Franklin, KS Homes with Conventional Financing

Franklin, KS Homes with Conventional Financing

Welcome to Franklin County, Kansas, a hidden gem nestled in the heart of the Midwest. Known for its picturesque landscapes, friendly communities, and rich agricultural heritage, this county offers a tranquil lifestyle without sacrificing the conveniences of modern living. With a blend of charming small towns and expansive rural areas, Franklin County is an ideal place for families, retirees, and anyone seeking a peaceful retreat.

Franklin County boasts a diverse array of outdoor activities, from hiking and biking along scenic trails to fishing in serene lakes. The area's lush greenery and rolling hills make it a perfect backdrop for those who appreciate nature's beauty. The community spirit is palpable here, with local events and festivals that bring residents together, fostering a sense of belonging.

When it comes to housing, Franklin County offers an excellent selection of homes ideal for those seeking conventional financing options. Whether you're looking for a cozy single-family residence, a spacious farmhouse, or a modern townhome, you'll find properties that cater to a variety of tastes and budgets. The real estate market here is welcoming, with opportunities for both first-time buyers and seasoned investors.

Franklin County's affordable housing and low cost of living make it a prime choice for those looking to settle down in a community that values tradition and neighborly connections. Explore the charm of Franklin County and discover the perfect home for you amidst its scenic beauty and warm-hearted residents. Embrace the opportunity to create lasting memories in this wonderful corner of Kansas!

Newest Franklin, KS Homes with Conventional Financing

$275,000
4 Beds ⋅ 2 Baths
Welcome home to this spacious 4 bedroom, 2 bathroom Ottawa home! Featuring a fully finished basement with an additional unfinished storage area. Plenty of room for living, working, and storing all your extras. Situated on a large corner lot, the backyard offers plenty of space to relax or entertain. Close to schools, the highway, and downtown. Recent updates includes brand-new carpet throughout and a new roof. Don't miss the opportunity to make this one yours!

417 W 11th Street, Ottawa

Listing courtesy of Jaclyn Iden of KW Integrity.
$110,000
3 Beds ⋅ 1 Baths
Small-town living with room to breathe! This 3-bedroom home sits on more than half an acre in quiet Richmond, offering the space and simplicity that are getting harder to find at this price. Enjoy a large yard with plenty of room for a garden, pets, outdoor entertaining or simply some elbow room, plus great storage and a large carport. The home features low-maintenance vinyl siding, a BRAND NEW ROOF, good mechanicals and the convenience of city utilities, including city sewer. A covered front porch adds to the small-town charm, while the generous lot gives you plenty of possibilities for the future. Richmond offers a relaxed small-town setting without giving up everyday convenience. Ottawa, with shopping, dining and services, is an easy drive to the north, with Garnett conveniently located to the south. Three bedrooms, over half an acre, city utilities, great storage and a brand-new roof — all at an affordable price. If you've been looking for a comfortable home with some space around you and a slower pace of life, this one deserves a look!

536 E Central Street, Richmond

Listing courtesy of Bob Winney of Keller Williams Realty Partners Inc..
$255,000
3 Beds ⋅ 2 Baths
Checkout this complete renovation in progress with an opportunity to make the finishing touches your own! This 3 bed, 2 bath home has been extensively remodeled from the ground up, including all new interior electrical, plumbing, HVAC, windows and more! A new roof is scheduled for the week of Sept 21st and will have new flooring, cabinetry, tile, paint and finished to complete the transformation. Get under contract early and you may have the opportunity to select from select flooring styles, interior paint colors, cabinetry and other available finishes depending on the stage of of construction at the time of contract. Outside the home the property offers just a much opportunity. Situated on a large 15,000 sqft lot there is plenty of available yard space with room for plenty of vehicles, a camper, boat and more. The detached 2 car garage features electrical throughout and gas heat. There is also additional covered parking under the carport. A finished shed with electricity is the perfect flexible space for a hobby room, workshop, or additional storage. With extensive new systems, 3 bedrooms, 2 full bath, loads of garage and exterior storage space, and a large lot with immense parking flexibility this home offers the benefits of a comprehensive renovation without sacrificing the benefits of an established property. Secure it before completion and help choose the finishing touches! Taxes listed are prior to remodel. Taxes based upon updated valuation unknown.

