Daviess Homes with Conventional Financing

Welcome to Daviess County, Missouri, a hidden gem nestled in the heart of the Midwest. Known for its picturesque landscapes and friendly communities, Daviess County offers a perfect blend of rural charm and modern conveniences. With rolling hills, lush farmland, and serene waterways, this county is ideal for those seeking a tranquil lifestyle while remaining connected to urban amenities.

Daviess County boasts a rich history and a vibrant culture that reflects the warmth of its residents. The county seat, Gallatin, serves as a hub for local events, farmers' markets, and charming boutiques. Residents enjoy a close-knit community atmosphere, where neighbors become friends and local gatherings are a way of life. Outdoor enthusiasts will appreciate the abundance of parks, trails, and recreational opportunities that highlight the county's natural beauty.

For prospective homeowners, Daviess County presents an array of properties that cater to various tastes and budgets. Many homes in the area qualify for conventional financing, making it easier for buyers to secure their dream home. Whether you’re searching for a cozy cottage, a spacious family home, or a serene farmhouse, Daviess County has something for everyone.

Investing in a home here means more than just acquiring property; it means becoming part of a community that values connection, tradition, and a slower pace of life. With a strong sense of pride and a welcoming spirit, Daviess County is not just a place to live—it's a place to call home. Explore the possibilities and discover your perfect retreat in this enchanting county today!

Newest Daviess Homes with Conventional Financing

$225,000

Don't miss this opportunity to own a beautiful waterfront lot with a peaceful view down a short cove! This gently sloping lot features a limestone shoreline and sandy beach, creating the perfect setting to enjoy everything lake life has to offer. Whether you're looking for a weekend getaway or the perfect place to build your dream lake home, this property is priced to move quickly! Want even more space? An adjoining lot may also be available for purchase. Contact the listing agent for additional information. Imagine your days boating, swimming, fishing, relaxing by the water, and making unforgettable memories with family and friends. End the day watching beautiful sunsets from the water's edge. Don't let this waterfront opportunity get away. Call today to schedule your private viewing!

Lot 188 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$94,900

Position your business for success in the heart of Gallatin’s thriving Main Street district! This versatile 6,300± square-foot commercial building offers exceptional visibility, flexible space, and multiple possibilities for investors, business owners, and entrepreneurs. Located on busy Main Street just off the Gallatin Square, this property features two levels plus a partial basement, providing abundant space for a wide variety of commercial uses. The main level was previously configured with two office/retail spaces, storage, and warehouse areas, with separate entrances that provide added flexibility for multiple businesses, tenants, or uses. Upstairs, you'll find a 1,540-square-foot, two-bedroom apartment with its own private entrance. This space offers excellent potential for additional rental income, an owner-occupied residence, or convenient on-site living. Whether you're looking to expand an existing business, create multiple income streams, or bring a new concept to downtown Gallatin, this property offers the space and location to make it happen.

205 N Main Street, Gallatin

Listing courtesy of Tina Esbeck of Landmark Realty.

$184,000

3 Beds ⋅ 2 Baths

Come enjoy the Lake Viking lifestyle in this well-maintained 3-bedroom, 2-bath home being offered turnkey and ready to enjoy! Inside, you'll find a comfortable and inviting layout with built-ins in the dining room, plenty of storage, and walk-in closets in all three bedrooms. The home also features newer windows throughout, bringing in plenty of natural light. Outside is where this property really shines! The park-like landscaped yard is surrounded by beautiful large, mature trees, creating a peaceful and private setting. A charming covered front deck offers the perfect place to relax, while the new composite side deck provides additional outdoor living space. There is no shortage of room for vehicles, lake toys and equipment with a detached 2-car heated (propane) garage (24x30), two additional storage buildings, and a large driveway with plenty of parking. Beautiful stone rock edging along the driveway adds character to the property, and a storm shelter provides an added bonus. Located within walking distance of a community area, around the corner to Marina, clubhouse, swimming pool, and beach, this property makes it easy to enjoy everything Lake Viking has to offer. Whether you're looking for a full-time residence or a relaxing lake getaway, this turnkey home is ready for its next owners to move right in and start enjoying lake life.

