Franklin, KS Homes with Cash Financing

**Discover the Charm of Franklin County, Kansas: Your Ideal Home Awaits!**

Nestled in the heart of eastern Kansas, Franklin County is a hidden gem that perfectly blends small-town charm with modern amenities. With its rich history, friendly communities, and stunning natural landscapes, this county is an exceptional place to call home. Whether you’re drawn to the lush greenery of the Marais des Cygnes River or the vibrant local culture, Franklin County offers a unique lifestyle that caters to everyone.

One of the most appealing aspects of living in Franklin County is the affordability of housing. With a variety of homes available, prospective buyers can take advantage of flexible financing options, including cash financing. This means you can secure your dream home without the hassle of traditional mortgage processes. Whether you’re looking for a cozy bungalow in Ottawa or a spacious family home in Wellsville, the real estate market here is ripe with opportunities.

Franklin County is not just about beautiful homes; it’s also about community. Residents enjoy a close-knit atmosphere, with local events, farmers markets, and outdoor activities that bring everyone together. The area boasts excellent schools, parks, and recreational facilities, making it an ideal location for families and individuals alike.

So, if you’re ready to embark on a new journey in Franklin County, Kansas, now is the perfect time to explore the homes available with cash financing. Embrace the charm, community spirit, and affordability that this picturesque county has to offer. Your dream home is just around the corner!

Newest Franklin, KS Homes with Cash Financing

$345,000

5 Beds ⋅ 2.5 Baths

Location truly matters, and this one is hard to beat! This spacious 5-bedroom, 2.5-bath home with an oversized 3-car garage and backs up directly to Kanza Park. Step through the backyard gate and enjoy instant access to the half-mile walking trail, playground, disc golf course, Prairie Spirit Trail, fitness stations, shelter house, and nearly 28 acres of outdoor recreation. Inside, you'll find a home that has been maintained and offers room for everyone. The eat-in kitchen features abundant cabinetry, generous counter space, a newer electric range, refrigerator, and stainless steel dishwasher, making it the perfect gathering place for family and friends. The comfortable living room provides plenty of space to relax at the end of the day. The main level offers a spacious primary bedroom with double closets, built-in desk area, and a private half bath, along with two additional bedrooms featuring hardwood floors. A new tub/shower highlights the main bathroom, while the convenient main-floor laundry is located just off the kitchen. Storage won't be a problem with multiple closets throughout the home. The finished basement adds incredible flexibility with two additional bedrooms, a full bath, kitchenette and work area, and a large family room. You'll also appreciate the reinforced concrete safe room, providing peace of mind during storm season while offering excellent storage space. Step outside to enjoy the patio area, fenced backyard, hot tub and a relaxing, peaceful view. The oversized 3-car garage provides ample room for vehicles, tools, and recreational equipment. Additional updates include a new driveway in 2020, roof replaced in 2017, and a new sewer line in 2026. New underground electrical service in 2026, including a new 200 AMP panel. Homes with this much space, a park literally in your backyard, and a location close to schools, shopping, and restaurants don't come along often. Come see everything this exceptional property has to offer!

1229 S Elm Street, Ottawa

Listing courtesy of Tammy Ellis of Front Porch Real Estate.

$22,500

Build your dream home on this level 11,800± sq ft lot in Richmond! Utilities are available at the street, making this build-ready property the perfect place to bring your vision to life.

125 S Oak Haven Drive, Richmond

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.

$45,000

One of 3 Beautiful 3.4 acre lots remaining in established Wheatland Farms neighborhood. Rural living with all hard surface roads, close highway access, established community with neighborhood pond. All utilities available and ready to build. (Septic required)

9 Wheatland Drive, Ottawa

Listing courtesy of CJ Garrett of Heartland Realty, LLC.

$45,000

7 Wheatland Drive, Ottawa

Listing courtesy of CJ Garrett of Heartland Realty, LLC.

$45,000

8 Wheatland Drive, Ottawa

Listing courtesy of CJ Garrett of Heartland Realty, LLC.

$365,000

4 Beds ⋅ 3 Baths

Welcome to a home where busy mornings, movie nights, backyard fun, and time together all fit naturally. This 4-bedroom, 3-bath home in Walnut Creek Meadows offers approximately 2,694 square feet with an open kitchen, dining and family area that keeps everyone connected—whether you’re making dinner, helping with homework or hosting friends. A dedicated theater room with projector makes family movie nights even better! Step from the kitchen onto the deck for outdoor dining, weekend barbecues, or an easy place to unwind while the kids enjoy the backyard. A concrete patio provides additional space for grilling, outdoor dining, a fire pit, or gathering with friends. A large shade tree, sandbox, and newer Tuff Shed for toys, bikes, tools, and hobbies add function and fun to the outdoor space. The home backs up to Wellsville Elementary School, with the school just a short walk around the corner. A new roof installed in 2023 adds another valuable update. From family movie nights to summer evenings on the patio, this Walnut Creek Meadows home offers the space and setting to enjoy life at home. Come see why this could be the place your family loves coming home to for years to come!

611 W 3rd Terrace, Wellsville

Listing courtesy of Brian Barrett of Coldwell Banker Distinctive Pr.

$185,000

Hard to find, Treed acreage on a paved road! 14 +/- Acres, Lots of trees with established walking or ATV trails. There is a neat cabin already on site ready for a new owner to improve. The property would be a great spot to build your dream home or mini farm! And don't be fooled by it's small size. This property is located in a great area for white-tailed deer and turkeys. It would make a great little hunting tract. The property has been surveyed into 2 tracts but the seller's prefer to sell it as one combined tract.

