Vernon Homes with USDA Loan Financing

Welcome to Vernon County, located in the state of Missouri! Known for its picturesque landscapes and charming small towns, Vernon County offers a peaceful and welcoming environment for residents. With a rich history and strong sense of community, this area is perfect for those looking to settle down and enjoy a slower pace of life.

If you're considering purchasing a home in Vernon County, you'll be pleased to know that there are plenty of options available with USDA loan financing. This type of loan is a great choice for homebuyers looking to purchase in rural or suburban areas, offering competitive interest rates and low down payment requirements. With USDA loan financing, you can make your dream of homeownership a reality in Vernon County.

Whether you're searching for a cozy cottage in the countryside or a spacious family home in town, Vernon County has something for everyone. From historic properties with character to modern homes with all the amenities, you're sure to find the perfect place to call your own in this lovely county.

Don't miss out on the opportunity to own a home in Vernon County with USDA loan financing. Contact us today to learn more about available properties and start your journey to homeownership in this beautiful part of Missouri.

Newest Vernon Homes with USDA Loan Financing

$564,700

3 Beds ⋅ 3 Baths

Just minutes south of Nevada, this extraordinary estate offers the rare combination of timeless architecture, modern updates, and nearly 24 acres of rolling Missouri countryside. Some homes make a first impression. This one makes an entrance! Originally built in 1920, this beautifully restored 2½-story farmhouse blends historic character with today’s comforts. Inside you’ll find over 2,200 square feet featuring three bedrooms, three bathrooms, soaring ceilings, exposed beams, graceful archways, stunning stained-glass accents, and remarkable period craftsmanship throughout. The spacious living areas are anchored by both a wood-burning fireplace and a gas fireplace, creating warm gathering spaces throughout every season. The primary suite is truly one of a kind, featuring an impressive loft retreat, tiled bath, oversized walk-in closet, floor-to-ceiling windows overlooking the property, and motorized blinds for convenience and privacy. A separate 600± square-foot guest cottage includes one bedroom, one bath, kitchenette, living area, and offers endless possibilities for guests, multigenerational living, home office space, or vacation rental opportunities. The detached four-car garage provides abundant storage and workspace. Outside, nearly 24 acres of rolling pasture with scattered timber create endless possibilities for horses, hobby farming, recreation, or simply enjoying peaceful country living just minutes from shopping, dining, and healthcare.A property offering this level of character, privacy, acreage, and versatility rarely becomes available. Welcome to one of Vernon County’s most captivating private estates—a place where a tree-lined drive, white fencing, and nearly 24 acres create an unforgettable arrival just minutes from Nevada, Missouri.

18133 S 1525 Road, Nevada

Listing courtesy of Jennifer Stutesman Frese of Stutesman's Action Realty.

$365,000

4 Beds ⋅ 2.5 Baths

Jaw-Dropping Beauty Meets Turn-Key Convenience! Prepare to be wowed! This stunning property seamlessly blends luxury design with effortless living. A Chef’s Dream Kitchen The heart of the home features glistening white cabinets, crisp quartz countertops, and a dedicated coffee bar for your morning routine. Sunlight pours through huge windows framing tranquil views of your private, tree-lined backyard. Spacious & Versatile Living Areas * Grand Family & Dining Area: Built for entertaining! This expansive space comfortably fits a massive dining table and features a cozy built-in window seat, gorgeous hardwood floors, and an electric fireplace (complete with blower and custom shelving). * Flexible Bonus Nook: Outfitted with bunk beds—ideal for overnight guests, or easily converted into a home office or game room. It is complete with a sliding barn door for privacy. * Smart Storage: Massive storage room, and additional laundry downstairs. * Indoor-Outdoor Flow: Step through the walk-out sliding glass doors onto your concrete patio and enjoy the peaceful backyard. A fire pit will be enjoyable in the fall. Luxurious Main-Level Primary Suite Retreat to the primary en suite located conveniently on the first floor. Enjoy: * His and hers closets * A sleek dual-sink vanity * An oversized walk-in shower that feels like a daily spa experience. Unmatched Convenience * Dual Laundry: Facilities located on both the main level and upstairs for maximum convenience. * Low-Maintenance Living: At just $50/month, the HOA handles lawn care, trash, and snow removal—giving you the ultimate "lock-and-leave" freedom to travel whenever you please! Experience this masterpiece in person! *Many furnishings can convey (Both Upstairs and downstairs washer and dryer sets will)