410 S Cherry Street, Ottawa

Listing courtesy of Zachary Clayton of KW Diamond Partners.
$150,000
2 Beds ⋅ 1 Baths
This charming and well-cared-for 2 bedroom, 1 bath home is a perfect starter home or downsizing opportunity! This property features numerous updates, including HVAC and ductwork that are only 3 years old, a newly updated electrical panel with new GFCI breakers, a new kitchen, and a new main water line for added peace of mind. All kitchen appliances stay with the home, making your move even easier. Outside, you'll enjoy mature trees providing shade and character, a cozy backyard firepit area perfect for entertaining, and a detached one-car garage that can be used for parking, storage, or a workshop space. This home combines charm, functionality, and important modern updates all in one affordable package!

823 S Hickory Street, Ottawa

Listing courtesy of The Rare Group of BHG Kansas City Homes.
$150,000
3 Beds ⋅ 1 Baths
Charming and ready to welcome you home. This cute 3-bedroom, 1 bathroom bungalow in offers a blend of comfort and character. With a practical layout, large dining area and inviting spaces, it's a great opportunity for a first-time home buyer, someone looking to downsize, or anyone wanting a home with plenty of potential. The 3 bedrooms provide flexibility for family, guests, home office or whatever life calls for. The kitchen, dining and living spaces offer a comfortable place to gather, relax & make memories. Outside, there is room to enjoy your morning coffee, let the kiddos or pets play in the huge back yard, or simply soak up the small-town lifestyle. Centrally located, you'll be close to schools, parks, local shops, golf course, restaurants & everything else this community has to offer. If you've been waiting for a great opportunity, this one is worth a look.

731 S Locust Street, Ottawa

Listing courtesy of Nycole Clark of Real Broker, LLC.
$325,000
3 Beds ⋅ 2 Baths
Easy one-level living on a quiet cul-de-sac! Built in 2020, this move-in-ready home offers over 1,400 sq. ft. with 3 bedrooms and 2 bathrooms. The open, functional floor plan features stainless steel appliances and granite countertops. The private primary suite is thoughtfully separated from the additional bedrooms and includes a spacious bath and large walk-in closet. Outside, enjoy a fully fenced backyard with a newer privacy fence—perfect for pets, entertaining or relaxing outdoors. A well-maintained home with modern finishes in a peaceful setting!

216 Meadowbrook Lane, Wellsville

Listing courtesy of Joy Slavens of KW Integrity.
$350,000
3 Beds ⋅ 1.5 Baths
Country Living at Its Best — Historic Rock Home on 5.5 Acres! Step back in time while enjoying the space, privacy, and possibilities of country living in this beautiful 85-year-old rock home nestled on 5.5 acres. Full of character and charm, this 3-bedroom, 1.5-bath home offers plenty of room both inside and out, along with an abundance of storage and features designed for comfortable rural living. The basement adds even more versatility, featuring a functional homestead food-processing area, built-in gun safe room, and the potential for a 4th bedroom or additional living space. Whether you're looking for a peaceful country retreat, a working homestead, or simply room to spread out, this property offers endless possibilities. Outside, the property truly shines. A full exterior surveillance camera system provides added peace of mind and helps keep an eye on your pets, animals, and property. The acreage includes two chicken coops, a greenhouse, garden shed, 5-stall carport, and an enclosed shop with a garage door and loft. The barn features two separate sections, giving you the flexibility to build stalls, house animals, store feed, or leave the space open for all your toys and equipment. Portions of the property are cross-fenced for rotational animal use, making the acreage well-suited for livestock and hobby farming. And the south section of the property? It's ready for your imagination. Create additional pasture, gardens, orchards, recreation space, animal areas, or whatever your country-living dreams may be. This is more than just a home — it's an opportunity to create the country lifestyle you've been dreaming about. Come see the character, space, outbuildings, and possibilities this unique property has to offer!

