Franklin, KS Homes with FHA Financing

Franklin, KS Homes with FHA Financing

Welcome to Franklin County, Kansas—a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and friendly communities, Franklin County offers a perfect blend of rural charm and modern conveniences. With its rich history, vibrant local culture, and access to outdoor recreational activities, this county is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

Franklin County is characterized by its rolling hills, lush farmland, and scenic parks, making it a haven for nature lovers. Residents enjoy a variety of outdoor activities, from hiking and biking to fishing and camping. The county also boasts a strong sense of community, with local events and festivals that bring neighbors together throughout the year.

When it comes to finding your dream home in Franklin County, FHA financing options make it easier than ever. Many homes in the area qualify for Federal Housing Administration (FHA) loans, which are designed to help first-time homebuyers and those with limited financial resources. With lower down payment requirements and flexible credit guidelines, FHA financing opens the door to homeownership for many prospective buyers.

Whether you're searching for a cozy cottage, a spacious family home, or a charming farmhouse, Franklin County has something for everyone. Explore the diverse real estate options available and discover the perfect property to call your own. Embrace the tranquility of rural living while enjoying the benefits of a close-knit community in beautiful Franklin County, Kansas!

Newest Franklin, KS Homes with FHA Financing

$365,000
4 Beds ⋅ 3 Baths
Welcome to a home where busy mornings, movie nights, backyard fun, and time together all fit naturally. This 4-bedroom, 3-bath home in Walnut Creek Meadows offers approximately 2,694 square feet with an open kitchen, dining and family area that keeps everyone connected—whether you’re making dinner, helping with homework or hosting friends. A dedicated theater room with projector makes family movie nights even better! Step from the kitchen onto the deck for outdoor dining, weekend barbecues, or an easy place to unwind while the kids enjoy the backyard. A concrete patio provides additional space for grilling, outdoor dining, a fire pit, or gathering with friends. A large shade tree, sandbox, and newer Tuff Shed for toys, bikes, tools, and hobbies add function and fun to the outdoor space. The home backs up to Wellsville Elementary School, with the school just a short walk around the corner. A new roof installed in 2023 adds another valuable update. From family movie nights to summer evenings on the patio, this Walnut Creek Meadows home offers the space and setting to enjoy life at home. Come see why this could be the place your family loves coming home to for years to come!

611 W 3rd Terrace, Wellsville

Listing courtesy of Brian Barrett of Coldwell Banker Distinctive Pr.
$849,950
4 Beds ⋅ 3.5 Baths
Welcome to this one-of-a-kind, custom-built property situated on nearly an acre of land offering an absolute paradise for outdoor lovers with its stunning, panoramic lake views. A welcoming covered front porch sets a serene tone leading inside where floor-to-ceiling windows invite ample natural light & allow you to watch the seasons unfold. The main level boasts gorgeous 10.5-inch Southern yellow pine flooring from Georgia seamlessly connecting a formal dining room to an expansive great room centered around a cozy wood-burning fireplace flanked by custom built-in bookcases. This space flows effortlessly into a chef's kitchen & dining area with custom cabinetry, island, Corian countertops, & a spacious walk-in pantry. The screened-in sunroom promises to be your favorite year-round retreat for soaking up the lakeside scenery. The main-floor primary suite is a private sanctuary featuring cherry wood floors, walk-in closet, & luxurious bathroom with an antique freestanding tub, separate shower, & a double vanity overlooking the peaceful backyard. Upstairs is a large family room, 2 additional bedrooms, 2 full bathrooms, one featuring a whirlpool tub & an executive office that can flexibly serve as another bedroom. Crafted with exceptional quality, the residence features durable 2x6 construction, extra insulation, wide trim, crown molding, solid wood doors with antique style doorknobs, custom lighting, & a central vacuum system. Modern updates include a newer central heat/cooling system, water softener, & fresh interior paint, culminating in remarkably low utility costs. Outside, the meticulously landscaped grounds feature an irrigation system that efficiently draws water directly from the lake. Completing this remarkable estate is a 1,200 sqft detached building with a 2 car garage below & a fully finished second level living area above, complete with a family room, open kitchen, 2 bedrooms, & a full bathroom. Don't miss out on this truly extraordinary lakeside haven!