781/789 Old US 50 Highway, Williamsburg

Listing courtesy of Craig Martin of Signature Realty, LLC.

$849,950

4 Beds ⋅ 3.5 Baths

Welcome to this one-of-a-kind, custom-built property situated on nearly an acre of land offering an absolute paradise for outdoor lovers with its stunning, panoramic lake views. A welcoming covered front porch sets a serene tone leading inside where floor-to-ceiling windows invite ample natural light & allow you to watch the seasons unfold. The main level boasts gorgeous 10.5-inch Southern yellow pine flooring from Georgia seamlessly connecting a formal dining room to an expansive great room centered around a cozy wood-burning fireplace flanked by custom built-in bookcases. This space flows effortlessly into a chef's kitchen & dining area with custom cabinetry, island, Corian countertops, & a spacious walk-in pantry. The screened-in sunroom promises to be your favorite year-round retreat for soaking up the lakeside scenery. The main-floor primary suite is a private sanctuary featuring cherry wood floors, walk-in closet, & luxurious bathroom with an antique freestanding tub, separate shower, & a double vanity overlooking the peaceful backyard. Upstairs is a large family room, 2 additional bedrooms, 2 full bathrooms, one featuring a whirlpool tub & an executive office that can flexibly serve as another bedroom. Crafted with exceptional quality, the residence features durable 2x6 construction, extra insulation, wide trim, crown molding, solid wood doors with antique style doorknobs, custom lighting, & a central vacuum system. Modern updates include a newer central heat/cooling system, water softener, & fresh interior paint, culminating in remarkably low utility costs. Outside, the meticulously landscaped grounds feature an irrigation system that efficiently draws water directly from the lake. Completing this remarkable estate is a 1,200 sqft detached building with a 2 car garage below & a fully finished second level living area above, complete with a family room, open kitchen, 2 bedrooms, & a full bathroom. Don't miss out on this truly extraordinary lakeside haven!

14 Timber Lake Road, Lane

Listing courtesy of Patty Simpson of Crown Realty.

$382,500

4 Beds ⋅ 3.5 Baths

Welcome to this spacious and inviting home tucked away on a charming street. Thoughtfully designed for everyday living and entertaining, this home offers the perfect balance of open-concept living with functional, defined spaces—all with no HOA. The main level features a private first-floor primary suite, a beautiful kitchen with abundant cabinet space, generous countertops, exceptional storage, inviting living areas centered around a cozy fireplace, and a convenient first-floor laundry/mudroom. Upstairs, you’ll find a dedicated wing, providing privacy for the primary suite while keeping everyone close. The newly finished basement adds incredible living space with a large recreation room, a spacious bonus room with a walk-in closet, a dedicated workshop perfect for hobbies or storage, and plenty of additional storage. Step outside to enjoy the huge, fully fenced backyard featuring a recently restored privacy fence and refreshed deck, perfect for entertaining, relaxing, or gardening. This move-in ready home offers 4 bedrooms, 3.5 bathrooms, finished living space, a bathroom on every level, flexible spaces for a home office, guest room, or hobbies, and exceptional storage throughout. Whether you’re hosting holidays, working from home, or simply enjoying evenings by the fire or in the backyard, this home offers space and flexibility. Don’t miss your chance to make this exceptional home yours!

1735 S Ash Street, Ottawa

Listing courtesy of Pamela Chyba of ListWithFreedom.com Inc.

$650,000

4 Beds ⋅ 3.5 Baths

This one hits all the marks. Quality construction, Brick Ranch, 3 car side load garage, large rooms, screened in porch, Trex deck, brick lower patio wired for a hot tub. Backs up to treed lot. Asphalt drive in a great subdivision. AI Lighting and Staging are used in this Listing

2530 Greenwood Drive, Ottawa

Listing courtesy of Brett Chartier of Crown Realty.

$127,500

2 Beds ⋅ 1 Baths

If you've been searching for the perfect property with room to work, store your toys, or run your hobby, this one deserves a look. The real star of the property is the impressive 36' x 50' shop—ideal for a mechanic, body shop enthusiast, woodworker, contractor, boat owner, or anyone needing serious workspace. With plenty of room for vehicles, boats, ATVs, jet skis, campers, tools, and equipment, the possibilities are endless. The attached home could use some TLC, giving you the opportunity to update it to match your style and needs. Whether you're looking for comfortable living quarters next to your dream shop, a weekend retreat, or a place to create the ultimate "man cave" or "she shed" experience, this property offers exceptional potential. Bring your vision and make this unique property your own—the shop alone makes it worth a look!

239 N East Avenue, Williamsburg

Listing courtesy of David Gundersen of RE/MAX Realty Suburban Inc.

$299,900

4 Beds ⋅ 2.5 Baths

Tucked away at the end of a street and backing to open green space, this well-maintained 4-bedroom, 2.5-bath ranch offers the space, updates, and setting you've been looking for. With a full finished basement and a bonus non-conforming bedroom, there's plenty of room to fit your lifestyle. The beautifully remodeled kitchen is ready for everyday living and entertaining, with all kitchen appliances included. Main-level living provides added convenience, while the finished basement expands your living space for recreation, hobbies, a home office, or guests. Enjoy expansive front and back decks, an oversized one-car garage, and the peace of mind of a brand-new roof. Located near the park, pickleball courts, and downtown, this home combines a convenient location with the privacy of backing to green space. Well cared for, move-in ready, and full of possibilities…this home is ready to welcome its next owner.

707 E 3rd Street, Ottawa

Listing courtesy of Denise Bridwell of KW Diamond Partners.

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