114 Trout Court, Gallatin

Listing courtesy of Brandi Dixon of Keller Williams KC North.

$189,500

4 Beds ⋅ 2 Baths

Looking for a home that’s move-in ready and easy to love? This handsomely updated ranch checks all the boxes with 4 bedrooms, 2 full baths, a comfortable living room, spacious kitchen, and convenient main-level laundry—all on one easy-to-manage level. Whether you’re looking for your first home, ready to downsize, or searching for a great investment property, this home offers plenty of possibilities. The detached garage features a concrete floor and electricity, making it perfect for parking, storage, hobbies, or projects. Affordable, updated, and move-in ready—this one is worth a look!

807 S Willow Street, Gallatin

Listing courtesy of Anita Riley of RE/MAX Town and Country.

$256,000

Located in northwestern Missouri near Jameson, Lake Viking, & Gallatin, this 40±acre farm offers a combination of productive agricultural land, wildlife habitat, and potential home sites. The property features approximately 21± tillable acres along with timbered draws, natural bedding areas, and diverse terrain that support both farming and recreational use. The tillable acreage consists primarily of Greenton silty clay loam soils, currently rented to a local farmer. Timbered areas of the farm feature thick bedding cover and mature timber. In addition to the agricultural and recreational aspects, the property may be suitable for a future home, cabin, or farmstead with water, internet, and electric utilities nearby. The surrounding area provides a rural setting while still offering convenient access to nearby communities and amenities. The property’s location near Lake Viking adds additional recreational appeal for those who enjoy boating, fishing, and other outdoor activities. Interstate 35 access is also within reasonable driving distance, providing connectivity to larger communities, including Kansas City and Cameron. Properties of this size that combine productive soils, recreational habitat, utility access, and proximity to regional attractions are increasingly limited in supply. This farm presents an opportunity to own a diverse tract of northwest Missouri land with a blend of agriculture, hunting, and potential build sites in a desirable rural location near Gallatin, Jameson, and Lake Viking.

0000 Key Avenue, Gallatin

Listing courtesy of Jason Patterson of Whitetail Properties Real Esta.

$165,000

Check out this versatile 18.4-acre tract tucked away on a dead-end county road just outside Winston, Missouri, with convenient access to I-35. The property features approximately 16.2 acres of rolling grassland along with over 2 acres of mature timber, creating an attractive mix of open ground for agricultural use and wildlife habitat. Multiple potential building sites offer scenic views, while the property's natural topography provides an ideal location for a future pond. Whether you're looking to build a home or barndominium, run livestock or establish a hobby farm, hunt, or simply invest in land for the future, this property provides the space and flexibility to make it your own. Accessed from Maple Avenue, the property is tucked back from the main road, providing a private setting while remaining close to town and major highway access. The rolling grassland offers numerous agricultural and recreational possibilities, while the mature timber adds character, privacy, and wildlife habitat. Enjoy country living, room to explore, wildlife right outside your back door, and beautiful views as the landscape changes throughout the seasons. FEATURES: 18.4 Deeded Acres 16.2± acres of rolling grassland 2+ acres of mature timber Private unmaintained County Road Access Potential for Livestock or Horses Convenient access to I-35 & Hwy 69 less than 1 mile away Ideal location for a future pond Adjoins Winston High School Dense grassland currently Deer and Turkey hunting opportunities PWSD 2 available at road Winston Electric Available at road Winston 2025 Taxes were $59.41

18.4 Maple Street, Winston

Listing courtesy of Will Wiest of Midwest Land Group.

