Morgan Homes with Conventional Financing

Morgan Homes with Conventional Financing

Welcome to Morgan County, Missouri—a hidden gem nestled in the heart of the Ozarks that perfectly blends serene rural living with vibrant community spirit. Known for its picturesque landscapes, Morgan County is a haven for outdoor enthusiasts, featuring stunning lakes, rolling hills, and lush forests that invite exploration and adventure. Whether you enjoy fishing, hiking, or simply soaking in the beauty of nature, this county offers a wealth of recreational opportunities.

Morgan County is not just about natural beauty; it boasts a rich history and a close-knit community that welcomes newcomers with open arms. The charming towns of Versailles and Laurie are filled with local shops, delightful eateries, and friendly faces, making it easy to feel at home. Residents here take pride in their community events, from seasonal festivals to farmers' markets, ensuring there's always something happening.

For those considering making Morgan County their home, the real estate market offers an array of options, including homes eligible for conventional financing. This means that whether you're a first-time buyer or looking to invest, you’ll find a variety of properties that cater to your needs. From cozy single-family homes to spacious properties with expansive yards, there’s something for everyone in this inviting community.

In Morgan County, you’re not just buying a house; you’re investing in a lifestyle filled with warmth, charm, and endless possibilities. Come discover the beauty and community spirit of Morgan County, where your dream home awaits!

Newest Morgan Homes with Conventional Financing

$315,000
3 Beds ⋅ 1 Baths
Welcome to your perfect lake getaway! This cute one-level lakefront ranch offers 3 bedrooms, 1 bath, and plenty of charm in a quaint, easy-to-maintain setting. The open main living area features a spacious kitchen with a large island and walks out to a covered upper deck—the perfect spot to relax, entertain, and take in the beautiful lake views. The partial basement provides additional storage, laundry, and walks out to a lower deck with direct access toward the lake. The newer dock is ready for lake days and features a 10’ x 28’ boat slip, a jet ski area with room for two jet skis, swim platform with ladder, two covered areas, plus water and electric. Whether you’re searching for a weekend retreat, vacation getaway, or a smaller lakefront home to call your own, this one checks the boxes. Come enjoy lake life, gorgeous views, and your own private dock—this charming waterfront home is ready for its next owner!

32064 Venture Road, Stover

Listing courtesy of Michelle Smith Fry of ReeceNichols - Lees Summit.
$399,900
2 Beds ⋅ 1 Baths
Lakefront living at it’s best with amazing views. Desirable location near 7mm of Gravois Arm. Across from Coconuts (you could kayak there if you wanted). Spacious lot and plenty of level guest parking plus a nice new garage for your vehicles. Easy entry with just a few steps to your front door. Windows across the lake frontage let you soak in the lake life right from your living room. Step outside and pick one of the triple decks to soak up some sun or choose the covered deck for some shade. Roast some marshmallows in the firepit or hang out on the single slip dock. Plenty of lake frontage with approx. 160ft of rocked natural beauty. Swim right off the dock or throw a line out and catch fish to your hearts content in the deep, fresh water. When you come back up store all your lake toys in the basement. 2bd 1ba in the main house plus a shed that could offer additional living space or finish off part of the new garage (pre-plumbed) to add bedroom and bath for guests. New metal roof and front porch was enclosed to offer additional living space and laundry! This property is not one to miss if you want a great lake place that won’t break the bank!

27152 Marina Lane, Barnett

Listing courtesy of Lisa Hight of Pride of America Realty.
$39,000
Lakeview Lot on Marina Lane – Perfect for Building or Camping! Discover your own slice of Lake of the Ozarks paradise with this beautiful second-tier lot located at 27261 Marina Lane. Enjoy stunning seasonal lake views, mature shade trees, and the peaceful setting of lakeside living—all without the waterfront price. Some excavating has already been done including some gravel and leveling, making it easier to start your dream lake home or create the perfect camping getaway. Whether you're looking to build or just enjoy weekends away, this lot offers flexibility and potential. Located just 10 miles from town, you'll love the convenience of nearby shopping, dining, and entertainment, while still enjoying quick access to the lake’s best amenities—boating, fishing, swimming, and camping are all just minutes away. Don’t miss this opportunity to own a piece of the Ozarks. Your lake adventure starts here!