529 S Prewitt Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.

$156,900

3 Beds ⋅ 1 Baths

Updated three-bedroom, one-bathroom property that offers the perfect blend of modern comfort and low-maintenance living on a generous 0.5-acre m/l lot. The exterior boasts excellent curb appeal and the home has vinyl siding and energy-efficient vinyl windows. A convenient one-car attached garage provides parking, additional storage, or offers a great workshop space. Inside, the home features newer flooring that flows seamlessly throughout the main living spaces. The kitchen comes fully equipped, as all appliances are included - making this home truly move-in ready. Additional upgrades include a new HVAC system- installed in 2025,a new roof and new gutters-installed in 2017,

18955 E 54 Highway, Nevada

Listing courtesy of Vanessa Leisure of CURTIS & SONS REALTY.

$119,000

2 Beds ⋅ 1 Baths

Move-in ready and full of charm, this corner-lot home delivers comfort, updates, and fantastic versatility. Step inside to newer luxury vinyl plank flooring that flows through the main living areas, paired with fresh carpet in the bedrooms for a cozy feel. The updated kitchen and bathroom give the home a modern touch, making it truly ready for its next owner. Outside, the property shines with a large outbuilding equipped with electricity and built-in cabinets—perfect for hobbies, storage, or a workshop. The corner lot offers extra space and a welcoming presence in a great neighborhood close to Cottey College, shopping, and dining. This home also makes an excellent investment opportunity, ideal for renting to Cottey College students thanks to its location. Vinyl siding and all vinyl windows add to the curb appeal and is easy to maintenance. And as a bonus, the nice washer and dryer stay with the home, adding even more value. A clean, updated, move-in ready home with flexible potential—this one checks all the boxes. Book your showing today...this one will go fast. THIS HOME IS NOT FOR RENT. WHAT YOU SEE ON TICK TOCK IS A SCAM.

1402 W Walnut Street, Nevada

Listing courtesy of Myra Daugherty of The HomeTown Realty Group, LLC.

$264,950

3 Beds ⋅ 2 Baths

IMPROVED PRICING and MOVE-IN READY | Immaculate 3-Bedroom Home on 2.5 Secluded Acres | Discover this beautifully updated, turn-key home that stands out from the competition. Featuring 3 bedrooms and 2 full bathrooms, including a spacious primary suite, this residence offers comfort, style, and effortless living. Inside, you'll find modern finishes throughout—stunning floors, sleek cabinetry, and high-quality appliances that create a bright, contemporary feel. Every detail has been thoughtfully refreshed, making this home a true value in its price range. Outside, enjoy 2.5 peaceful, secluded acres on a quiet dead-end road. The beautifully manicured yard is perfect for relaxing or entertaining and includes a 10x16 storage shed and a fire pit area—ideal for evening gatherings under the stars. Built on a full concrete slab, this home eliminates concerns about crawl spaces or moisture issues. The roof was completely replaced just four years ago. Don’t miss this rare opportunity to own a move-in ready home with privacy, modern updates, and room to grow - all in one incredible package! ** INCLUDES Washer - Dryer - Refrigerator; $3,000 VALUE **

15562 E Kaw Rapids Road, Nevada

Listing courtesy of Paul O'Toole of Weichert, Realtors Welch & Co..

