Miami Homes with FHA Financing

Welcome to Miami County, located in the state of Kansas! This charming county offers a perfect blend of small-town charm and modern amenities, making it an ideal place to call home. With its picturesque landscapes, friendly communities, and convenient location, Miami County has something to offer everyone.

If you are considering purchasing a home in Miami County, you'll be pleased to know that there are plenty of options available with FHA financing. FHA loans are a popular choice for many homebuyers due to their low down payment requirements and flexible credit score guidelines. Whether you're a first-time homebuyer or looking to upgrade to a new property, FHA financing can make your homeownership dreams a reality.

From cozy single-family homes to spacious estates, Miami County has a diverse range of properties to choose from. Whether you prefer a historic home with character or a modern new construction, you're sure to find the perfect place to suit your lifestyle and budget.

Explore the vibrant communities, top-rated schools, and recreational opportunities that Miami County has to offer. With its strong sense of community and high quality of life, Miami County is a wonderful place to put down roots and create lasting memories. Contact us today to start your journey to finding your dream home in Miami County with FHA financing!

Newest Miami Homes with FHA Financing

$297,500

4 Beds ⋅ 2 Baths

Welcome home to this beautiful 4-bedroom, 2.5-bath charmer where timeless character meets modern comfort! From the moment you arrive, you’ll fall in love with the dream-worthy front porch—the perfect spot for morning coffee, evening conversations, and watching the world go by. Inside, you’ll find all the warmth and charm you love in an older home, thoughtfully paired with the modern luxuries today’s buyers are looking for. A brand-new roof adds peace of mind, while the stunning back deck is ready for summer cookouts, family game nights, entertaining friends, or simply relaxing at the end of the day. With spacious bedrooms, plenty of character, and a location just minutes from downtown Paola, this home offers the perfect blend of charm, convenience, and everyday comfort. This charmer will not last long and if you act fast you can be in it by the holidays!

107 E Wea Street, Paola

Listing courtesy of Tammy Duncan of ReeceNichols - Lees Summit.

$190,000

1 Beds ⋅ 1 Baths

Escape the hustle of city life on this incredible 2.1-acre retreat in Osawatomie! This 1 bedroom, 1 bathroom home offers a peaceful setting with room to spread out and endless possibilities. An attached warehouse/shop provides excellent potential for storage, a workshop, hobby space, or a home-based business, with plenty of room to expand even further. The property also includes a separate cottage and a small cabin, adding versatility for guests, additional storage, a creative studio, or potential rental income. Chicken coop already in place for those looking to start a hobby farm or simply enjoy fresh eggs right in the backyard. Whether you're dreaming of a homestead, a workshop haven, or simply more space to breathe, this property delivers it all. Properties with this much land, flexibility, and outbuilding potential don't come around often. Schedule your showing today before this one is gone!

39041 Railroad Avenue, Osawatomie

Listing courtesy of Bradley Kanouse of EXP Realty LLC.

$220,000

3 Beds ⋅ 2.5 Baths

Fantastic move-in ready townhome opportunity in Louisburg! Offering 3 spacious bedrooms, including a large primary ensuite complete with a private bath! This home features an open, functional layout with great natural light throughout. An open main level layout with a large living room that flows into a functional kitchen and dining area. Major updates bring complete peace of mind, highlighted by a new roof! Out back, enjoy your own private, fully fenced backyard, perfect for pets, kids, and outdoor relaxation. Perfectly situated for low-maintenance living with quick, convenient highway access for an easy commute into the KC metro, all while staying just minutes from local schools, parks, and small-town charm. Welcome home! Taxes and SqFt per county record. Room sizes approx. No preferences or limitations or discrimination because of any of the protected classes under Fair Housing.

234 N 5th Terrace, Louisburg

Listing courtesy of Hendrix Group of Real Broker, LLC.

