Mercer Homes with FHA Financing

Mercer Homes with FHA Financing

Welcome to Mercer County, located in the heart of Princeton, Missouri. This charming county offers a blend of small-town charm and natural beauty, making it a perfect place to call home. With a rich history and a strong sense of community, Mercer County is a place where neighbors become friends, and memories are made.

If you're looking to make Mercer County your home, you'll be pleased to know that there are plenty of options available, including homes with FHA financing. FHA loans are a popular choice for many homebuyers, as they offer low down payment options and flexible credit requirements. Whether you're a first-time homebuyer or looking to upgrade to a new property, FHA financing can make your homeownership dreams a reality.

From historic homes to modern townhouses, Mercer County has a diverse range of properties to choose from. Whether you prefer a cozy bungalow in the heart of town or a spacious ranch on the outskirts, you're sure to find the perfect place to call your own in Mercer County.

So why wait? Discover all that Mercer County has to offer and find your dream home with FHA financing today. Welcome to your new beginning in Mercer County, where small-town living meets big possibilities.

Newest Mercer Homes with FHA Financing

$174,900
3 Beds ⋅ 1 Baths
Welcome home to this charming 3-bedroom, 1-bath home that's ready for you to move right in! This well-maintained property offers comfortable living with the convenience of all appliances included, making your move simple and stress-free. Enjoy the benefits of newer windows that provide improved energy efficiency and natural light throughout the home. The attached one-car garage offers convenient parking and additional storage space. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this move-in ready home is one you won't want to miss. Schedule your showing today and discover everything this inviting home has to offer!

709 Milton Street, Princeton

Listing courtesy of Seth Davis of Fitz Osborn Real Estate LLC.
$299,000
4 Beds ⋅ 2 Baths
Enjoy breathtaking country views from this spacious home situated on 3 acres in the North Mercer School District. Looking for more land? An additional 33 acres are available, offering excellent hunting opportunities, stocked ponds for fishing, and pasture for livestock or horses. This well-maintained home offers 4 bedrooms and 2 full bathrooms, with 2 bedrooms and 1 bath on the main level and 2 additional bedrooms and 1 bath in the finished walkout basement. The main level features both a large living room and an oversized family room, providing plenty of space for entertaining or relaxing. Step outside onto the expansive deck and take in the peaceful countryside. The convenient main-level laundry room adds everyday functionality, while the spacious eat-in kitchen offers abundant solid wood cabinetry and plenty of room for family meals. Downstairs, the finished walkout basement includes a large recreation room with sliding glass doors leading to a generous concrete patio, creating additional indoor and outdoor living space. You'll also find an unfinished storage room that's perfect for a pantry, workshop, or storm shelter. Priced at $299,000, this country property offers space, versatility, and the opportunity to expand with additional acreage. Don't miss your chance to make it yours!

17316 Flagpole Road, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
$450,000
2 Beds ⋅ 2 Baths
Escape to the peace and privacy of the countryside with this stunning 10-acre property near Modena. Built since 2020, the home and all outbuildings offer modern construction paired with the charm of country living. This property is a gardener's dream, featuring 30 fruit trees, a producing grapevine, established blackberry plants, and a large garden area ready for your fruits and vegetables. Multiple outdoor hydrants conveniently serve the outbuildings and garden space. The spacious home offers 2,176 square feet of living space, including 1,280 square feet on the main level and 896 square feet upstairs. Custom cedar staircases and beautiful woodworking throughout add warmth and character that set this home apart. The open-concept design, highlighted by vaulted ceilings in the living and dining areas, creates an inviting atmosphere with plenty of room to gather and entertain. The main floor features a large bedroom and full bathroom with dual access, while the upper level offers a second oversized bedroom and another full bathroom. Covered porches on both the front and side of the home provide the perfect place to relax and enjoy the surrounding views of nature. Three versatile outbuildings offer endless possibilities. The largest is currently used for raising guineas and guinea eggs, the middle building serves as a workshop, and the third building is ideal for housing additional birds or hobby livestock. Properties like this are hard to find. With its newer construction, productive acreage, quality craftsmanship, and peaceful setting, this is a rare opportunity to own a turnkey country retreat. At this price, you simply could not recreate this property.

