Platte County Homes with FHA Financing

Welcome to Platte County, Missouri! This picturesque county is a hidden gem in the heart of the Midwest, offering a perfect blend of small-town charm and modern amenities. Located in the beautiful state of Missouri, Platte County is known for its friendly communities, excellent schools, and stunning natural landscapes.

If you are considering buying a home in Platte County, you'll be pleased to know that many properties here are eligible for FHA financing. This means that you may be able to secure a loan with a low down payment, making homeownership more attainable for first-time buyers and those with limited funds.

Whether you're looking for a cozy bungalow in a historic neighborhood or a spacious family home with a large backyard, Platte County has a diverse range of properties to suit every taste and budget. From charming downtown areas with local shops and restaurants to peaceful suburban streets lined with trees, there is something for everyone in this vibrant county.

With its convenient location near major highways and bustling cities like Kansas City, Platte County offers the perfect balance of tranquility and accessibility. Come and discover the beauty and warmth of Platte County – your dream home may be just around the corner!

Newest Platte County Homes with FHA Financing

$265,000

3 Beds ⋅ 2 Baths

A Little Character. A Lot of Charm. And Room to Breathe. Not your cookie-cutter home, and that's exactly the point! Welcome to 7201 NW Winter Avenue, where Timeless Character meets Modern-Day Convenience in the Coveted Park Hill School District. From the moment you step inside, the personality shines! Beautiful original hardwood floors, eye-catching exposed ceiling beams, and sun-filled living spaces create a warm, inviting atmosphere that feels anything but ordinary. And the kitchen? Old-school charm meets new-school technology! A Brand-New lineup of premium Samsung Smart Appliances—including the refrigerator, range/oven, and dishwasher —brings a modern edge to this classic home, with select features offering the convenience of smartphone connectivity. Need a little room to spread out? You've got it! The spacious finished lower level offers an entirely different vibe, with plenty of flexibility for movie marathons, game nights, entertaining, or your own personal hideaway. The refreshed lower-level bathroom brings a fresh touch with new ceramic shower tile and backsplash, new vinyl tile flooring, and fresh paint. Behind the scenes, an upgraded 200-amp electrical panel adds another valuable improvement to the home's growing list of updates. Now, here's a little something you don't find every day—extra breathing room! With adjoining green space and no neighboring home on one side, this property enjoys an added sense of openness. The generous fenced backyard, mature trees, and deck set the scene for backyard barbecues, morning coffee, or evenings spent enjoying the outdoors. It's got the character you can't recreate, the updates you'll appreciate, and the space to make it your own—all tucked into an established Northland Neighborhood within the Sought-After Park Hill School District. A little Nostalgic, a little Modern, and a Whole Lot to Love. This one has a Personality All Its Own!

7201 NW Winter Avenue, Kansas City

Listing courtesy of Penny Beatty of Keller Williams KC North.

$345,000

3 Beds ⋅ 2.5 Baths

Vaulted ceilings, a bright welcome, and room to make it your own—this Kansas City home brings a little personality to everyday living. Inside, the two-story layout offers comfortable spaces to unwind, recharge, or gather with your favorite people, showcasing all-new floors throughout. Major updates provide total peace of mind, including a brand-new roof and newer windows. Outside, your private backyard backs directly to open space, offering an ideal blend of natural views and privacy. The real showstopper is the maintenance-free turf backyard pad, a unique offering that ensures a pristine outdoor area all year round with zero upkeep. Bring your style, settle in, and let your next chapter begin. Come take a look!

9504 NW 87th Terrace, Kansas City

Listing courtesy of Scott Eckhoff of Rival Real Estate.

$375,000

3 Beds ⋅ 3 Baths

Perfect maintenance provided home in Platte City! All the important stuff has been replaced or remodeled and home is beautiful with an amazing amount of space! Large kitchen with granite counters, stainless appliances, island and bar area the is all open to the great room (electric fireplace in great room does not stay). Covered screened in deck is an added bonus and overlooks open space. Basement is finished with a large rec room that has a gas fireplace and walks out to a private patio. Plenty of storage space available. New roof, gutters, newer HVAC and water heater.

3213 Devonshire Drive, Platte City

Listing courtesy of Janet Rao of BHG Kansas City Homes.