$799,000

3 Beds ⋅ 3 Baths

WOW don't miss this move-in ready five-acre Paola homestead! Beautifully custom-built just eight years ago, this fully fenced and gated property offers the rare opportunity to leave the hustle behind and embrace a lifestyle centered around space, freedom, and the simple pleasures of home. The three-bedroom, three-bath home includes an additional non-conforming fourth bedroom and an abundance of flexible living space. The attached garage has been transformed into a remarkable indoor-outdoor space, featuring an epoxy floor, glass garage door, and retractable screen door that allows you to open the space to the outdoors. A newly built oversized detached two-car garage provides exceptional additional space for vehicles, storage, or a workshop. Two finished outdoor sheds, both with electricity, offer even more possibilities as home offices, workout rooms, creative spaces, or additional living areas. Beyond the home, the property comes alive. Spend summer afternoons around the pool and gazebo, wander through the established fruit trees and berry bushes, collect fresh eggs from the chicken coop with its solar-powered automatic door, or simply enjoy the peace and privacy that five acres provides. The property is already home to three sheep, approximately 50 chickens, beehives, and barn cats, along with pear, peach, plum, cherry and apple trees and blackberry and raspberry bushes. Inside, warm and inviting spaces feature a cozy living room fireplace, updated flooring, an updated kitchen backsplash, and room to gather, unwind, and make memories. And what makes this property truly extraordinary? Almost everything can be included. The animals, beehives, and much of the homestead infrastructure can convey, allowing you to step into a lifestyle that has already been lovingly established. This isn’t simply a home on five acres. It’s a place to slow down, grow something of your own, gather with the people you love, and create the kind of life you’ve always imagined.

26030 Hospital Drive, Paola

Listing courtesy of Guide Group of Compass Realty Group.

$379,000

4 Beds ⋅ 3 Baths

Located at the corner of a cul-de-sac in a quiet neighborhood, this home offers a rare chance to own a California split in an established area without HOA restrictions. Set on a large corner fenced lot, the property provides generous outdoor space for everyday use—whether that’s pets, gardening, or simply enjoying the added privacy of a bigger yard. Inside, the home features 4 bedrooms and 3 full baths, including a large, private primary suite designed for comfort and retreat. The California split layout offers natural separation between living areas, creating an easy, functional flow that feels open yet defined. The walkout basement adds valuable flexibility, complete with a multi-purpose bonus room suitable for an office, gym, playroom, or hobby space. This location offers straightforward access to daily needs—just 15 minutes from Overland Park, providing convenient proximity to shopping, dining, and major amenities while still being part of the Louisburg community. A one-year home warranty will be provided by the sellers at closing.

308 N 15th Street, Louisburg

Listing courtesy of Natalie Fobes of Weichert, Realtors Welch & Co..

$329,900

3 Beds ⋅ 2.5 Baths

Welcome home to this spacious 3-bedroom, 2.5-bath home in Spring Hill! Offering approximately 1,689 square feet of comfortable living space, this two-story home features a functional floor plan designed for everyday living and entertaining. The main level offers plenty of room to gather, while all three bedrooms provide comfortable private spaces upstairs. The primary suite includes its own private bath, with two additional bedrooms and another full bath completing the upper level. A convenient half bath on the main floor and attached two-car garage add to the home's practicality. Ideally located near Spring Hill schools, shopping, dining, and everyday conveniences, with convenient access to surrounding Johnson County communities. Whether you're looking for your first home, more room to spread out, or a low-maintenance property in a growing Spring Hill community, this one is ready to welcome you home. Schedule your showing today!

21317 W 215th Street, Spring Hill

Listing courtesy of Breeze Team of EXP Realty LLC.

$214,900

4 Beds ⋅ 2 Baths

Charming Craftsman-style home featuring 4 bedrooms, 2 full baths, and an oversized 2-car garage in a convenient location. Recent updates include brand-new exterior siding and gutters, a new roof, and a newer HVAC system. Enjoy comfortable, one-level living spaces and a versatile bonus room ideal for a home office, sunroom, playroom, or sitting area. The beautiful original woodwork and built-ins offer additional charm and uniqueness. The full unfinished basement offers abundant storage and future potential, with a sump pump installed and the west foundation wall professionally braced. Alley access provides convenient off-street parking and direct garage entry. Relax on the inviting front porch or side deck.

905 Main Street, Osawatomie

Listing courtesy of Sheila Shaw of KW Diamond Partners.

