Ray County Homes under $200,000

Welcome to Ray County, Missouri, a hidden gem that perfectly balances small-town charm with modern conveniences. Nestled in the heart of the Midwest, Ray County offers a picturesque landscape, friendly communities, and a rich history that dates back to its founding in 1820. With its lush parks, serene lakes, and vibrant local culture, Ray County is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the most appealing aspects of Ray County is its affordability, particularly when it comes to housing. For those seeking a home under $200,000, Ray County presents a wealth of options. From quaint starter homes to cozy bungalows, there’s something for every budget and lifestyle. These properties often feature spacious yards, inviting interiors, and the kind of character that makes a house feel like a home.

Imagine sipping your morning coffee on a charming porch or hosting family gatherings in a backyard oasis—Ray County provides the perfect backdrop for creating lasting memories. Additionally, the local schools, community events, and recreational activities make it easy to build connections and feel at home.

Whether you’re a first-time buyer or looking to downsize, Ray County’s real estate market offers incredible opportunities to find your dream home without breaking the bank. Embrace the charm and warmth of Ray County, where your ideal home awaits!

Newest Ray County Homes under $200,000

$199,500

3 Beds ⋅ 2 Baths

Welcome home to this move-in ready 3-bedroom, 2-bath manufactured home in the heart of small-town Orrick! Walking distance to the schools. Well maintained and full of comfortable living space, this home features a nice sized living room, inviting formal dining room, and a spacious kitchen with convenient main-floor laundry. The mudroom just off the kitchen makes everyday living easy, with direct access to the backyard and stairs leading to the full basement—perfect for storage, hobbies, or future possibilities. Outside, enjoy the beauty of a treed lot with storage shed, complemented by low-maintenance vinyl siding. If you're looking for space, functionality, and the relaxed feel of small-town living, this one is ready to welcome you home!

411 W Pine Street, Orrick

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.

$140,000

2 Beds ⋅ 1 Baths

Don't miss this adorable updated home in small-town Richmond, MO! Located less than an hour from Kansas City, MO via a commuter's highway. This completely updated ranch home with two bedrooms and a full bathroom has an electric fireplace in the living room for cozy comfort. All appliances included! Open yard for space to build, play, garden, or park. Covered front porch and back porch. Come see this affordable move-in ready home before it is gone!

307 E Black Diamond Street, Richmond

Listing courtesy of Levi McClure of Century 21 Crossroads.

$35,000

2 Beds ⋅ 1 Baths

813 Elm Street, Henrietta

Listing courtesy of Brad Korn of EXP Realty LLC.

$35,000

1 Beds ⋅ 1 Baths

Looking for a winter project, here you. This bungalow in a small rural town needs a total rehab with endless possibilities with your handywork. Could be more than one bedroom and is waiting for just the right person. Investor owned and no disclosures as the seller has never lived in the property.

106 W 4th Street, Henrietta

Listing courtesy of Bob Halberstadt of ReeceNichols North Star.

$150,000

3 Beds ⋅ 2 Baths

Welcome home! This 3-bedroom, 2-bath manufactured home offers comfortable living with plenty of space inside and out. Step inside to find fresh updates, including new carpet and LVP flooring throughout select areas of the home. The functional floor plan provides spacious living areas and plenty of room to make it your own. Enjoy relaxing on the covered front porch, or head out back to the fenced-in yard offering plenty of space for outdoor entertaining, gardening, pets, and more. Situated on a large lot with great outdoor space and recent interior updates, this home is ready for its next owner. Schedule your showing today!

30877 Rhonda Street, Lawson

Listing courtesy of Bill Hightower of Jason Mitchell Real Estate Mis.

$128,000

3 Beds ⋅ 1 Baths

Charming and comfortable, this home offers a great combination of character, updates, and convenience. For the first time in more than 100 years, central air conditioning has been installed, bringing a much appreciated modern comfort to this historic home. The newer hot water heater adds to the recent updates. The main level features a spacious primary bedroom, while two additional bedrooms are located upstairs, offering flexibility for guests or a home office. Outside, enjoy a nice fenced yard and detached garage with plenty of room for parking, storage, or hobbies. Location is another highlight, with being located on a corner lot and with the school within walking distance, and easy access to Highway 10 for a convenient commute into the Kansas City area. If you’re looking for a well kept home with a little history, useful updates, and a convenient location, this one is worth a look!