14 Timber Lake Road, Lane

Listing courtesy of Patty Simpson of Crown Realty.
$382,500
4 Beds ⋅ 3.5 Baths
Welcome to this spacious and inviting home tucked away on a charming street. Thoughtfully designed for everyday living and entertaining, this home offers the perfect balance of open-concept living with functional, defined spaces—all with no HOA. The main level features a private first-floor primary suite, a beautiful kitchen with abundant cabinet space, generous countertops, exceptional storage, inviting living areas centered around a cozy fireplace, and a convenient first-floor laundry/mudroom. Upstairs, you’ll find a dedicated wing, providing privacy for the primary suite while keeping everyone close. The newly finished basement adds incredible living space with a large recreation room, a spacious bonus room with a walk-in closet, a dedicated workshop perfect for hobbies or storage, and plenty of additional storage. Step outside to enjoy the huge, fully fenced backyard featuring a recently restored privacy fence and refreshed deck, perfect for entertaining, relaxing, or gardening. This move-in ready home offers 4 bedrooms, 3.5 bathrooms, finished living space, a bathroom on every level, flexible spaces for a home office, guest room, or hobbies, and exceptional storage throughout. Whether you’re hosting holidays, working from home, or simply enjoying evenings by the fire or in the backyard, this home offers space and flexibility. Don’t miss your chance to make this exceptional home yours!

1735 S Ash Street, Ottawa

Listing courtesy of Pamela Chyba of ListWithFreedom.com Inc.
$650,000
4 Beds ⋅ 3.5 Baths
This one hits all the marks. Quality construction, Brick Ranch, 3 car side load garage, large rooms, screened in porch, Trex deck, brick lower patio wired for a hot tub. Backs up to treed lot. Asphalt drive in a great subdivision. AI Lighting and Staging are used in this Listing

2530 Greenwood Drive, Ottawa

Listing courtesy of Brett Chartier of Crown Realty.
$299,900
4 Beds ⋅ 2.5 Baths
Tucked away at the end of a street and backing to open green space, this well-maintained 4-bedroom, 2.5-bath ranch offers the space, updates, and setting you've been looking for. With a full finished basement and a bonus non-conforming bedroom, there's plenty of room to fit your lifestyle. The beautifully remodeled kitchen is ready for everyday living and entertaining, with all kitchen appliances included. Main-level living provides added convenience, while the finished basement expands your living space for recreation, hobbies, a home office, or guests. Enjoy expansive front and back decks, an oversized one-car garage, and the peace of mind of a brand-new roof. Located near the park, pickleball courts, and downtown, this home combines a convenient location with the privacy of backing to green space. Well cared for, move-in ready, and full of possibilities…this home is ready to welcome its next owner.

707 E 3rd Street, Ottawa

Listing courtesy of Denise Bridwell of KW Diamond Partners.
$339,500
3 Beds ⋅ 2 Baths
Welcome home to this stunning new construction ranch offering the perfect blend of modern style and everyday comfort. This thoughtfully designed 3-bedroom, 2-bath home features an open-concept floor plan with a spacious vaulted living room highlighted by a beautiful fireplace with a custom tile surround. Luxury vinyl tile flooring flows throughout the main living areas, while plush carpeting adds warmth and comfort to each bedroom. The well-appointed kitchen is designed to impress with granite countertops, a large center island, upgraded lighting, and a full suite of Whirlpool appliances. Just off the kitchen, you'll find a generously sized laundry room that adds convenience to your daily routine. The private owner's suite offers a relaxing retreat with a spacious walk-in closet, double vanity, and a beautifully tiled walk-in shower. Granite countertops continue throughout both bathrooms, providing a cohesive, upscale finish. Outside, the attached three-car garage provides plenty of room for vehicles, storage, and hobbies. Situated on a large corner lot, the home offers excellent curb appeal and extra outdoor space. A sliding glass door from the living room leads to a concrete patio where you can unwind while enjoying peaceful views of the open field behind the property—creating the perfect setting for morning coffee, evening sunsets, or entertaining family and friends. With quality finishes, an exceptional layout, and a desirable location, this beautiful new construction home is ready for you to move in and enjoy.

1602 Bluestem Drive, Ottawa

Listing courtesy of Cal Lantis of Front Porch Real Estate.
$735,000
5 Beds ⋅ 3 Baths
Beautiful 2 story home on 14 acres, updated kitchen with black granite countertops, 5 conforming bedrooms, 3 full baths, a 22x20 deck overlooking fields to the west with abundant wildlife, a 30x24 detached garage and a 30x40 garage with a concrete floor and a porch overhang. Country living at its best!