$450,000

5 Beds ⋅ 3 Baths

With an abundance of finished square feet, this well-maintained Autumn Ridge property has room for everyone and everything. This California Split|Tri-Level is located on a quiet street. The Great Room welcomes you with soaring ceilings and a corner fireplace. On the 2nd level, you will find the Kitchen and Dining Area which overlooks the Great Room. Down the hall, you will find two Bedrooms, a full Bath, and a Laundry Area. Head up the stairs to the 3rd level and a fabulous Primary Suite with a vaulted ceiling, full of natural light. The Ensuite Bath includes a tub, shower, dual sink vanity, and a large walk-in closet. The lower level includes a large Family Room, the 4th and 5th Bedrooms, and a full Bathroom. The 5th Bedroom could also be used as flex space for a Game Room, Media Room, Play Room, Home Gym, etc. Walk out to a large (43' x 10.5') concrete Patio and Backyard. A three-car Garage offers extra storage space. Autumn Ridge is perfectly located in Platte County with easy access to all highways, the Airport, shopping, and restaurants.

9004 N Cosby Avenue, Kansas City

Listing courtesy of Jacque Ross of Platinum Realty LLC.

$619,950

4 Beds ⋅ 3 Baths

Introducing The Manchester by IHB Homes, LLC, a beautifully designed new construction home with stylish finishes and plenty of space for everyday living and entertaining. The open main level features manufactured hardwood flooring, quartz countertops, and rich stained cabinetry, creating a warm and inviting feel throughout. Step outside to enjoy the composite deck, or take advantage of the covered patio below for additional outdoor living space. The finished lower level offers an impressive large recreation room with a bar and dedicated space for an apartment-size refrigerator, providing the perfect setup for entertaining. A sliding glass door offers convenient access from the lower level to the covered patio and backyard. Luxury tile selections add another elevated touch to this thoughtfully finished home. With comfortable gathering spaces both inside and out, The Manchester offers a wonderful combination of style, functionality, and quality new construction.

12805 N Champanel Way, Platte City

Listing courtesy of John Barth of RE/MAX Innovations.

$310,000

3 Beds ⋅ 2.5 Baths

Welcome to 7438 Grand Slam Street in Parkville, MO! Built in 2020, this beautifully maintained two-story townhome offers the perfect blend of comfort, style, and convenience. Featuring 3 bedrooms, 2.1 bathrooms, and a thoughtfully designed floor plan, this home has been exceptionally well cared for and move-in ready. The stunning primary suite is a true retreat, featuring a two sink vanity, a walk-in shower, a walk in closet and the convenience of laundry hookups right within the suite. The additional bedrooms offer great space for family, guests, an office, or flex space. Step outside to one of the features that truly sets this townhome apart. This home backs up to a beautiful private treed backyard! Enjoy your morning coffee on the back deck while taking in the peaceful setting and enjoying your own outdoor space. It’s a rare find in the neighborhood! Enjoy low-maintenance living with an HOA that takes care of lawn care, snow removal, trash service, and the community pool, giving you more time to enjoy everything the area has to offer. And the location is hard to beat! You’ll be close to an incredible selection of shopping, dining, and entertainment, including the Legends. Plus, you’re just a drive from charming downtown Parkville, one of the area’s best spots for local restaurants, unique shops, and community events. If you’re looking for a well-maintained, move-in-ready townhome with a private backyard, fantastic amenities, and an unbeatable location, this one is not to be missed!

7438 Grand Slam Street, Parkville

Listing courtesy of Rank & Roberts Team of ReeceNichols - Country Club Plaza.

$339,000

3 Beds ⋅ 2 Baths

Tucked away on an oversized (nearly a half-acre!) cul-de-sac lot with wooded views and a private backyard setting, this home offers plenty of space to spread out, both inside and out! Soaring vaulted ceilings welcome you into the main living area, where fresh interior paint and updated LVP flooring give the home a fresh, modern feel. The kitchen offers abundant cabinetry, granite countertops, and a stylish combination of rich cabinet colors and gold hardware. Granite countertops continue into the bathrooms, with the primary bath featuring a new shower and frameless sliding glass door installed in summer 2026. Two separate living areas offer flexibility for entertaining, relaxing, or creating a space that suits your needs. Out back, the wooded lot provides a peaceful backdrop and plenty of opportunity to make the outdoor space your own. The unfinished subbasement offers additional storage and potential for future finished living space. With more than $50,000 invested in improvements over the past three years, many of the big-ticket updates have already been addressed, including eight new windows, a new A/C system in 2023, a new primary shower, and updated flooring throughout. A great combination of practical improvements, modern touches, and room to add your own personal style!

7606 NW 73rd Court, Kansas City

Listing courtesy of The Burke Team of RE/MAX Innovations.

