Vernon Homes with FHA Financing

Vernon Homes with FHA Financing

Welcome to Vernon County, Missouri, a charming and picturesque area that offers a wonderful quality of life. Located in the heart of the Midwest, Vernon County is known for its friendly communities, beautiful landscapes, and rich history. Whether you're looking to settle down in a small town or enjoy the peaceful countryside, Vernon County has something for everyone.

If you're considering purchasing a home in Vernon County, you'll be pleased to know that many homes in the area are eligible for FHA financing. This can be a great option for first-time homebuyers or those looking for a more flexible loan program. With FHA financing, you may be able to qualify for a loan with a lower down payment and competitive interest rates, making homeownership more accessible.

Explore the diverse real estate options in Vernon County, from historic homes in charming downtown areas to spacious properties with acres of land. Whether you're looking for a cozy cottage or a sprawling farmhouse, there's a home in Vernon County that's perfect for you.

Contact us today to learn more about the real estate opportunities in Vernon County and start your journey to finding your dream home in this beautiful region of Missouri.

Newest Vernon Homes with FHA Financing

$515,000
2 Beds ⋅ 2 Baths
Just a few miles east of Nevada, Missouri is a brand new house awaiting its first owners. Built in 2025-26, this 2 BR/2 BA residence offers just over 1300 s.f. of space, and it's ready for your own finishing touches to make it your home. It features 2x6 exterior walls and a spray foamed attic for energy efficiency, and low maintenance vinyl windows and metal siding and roof. The concrete floor is finished with LVP flooring throughout, while the front porch invites you to relax and enjoy the sunset on its stamped and stained concrete base. The kitchen is fitted with attractive dark-stained cabinets in an open concept design that transitions to the living room space beyond. The sellers are offering a $3000 credit to the buyers for kitchen appliances, so you get to choose your own stove, fridge, and dishwasher with the features and designs you want. A roomy pantry offers not only storage for your dry goods, but with an outlet and corner shelf it makes the perfect coffee bar as well. The living room is an inviting space with plenty of windows and natural light. Both bedrooms are in the rear of the home, providing plenty of privacy and views of the back yard, and a laundry closet separates the bedrooms. Moving on to the master bath, you'll love the beautiful tile and glass shelves in the walk-in shower. The garage is spacious and provides plenty of space for your rides, but with room left over for workbenches and storage. All in all, this home package is the perfect space for small families or retirees, and with its location outside of the city limits and zoning restrictions, you'll have virtually unlimited options. But the brand new home isn't the only thing you'll love. With 41.25 surveyed acres, you'll have plenty of room to roam and recreate as well. Whether your hobbies involve hunting, nature watching, or riding ATVs, this farm has you covered. Most of the acreage is wooded, with mixed hardwood species, and wildlife is abundant.

17707 S 2200 Road, Nevada

Listing courtesy of Scott Sudkamp of Midwest Land Group.
$299,500
4 Beds ⋅ 3.5 Baths
This 3 story brick traditional home captures the essence of refined living with it's exquisite attention to detail. Ornate foyer featuring an oak staircase. The stunning wooden pocket doors in the dining area and beveled glass exterior doors set the tone for the entire home, exuding historical charm. High ceilings throughout the home, beautiful hardwood floors, baseboards and wood door frame details, upgraded lighting throughout the home, spacious rooms for comfortable living & entertaining. The heart of this home boasts a gourmet kitchen with newer stainless appliances, solid surface countertops, and a beautifully crafted island. Enjoy a cozy family room area complete with a separate bathroom & an office nook, perfect for working from home or unwinding. This main level room, with new flooring, can also be used as a bedroom with it's closet & full bath. Retreat to a massive master suite featuring two large closets, with bath ensuite, with a soaking tub and and a separate shower, double vanity & chandelier. The three other spacious bedrooms have abundant closet space with lighting in each closet as well as detailed sconces & ceiling lights. The third floor provides endless possibilities. Whether you envision it as a study, office, craft room or additional bedroom, this flexible area adapts to your needs and aspirations. Multiple covered porches, a patio area ideal for entertaining. Oversized two car detached garage with new roof & play house/garden shed. White vinyl wam-bam fence creates a private backyard great for gardening, barbeque parties and relaxing. This home nestled on a large corner lot, offers so much character, elegance & peacefulness you don't find in homes today. Completely remodeled in 2015, including new plumbing, electrical & more. This home is the best of both worlds - modern updates and old world charm. Don't miss this beautiful historical home, call & schedule your showing today.

