your future without breaking the bank.

Imagine living in a charming farmhouse or a cozy cottage surrounded by nature, where you can enjoy peaceful walks, local farmers' markets, and community events. The county boasts a variety of home styles, from historic properties to modern builds, all infused with that warm, welcoming vibe that makes Carroll County feel like home.

Whether you're looking for a place to raise a family, retire, or simply enjoy the tranquility of rural living, Carroll County offers something for everyone. With affordable housing options and the benefits of USDA financing, now is the perfect time to explore the possibilities and make your dream of homeownership a reality in this delightful Missouri county. Come and experience the charm of Carroll County—your new home awaits!

Newest Carroll Homes with USDA Loan Financing

$150,000
3 Beds ⋅ 1.5 Baths
Welcome home! This cozy 3-bedroom, 1.5-bath split entry offers a comfortable layout with thoughtful updates throughout. Enjoy upgraded flooring, a remodeled bathroom, and a spacious kitchen featuring stainless steel appliances. A high efficiency HVAC system adds year round comfort and efficiency. The partially finished basement provides flexible space with plenty of potential to create additional living, recreation, or hobby space to suit your needs. A convenient 1 car built-in garage adds everyday functionality and storage. Step outside onto the deck, the perfect spot for grilling, unwinding after a long day, or enjoying relaxing evenings outdoors. With its inviting spaces and desirable updates, this home is ready to welcome its next owner!

408 W 10TH Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$360,000
1 Beds ⋅ 1 Baths
Escape to your own private retreat in the rolling hills of northern Carroll County, where peaceful country living meets exceptional versatility. Whether you're searching for a rural weekend getaway, hunting retreat, investment opportunity, or simply a quiet place to call home, this unique property offers endless possibilities. At the heart of the property is a thoughtfully designed shouse featuring 1 bed & 1 bath. Rustic finishes, tall ceilings, & carefully considered details create a warm, inviting atmosphere that feels more like a cozy cabin than a traditional residence. The layout combines everyday comfort with practical functionality, making it an ideal place to relax and enjoy the surrounding countryside. The attached 33' x 40' two-car garage provides abundant room for vehicles, recreational equipment, hobbies, and storage. The 14-foot garage door offers convenient access for an RV while still leaving plenty of space for additional storage and workspace. A second building adds even more flexibility with additional finished living or office space along with another spacious two-bay garage. Whether needed for guests, a home business, hobbies, equipment, or additional storage, this building expands the property's possibilities. Adding to the appeal are three additional livable cabins, each overlooking the property's 4+ acre pond. The pond is fully stocked with hybrid fish and provides a beautiful backdrop for relaxing and enjoying the outdoors. The cabins offer excellent potential for hosting family and friends, creating private guest accommodations, or exploring short-term rental opportunities. For added peace of mind, the property is equipped with a Generac backup generator, helping keep things running when the power goes out. Surrounded by rolling hills and the quiet beauty of the countryside, this property offers a rare combination of privacy, recreational opportunity, living space, and functionality.

15812 CR 151 N/A, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$325,000
3 Beds ⋅ 2 Baths
This beautiful new construction home in the heart of Norborne, Missouri, is ready to be called yours! Designed with modern living in mind, the open floor plan creates a bright, spacious atmosphere that is perfect for both everyday living and entertaining. Natural light fills the main living area, highlighting the custom cabinetry, quartz countertops, and calming natural earth tones throughout the home. The spacious primary suite features a generous walk-in closet and a beautifully finished en-suite bathroom. Two additional bedrooms offer plenty of space for children, guests, or a home office, while the main-level laundry adds everyday convenience and functionality. Located in the heart of Norborne, this home offers more than just beautiful finishes, it offers the opportunity to become part of a tight-knit rural community where friendly smiles, genuine neighborly kindness, and a peaceful atmosphere create a true sense of home.

