Miami Homes with USDA Loan Financing

Miami Homes with USDA Loan Financing

Welcome to Miami County, Kansas! Nestled in the heart of the Sunflower State, Miami County offers a perfect blend of small-town charm and modern amenities. With a rich history and vibrant community spirit, this county is a wonderful place to call home.

For those looking to purchase a home in Miami County, the option of USDA loan financing is available. This type of loan is backed by the United States Department of Agriculture and is designed to help make homeownership more affordable for those in rural and suburban areas. With competitive interest rates and low or no down payment requirements, USDA loans can be a great option for first-time homebuyers or those looking to move to Miami County.

Miami County boasts a diverse real estate market, with a range of properties to suit every taste and budget. From historic homes in quaint towns like Paola and Osawatomie to modern developments in Louisburg and Spring Hill, there is something for everyone in this beautiful county. Whether you're looking for a cozy bungalow, a spacious family home, or a sprawling ranch property, Miami County has it all.

So, if you're dreaming of owning a home in a picturesque setting with easy access to both urban conveniences and outdoor adventures, look no further than Miami County, Kansas. Let us help you find your perfect piece of the Sunflower State!

Newest Miami Homes with USDA Loan Financing

$289,000
2 Beds ⋅ 1 Baths
Great location! This adorable, updated cottage sits on 1 acre ± along paved roads, offering the perfect blend of peaceful country living and convenience. 2 bedrooms + a versatile office or second living area, 1 bath, and an open-concept floor plan on hardwood floors. The back patio is a perfect space for entertaining or relaxing while taking in the incredible sunsets. Tree-lined property is a beautiful, private setting backing to farm ground. The property also includes a unique Conex storage building that stays with the home, offering excellent storage or workshop space, plus an additional storage shed for even more storage.

28936 Orchard Road, Paola

Listing courtesy of Tracy Shelton of Elite Homes Realty.
$209,500
3 Beds ⋅ 2.5 Baths
Welcome home to this spacious townhome in the heart of Louisburg! The open-concept main level features a bright kitchen with an adjoining dining area that flows seamlessly into the living room. Cute entryway and 1/2 bath on the main floor as well. Step outside through the sliding glass door to enjoy your own private, fenced patio—ideal for relaxing or grilling. Upstairs, you'll find three generously sized bedrooms, two full bathrooms, and the convenience of an upstairs laundry room. Don't miss this wonderful opportunity to enjoy low-maintenance living in a great Louisburg location!

238 N 5th Terrace, Louisburg

Listing courtesy of Tracy Shelton of Elite Homes Realty.
$165,000
2 Beds ⋅ 1 Baths
Welcome Home! This cute little bungalow just hit the market. It sits on a large lot with a detached garage. It offers a spacious primary bedroom with a deep walk-in closet. All living is on main floor. If you enjoy the outdoors, your have your choice of not 1 but 1 covered porches. Schedule your showing today.

505 W Shawnee Street, Paola

Listing courtesy of Katina Long of Platinum Realty LLC.
$235,000
3 Beds ⋅ 2 Baths
Be ready to be wowed. This cute home is under 2 years old and ready to move in. Quality construction will be apparent when you enter this home. The Large living room with vaulted ceilings will impress. One level living offers you 3 bedrooms, 2 full bathrooms and a gorgeous kitchen with an oversized peninsula allowing plenty of entertaining space. The spacious and welcoming front porch allows for additional outdoor enjoyment and the back yard offers a large patio, wood fence and plenty of parking space. Great location. Call today!

1118 Pacific Avenue, Osawatomie

Listing courtesy of Piper Yunger of ReeceNichols - Lees Summit.
$235,000
3 Beds ⋅ 1 Baths
Welcome to this charming 3-bedroom, 1-bath home that blends classic character with tasteful updates. Step inside to discover a bright, inviting living area with fresh neutral paint and abundant natural light. The updated kitchen features crisp white cabinetry, stainless steel appliances, ample counter space, and durable flooring, making it both functional and stylish. The spacious bedrooms offer comfortable living, while the well-maintained interior is truly move-in ready. Outside, enjoy a large deck overlooking the backyard—perfect for entertaining, grilling, or relaxing under the mature shade trees. A long driveway provides plenty of off-street parking, and the convenient location offers easy access to schools, parks, shopping, and dining. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this well-maintained home is ready for its next owner. Don’t miss your chance to make it yours—schedule your private showing today!

102 E Miami Street, Paola

Listing courtesy of Jenna Pearce of Grit Real Estate LLC.
$294,818
3 Beds ⋅ 3 Baths
Buy now and personalize! This stylish Emerald is the perfect split-level home plan with a large foyer. Walk up to the main level to the stunning open-concept kitchen with large optional quartz countertops that overlooks the spacious dining room and living room. The main level features an open floor plan with tons of windows bringing in natural light. Don’t forget to check out the walk-in pantry. Walk upstairs and you will also find the laundry room conveniently located near 2 of the bedrooms. Take a walk downstairs to find a fully finished basement with a full bath and 3rd bedroom. *Photos from a previous model and some features may not be included in this home.

