Morgan Homes with USDA Loan Financing

Welcome to Morgan County, Missouri, where charming small-town living meets the beauty of the Ozarks! Nestled in the heart of the Show-Me State, Morgan County is a hidden gem that offers a unique blend of natural beauty, rich history, and a tight-knit community. With its picturesque landscapes, serene lakes, and lush forests, this area is perfect for those seeking a tranquil lifestyle while still enjoying modern conveniences.

Otterville, a quaint city within Morgan County, boasts a warm and welcoming atmosphere. Here, residents enjoy a slower pace of life, with friendly neighbors and local businesses that add to the community's charm. The area is known for its outdoor recreational opportunities, including fishing, hiking, and boating, making it an ideal spot for nature enthusiasts and families alike.

For prospective homebuyers, Morgan County presents an excellent opportunity, particularly for those interested in USDA loan financing. This program is designed to help low- to moderate-income families achieve their dream of homeownership in rural areas. With affordable mortgage options and the potential for zero down payment, owning a home in Otterville has never been more accessible.

Whether you're looking for a cozy starter home or a spacious family residence, the housing market in Morgan County offers a variety of options to suit your needs. Embrace a life filled with community spirit, natural beauty, and the chance to create lasting memories in Morgan County, Missouri. Your dream home awaits!

Newest Morgan Homes with USDA Loan Financing

$259,000

3 Beds ⋅ 2.5 Baths

This well-maintained home offers comfortable living with an inviting open-concept layout. The kitchen, dining, and living areas flow together, making entertaining easy. The primary suite features a private ensuite, while two additional bedrooms offer flexibility for family, guests, or an office. LVP flooring runs throughout the main living areas, with carpet in the bedrooms. Enjoy the charming front porch, large yard, and awesome back patio, perfect for relaxing or entertaining. Sitting on approximately half an acre, this property offers plenty of outdoor space. The real standout is the impressive 34' x 34' insulated and heated shop located directly behind the home. Featuring concrete floors and a half bathroom, the shop offers incredible versatility for vehicles, equipment, hobbies, projects, storage, or a home business. A well-maintained home, great outdoor space, and an exceptional shop make this Stover property one you won't want to miss!

612 E 4th Street, Stover

Listing courtesy of Tyler Rasmussen of Keller Williams KC North.

$357,000

3 Beds ⋅ 2 Baths

COUNTRY LIVING IS WHERE IT’S AT! Discover the privacy and peacefulness you’ve been looking for on this beautiful 10-acre wooded property located just 4 miles north of Gravois Mills and 6 miles south of Versailles, Missouri—and only minutes from Osage Beach and the Lake of the Ozarks. Enjoy the quiet side of the lake while still being close to shopping, dining, recreation, and all the lake has to offer. This charming 3-bedroom, 2-bath home offers a warm, inviting feel with vaulted tongue-and-groove ceilings, beautiful hardwood and tile floors, stainless steel appliances, and a spacious open-concept layout. Numerous upgrades throughout make this home comfortable, stylish, and ready to enjoy. The stunning primary suite features oversized windows, a large walk-in closet, and French doors leading to a beautiful private bath with a gorgeous soaking tub and walk-in shower. Step outside onto the expansive deck and take in the peaceful wooded setting and private backyard. Nature lovers will appreciate the abundant wildlife, with deer and turkey regularly traveling through the property. The mature timber provides privacy, beauty, and a true country-living atmosphere. A 35' x 24' heated and electric shop adds valuable space for hobbies, equipment, storage, or projects. If you’re searching for private country living on 10 acres near the Lake of the Ozarks, this property offers the rare combination of acreage, privacy, modern comforts, wildlife, and convenient access to Osage Beach. Come experience the peaceful side of the lake and see why country living is where it’s at!

22962 Highway TT Highway, Versailles

Listing courtesy of Mark Akin of Diamond A Real Estate, LLC.