102 E 4th Street, Norborne

Listing courtesy of Michael Wellman of Sell Well Realty.
$439,900
4 Beds ⋅ 3 Baths
Price Reduced! Discover the perfect blend of comfort, space, and functionality in this inviting ranch style home located in Green’s Addition, just west of Carrollton. Offering 4 bedrooms, 3 bathrooms, with over 2,500 square feet of main-level living space, plus an additional 1,196 finished square feet in the lower-level walkout. Inside, you’ll find spacious rooms filled with natural light, creating a warm and welcoming atmosphere throughout the home. The maintenance-free brick exterior offers lasting curb appeal, while the high-efficiency geothermal HVAC system provides comfortable and energy-efficient living year-round. Enjoy your morning coffee or unwind with a good book in the bright and inviting sunroom making this the perfect spot to start or end your day. The lower level expands the home’s living options with a kitchenette that opens to a spacious family room, along with the fourth bedroom, third bathroom, and plenty of storage space. Located outside city limits, Green’s Addition offers the benefits of spacious lots and plenty of room to enjoy the outdoors with a comfortable sense of privacy. With abundant living space, thoughtful amenities, and a desirable setting, this home offers room to spread out and make it your own.

111 Walnut Drive, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$195,000
4 Beds ⋅ 2 Baths
Step back in time and fall in love with the timeless charm of this beautiful 4-bedroom century home, lovingly cared for by the same family for many years. From the inviting wraparound front porch—perfect for enjoying your morning coffee or taking in gorgeous sunsets—with many of the original doors, vintage knobs, and warm knotty pine details, this home is filled with character, history, and the kind of warmth that makes you feel welcome the moment you arrive. Set on approximately 1/2 acre, there is plenty of room to spread out and enjoy both indoor and outdoor living. The spacious layout offers room for a large family or plenty of guests, with enough space for everyone to gather, relax, and still have room to breathe. A large detached 2-bay garage provides excellent space for vehicles, hobbies, storage, or a workshop. This is more than a house—it’s a well-loved home with a story to tell, ready for its next chapter.

314 N Main Street, Carrollton

Listing courtesy of Tonja Hulet of BHG Kansas City Homes.
$425,000
4 Beds ⋅ 3.5 Baths
Welcome home to this beautifully updated ranch situated on a sprawling 1-acre M/L lot in one of Carrollton's most established and desirable neighborhoods. Offering nearly 3,800 square feet of thoughtfully designed living space, this impressive home features 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, providing the perfect blend of comfort, functionality, and style. Step inside to discover new flooring throughout, adding a fresh, modern feel to the home's spacious interior. The stunning 37' x 21' great room is the heart of the home, showcasing soaring wood-beamed ceilings, a dramatic wall of windows that fills the space with natural light, and a cozy gas fireplace. The expansive eat-in kitchen is designed for everyday living and entertaining alike, complete with heated floors, abundant cabinetry, and an adjoining informal dining area featuring custom built-ins and a welcoming sitting area centered around a second gas fireplace. The private primary suite offers a relaxing retreat with an updated ensuite bathroom featuring dual vanities and a beautifully tiled walk-in shower. Outside, the generous patio overlooks a picturesque backyard framed by mature trees, creating a peaceful setting for entertaining, outdoor dining, or simply unwinding in privacy. With its impressive square footage, recent updates, and exceptional setting, this move-in-ready home is one you won't want to miss. Interior photos coming soon!

804 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$305,000
4 Beds ⋅ 3 Baths
Nestled in the heart of Carrollton, this charming Cape Cod-style home perfectly blends timeless character with thoughtful modern updates. Offering 4 spacious bedrooms, 3 bathrooms, and a detached 1-car garage with a loft above, this home provides endless possibilities. The loft is ideal for additional storage or could be finished into a home office, guest suite, studio, or extra living space. Step inside to a light-filled living room featuring gleaming hardwood floors, rich original woodwork, and a cozy fireplace that creates an inviting atmosphere. The formal dining room flows effortlessly into the spacious kitchen, making everyday living and entertaining a breeze. The kitchen showcases quartz countertops, a stylish tile backsplash, modern white cabinetry, and a peninsula with an integrated sink that offers both functionality and gathering space. Upstairs, you'll find four generously sized bedrooms and two tastefully remodeled bathrooms designed with comfort and style in mind. A cozy private balcony offers the perfect spot to enjoy your morning coffee or unwind with your favorite book. Conveniently located in the heart of Carrollton, this move-in-ready home is just minutes from local schools, parks, shopping, dining, and all the amenities this welcoming community has to offer. Combining classic curb appeal, modern updates, and room to grow, this beautiful home is ready for its next chapter.