1432 S 4th Street E, Louisburg

Listing courtesy of Chelsea Fanders of Platinum Realty LLC.
$300,895
3 Beds ⋅ 3 Baths
Buy now and personalize! This stylish Emerald is the perfect split-level home plan with a large foyer. Walk up to the main level to the stunning open-concept kitchen with large optional quartz countertops that overlooks the spacious dining room and living room. The main level features an open floor plan with tons of windows bringing in natural light. Don’t forget to check out the walk-in pantry. Walk upstairs and you will also find the laundry room conveniently located near 2 of the bedrooms. Take a walk downstairs to find a fully finished basement with a full bath and 3rd bedroom. *Photos from a previous model and some features may not be included in this home.

1430 S 4th Street E, Louisburg

Listing courtesy of Chelsea Fanders of Platinum Realty LLC.
$300,895
3 Beds ⋅ 3 Baths
Buy now and personalize! This stylish Emerald is the perfect split-level home plan with a large foyer. Walk up to the main level to the stunning open-concept kitchen with large optional quartz countertops that overlooks the spacious dining room and living room. The main level features an open floor plan with tons of windows bringing in natural light. Don’t forget to check out the walk-in pantry. Walk upstairs and you will also find the laundry room conveniently located near 2 of the bedrooms. Take a walk downstairs to find a fully finished basement with a full bath and 3rd bedroom. *Photos from a previous model and some features may not be included in this home.

1412 S 4th Street E, Louisburg

Listing courtesy of Chelsea Fanders of Platinum Realty LLC.
$294,818
3 Beds ⋅ 3 Baths
Buy now and personalize! This stylish Emerald is the perfect split-level home plan with a large foyer. Walk up to the main level to the stunning open-concept kitchen with large optional quartz countertops that overlooks the spacious dining room and living room. The main level features an open floor plan with tons of windows bringing in natural light. Don’t forget to check out the walk-in pantry. Walk upstairs and you will also find the laundry room conveniently located near 2 of the bedrooms. Take a walk downstairs to find a fully finished basement with a full bath and 3rd bedroom. *Photos from a previous model and some features may not be included in this home.

1410 S 4th Street E, Louisburg

Listing courtesy of Chelsea Fanders of Platinum Realty LLC.
$169,000
3 Beds ⋅ 1.5 Baths
Welcome home to this inviting 3-bedroom, 1.5-bath property in Paola! Greet neighbors from the cozy covered front porch before stepping into a light-filled interior. The heart of the home features an updated kitchen outfitted with brand-new butcher block countertops, a new sink, and a new disposal. All kitchen appliances—range, refrigerator, and dishwasher (new in 2020)—stay with the home. The main floor hosts two comfortable bedrooms and a full bathroom, while upstairs offers a private retreat with a third bedroom and its own dedicated half bath—perfect for a primary bedroom, nursery, or dedicated home office. Outside, enjoy crisp evening breezes or weekend BBQs on the nice back deck overlooking the yard. Big-ticket maintenance items have already been checked off your list, giving you total confidence from day one.

501 E Piankishaw Street, Paola

Listing courtesy of Jason Eastland of Crown Realty.
$299,950
4 Beds ⋅ 2.5 Baths
Buy now and personalize! Our Twin Honeydew home plan is a spacious 2-story home featuring 4 bedrooms and 2.5 baths. The main level has an open floor plan with abundant windows that flood the space with natural light. The kitchen, designed for both functionality and style, overlooks the expansive living and dining areas. It includes a large walk-in pantry and a nearby half bath, making it ideal for hosting. Upstairs, you’ll find all 4 bedrooms, with the laundry room conveniently located just around the corner from the primary suite. The primary bath offers a large shower, double sinks, and a generous walk-in closet. Looking for additional space? Consider finishing the lower level to include a rec room, another bedroom, and an extra bathroom, enhancing the versatility and functionality of your home. *Photos from a previous model and some features may not be included in this home.

1441 S 4th Street E, Louisburg

Listing courtesy of Chelsea Fanders of Platinum Realty LLC.
$359,000
3 Beds ⋅ 2.5 Baths
This beautifully well kept 3 bedroom, 2½ bath house is located in a great neighborhood. This traditional Williamsburg 2 story has so many features and bonus large living room with a gas fireplace, privacy fenced yard with large concrete patio and shade trees. All stainless steel appliances stay with the new buyer. Real hardwood floors. The finished basement can be a second living room or since it has an egress window and a closet, it could also be a 4th bedroom. There is a walking trail close by that goes through the neighborhood, there is also a park and a pond. Grocery store, salon, urgent care and restaurants within walking distance. Great location - you can be on the highway in just a minute. Come take a look at this house, it won't last long!

21240 W 226th Street, Spring Hill

Listing courtesy of Kevin White of Crown Realty.
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