15005 D Highway, Princeton

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
$2,350,000
4 Beds ⋅ 3 Baths
Welcome to Mineral Springs Arena Equestrian Ranch, a premier horse property offering approximately 40 acres ± of exceptional equestrian facilities paired with a beautifully appointed 4,560 sq ft home designed for comfort, entertaining, and country living at its finest. The spacious home features 4 bedrooms, 3 bathrooms, a formal living room, cozy family room with wood-burning fireplace, and a well equipped bar complete with kegerator and mini fridge. The finished basement offers additional living space with a family room, office, dedicated weight room, heated tiled floors, and a safe/storm room for added peace of mind. Enjoy quiet mornings on the covered front porch or entertain guests on the expansive deck and patio area with space ready for an above ground pool. The property also includes an attached 30x40 2 car garage and an additional detached 24x32 garage for ample parking and storage. Built with the serious equestrian in mind, the ranch features an impressive approximately 180’ x 280’ indoor riding arena complete with over 30 stalls/pens, large tack room, wash rack, and a state of the art Priefert 6 horse walker. Additional improvements include a stall/stallion barn, expansive 40’ x 80’ hay barn, multiple outdoor horse pens and turnouts, extensive dog kennels, stud horse pens, chicken pens, and a separate building featuring wash rack facilities and an apartment ideal for staff or guests. Outdoor amenities include a large outdoor roping arena perfect for team roping, practice sessions, competitions, clinics, or events. Whether you are training, boarding, entertaining, or simply enjoying the peaceful rural setting, this one of a kind property offers the infrastructure, functionality, and lifestyle every equestrian dreams of. A rare opportunity to own a fully equipped equestrian ranch with room to live, work, ride, and grow all in one incredible package.

11265 Biplane Avenue, Mercer

Listing courtesy of Asheley Sisk of RE/MAX Heritage.
$350,000
2 Beds ⋅ 1.5 Baths
NEWER HOME + ACREAGE + SHOP IN NORTH MISSOURI! If you’ve been searching for a newer home with acreage, this one checks all the boxes! Built less than 2 years ago, this custom home sits on 3.85 acres and includes a brand-new 30x60 outbuilding with plenty of room for equipment, hobbies, storage, or a workshop. Step inside to an inviting open-concept layout featuring beautiful custom kitchen cabinetry that immediately catches your eye. The kitchen flows seamlessly into the dining and living areas, creating a spacious and comfortable gathering space. Just off the living room is a bonus office that could easily serve as a 3rd bedroom if needed. The detached garage also includes a separate room currently used for baking and cooking prep, offering extra flexibility and functionality. The home features 1.5 baths, including a custom shower with dual shower heads for a luxurious touch. New construction homes on small acreage tracts are hard to find in North Missouri — and you couldn’t build this property today for the asking price!

14454 Coral Avenue, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
$129,000
4 Beds ⋅ 2 Baths
Move-in ready with major upgrades already done—this 4-bedroom, 2-bath home in Princeton delivers comfort, efficiency, and long-term savings from day one. The main level offers true convenience with a bedroom, full bathroom, kitchen, and laundry all on one floor—perfect for easy living. Downstairs, you’ll find a clean basement with plenty of space for storage or future use. Upstairs features three additional bedrooms and a full bath, with the opportunity to update and build instant equity while customizing the space to your style. Where this home really stands out is in the big-ticket upgrades: newer windows, newer sliding glass door, newer roof, new garage door, and a solar panel system that keeps average utilities very low. That’s real, ongoing savings most homes simply can’t offer. Sitting on a generous 0.3-acre lot, this property gives you space to enjoy without the upkeep of larger acreage. If you’re looking for a solid home with much of the expensive work already completed—and the chance to add your own finishing touches—this is one you don’t want to miss.

313 N College Street, Princeton

Listing courtesy of Michael Beach of Rorebeck Realty.
$125,000
4 Beds ⋅ 2.5 Baths
Very nice home located in Princeton provides over 3,600 square feet of finished living space. This home has 4 bedrooms and 2 ½ bathrooms. The formal dining room is large and located off the large kitchen. The main floor also features a living room, family room, half bath, and office or 5th bedroom, if needed. Upstairs you will find 4 bedrooms, a full bathroom, and a bonus room located off a bedroom. The finished basement has a large recreation room that would make a great place for a pool table and has a separate gas stove to heat that area. There is a full bathroom and laundry room as well as an additional kitchen and family room. Downstairs could be rented out if you don’t need the extra space. Sliding doors from the kitchen lead to a 2-level deck on the back. The front porch facing the street is in great shape. With off-street parking in the rear as well as a small storage building, this home is ready to move into.

900 E Main Street, Princeton

Listing courtesy of Donald Wilburn of Century 21 Team Elite.
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