201 W 1st Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$245,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained 4-bedroom, 3-bath ranch with a 5th non-conforming bedroom, nestled in one of Carrollton’s established neighborhoods. Offering over 2,200 square feet of living space, this home features a spacious layout designed for both everyday living and entertaining. Enjoy two inviting living areas, each complete with its own fireplace, creating warm and welcoming spaces for family gatherings or quiet evenings at home. The flexible floor plan includes a fifth non-conforming bedroom, making it ideal for guests, a home office, hobby room, or workout space. Generous-sized bedrooms, ample storage, and comfortable living can be found throughout the home. Outside, you’ll appreciate the attractive mature landscaping, durable metal siding, newer roof, attached two-car garage, and fenced corner lot—perfect for children, pets, gardening, or outdoor entertaining. Conveniently located near schools, parks, and local amenities, this move-in-ready home offers the perfect combination of comfort, space, flexibility, and curb appeal. Don’t miss your opportunity to make this wonderful Carrollton property your next home!

1114 Hilltop Drive, Carrollton

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$99,000
3 Beds ⋅ 1 Baths
Welcome home to this charming 3-bedroom, 1-bath property offering space, functionality, and potential! Featuring a large formal dining room, this home is perfect for gatherings and everyday living. Newer AC, Furnace and hot water heater. The spacious kitchen provides plenty of room for cooking and storage. The bathroom has a jacuzzi tub to unwind after a long day. Downstairs, the walk-out basement offers additional possibilities and is already plumbed for a second bathroom—ideal for future expansion or added value. Enjoy comfortable living with a practical layout and room to make it your own. Whether you’re a first-time buyer or looking for an investment opportunity, this home is ready to go!

209 S Locust Street, Carrollton

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
$175,000
3 Beds ⋅ 2 Baths
Experience elevated living in this updated 3-bedroom, 2-bath home offering 1,856 sq ft of beautifully curated space. Where every detail has been thoughtfully designed to create a seamless flow of an inviting atmosphere. Perfectly positioned on a .25-acre corner lot, the home is surrounded by meticulously maintained landscaping that creates a striking first impression and enhances its overall elegance. The property also features a detached garage and carport, providing both convenience and versatility. With its updates, timeless style, and exceptional setting, this home offers a rare opportunity to own a truly turnkey, upscale retreat.

210 W 4th Street, Norborne

Listing courtesy of Tiffany Pierson of Sell Well Realty.
$239,900
5 Beds ⋅ 3 Baths
Come check out this sprawling split-entry home nestled on a quiet double lot in Carrollton! Offering nearly 3,000 square feet of finished living space, this spacious home features 5 bedrooms, 3 bathrooms, and plenty of room for everyone to spread out. The heart of the home is the expansive living room, complete with built-in surround sound, making it the perfect space for entertaining, movie nights, or watching the big game. The eat-in kitchen, formal dining room, and main-level primary bedroom provide comfort and functionality for everyday living. Additional features like the central vacuum system and whole-home intercom add everyday convenience and thoughtful functionality throughout the home. Need extra space? This home delivers with a large storage room located beneath the living room, ideal for seasonal dcor, hobbies, or keeping everything organized. Above the oversized two-car garage, you'll find a versatile bonus room that could serve as a home office, playroom, home gym, craft room, guest retreat, or additional storage. The oversized attached garage offers ample room for vehicles, tools, and projects, while the impressive second lot provides endless possibilities. With convenient access from 16th Street, the additional lot is perfect for building a detached garage or workshop, expanding the home, creating outdoor entertainment space, or simply enjoying the extra yard. If you've been searching for space, flexibility, modern conveniences, and future potential in a peaceful neighborhood, this Carrollton property is one you won't want to miss!

6 W 15th Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$89,000
3 Beds ⋅ 2 Baths
REDUCED PRICE! Final reduction to $89,000! Charming 2–3 Bedroom Brick Home with Endless Potential! Discover the possibilities in this spacious 2–3 bedroom, 2 bath brick home, offering nearly 2,000 sq. ft. of living space. Whether you’re a homeowner looking to make it your own or an investor seeking a great opportunity, this property is full of potential! Inside, you’ll find tall 10-foot ceilings, large rooms, and classic architectural details that provide both character and comfort. The flexible layout allows for a potential third bedroom, home office, or bonus space to fit your needs. Enjoy relaxing on the covered front porch, perfect for morning coffee or evening gatherings. With a little TLC, this solid brick home could shine once again as a beautiful family residence or a profitable investment property. **Seller to provide a $5,000 credit to buyer at closing toward electrical work or other repairs. Many grants and down-payment assistance programs are available!

220 E Benton Street, Carrollton

Listing courtesy of Kristy Lauhoff of Century 21 Farm and Home.
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