$169,000

2 Beds ⋅ 1 Baths

Extensively Remodeled in 2024 – Move-In Ready in Osawatomie! Welcome to 1116 4th St, a 2-bedroom, 1-bath, 1920s bungalow, that was given a complete remodel in 2024! Now blending original charm with major modern updates, all completed at once and ready for you to enjoy! The 2024 remodel for the interior included; new HVAC, plumbing, electrical, windows, drywall and paint throughout, plus new kitchen cabinets, stainless steel appliances, and a fully renovated bathroom with new tub/shower, vanity, and fixtures. Outside, the updates continued with a new roof, gutters, and paint, giving the home great curb appeal. Parking is a standout feature here: this property includes a carport plus a 2-car pass-through garage with both alley and front access, and equipped with electricity. Offering unique flexibility for all of your hobbyist visions! Set on a 6,600 sq ft lot, this 927 sq ft home offers a rare combination of nearly all major systems and finishes updated in the same year, offered at an accessible price point!

1116 4th Street, Osawatomie

Listing courtesy of Amber Brown of KW Diamond Partners.

$925,000

5 Beds ⋅ 3.5 Baths

Welcome home to this bird lovers paradise! A wall of windows anchors this home offering views of the surrounding nature throughout the seasons. Enjoy the serene quiet moments overlooking the pond, gardens, fruit trees, firepit, and beautiful landscaping. Home has vaulted ceilings, extra large bedrooms and spacious garages with storage galore! The Bonus room could be turned into a mother in laws quarters or hobby room. New Class 3 roof, newer HVAC, all new exterior paint!

3930 W 223 Street, Bucyrus

Listing courtesy of Shelley Shatzer of Compass Realty Group.

$255,000

3 Beds ⋅ 2 Baths

This lovely home features three comfortable bedrooms and two full bathrooms, providing a functional and appealing living environment. The property offers a solid foundation for future enhancements, allowing new owners the freedom to personalize and upgrade to their exact specifications, ensuring it perfectly suits their lifestyle. Nestled in the heart of Paola, Kansas, this property at 407 W Peoria Street benefits from its prime location within Miami County. Residents enjoy the convenience of city living combined with the tranquility of a close-knit community, providing easy access to local amenities and the charm of small-town life.

407 W Peoria Street, Paola

Listing courtesy of Grace Mcadam of Signature Realty, LLC.

$417,990

4 Beds ⋅ 3 Baths

*NEW HOME WITH FINISHED BASEMENT in a NO HOA community!* Built by D.R. Horton Inc®, this stunning residence is our Harmony floorplan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, ranch-style home is situated in Spring Hill, KS. Comfortably nestled in the heart of our Maplewood Valley community. This beautiful home features a full, finished basement that includes a large recreation room, full bath and generous bedroom while still leaving plenty of unfinished space for storage. The heart of this home is undoubtedly the kitchen, featuring painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The primary suite is a generous space, leading to our primary ensuite bathroom. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with 2 openers, every detail in this home has been thoughtfully considered. Don’t miss the opportunity to own this exceptional property in Maplewood Valley! ***Ask agent about special financing and closing cost incentives.***

21703 S Washington Street, Spring Hill

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$465,990

4 Beds ⋅ 3 Baths

***FINISHED WALK OUT BASEMENT in a NO HOA community*** Built by D.R. Horton Inc®, this stunning residence is our Newcastle floorplan, which combines superior craftsmanship with the latest in-home design, creating a space that’s as functional as it is beautiful. This 4-bedroom, 3-bathroom, ranch-style home is situated in Spring Hill, KS. Comfortably nestled in the heart of our Maplewood Valley community. This beautiful home **features a full, finished walk out basement** that includes a large recreation room, full bath and generous bedroom while still leaving plenty of unfinished space for storage. The heart of this home is undoubtedly the kitchen, featuring painted maple cabinets, beautiful white quartz countertops, and top-of-the-line Whirlpool® stainless steel appliances. Which will all be perfect for both everyday meals, as well as entertaining guests. The primary suite is a generous space, leading to our primary ensuite bathroom. All of which are designed to be your own personal sanctuary, with features like quartz-topped vanities, Moen® Chrome Faucets, and a walk-in shower, helping to create a serene retreat from the hustle and bustle of daily life. This home is also equipped with cutting-edge Smart Home technology. Control your environment effortlessly with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed to make your life easier and more comfortable. LED lighting throughout the home and energy-efficient windows ensure that this home is as practical as it is beautiful. From luxury vinyl flooring to a garage complete with 2 openers, every detail in this home has been thoughtfully considered. Don’t miss the opportunity to own this exceptional property in Maplewood Valley! ***Ask agent about special financing and closing cost incentives.***

21051 W 217th Court, Spring Hill

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

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