$340,000

3 Beds ⋅ 2 Baths

This 17 acre property offers a wonderful blend of open space and comfortable country living, just minutes from Sheldon on a paved highway. The home sits welcomingly at the end of a long driveway, keeping you tucked back from the road and offering a beautiful view of the wheat fields across the front and back of the property. Additionally, that wheat is ready to go for the next owner to immediately benefit from the tillable acreage. Built in 2006, the house features 3 bedrooms and 2 bathrooms with a cozy, inviting layout. The nice sized kitchen and dining combination is ideal for gathering at mealtimes, along with a large double living room that can be separated with pocket doors giving everyone plenty of space to entertain or relax. Right off the kitchen, a large mudroom and laundry room with back door access is the perfect spot to kick off your boots after a day outside. Tucked off the second living area is a dedicated office space that could easily serve as a non-conforming fourth bedroom. The outdoor setup is made for enjoying pure sunshine and quiet evenings. You will love the large patio with its built-in firepit, an above ground pool to cool off in, and an existing chicken coop ready for fresh eggs. With 17 acres of open ground, there is all the room that you need to start a garden, convert to pasture and run livestock, or just sit back and enjoy the wide-open views. The property is surrounded by trees and other open crop fields, creating a spectacular habitat for wildlife and offering hunting potential. Properties like this do not come available often, contact the listing agent today to schedule your private tour.

26060 E B Highway, Sheldon

Listing courtesy of Kaeth Woods of CURTIS & SONS REALTY.

$118,500

3 Beds ⋅ 1 Baths

Move right into this fully updated 3-bedroom, 1-bath home combining modern comfort with small-town charm. Recent renovations include all-new flooring, floor joists, fresh sheetrock and paint, a brand-new roof, new siding, completely updated plumbing and bathroom, and beautiful high ceilings. The open-concept kitchen and dining area make entertaining easy, while a bonus room offers space for an office, playroom, or large pantry. Each bedroom is bright and inviting, and the laundry/pantry area is conveniently located off the kitchen. Sitting on nearly an acre, this corner lot features mature trees, perennial flowers, and plenty of room for a garden, workshop, or outdoor enjoyment. The detached 17x18 garage and 9x18 lean-to provide great space for parking or hobbies, plus an additional outbuilding for storage. Enjoy peace of mind with all the major updates already done—just move in and start enjoying quiet country living in the friendly town of Moundville!

531 E Elm Street, Moundville

Listing courtesy of Miranda Selby of CURTIS & SONS REALTY.

$320,000

4 Beds ⋅ 5.5 Baths

Grand and stately with no shortage of curb appeal, this well-appointed 4-bed, 4+ bath home makes a great first impression! Situated on a corner lot in a lovely neighborhood close to a wonderful park, the location is highly desirable. The front porch, boasting a vintage sheet-metal ceiling, is charming and inviting — setting the tone for what’s to come once you step inside. You’ll appreciate roomy living spaces with great flow. Abundant windows (all updated!) let in a ton of natural light, neutral paint colors create a soft, modern feel, and updated light fixtures add stylish touches throughout. The kitchen is a showstopper, featuring an abundance of cabinets, beautiful granite countertops, a large center island, and a charming bay window. The spacious main-floor owner’s suite offers his-and-hers bathrooms and closets, while another bedroom and full bath round out the main level. Upstairs, two additional bedrooms share a Jack-and-Jill bath with a double vanity. Step outside to a spacious deck spanning the length of the home, overlooking the backyard and accessible from both the kitchen and primary bedroom — perfect for morning coffee or evening relaxation. The finished walk-out basement is built for entertaining and functionality, complete with a bar area, family room, game room/workspace, and a half bath. Two full sets of washer/dryer hookups (one on the main level, one in the basement) add everyday convenience for everyone. With two attached garages — including one at the basement level — plus a side driveway offering extra parking and direct basement access, this home offers exceptional flexibility. The basement’s separate entrance and tasteful finishes make it ideal for multi-generational living, guests, or a private suite. And to sweeten the deal, an additional lot to the east, across the back alley, is included with the sale. This home is a real gem that truly has it all — space, style, updates, and location. What more could you want?

829 S College Street, Nevada

Listing courtesy of Bailey Lyons of Lyons Realty Group.