27261 Marina Lane, Barnett

Listing courtesy of Nicci Ragsdale of Re/Max of Sedalia.
$375,000
2 Beds ⋅ 2 Baths
Discover the opportunity to create your own lake-area retreat on 2.31 acres in the Millcreek/Gravois Arm area. This ranch-style home features 2 bedrooms, 2 full bathrooms, central heat and air, well water, newer windows, and a newer roof. The spacious living area opens to an impressive 1,500-square-foot deck through sliding doors on either end of the home, creating the perfect space for entertaining, relaxing, and enjoying views of the water, surrounding trees, and abundant wildlife. The unfinished walkout-capable basement offers approximately 1,100 square feet of additional space with plumbing already stubbed for a third full bathroom, providing endless possibilities for future living space, guest quarters, recreation areas, or storage. Outside, you'll appreciate the circular concrete driveway, mature trees, privacy, and acreage that allows room to roam, garden, recreate, or simply enjoy the peaceful lake lifestyle. Whether you're searching for your forever home, summer retreat, or just a renovation project, this home offers the flexibility to make it your own. With approximately 2,800 square feet between the main level and unfinished basement, a private one-slip dock, and beautiful water views, this property offers the space, setting, and potential to become something special. Conveniently located just minutes from Laurie with all-blacktop access via State Route O, you'll enjoy the balance of accessibility and country charm while being close to lake amenities, dining, shopping, and recreation. Bring your vision and unlock the potential of this one just feet away from the water. There is an old cabin and shop building in need of TLC.

30293 Autumn Road, Gravois Mills

Listing courtesy of Sally Davis of Sally Davis Real Estate LLC.
$2,390,000
5 Beds ⋅ 5.5 Baths
Fully furnished and move-in ready, this exceptional contemporary waterfront estate delivers the ultimate Lake of the Ozarks lifestyle. Perfectly positioned on a premier point lot with panoramic main-channel views and protected cove waters, this custom 5-bedroom, 6-bath residence offers over 4,500 square feet of luxury living, including a spacious 2-car garage with epoxy flooring, all designed for relaxation and entertaining. Walls of glass showcase breathtaking lake views throughout, while the walkout lower level features radiant heated flooring and opens to expansive outdoor living spaces. The stunning 16’ x 42’ heated in-ground pool with an automatic cover creates a true private resort experience. The waterfront is equally impressive, featuring a concrete seawall, concrete walkways, and an expansive dock equipped with multiple boat hoists, two drive-on PWC ports, a swim platform, and automatic boat covers designed for a 2025 Cobalt R35 and 2021 Premier Tritoon. The dock, hoists, and PWC ports are included with the sale. Nearly all furniture, furnishings, TVs, and electronics convey with the property, excluding only personal items, two recliners, and the rocking chair in the primary suite. The 2025 Cobalt R35, 2021 Premier Tritoon, and Sea-Doo are available for purchase separately, creating an unmatched turnkey opportunity. Experience lake living at its finest.

28816 White Oak Road, Gravois Mills

Listing courtesy of Cole Pfannenstiel Pfannenstiel of United Real Estate Kansas City.
$333,900
Nearly 80 acres of Lake of the Ozarks land in Gravois Mills, MO near Proctor and mile marker 55. This private wooded tract between J Hwy and Hwy 135 on Proctor Lane is ideal for hunting, recreation, private homestead, investment, or future development in the Ozarks. Loaded with mature timber, rolling hills, abundant wildlife, and rugged terrain, this recreational property is perfectly suited for deer hunting, turkey hunting, ATV riding, hiking, camping, or building a cabin, barndominium, or private retreat near the lake. Rare large-acreage opportunity in the Lake of the Ozarks area with endless potential for a hunting property, family compound, timber investment, or subdividing opportunity. Electric and high-speed fiber optic internet are already on-site and at the road. Easement road runs through the property providing access to a neighboring lake home. Located within Gravois Fire Protection District 4. Minutes from Lake of the Ozarks attractions including Ozark International Raceway, Ravae’s RV Resort, Millie’s Getaway, and Party Fowl Farm. Secluded, heavily wooded, and surrounded by nature, this Ozarks acreage offers the privacy buyers want with convenient access to lake life, recreation, and outdoor adventure.

80 +/- Acres Proctor Lane, Gravois Mills

Listing courtesy of Kat Laxague of EXP Realty LLC.
$174,500
2 Beds ⋅ 1 Baths
This inviting 2 bedroom, 1 bath home just outside the city limits of Versailles, MO is MOVE-IN READY! Featuring a delightful mix of original hardwood floors and new LVP flooring, this home offers a blend of classic appeal and modern convenience. Fully updated kitchen with soft-close cabinets, new stainless steel appliances and a farmhouse sink. Additional updates include a durable metal roof, fenced yard, recently upgraded HVAC, plumbing, and electrical systems, providing peace of mind and efficiency. Enjoy the convenience of main level living complemented by a partial basement, ideal for use as a storm shelter, storage area, or even a canning cellar. Benefiting from city utilities despite being outside city limits, residents can enjoy the reliability of essential services along with the high-speed Co-Mo Connect internet, making it easy to work from home or stream for entertaining. Located just minutes from downtown Versailles, residents have easy access to local amenities, annual events like the Apple Festival, and excellent schools. Don’t miss the chance to make this versatile home yours—schedule your showing today!