4493 Arkansas Road, Pomona

Listing courtesy of Theresa Heidenreich of Platinum Realty LLC.
$499,990
4 Beds ⋅ 3.5 Baths
Some properties make you choose between space and convenience. This one doesn't. Sitting on over 2 acres just outside Ottawa, this 3,400 sq ft home gives you the privacy and elbow room of acreage living without the tradeoff of a long drive for groceries or errands, with grocery stores less than 5 minutes away and just a 3 minute drive to get to I-35 Inside, you've got 4 bedrooms and 3.5 baths spread across a layout built for actual living, not just showing well. The finished basement adds serious flex space: think second living room, home gym, media setup, or a hangout spot for kids and guests that doesn't eat into your main floor. The 2-car garage is in pristine condition and keeps things practical day to day. At $500,000, you're getting acreage, size, and a finished lower level in a market where most listings force you to pick one or two of those. Meadow Lake Estates is the perfect neighborhood where you have your own space to actually use your property while still having all the conveniences of a town. If you've been looking for something with room to breathe that doesn't strand you thirty minutes from town, this is worth a look. Book a showing today.

2 Fairview Drive, Ottawa

Listing courtesy of Jesse Wharton of Prestige Real Estate.
$245,000
3 Beds ⋅ 2 Baths

1032 N Sycamore Street, Ottawa

Listing courtesy of Steve Pittman of Freestate Realty, LLC.
$334,900
3 Beds ⋅ 2 Baths
A real opportunity to live in this community-as these homes don't come up for sale that often. One level living at it's best. Well maintained, sits on a quiet cul-de-sac (no drive thru traffic) with all homes showing true pride of ownership. 3 bdrm., 2 bath ranch with a spacious 2 car garage. Home has an open concept, neutral colors ready for your decor. Kitchen has stainless steel appliances. Amazing bonus: A wonderful screened in porch to enjoy your mornings and evenings. Have your coffee, read a good book. Entertain out there! The minimal HOA of $100 per month includes lawn mowing, trimming and snow removal.

1722 S Willow Street, Ottawa

Listing courtesy of Mary Ann Pearson of KW Diamond Partners.
$249,900
3 Beds ⋅ 2 Baths
Charming New Construction – Perfect for First-Time Buyers! Step into homeownership with this beautifully designed 3-bedroom, 2-bath new construction home! Thoughtfully crafted for comfort and convenience, this home features durable vinyl plank flooring throughout the main living areas and soft carpet in the bedrooms for a cozy touch. The open-concept layout offers a bright and airy feel, perfect for entertaining or relaxing. The modern kitchen comes fully equipped with a stove, microwave, and dishwasher, so you can move right in with ease. The spacious primary suite provides a private bath and a generous closet, while the additional bedrooms offer flexibility for guests, a home office, or a growing family. Step outside to enjoy your patio, perfect for morning coffee or evening relaxation. Plus, with a 10-YEAR TAX REBATE, this home is not only stylish and comfortable but also a fantastic financial opportunity. Don’t wait—schedule your showing today and make this home yours!

121 S Cedar Street, Ottawa

Listing courtesy of Sharon Hubbard of RE/MAX Connections.
$240,000
3 Beds ⋅ 2 Baths
Make new memories in this classic, sought-after ranch-style home that perfectly blends timeless 1960s character with thoughtful updates. Step inside to an inviting open-concept living area featuring an original brick fireplace, new flooring, fresh paint, and updated main bath. The sellers have done a wonderful job incorporating modern touches while preserving the home’s original charm. The main level offers three bedrooms, including a primary bedroom with private access to the shared hall bath and its own sink/vanity area. Downstairs, you'll find a spacious second family room, a second full bath, and a non-conforming fourth bedroom, providing plenty of flexible living space. Additional highlights include an oversized two-car garage, a 12x13 screened-in porch, a newer concrete driveway pad, and a newer front deck. The county records reflect the home as a four-bedroom; however, the basement bedroom does not have an egress window and is considered non-conforming. Square footage is approximate. Yard digitally edited in front photos due to trailer blocking the view of the house.

1417 S Ash Street, Ottawa

Listing courtesy of Jessica Christopher of Platinum Realty LLC.
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