$247,500

3 Beds ⋅ 1.5 Baths

Enjoy the charm of an established neighborhood just blocks from historic downtown Platte City! This 3-bedroom 1.5 bath home offers approximately 1,587 square feet of living space, filled with character and inviting features. . Inside, you'll find a comfortable layout, a charming area for a breakfast nook, and spaces ready for your personal touch. Step outside to enjoy the patio, perfect for relaxing, grilling, or entertaining. The basement and attic provides additional space for storage and everyday needs. Both areas could be completed for daily living. Conveniently located near downtown Platte City's local shops, restaurants, and community attractions, this home offers easy access to the amenities that make the area special. Whether you're enjoying a quiet evening at home or exploring the heart of Platte City, this property offers a wonderful opportunity to make it your own. Schedule your showing today!

709 2nd Street, Platte City

Listing courtesy of Marilyn Eaton of NextHome Legacy 3.

$392,500

4 Beds ⋅ 2 Baths

Welcome to 3305 NW 87th Street, a spacious 4-bedroom, 2-bath ranch tucked into Line Creek Meadows in Kansas City’s Northland. The open main-level layout features vaulted ceilings, hardwood floors, a welcoming great room with fireplace, and a kitchen highlighted by granite countertops, stainless steel appliances, ample cabinet space, and a pantry. All four bedrooms are conveniently located on the main level, along with bedroom-level laundry for easy everyday living. The full walkout basement offers excellent additional space and future potential, with an egress window and plenty of room for additional living areas, recreation space, a home gym, storage, or whatever fits your needs. Step outside to the deck and enjoy a setting that backs to wooded Kansas City parkland, providing added privacy and a great backdrop for relaxing or entertaining. One of the standout features of this location is access to the Line Creek Trail just steps from the neighborhood, while still being conveniently positioned near shopping, dining, major highways, KCI Airport, and everything the Northland has to offer. With a 2-car garage, desirable ranch floor plan, and a combination of indoor space and outdoor surroundings, this home offers a lot to appreciate.

3305 NW 87th Street, Kansas City

Listing courtesy of Breeze Team of EXP Realty LLC.

$375,000

4 Beds ⋅ 3 Baths

Sweater weather finally showed up, and this house is ready for it. Cedar wall. Brick fireplace. Vaulted ceiling. This living room has more texture than a cozy sweater drawer, and fireplace season starts now. Built-in shelves flank the hearth so your books, plants, and questionable ceramics get a stage, and a skylight keeps the sun coming in from above. The kitchen is built for pumpkin-everything season: granite counters, subway tile, glass-front cabinets, copper pendants, a double oven range, and an island with its own prep sink. The extra butler’s counter is ready for a coffee bar, a baker’s station, or a very serious cider and snack situation. Glass doors open to the deck, so the grill gets its football Saturday glory. The primary suite is the quiet main character: vaulted ceiling, a wood beam overhead, and a beautifully updated bath with a sleek glass-enclosed shower. It also has his and hers closets. Flip a coin for who gets the bigger one, though we can all already guess how that goes. Downstairs, the finished walk-out lower level has a bedroom, room for movie nights or a home gym, and a spacious full bath just waiting for your updates. Below that, an unfinished sub-basement offers plenty of storage for holiday bins and every fall decor impulse buy. The covered paver patio and fenced yard have mature trees for leaf piles. More mature trees line the street, so the fall color comes standard. Shopping and groceries are a few minutes away, and highway access gets you anywhere in the metro. The grown-up stuff: a 2026 roof, a tankless water heater, and an HVAC with a single digit in its age. Hot showers all season. Come see it with a cider in hand.

5336 NW 59th Terrace, Kansas City

Listing courtesy of Breeze Team of EXP Realty LLC.

Claim Your Crown. Elevated Living. Natural Beauty. Parkville Convenience. An Exceptional Estate Opportunity.

15101 NW 68th Street, Parkville

Listing courtesy of Steve Mercurio of Keller Williams Realty Partners Inc..

$50,000

Prime Parkville Residential Building Lot in the Hills of Monticello Discover an exceptional opportunity to own a 0.29-acre lot in the highly desirable Hills of Monticello subdivision in Parkville. Ideally located just off NW 64th Street and situated along NW Monticello Drive, this property offers the perfect combination of convenience, accessibility, and established neighborhood charm. Whether you’re looking to build your dream home or invest in one of the Northland’s most sought-after communities, this lot provides easy access to Interstate 29, making commuting throughout the Kansas City metro area simple and convenient. Enjoy being just minutes from highly rated schools, shopping, dining, parks, and recreational opportunities that make Parkville one of the area’s premier places to live. Don’t miss your chance to secure a homesite in an established neighborhood with close proximity to everything the Northland has to offer.

6443 NW Monticello Drive, Parkville

Listing courtesy of Eric Puls of ReeceNichols-KCN.

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