13547 Old Marvin Road, Versailles

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$264,900
2 Beds ⋅ 1 Baths
PRICE IMPROVEMENT!! TURNKEY Lake of the Ozarks getaway + investment opportunity just in time for summer. Whether you’re looking for a personal lake escape, a fully furnished weekend retreat, or a ready-to-go vacation rental property, this charming lakefront cabin offers an affordable opportunity to step into lake life immediately — without the stress of renovations, furnishing, or setup. A quick and easy 2 hour drive from KC, and only 3 hours from St.Louis. Located in a peaceful lakeside community with a private boat slip and resort-style amenities, this property is designed for easy enjoyment from day one. Spend mornings with coffee overlooking the water, afternoons boating and swimming, and evenings unwinding at the lake — or take advantage of the strong short-term rental potential in one of Missouri’s most popular vacation destinations. Property highlights: • Turnkey + fully furnished • Move-in and vacation rental ready • Private boat slip included • Lakefront community • Resort amenities including pool + lake access • Excellent Airbnb/VRBO potential • Affordable entry point into Lake of the Ozarks ownership • Ideal for weekend getaways, personal use, or investment • Minimal maintenance and easy ownership • Ready for immediate summer occupancy What makes this property truly special is how easy it is. No major projects. No waiting. No overwhelming setup. Just arrive and start enjoying lake life immediately. Summer 2026 rentals are all booked and checks are coming in until November. Buyer has the ability to cancel future bookings or keep them and enjoy the instant income! Properties at the lake that are both affordable and truly turnkey are becoming harder to find — especially heading into peak season. Whether you’re searching for a cozy family retreat or your next income-producing vacation property, this is an opportunity to enjoy everything Lake of the Ozarks has to offer right away. Sellers are motivated and welcome offers!

33510 Bass Point Road Unit #11, Gravois Mills

Listing courtesy of Katie Esry of Platinum Realty LLC.
$565,000
4 Beds ⋅ 2 Baths
Nestled at the 8 MM in Buck Creek Cove, this lakefront retreat offers the best of both worlds—big protected cove and year-round water. If you’ve been waiting for that “this is the one” feeling, this might be it. This beautiful all brick home with detached 2 car garage has been thoughtfully updated with major improvements you’ll truly appreciate. The main level features brand-new LVP flooring and new windows that fill the space with natural light while boosting energy efficiency. Central heating and cooling have been added for year-round comfort, making lake living easy in every season. Both bathrooms have been completely remodeled with fresh, modern finishes. In the kitchen, you’ll find a new dishwasher & garbage disposal, ready for entertaining after long days on the water. The big-ticket items? Already handled. Updates include a new pressure tank on the well, new septic pump, aerator, and laterals, plus a new shallow well pump on the dock—giving you peace of mind so you can focus on enjoying the lake. Relax outside on the screened in patio or step down to the dock for all your summer fun. Just a short boat ride away from Shady Gators, Tap & Grill & Franky & Louies

32445 Green Hills Road, Gravois Mills

Listing courtesy of Anna Wilson of United Real Estate Kansas City.
$225,000
3 Beds ⋅ 1.5 Baths
Charming A-frame lakefront retreat in Ivy Bend at the 58-mile marker! This inviting 3-bedroom, 1.5-bath lake home offers a cozy open layout perfect for weekend getaways, full-time living, or entertaining family and friends. One bedroom and the half bath are located in a separate guest space with a private entrance, creating the perfect setup for visitors, additional sleeping quarters, or flexible use space. Step outside and enjoy lake views from the spacious deck, gather around the fire pit in the evenings, and take advantage of the private dock featuring a boat lift and swim dock for endless days on the water. Conveniently located in the same cove as the popular Surfside Bar & Grill, making lakeside dining and entertainment just minutes away by boat or car. A local hardware store is also located within approximately one mile for added convenience. Whether you're looking for a relaxing weekend escape, vacation rental opportunity, or full-time lake residence, this property combines comfort, charm, and the best of the Lake of the Ozarks lifestyle.

33272 Swim Beach Road, Stover

Listing courtesy of Jason Sharpsteen of Real Broker, LLC.
$250,000
Imagine waking up to lake views every morning — and making them permanently yours. These 4 wooded lots, totaling just under 10 acres, offer a rare opportunity to build your dream lake retreat in one of Missouri's most beloved destinations. With stunning views of the Lake of the Ozarks and situated on the 2nd tier from the water, you'll enjoy the beauty and tranquility of mature trees without sacrificing convenience — lake access, marinas, dining, and entertainment are all just seconds away. The largest lot spans 7+ acres, giving you incredible privacy and room to breathe, while the 3 adjoining lots open up a world of possibilities: build multiple homes, create the ultimate family compound, or simply enjoy the extra space. The flexibility here is truly unmatched. No HOA. No fees. Just 10 acres of potential on all four lots sold together. Whether you're dreaming of a vacation getaway, a full-time residence, or a smart investment in a high-demand lake community, this one is worth a serious look. Opportunities like this don't come around often at the Lake of the Ozarks!

8,9,12 &SW 1/4 Red Hollow Road, Gravois Mills

Listing courtesy of April Erhart of Crown Realty.
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