Franklin, KS Homes with Cash Financing

Franklin, KS Homes with Cash Financing

**Discover the Charm of Franklin County, Kansas: Your Ideal Home Awaits!**

Nestled in the heart of eastern Kansas, Franklin County is a hidden gem that perfectly blends small-town charm with modern amenities. With its rich history, friendly communities, and stunning natural landscapes, this county is an exceptional place to call home. Whether you’re drawn to the lush greenery of the Marais des Cygnes River or the vibrant local culture, Franklin County offers a unique lifestyle that caters to everyone.

One of the most appealing aspects of living in Franklin County is the affordability of housing. With a variety of homes available, prospective buyers can take advantage of flexible financing options, including cash financing. This means you can secure your dream home without the hassle of traditional mortgage processes. Whether you’re looking for a cozy bungalow in Ottawa or a spacious family home in Wellsville, the real estate market here is ripe with opportunities.

Franklin County is not just about beautiful homes; it’s also about community. Residents enjoy a close-knit atmosphere, with local events, farmers markets, and outdoor activities that bring everyone together. The area boasts excellent schools, parks, and recreational facilities, making it an ideal location for families and individuals alike.

So, if you’re ready to embark on a new journey in Franklin County, Kansas, now is the perfect time to explore the homes available with cash financing. Embrace the charm, community spirit, and affordability that this picturesque county has to offer. Your dream home is just around the corner!

Newest Franklin, KS Homes with Cash Financing

$99,900
Build your dream home on this corner residential lot, one block off main st, Wellsville. Close to school, quick access to I-35. Lot 100x115 with mature trees, water meter, sewer & gas on site. Newer shed/garage 24x16, 9x7 door with insulated and finished inside walls. Two streets and alley access to property.

115 W seventh Street, Wellsville

Listing courtesy of Randall Renoud of Crown Realty.
$750,000
3 Beds ⋅ 2 Baths
LAKE GEORGIA-SUE | 83.5 ACRES — A truly one-of-a-kind Kansas property offering an extraordinary blend of privacy, recreation, equestrian amenities and natural beauty. At the heart of the property is an expansive 8-acre private lake, surrounded by rolling acreage, established trails, multiple horse pastures, barns, loafing sheds and a collection of versatile buildings. Once a 9-hole golf course and later home to a nationally recognized horse rehabilitation organization, this remarkable property is rich with history and possibilities. Trophy deer, turkey, waterfowl and bald eagles abound, while the surrounding farmland creates a peaceful, secluded setting. Whether envisioned as a private equestrian retreat, recreational getaway, event property or unique rural investment, opportunities like this rarely come to market.

3061 Georgia Road, Ottawa

Listing courtesy of Dana Benjamin-Ashner of ReeceNichols - Overland Park.
$950,000
3 Beds ⋅ 2 Baths
Rare 36.9-acre opportunity offering flexibility for a developer, builder or private estate buyer. The property can currently be divided into approximately 3-acre tracts, with the existing residence potentially subdivided from the remaining acreage—creating the opportunity for additional homesites. The seller has also had preliminary, informal discussions with the city, which indicated it may be receptive to annexing the property. If annexed and approved, the property could potentially be divided into approximately 1-acre lots. No formal application or approval has been obtained. Buyers should independently verify all annexation, zoning, utility, subdivision and development requirements. Built in 1997, the one-level home features three bedrooms, two full bathrooms and 1,636 finished square feet, plus a 1,636-square-foot unfinished walkout basement offering substantial expansion potential. The property also includes an attached two-car garage and a detached two-car shop. Located on paved roads with convenient access to Olathe, Overland Park, Baldwin City and Eudora—all approximately 15 minutes away. A unique opportunity to acquire significant acreage with an existing residence, usable improvements and potential for future development.

4837 Vermont Road, Wellsville

Listing courtesy of Kyle Walker of Platinum Realty LLC.
$180,000
2 Beds ⋅ 1 Baths
Adorable Craftsman bungalow with large sunroom that attaches to the garage. Beautiful hardwood floors and craftsman wood trim and built in features. Crisp white kitchen with new luxury laminate flooring, Granite and New APPLIANCES. Some Major Maintenance items are new! New HVAC and 75 ft of new sewer line! Come see this adorable home and make it yours to enjoy the fall season! Note: Listing Agent is related to Seller.

