Mercer Homes with USDA Loan Financing

Welcome to Mercer County, located in the heart of Missouri in the charming city of Princeton. This picturesque county offers a peaceful and idyllic setting for those looking to settle down in a welcoming community.

One of the great advantages of living in Mercer County is the availability of homes with USDA loan financing. This option provides a fantastic opportunity for homebuyers to secure affordable financing and make their dream of homeownership a reality. With the support of USDA loans, residents can find the perfect home in Mercer County without breaking the bank.

Whether you're looking for a cozy bungalow, a spacious family home, or a tranquil rural retreat, Mercer County has a diverse range of properties to suit every taste and budget. From historic homes with character to modern residences with all the amenities, there's something for everyone in this beautiful county.

With its scenic landscapes, friendly neighborhoods, and convenient access to local amenities, Mercer County is the perfect place to put down roots and enjoy a relaxed pace of life. Come and discover the unique charm and warmth of Mercer County – your dream home awaits!

Newest Mercer Homes with USDA Loan Financing

$299,000

4 Beds ⋅ 2 Baths

Enjoy breathtaking country views from this spacious home situated on 3 acres in the North Mercer School District. Looking for more land? An additional 33 acres are available, offering excellent hunting opportunities, stocked ponds for fishing, and pasture for livestock or horses. This well-maintained home offers 4 bedrooms and 2 full bathrooms, with 2 bedrooms and 1 bath on the main level and 2 additional bedrooms and 1 bath in the finished walkout basement. The main level features both a large living room and an oversized family room, providing plenty of space for entertaining or relaxing. Step outside onto the expansive deck and take in the peaceful countryside. The convenient main-level laundry room adds everyday functionality, while the spacious eat-in kitchen offers abundant solid wood cabinetry and plenty of room for family meals. Downstairs, the finished walkout basement includes a large recreation room with sliding glass doors leading to a generous concrete patio, creating additional indoor and outdoor living space. You'll also find an unfinished storage room that's perfect for a pantry, workshop, or storm shelter. Priced at $299,000, this country property offers space, versatility, and the opportunity to expand with additional acreage. Don't miss your chance to make it yours!

17316 Flagpole Road, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

$450,000

2 Beds ⋅ 2 Baths

Escape to the peace and privacy of the countryside with this stunning 10-acre property near Modena. Built since 2020, the home and all outbuildings offer modern construction paired with the charm of country living. This property is a gardener's dream, featuring 30 fruit trees, a producing grapevine, established blackberry plants, and a large garden area ready for your fruits and vegetables. Multiple outdoor hydrants conveniently serve the outbuildings and garden space. The spacious home offers 2,176 square feet of living space, including 1,280 square feet on the main level and 896 square feet upstairs. Custom cedar staircases and beautiful woodworking throughout add warmth and character that set this home apart. The open-concept design, highlighted by vaulted ceilings in the living and dining areas, creates an inviting atmosphere with plenty of room to gather and entertain. The main floor features a large bedroom and full bathroom with dual access, while the upper level offers a second oversized bedroom and another full bathroom. Covered porches on both the front and side of the home provide the perfect place to relax and enjoy the surrounding views of nature. Three versatile outbuildings offer endless possibilities. The largest is currently used for raising guineas and guinea eggs, the middle building serves as a workshop, and the third building is ideal for housing additional birds or hobby livestock. Properties like this are hard to find. With its newer construction, productive acreage, quality craftsmanship, and peaceful setting, this is a rare opportunity to own a turnkey country retreat. At this price, you simply could not recreate this property.

15005 D Highway, Princeton

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

$350,000

2 Beds ⋅ 1.5 Baths

NEWER HOME + ACREAGE + SHOP IN NORTH MISSOURI! If you’ve been searching for a newer home with acreage, this one checks all the boxes! Built less than 2 years ago, this custom home sits on 3.85 acres and includes a brand-new 30x60 outbuilding with plenty of room for equipment, hobbies, storage, or a workshop. Step inside to an inviting open-concept layout featuring beautiful custom kitchen cabinetry that immediately catches your eye. The kitchen flows seamlessly into the dining and living areas, creating a spacious and comfortable gathering space. Just off the living room is a bonus office that could easily serve as a 3rd bedroom if needed. The detached garage also includes a separate room currently used for baking and cooking prep, offering extra flexibility and functionality. The home features 1.5 baths, including a custom shower with dual shower heads for a luxurious touch. New construction homes on small acreage tracts are hard to find in North Missouri — and you couldn’t build this property today for the asking price!

14454 Coral Avenue, Mercer

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

$129,000

4 Beds ⋅ 2 Baths

Move-in ready with major upgrades already done—this 4-bedroom, 2-bath home in Princeton delivers comfort, efficiency, and long-term savings from day one. The main level offers true convenience with a bedroom, full bathroom, kitchen, and laundry all on one floor—perfect for easy living. Downstairs, you’ll find a clean basement with plenty of space for storage or future use. Upstairs features three additional bedrooms and a full bath, with the opportunity to update and build instant equity while customizing the space to your style. Where this home really stands out is in the big-ticket upgrades: newer windows, newer sliding glass door, newer roof, new garage door, and a solar panel system that keeps average utilities very low. That’s real, ongoing savings most homes simply can’t offer. Sitting on a generous 0.3-acre lot, this property gives you space to enjoy without the upkeep of larger acreage. If you’re looking for a solid home with much of the expensive work already completed—and the chance to add your own finishing touches—this is one you don’t want to miss.

313 N College Street, Princeton

Listing courtesy of Michael Beach of Rorebeck Realty.

$125,000

4 Beds ⋅ 2.5 Baths

Very nice home located in Princeton provides over 3,600 square feet of finished living space. This home has 4 bedrooms and 2 ½ bathrooms. The formal dining room is large and located off the large kitchen. The main floor also features a living room, family room, half bath, and office or 5th bedroom, if needed. Upstairs you will find 4 bedrooms, a full bathroom, and a bonus room located off a bedroom. The finished basement has a large recreation room that would make a great place for a pool table and has a separate gas stove to heat that area. There is a full bathroom and laundry room as well as an additional kitchen and family room. Downstairs could be rented out if you don’t need the extra space. Sliding doors from the kitchen lead to a 2-level deck on the back. The front porch facing the street is in great shape. With off-street parking in the rear as well as a small storage building, this home is ready to move into.

900 E Main Street, Princeton

Listing courtesy of Donald Wilburn of Century 21 Team Elite.

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