$71,500

1 Beds ⋅ 1 Baths

Looking for an investment opportunity? Check out this 1-bedroom and 1-bathroom with excellent potential! Bring your finishing touches to this property that is already equipped with some fantastic recent updates. The value is already building with newer luxury vinyl plank (LVP) flooring running through the main areas, newer ceiling fans, and a good coat of paint. With just a little extra TLC, this property is primed to become a high-yield rental or an affordable personal residence. Schedule your showing today!

1211 N Colorado Street, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.

$160,000

3 Beds ⋅ 2 Baths

Built in 2002, this 3-bedroom, 2-bath home sits on just under half an acre within city limits, with the adjacent lot included in the sale. The property features vinyl siding, a metal roof, an attached garage, and a 25' x 32' detached shop built in 2018 with concrete floors and electricity—ideal for storage, hobbies, projects, or recreational equipment. Inside, you'll find an open living, dining, and kitchen area designed for comfortable everyday living. The kitchen offers oak cabinetry and a breakfast bar, while all three bedrooms and two full bathrooms are conveniently located down the hallway. The functional floor plan provides an excellent opportunity for a new owner to update and personalize the home over time. The inclusion of the adjacent lot provides additional outdoor space that can be difficult to find in town. Whether you're looking for room for pets, gardening, outdoor entertaining, or simply a little more elbow room, the extra space adds flexibility and value to the property. The detached shop further enhances the property's appeal, offering a dedicated area for storage, projects, or recreational equipment. Whether you're a first-time buyer, looking to downsize, or searching for a property with a shop and extra outdoor space, this home offers a unique combination of features at an attractive price point. Contact the listing agent today for additional information or to schedule your private showing.

203 & 207 W Market Street, Sheldon

Listing courtesy of Ashlee Whittington-Duncan of CURTIS & SONS REALTY.

$169,500

3 Beds ⋅ 3 Baths

Home in Nevada, MO For Sale. Check out this home that offers space, function, and affordability in the heart of Nevada, MO. This 1 ½ story home has over 2,200 sq feet of living space plus an attached basement garage for easy parking, access, and storage. The home features 2 bedrooms and 2 bathrooms on the main level and an additional primary suite upstairs boasting a large bedroom, private balcony, bonus room, and bathroom. Two of the bathrooms are en-suite to bedrooms allowing privacy and functional access to both residents and guests. The interior of the home is move-in ready and has a nice circular flow between the living room, kitchen, and dining area. The exterior of the home features low-maintenance vinyl siding and an attractive stone wall around the perimeter of the corner lot. A privacy fence and large garden shed are in the backyard while a chain link fence finishes the side & front yards. Nevada, MO is an easy 1 hour commute south of Kansas City, MO and is also less than 1 hour north of Joplin, MO. Don’t miss this affordable, turn-key home; schedule an appointment today.

628 W Arch Street, Nevada

Listing courtesy of Ryan Hubbard of United Country American Heartl.

$157,500

2 Beds ⋅ 1 Baths

Welcome to this beautifully maintained, move-in-ready 2-bedroom, 1-bathroom residence nestled on a generous 0.69-acre lot in Nevada, MO. Offering 1,168 square feet of efficient, thoughtful living space, this home provides the perfect blend of comfort and low-maintenance functionality—now elevated by a brand-new roof and a brand-new septic system for ultimate peace of mind. Stepping inside, you'll find a seamless, single-story layout designed for easy daily living. The heart of the home features an inviting living area that connects effortlessly to the kitchen, creating an open and accessible atmosphere, while both bedrooms offer highly comfortable dimensions. Outside, the expansive yard provides a serene backdrop with plenty of room for gardening, outdoor entertaining, or custom landscaping. Combining a compact, manageable footprint and major high-ticket upgrades with the freedom of acreage, this country gem is a truly rare find. Schedule your private tour today to see all that this wonderful, worry-free property has to offer!

13972 E Nighthawk Road, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.

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