724 N Oak Street, Ottawa

Listing courtesy of Cheryl Scheele of Platinum Realty LLC.
$275,000
4 Beds ⋅ 2 Baths
Welcome home to this spacious 4 bedroom, 2 bathroom Ottawa home! Featuring a fully finished basement with an additional unfinished storage area. Plenty of room for living, working, and storing all your extras. Situated on a large corner lot, the backyard offers plenty of space to relax or entertain. Close to schools, the highway, and downtown. Recent updates includes brand-new carpet throughout and a new roof. Don't miss the opportunity to make this one yours!

417 W 11th Street, Ottawa

Listing courtesy of Jaclyn Iden of KW Integrity.
$110,000
3 Beds ⋅ 1 Baths
Small-town living with room to breathe! This 3-bedroom home sits on more than half an acre in quiet Richmond, offering the space and simplicity that are getting harder to find at this price. Enjoy a large yard with plenty of room for a garden, pets, outdoor entertaining or simply some elbow room, plus great storage and a large carport. The home features low-maintenance vinyl siding, a BRAND NEW ROOF, good mechanicals and the convenience of city utilities, including city sewer. A covered front porch adds to the small-town charm, while the generous lot gives you plenty of possibilities for the future. Richmond offers a relaxed small-town setting without giving up everyday convenience. Ottawa, with shopping, dining and services, is an easy drive to the north, with Garnett conveniently located to the south. Three bedrooms, over half an acre, city utilities, great storage and a brand-new roof — all at an affordable price. If you've been looking for a comfortable home with some space around you and a slower pace of life, this one deserves a look!

536 E Central Street, Richmond

Listing courtesy of Bob Winney of Keller Williams Realty Partners Inc..
$255,000
3 Beds ⋅ 2 Baths
Checkout this complete renovation in progress with an opportunity to make the finishing touches your own! This 3 bed, 2 bath home has been extensively remodeled from the ground up, including all new interior electrical, plumbing, HVAC, windows and more! A new roof is scheduled for the week of Sept 21st and will have new flooring, cabinetry, tile, paint and finished to complete the transformation. Get under contract early and you may have the opportunity to select from select flooring styles, interior paint colors, cabinetry and other available finishes depending on the stage of of construction at the time of contract. Outside the home the property offers just a much opportunity. Situated on a large 15,000 sqft lot there is plenty of available yard space with room for plenty of vehicles, a camper, boat and more. The detached 2 car garage features electrical throughout and gas heat. There is also additional covered parking under the carport. A finished shed with electricity is the perfect flexible space for a hobby room, workshop, or additional storage. With extensive new systems, 3 bedrooms, 2 full bath, loads of garage and exterior storage space, and a large lot with immense parking flexibility this home offers the benefits of a comprehensive renovation without sacrificing the benefits of an established property. Secure it before completion and help choose the finishing touches! Taxes listed are prior to remodel. Taxes based upon updated valuation unknown.

410 S Cherry Street, Ottawa

Listing courtesy of Zachary Clayton of KW Diamond Partners.
$150,000
2 Beds ⋅ 1 Baths
This charming and well-cared-for 2 bedroom, 1 bath home is a perfect starter home or downsizing opportunity! This property features numerous updates, including HVAC and ductwork that are only 3 years old, a newly updated electrical panel with new GFCI breakers, a new kitchen, and a new main water line for added peace of mind. All kitchen appliances stay with the home, making your move even easier. Outside, you'll enjoy mature trees providing shade and character, a cozy backyard firepit area perfect for entertaining, and a detached one-car garage that can be used for parking, storage, or a workshop space. This home combines charm, functionality, and important modern updates all in one affordable package!