300 NE 1st Street, Hardin

Listing courtesy of Atalie Blackwell of Platinum Realty LLC.

$140,000

3 Beds ⋅ 1 Baths

Turnkey rental opportunity with an established long-term tenant already in place. The property currently produces $13,800 in gross annual rents, making it an attractive option for an investor looking for an occupied property with existing rental history. For buyers looking to expand their holdings in the area, this property is being sold with 300 W. Hortense St., Orrick, MO (MLS #2640588). Tenant occupied. Please do not disturb the tenant. A minimum of 24 hours' notice is required to obtain tenant approval for all showings. Lease and additional rental information are available upon request.

201 N Institute Street, Richmond

Listing courtesy of Mark Colombatto of Weichert Realtors - Generations.

$110,000

2 Beds ⋅ 1 Baths

Income-producing rental with an established tenant already in place. The property currently generates $11,532 in gross annual rents, with the existing tenant secured under a lease through August, providing an investor with established income and lease stability from the start. This property is being sold with 201 N. Institute St., Richmond, MO (MLS #2640636). Tenant occupied. Please do not disturb the tenant. A minimum of 24 hours' notice is required to obtain tenant approval for all showings. Lease details and additional rental information are available upon request.

300 W Hortense Street, Orrick

Listing courtesy of Mark Colombatto of Weichert Realtors - Generations.

$142,500

2 Beds ⋅ 1 Baths

Welcome to 106 Grandview Street—an inviting 2-bedroom, 1-bath bungalow offering comfortable one-level living, a spacious lot, and exceptional garage and outdoor utility in Richmond! Situated on approximately 0.30 acre, this home combines an efficient 912 sq. ft. floor plan with features that can be difficult to find at this price point. Step inside from the traditional covered front porch to a functional layout featuring two bedrooms, one full bath, central heating and air conditioning, and plenty of opportunity to personalize the home to your own style. Outside is where this property really expands its possibilities. The privacy-fenced backyard provides plenty of room for pets, recreation, gardening, entertaining, or simply enjoying your own outdoor space. A large concrete patio creates a natural setting for grilling and gatherings, while the detached 2-car garage—approximately 400 sq. ft.— provides valuable space for vehicles, tools, lawn equipment, hobbies, storage, or a workshop. Whether you're searching for an affordable primary residence, looking to downsize into manageable one-level living, or considering your next investment property, 106 Grandview offers a combination of lot size, garage space, outdoor utility, and potential worth seeing. Conveniently located in Richmond with access to local schools, shopping, dining, and community amenities. Bring your ideas and discover the possibilities at 106 Grandview Street!

106 Grandview Street, Richmond

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.

$137,500

2 Beds ⋅ 1 Baths

Welcome to this charming 2-bedroom home! Move-in ready with remodel completed in 2026. Major updates include plumbing, water heater, and roof. New flooring, cabinetry, lighting and an added deck for your enjoyment! Located just off the square in Richmond, giving you quick highway access and all Richmond has to offer! Come take a look!

304 N College Street, Richmond

Listing courtesy of Eric Pierson of Pierson Realty.

$155,500

2 Beds ⋅ 1 Baths

Charming ranch home in the highly desired Lawson School District! This 2-bedroom, 1-bath property offers comfortable one-level living and has been well-maintained as a successful rental, making it a great option to move in or add to an investment portfolio. A 1-car garage and full, unfinished basement provide excellent storage and future potential — ready for your vision, whether that's additional living space, a workshop, or extra storage. Don't miss this opportunity to own an affordable, versatile property in a school district families love. Schedule your showing today!

412 N Garner Street, Lawson

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.

$155,000

3 Beds ⋅ 1 Baths

Welcome home to this charming 3-bedroom, 1-bath ranch in the heart of Richmond! Offering 944 sq. ft. of comfortable living space, this home features an eat-in kitchen, low-maintenance vinyl siding, and large driveway for plenty of parking. Situated on a spacious .53-acre lot, there's plenty of room to enjoy the outdoors, garden, entertain, or expand. The functional single-level floor plan is perfect for almost any buyer whether you are looking to downsize, just start out, have main level living, or as an investment property! Conveniently located near schools, parks, shopping, and local amenities, this property combines small-town charm with everyday convenience. Don't miss your chance to make this affordable home your own!

701 Hickory Street, Richmond

Listing courtesy of Lauren Miller of Real Broker, LLC-MO.

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