Cherry Street, Nevada

Listing courtesy of JOANN CASH of CURTIS & SONS REALTY.
$549,000
3 Beds ⋅ 1 Baths
Home For Sale Walker, MO Discover the perfect combination of country living, recreation, and privacy at 14143 S 2875 Rd, Walker, MO 64790. Conveniently located just minutes from El Dorado Springs, this beautiful rural property offers everything buyers are searching for, from quality improvements to excellent hunting opportunities. Surrounded by the rolling countryside of Vernon County, this property is ideal for those looking to escape the city while still being within easy driving distance of shopping, restaurants, schools, and everyday conveniences in El Dorado Springs. Home For Sale Vernon County, MO The home is designed for comfortable living with spacious rooms and unique features that make it stand out. Warm cedar-lined closets add both charm and practicality, while the inviting sunroom provides the perfect place to enjoy your morning coffee, watch wildlife, or unwind while taking in peaceful country views throughout every season. Step outside and you'll quickly see why this property is a dream for outdoor enthusiasts. A beautiful pond provides a reliable water source for wildlife while adding to the property's scenic beauty. The surrounding timber and cover create excellent habitat for whitetail deer, wild turkey, and other native wildlife, making this an outstanding recreational property for hunters or anyone who enjoys nature. Whether you prefer hunting, fishing, hiking, or simply watching wildlife from your porch, this property delivers the lifestyle you've been looking for. A well-built shop building offers outstanding space for equipment storage, woodworking, hobbies, or maintaining tractors and recreational vehicles. With plenty of room for tools and projects, it's a valuable addition for homeowners who need extra workspace or storage. The location provides the best of rural Missouri living while remaining close to the amenities of El Dorado Springs. You'll also appreciate being within driving distance of Stockton Lake.

14143 S 2875 Road, Walker

Listing courtesy of James Edwards of United Country Real Estate Buckhorn Land and Realty.
$564,700
3 Beds ⋅ 3 Baths
Just minutes south of Nevada, this extraordinary estate offers the rare combination of timeless architecture, modern updates, and nearly 24 acres of rolling Missouri countryside. Some homes make a first impression. This one makes an entrance! Originally built in 1920, this beautifully restored 2½-story farmhouse blends historic character with today’s comforts. Inside you’ll find over 2,200 square feet featuring three bedrooms, three bathrooms, soaring ceilings, exposed beams, graceful archways, stunning stained-glass accents, and remarkable period craftsmanship throughout. The spacious living areas are anchored by both a wood-burning fireplace and a gas fireplace, creating warm gathering spaces throughout every season. The primary suite is truly one of a kind, featuring an impressive loft retreat, tiled bath, oversized walk-in closet, floor-to-ceiling windows overlooking the property, and motorized blinds for convenience and privacy. A separate 600± square-foot guest cottage includes one bedroom, one bath, kitchenette, living area, and offers endless possibilities for guests, multigenerational living, home office space, or vacation rental opportunities. The detached four-car garage provides abundant storage and workspace. Outside, nearly 24 acres of rolling pasture with scattered timber create endless possibilities for horses, hobby farming, recreation, or simply enjoying peaceful country living just minutes from shopping, dining, and healthcare.A property offering this level of character, privacy, acreage, and versatility rarely becomes available. Welcome to one of Vernon County’s most captivating private estates—a place where a tree-lined drive, white fencing, and nearly 24 acres create an unforgettable arrival just minutes from Nevada, Missouri.