3776 Delaware Road, Pomona

Listing courtesy of Brett Chartier of Crown Realty.
$255,000
3 Beds ⋅ 1 Baths
Completely renovated and move-in ready, this charming 3-bedroom, 1-bath home offers the perfect blend of modern updates and comfortable living. With 1,368 square feet of thoughtfully refreshed living space, you'll enjoy a home that is ready for its next owners from day one. Situated on a spacious 13,260-square-foot lot, the partially fenced backyard provides plenty of room to relax, entertain, or let your furry friends play safely. A 1-car attached garage adds everyday convenience and additional storage. Whether you're searching for your first home, looking to downsize, or simply wanting a beautifully updated property with room to enjoy both indoors and out, this one is ready to welcome you home. Schedule your private showing today!

1419 S Hickory Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.
$110,000
Your future home site sits adjacent to your private pond, stocked with fish and ready for fun in the sun in just outside of city limits in Franklin County! Let your imagination run wild on this beautiful 6.7 acres off pavement; convenient access to highways with a short 10 minute drive from town. There are some nice treed areas around the pond and the perfectly elevated plot on the back southern corner to build you future home!

3088 Sand Creek Road, Ottawa

Listing courtesy of Beth Faulkner of RE/MAX Premier Realty.
$279,000
3 Beds ⋅ 1.5 Baths
Welcome home to 1324 South Oak in Ottawa! This charming 3-bedroom, 1 1/2-bath home offers the perfect blend of comfort, convenience, and space for everyday living. From the moment you arrive, you'll appreciate the inviting curb appeal and the attached garage that adds both functionality and ease. Inside, you'll find a comfortable living space designed for relaxing, entertaining, and making lasting memories. The spacious layout provides room for everyone, while the two full bathrooms add convenience for busy households. Step outside to discover a large backyard—perfect for summer barbecues, gardening, pets, or simply enjoying peaceful evenings under the Kansas sky. Whether you're hosting family gatherings or creating your own outdoor oasis, this generous yard offers endless possibilities. Conveniently located in an established Ottawa neighborhood with easy access to schools, parks, shopping, and dining, this home is an excellent opportunity for first-time buyers, growing families, or anyone looking for a place to call home. Property comes with a Seller’s $3000 allowance toward either closing cost or flooring for the buyer to decide. Don't miss your chance to own this inviting property at 1324 South Oak—schedule your private showing today and imagine the possibilities!

1324 S Oak Street, Ottawa

Listing courtesy of Tom Schull of Signature Realty, LLC.
$150,000
1 Beds ⋅ 1 Baths
Warm, cozy, and thoughtfully updated, this charming tiny home offers modern style with small-town comfort. Inside, you’ll find an inviting layout filled with natural light and contemporary finishes that make the most of every square foot. Situated on a spacious lot, the fully fenced backyard provides plenty of room for pets, gardening, or entertaining. A standout feature is the impressive 24’ x 12’ shop, perfect for hobbies, storage, or a workshop space. Whether you’re looking to simplify, downsize, or purchase your first home, this Wellsville gem is one you won’t want to miss.

633 Oak Street, Wellsville

Listing courtesy of Kelsie Meyer of Compass Realty Group.
$470,000
3 Beds ⋅ 2 Baths
Escape to your own private countryside retreat with this 3 bedroom/2 bath 1,800-square-foot home situated on 10 picturesque acres. This exceptional property offers the perfect blend of comfort, recreation, and functionality, making it ideal for those seeking space, privacy, and room for hobbies. The home overlooks a stunning, well-maintained pond with clean shorelines, stocked with bass and catfish for year-round fishing enjoyment. Relax on the back porch and take in breathtaking views as herds of deer and flocks of wild turkeys regularly pass through the property, creating a true nature-lover's paradise. Outdoor amenities abound, including an above-ground swimming pool, mature fruit trees, and ample open space for gardening, recreation, or simply enjoying the peaceful surroundings. For vehicle enthusiasts, hobbyists, or small business owners, the property features an impressive garage and shop complex with space for up to eight vehicles. The fully heated and air-conditioned shop includes a dedicated workshop area, providing a comfortable year-round workspace for projects, storage, equipment, or collections. Whether you're looking for a private homestead, a recreational getaway, or a property with exceptional shop space, this unique acreage offers endless possibilities. Enjoy country living at its finest while still maintaining the convenience of a comfortable home and outstanding amenities.

3762 Thomas Rd Thomas Road, Wellsville

Listing courtesy of Sarah Klamm of Compass Realty Group.
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