823 S Hickory Street, Ottawa

Listing courtesy of The Rare Group of BHG Kansas City Homes.
$150,000
3 Beds ⋅ 1 Baths
Charming and ready to welcome you home. This cute 3-bedroom, 1 bathroom bungalow in offers a blend of comfort and character. With a practical layout, large dining area and inviting spaces, it's a great opportunity for a first-time home buyer, someone looking to downsize, or anyone wanting a home with plenty of potential. The 3 bedrooms provide flexibility for family, guests, home office or whatever life calls for. The kitchen, dining and living spaces offer a comfortable place to gather, relax & make memories. Outside, there is room to enjoy your morning coffee, let the kiddos or pets play in the huge back yard, or simply soak up the small-town lifestyle. Centrally located, you'll be close to schools, parks, local shops, golf course, restaurants & everything else this community has to offer. If you've been waiting for a great opportunity, this one is worth a look.

731 S Locust Street, Ottawa

Listing courtesy of Nycole Clark of Real Broker, LLC.
$325,000
3 Beds ⋅ 2 Baths
Easy one-level living on a quiet cul-de-sac! Built in 2020, this move-in-ready home offers over 1,400 sq. ft. with 3 bedrooms and 2 bathrooms. The open, functional floor plan features stainless steel appliances and granite countertops. The private primary suite is thoughtfully separated from the additional bedrooms and includes a spacious bath and large walk-in closet. Outside, enjoy a fully fenced backyard with a newer privacy fence—perfect for pets, entertaining or relaxing outdoors. A well-maintained home with modern finishes in a peaceful setting!

216 Meadowbrook Lane, Wellsville

Listing courtesy of Joy Slavens of KW Integrity.
$350,000
3 Beds ⋅ 1.5 Baths
Country Living at Its Best — Historic Rock Home on 5.5 Acres! Step back in time while enjoying the space, privacy, and possibilities of country living in this beautiful 85-year-old rock home nestled on 5.5 acres. Full of character and charm, this 3-bedroom, 1.5-bath home offers plenty of room both inside and out, along with an abundance of storage and features designed for comfortable rural living. The basement adds even more versatility, featuring a functional homestead food-processing area, built-in gun safe room, and the potential for a 4th bedroom or additional living space. Whether you're looking for a peaceful country retreat, a working homestead, or simply room to spread out, this property offers endless possibilities. Outside, the property truly shines. A full exterior surveillance camera system provides added peace of mind and helps keep an eye on your pets, animals, and property. The acreage includes two chicken coops, a greenhouse, garden shed, 5-stall carport, and an enclosed shop with a garage door and loft. The barn features two separate sections, giving you the flexibility to build stalls, house animals, store feed, or leave the space open for all your toys and equipment. Portions of the property are cross-fenced for rotational animal use, making the acreage well-suited for livestock and hobby farming. And the south section of the property? It's ready for your imagination. Create additional pasture, gardens, orchards, recreation space, animal areas, or whatever your country-living dreams may be. This is more than just a home — it's an opportunity to create the country lifestyle you've been dreaming about. Come see the character, space, outbuildings, and possibilities this unique property has to offer!

4493 Arkansas Road, Pomona

Listing courtesy of Theresa Heidenreich of Platinum Realty LLC.
$494,990
4 Beds ⋅ 3.5 Baths
Some properties make you choose between space and convenience. This one doesn't. Sitting on over 2 acres just outside Ottawa, this 3,400 sq ft home gives you the privacy and elbow room of acreage living without the tradeoff of a long drive for groceries or errands, with grocery stores less than 5 minutes away and just a 3 minute drive to get to I-35 Inside, you've got 4 bedrooms and 3.5 baths spread across a layout built for actual living, not just showing well. The finished basement adds serious flex space: think second living room, home gym, media setup, or a hangout spot for kids and guests that doesn't eat into your main floor. The 2-car garage is in pristine condition and keeps things practical day to day. At $500,000, you're getting acreage, size, and a finished lower level in a market where most listings force you to pick one or two of those. Meadow Lake Estates is the perfect neighborhood where you have your own space to actually use your property while still having all the conveniences of a town. If you've been looking for something with room to breathe that doesn't strand you thirty minutes from town, this is worth a look. Book a showing today.

2 Fairview Drive, Ottawa

Listing courtesy of Jesse Wharton of Prestige Real Estate.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use