Miami Homes with Conventional Financing

Welcome to Miami County, Kansas! Located in the heart of the Midwest, Miami County offers a perfect blend of small-town charm and modern amenities. With its picturesque landscapes and friendly communities, this county provides an ideal setting for those looking to settle down and enjoy a peaceful lifestyle.

Homes in Miami County with conventional financing options are plentiful, making it easy for prospective buyers to find their dream home. Whether you're in the market for a cozy bungalow, a spacious family home, or a charming farmhouse, Miami County has something to offer for everyone. With conventional financing, you can take advantage of competitive interest rates and flexible terms to make your homeownership dreams a reality.

Miami County boasts a strong sense of community, with top-rated schools, vibrant local businesses, and a variety of recreational activities to enjoy. From exploring the great outdoors at Hillsdale State Park to shopping and dining in historic downtown areas, there's always something to see and do in Miami County.

If you're looking for a place to call home that offers a relaxed pace of life and a welcoming community, Miami County, Kansas, is the perfect choice. Explore the available homes with conventional financing options today and start your journey to homeownership in this charming county.

Newest Miami Homes with Conventional Financing

$159,900

Build your dream home on this beautiful 2.94-acre lot in the exclusive Quail Creek neighborhood! This spacious lot offers the perfect blend of peaceful country living and modern convenience, just 20 minutes south of Overland Park. Served by the Louisburg School District, this rare opportunity gives you room to build, scenic views, and the privacy of estate living — all while staying close to shopping, dining, and city amenities. Don't miss your chance to build in one of Louisburg's premier luxury communities!

Lot 9 W 255th Street, Louisburg

Listing courtesy of Claudia Mercado of Keller Williams Realty Partners Inc..

$550,000

Great opportunity to own a large piece of land in a prime area. Located near 295th and Pressonville road. The perfect location to own a little slice of paradise. Nearly 80 acres of land to call your own.

Pressonville Road, Paola

Listing courtesy of Julie Gadwood of NextHome Gadwood Group.

$400,000

For Sale: A Fully Licensed, 95-Child Childcare Facility in Louisburg, Kansas, 15 Minutes South of Overland Park. This operational, well-maintained daycare sits on a 0.66-acre lot and includes two connected buildings with a split-level floorplan. Each building is individually metered, with 2 dedicated parking lots and outdoor play areas included. Licensed for up to 95 children, the facility is currently running at 85% occupancy and includes 6 classrooms, 7 bathrooms, 2 kitchens, and ample parking. The seller has invested significantly in the property since purchasing it in 2019. Recent capital improvements include new electrical panels (2026), new flooring, foundation repair, mold remediation, and new sump pumps in both buildings. No deferred maintenance. The property is zoned Commercial and also offers alternative use potential as office space.

1001 S Broadway Street, Louisburg

Listing courtesy of Bridget Rodewald of Select Sites LLC.

$925,000

5 Beds ⋅ 3.5 Baths

Bird lovers paradise in a park-like picturesque setting!

3930 W 223 Street, Bucyrus

Listing courtesy of Shelley Shatzer of Compass Realty Group.

$255,000

3 Beds ⋅ 2 Baths

This lovely home features three comfortable bedrooms and two full bathrooms, providing a functional and appealing living environment. The property offers a solid foundation for future enhancements, allowing new owners the freedom to personalize and upgrade to their exact specifications, ensuring it perfectly suits their lifestyle. Nestled in the heart of Paola, Kansas, this property at 407 W Peoria Street benefits from its prime location within Miami County. Residents enjoy the convenience of city living combined with the tranquility of a close-knit community, providing easy access to local amenities and the charm of small-town life.

407 W Peoria Street, Paola

Listing courtesy of Grace Mcadam of Signature Realty, LLC.

$437,990

4 Beds ⋅ 3 Baths

*NEW HOME WITH FINISHED BASEMENT in a NO HOA community!* Built by D.R. Horton Inc®, this stunning residence is our Harmony floorplan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, ranch-style home is situated in Spring Hill, KS. Comfortably nestled in the heart of our Maplewood Valley community. This beautiful home features a full, finished basement that includes a large recreation room, full bath and generous bedroom while still leaving plenty of unfinished space for storage. The heart of this home is undoubtedly the kitchen, featuring painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The primary suite is a generous space, leading to our primary ensuite bathroom. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with 2 openers, every detail in this home has been thoughtfully considered. Don’t miss the opportunity to own this exceptional property in Maplewood Valley! ***Ask agent about special financing and closing cost incentives.***

21703 S Washington Street, Spring Hill

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$833,000

Rare opportunity to own 34+/- acres of beautiful, wide-open countryside in sought-after Miami County, Kansas. Whether you're looking for a long-term land investment, a recreational retreat, or a place to enjoy the outdoors, this property offers endless possibilities. At the heart of the property is a stocked pond, creating a peaceful setting for fishing, relaxing, and enjoying the quiet of rural Kansas. The expansive acreage provides plenty of room to explore and appreciate the landscape, with ample open ground and picturesque views in every direction. Utilities are not currently in place, buyers should conduct their own due diligence regarding future development potential. If you've been waiting for a truly special piece of land with room to breathe and the kind of setting that is increasingly hard to find, this 33.6 acre tract deserves your attention. Please review mapping provided in listed photos as it contains the property boundary lines.