$349,000

3 Beds ⋅ 1.5 Baths

Some properties offer a house. This Barnett MO property offers breathing room, privacy, and possibilities. Secluded on approximately 11 acres, this 3-bedroom, 1.5-bath home is surrounded by a mix of open ground, mature woods, and established fruit and nut trees. An additional 2-bedroom, 1-bath ADU creates flexible space for guests, extended family, or potential rental income. Dreaming of a homestead? A chicken coop, greenhouse, garden area, and room to expand are already here. The covered deck overlooks the peaceful setting, while a detached garage/shop with concrete floor, heat, and electricity provides space for projects, equipment, or storage. Enjoy country living with deeded access to a nearby private boat ramp and convenient proximity to Lake of the Ozarks and off-road trails at The Loop 2. Additional acreage may also be available, offering even more opportunity to expand your private retreat or homestead. Whether you're searching for a full-time home, weekend escape, multi-generational property, or income opportunity, this unique Ozarks property offers room to make it your own.

25438 Poplar Drive, Barnett

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$399,900

2 Beds ⋅ 1 Baths

Lakefront living at it’s best with amazing views. Desirable location near 7mm of Gravois Arm. Across from Coconuts (you could kayak there if you wanted). Spacious lot and plenty of level guest parking plus a nice new garage for your vehicles. Easy entry with just a few steps to your front door. Windows across the lake frontage let you soak in the lake life right from your living room. Step outside and pick one of the triple decks to soak up some sun or choose the covered deck for some shade. Roast some marshmallows in the firepit or hang out on the single slip dock. Plenty of lake frontage with approx. 160ft of rocked natural beauty. Swim right off the dock or throw a line out and catch fish to your hearts content in the deep, fresh water. When you come back up store all your lake toys in the basement. 2bd 1ba in the main house plus a shed that could offer additional living space or finish off part of the new garage (pre-plumbed) to add bedroom and bath for guests. New metal roof and front porch was enclosed to offer additional living space and laundry! This property is not one to miss if you want a great lake place that won’t break the bank!

27152 Marina Lane, Barnett

Listing courtesy of Lisa Hight of Pride of America Realty.

$174,500

2 Beds ⋅ 1 Baths

This inviting 2 bedroom, 1 bath home just outside the city limits of Versailles, MO is MOVE-IN READY! Featuring a delightful mix of original hardwood floors and new LVP flooring, this home offers a blend of classic appeal and modern convenience. Fully updated kitchen with soft-close cabinets, new stainless steel appliances and a farmhouse sink. Additional updates include a durable metal roof, fenced yard, recently upgraded HVAC, plumbing, and electrical systems, providing peace of mind and efficiency. Enjoy the convenience of main level living complemented by a partial basement, ideal for use as a storm shelter, storage area, or even a canning cellar. Benefiting from city utilities despite being outside city limits, residents can enjoy the reliability of essential services along with the high-speed Co-Mo Connect internet, making it easy to work from home or stream for entertaining. Located just minutes from downtown Versailles, residents have easy access to local amenities, annual events like the Apple Festival, and excellent schools. Don’t miss the chance to make this versatile home yours—schedule your showing today!

13547 Old Marvin Road, Versailles

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.

$175,000

Imagine waking up to lake views every morning — and making them permanently yours. These 4 wooded lots, totaling just under 10 acres, offer a rare opportunity to build your dream lake retreat in one of Missouri's most beloved destinations. With stunning views of the Lake of the Ozarks and situated on the 2nd tier from the water, you'll enjoy the beauty and tranquility of mature trees without sacrificing convenience — lake access, marinas, dining, and entertainment are all just seconds away. The largest lot spans 7+ acres, giving you incredible privacy and room to breathe, while the 3 adjoining lots open up a world of possibilities: build multiple homes, create the ultimate family compound, or simply enjoy the extra space. The flexibility here is truly unmatched. No HOA. No fees. Just 10 acres of potential on all four lots sold together. Whether you're dreaming of a vacation getaway, a full-time residence, or a smart investment in a high-demand lake community, this one is worth a serious look. Opportunities like this don't come around often at the Lake of the Ozarks!

8,9,12 &SW 1/4 Red Hollow Road, Gravois Mills

Listing courtesy of April Erhart of Crown Realty.

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