$129,900

3 Beds ⋅ 1.5 Baths

Great opportunity to own instead of rent or for an investment property in this ever growing small country town-- Cute 3-bedroom, 1.5-bath Bungalow on a corner lot with a large covered front porch ready for your future swing. The home offers a nice-sized living room, an open, bright dining room, and built-in seating bench and China cabinets in the kitchen area. This craftsman-style home has just been refreshed with an updated bathroom featuring a large soaking tub, a new rain shower head with spa lighting and beautiful new tile. All freshly painted and beautiful hardwoods throughout. Ceiling fans in all rooms with main floor laundry area. The newer washer and dryer stay with the property. The full basement offers an opportunity to eventually add extra living space or plenty of storage. Home also has a back covered porch that would make a great outdoor sitting area. Motivated Seller.

311 W Grand Street, Gallatin

Listing courtesy of Lonnie Branson of Keller Williams Southland.

$15,000

Exceptional investment opportunity at Lake Viking, giving you a rare chance to secure property in a highly desirable location. this lot is level and treed with a view towards the Lake, Conveniently located near the marina, pool, and clubhouse. Enjoy everything, Lake Viking has to offer, including a private Lake Don’t miss this chance to own in one of the area’s most sought-after communities, your daily reminder that relaxation and recreation are just steps away. Imagine building your dream home where peaceful mornings become part of everyday life. Enjoy everything Lake Viking has to offer, including a private pool, campground access, boating, jet skiing, swimming, fishing, and endless outdoor fun. Conveniently located just minutes from the marina, launching your boat and getting out on the water couldn’t be easier. Don’t miss your chance to own your own piece of the pie of Lake Viking! Pack your fishing poles, grab your lake essentials, and start making memories at your perfect getaway.

Lot 2247 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$22,000

Lot 2246 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$15,000

Lot 2242 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$730,000

3 Beds ⋅ 2 Baths

Investor’s Dream at Lake Viking! This unique property offers outstanding investment potential and flexibility. The home sits on three lots, and two additional adjoining lots are also available—one featuring a volleyball court and a hangout shed located east of the property. The seller has created beautiful views of Lake Viking. Quality stick-built construction with 2x6 walls, metal siding, and finished concrete floors makes this home attractive and low-maintenance. Enter through the covered, stamped-concrete porch featuring ceiling fans and relaxing lake views. Inside, you’ll find a spacious, open-concept modern design with painted cabinetry, a beautiful granite island with built-in storage, and a pantry. The main level offers comfortable bedrooms, a full bathroom, a laundry area, and distinctive sliding barn doors. The large recreation room features epoxy flooring, wood-accented walls, vaulted ceilings, and a garage door providing convenient access and additional storage. A 5' x 10' in-ground storm shelter offers added peace of mind. The partially fenced backyard includes a nice doghouse. Upstairs, you’ll find a large bedroom and den leading to an oversized deck—perfect for relaxing and enjoying the Lake Viking views. With abundant garage and storage space, additional adjoining lots, and flexible possibilities, this property is an exciting opportunity for an investor, lake enthusiast, or buyer looking for room to grow. Call for additional information about the adjoining lots. The seller states that dues and assessments will be paid by the seller through April 31st 2027.

1933 Lake Viking Terrace, Gallatin

Listing courtesy of Nadine PARMENTER of REECENICHOLS-IDE CAPITAL.

$199,900

Build your dream lake home on this stunning waterfront lot at beautiful Lake Viking! Offering approximately 0.67 acres, this property features breathtaking water views and an ideal setting for a walkout basement home. The gently rolling terrain and mature trees provide a wonderful combination of privacy, natural beauty, and multiple opportunities to capture gorgeous lake views from your future home. The property has already been surveyed and is ready for your vision. Located in a beautiful cove surrounded by attractive lake homes, this lot offers the opportunity to create your own waterfront retreat and enjoy everything the Lake Viking lifestyle has to offer. Spend your days boating, fishing, swimming, tubing, skiing, or simply relaxing by the water and taking in spectacular sunsets. Lake Viking is a private 630-acre lake community and one of Northwest Missouri's best-kept secrets. Whether you are ready to build your dream home now or are looking for a waterfront property to hold for the future, this approximately 0.67-acre lot offers an exceptional opportunity to own waterfront property and enjoy lake living for years to come.

1040 Lot 367 Lake Viking Terrace, Altamont

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use