Moonlight (34+/- Acres) Road, Spring Hill

Listing courtesy of Lloyd Lynn of Lynn Realty LLC.

$465,990

4 Beds ⋅ 3 Baths

***FINISHED WALK OUT BASEMENT in a NO HOA community*** Built by D.R. Horton Inc®, this stunning residence is our Newcastle floorplan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, ranch-style home is situated in Spring Hill, KS. Comfortably nestled in the heart of our Maplewood Valley community. This beautiful home **features a full, finished walk out basement** that includes a large recreation room, full bath and generous bedroom while still leaving plenty of unfinished space for storage. The heart of this home is undoubtedly the kitchen, featuring painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The primary suite is a generous space, leading to our primary ensuite bathroom. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with 2 openers, every detail in this home has been thoughtfully considered. Don’t miss the opportunity to own this exceptional property in Maplewood Valley! ***Ask agent about special financing and closing cost incentives.***

21051 W 217th Court, Spring Hill

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$667,500

4 Beds ⋅ 3 Baths

Wonderful EverLea plan by Spectrim homes. This stylish reverse 1.5 story features 4 bedrooms, 3 full baths and a 3 car garage. Home sits on a large WALKOUT homesite (14,079 sq ft.) that backs to TREES and is one of the best in the community. With 2,875 finished square feet, this home is one of the more spacious new homes in the Spring Hill market. Step inside and you will find warm colors, lots of custom trim work as well as an abundance of windows to bring in the natural light. Wonderful kitchen design flows seamlessly into the living room making it a great place to entertain friends and family. Floating shelves accent the living room's stone fireplace and the custom ceiling detail. A dual sliding door overlooks the covered deck and is the perfect place to end a long day. The primary suite boasts his and her vanities, a huge walk in closet, and a unique master shower design that has an integrated freestanding tub. The finished lower level features 2 bedrooms, a full bathroom, and a custom wet bar. Home has a concrete safe room and lots of storage space in the unfinished area. Home is currently under construction at the tile stage. Completed pictures are of a similar model. Finishes and selections will vary.

20051 W 226th Terrace, Spring Hill

Listing courtesy of Mike Foley of Platinum Realty LLC.

$189,000

2 Beds ⋅ 1 Baths

Welcome home to this inviting 2-bedroom, 1-bath ranch that's perfect for first-time buyers, downsizers, or investors looking for passive income. There's hardwood floors throughout the living areas and bedrooms, with ceramic tile in the kitchen and dining area. The spacious kitchen offers an abundance of cabinet storage and a gas stove hookup for home chefs who love to cook. Both bedrooms feature generously sized closets. The attached extra-deep one-car garage provides plenty of space for parking and storage. Step outside to a huge backyard with many possibilities, whether it's creating a garden, entertaining large gatherings, or giving kids and pets plenty of room to play. Enjoy the best of both worlds with the lifesty of of country living while being just approximately 30 minutes from the city. This charming home is ready for you to move in and make it your own!

206 S 5th Street, Louisburg

Listing courtesy of Larry Kueser of KW Diamond Partners.

$900,000

5 Beds ⋅ 4.5 Baths

This Bucyrus home has a large, polished layout with modern finishes and flexible living areas across multiple levels. The main living space features tall ceilings, wide windows, a fireplace, and an open connection to the kitchen. The kitchen includes a center island, mixed-tone cabinetry, stainless steel appliances, and generous prep space. Multiple bedrooms and baths provide room for a range of household needs, while the finished lower level adds a broad recreation area, additional rooms, and storage. Recent cleaning, landscaping, and minor touch-up work support a fresh presentation. A covered patio, open yard, and 3-car attached garage add strong everyday function.

13414 W 181st Court, Bucyrus

Listing courtesy of Benji Lytle of Opendoor Brokerage LLC.

$175,000

2 Beds ⋅ 1 Baths

Super cute starter home under $200K! This 100+ year old bungalow has been thoughtfully renovated with high-end finishes that make it feel brand new. The big-ticket items are already done: NEW ROOF, new siding, new flooring, and updated plumbing and fixtures. The large remodeled kitchen features new shaker cabinets, stone countertops, a center island, and stainless appliances, and ALL APPLIANCES STAY. The bath has been fully remodeled as well. The inviting covered front porch with stone columns, bright open living and dining area, and bay window add character you won't find in new construction. Outside, a large detached garage with power is ready for your vehicles, workshop, or hobbies. Priced $10K below the most recent appraisal for a quick sale. Finishing touches are underway, so schedule your showing today!

339 Pacific Avenue, Osawatomie

Listing courtesy of Chris Nelson of Platinum Realty LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use