18133 S 1525 Road, Nevada

Listing courtesy of Jennifer Stutesman Frese of Stutesman's Action Realty.
$365,000
4 Beds ⋅ 2.5 Baths
Jaw-Dropping Beauty Meets Turn-Key Convenience! Prepare to be wowed! This stunning property seamlessly blends luxury design with effortless living. A Chef’s Dream Kitchen The heart of the home features glistening white cabinets, crisp quartz countertops, and a dedicated coffee bar for your morning routine. Sunlight pours through huge windows framing tranquil views of your private, tree-lined backyard. Spacious & Versatile Living Areas * Grand Family & Dining Area: Built for entertaining! This expansive space comfortably fits a massive dining table and features a cozy built-in window seat, gorgeous hardwood floors, and an electric fireplace (complete with blower and custom shelving). * Flexible Bonus Nook: Outfitted with bunk beds—ideal for overnight guests, or easily converted into a home office or game room. It is complete with a sliding barn door for privacy. * Smart Storage: Massive storage room, and additional laundry downstairs. * Indoor-Outdoor Flow: Step through the walk-out sliding glass doors onto your concrete patio and enjoy the peaceful backyard. A fire pit will be enjoyable in the fall. Luxurious Main-Level Primary Suite Retreat to the primary en suite located conveniently on the first floor. Enjoy: * His and hers closets * A sleek dual-sink vanity * An oversized walk-in shower that feels like a daily spa experience. Unmatched Convenience * Dual Laundry: Facilities located on both the main level and upstairs for maximum convenience. * Low-Maintenance Living: At just $50/month, the HOA handles lawn care, trash, and snow removal—giving you the ultimate "lock-and-leave" freedom to travel whenever you please! Experience this masterpiece in person! *Many furnishings can convey (Both Upstairs and downstairs washer and dryer sets will)

529 S Prewitt Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.
$155,000
3 Beds ⋅ 2 Baths
Country charm, vintage character, and plenty of room to make it your own! This 3-bedroom, 2-bath home sits on approximately one acre just outside of town, offering generous indoor and outdoor space with mature trees and a spacious lawn. Inside, the home features new LVP flooring, comfortable living spaces, and distinctive vintage details, including a retro green tub and shower that adds a fun pop of character. The home is ready for personal touches and offers an excellent opportunity to blend its cottage-inspired charm with your own style. Outside, the property includes a detached two-car garage, storage shed, and an adorable cottage-style outbuilding with possibilities as a hobby space, workshop, creative studio, garden retreat, playhouse, or additional storage. New roofs are currently being installed on both the home and detached garage. The expansive yard provides plenty of room for gardening, outdoor entertaining, recreational activities, and future expansion, subject to local zoning and approval. With useful outbuildings, updated flooring, new roofs underway, and approximately one acre to enjoy, this property is full of possibilities!

15788 S 1400 Road, Nevada

Listing courtesy of Amy Watts of United Country Real Estate Buckhorn Land and Realty.
$156,900
3 Beds ⋅ 1 Baths
Updated three-bedroom, one-bathroom property that offers the perfect blend of modern comfort and low-maintenance living on a generous 0.5-acre m/l lot. The exterior boasts excellent curb appeal and the home has vinyl siding and energy-efficient vinyl windows. A convenient one-car attached garage provides parking, additional storage, or offers a great workshop space. Inside, the home features newer flooring that flows seamlessly throughout the main living spaces. The kitchen comes fully equipped, as all appliances are included - making this home truly move-in ready. Additional upgrades include a new HVAC system- installed in 2025,a new roof and new gutters-installed in 2017,

18955 E 54 Highway, Nevada

Listing courtesy of Vanessa Leisure of CURTIS & SONS REALTY.
$119,000
2 Beds ⋅ 1 Baths
Move-in ready and full of charm, this corner-lot home delivers comfort, updates, and fantastic versatility. Step inside to newer luxury vinyl plank flooring that flows through the main living areas, paired with fresh carpet in the bedrooms for a cozy feel. The updated kitchen and bathroom give the home a modern touch, making it truly ready for its next owner. Outside, the property shines with a large outbuilding equipped with electricity and built-in cabinets—perfect for hobbies, storage, or a workshop. The corner lot offers extra space and a welcoming presence in a great neighborhood close to Cottey College, shopping, and dining. This home also makes an excellent investment opportunity, ideal for renting to Cottey College students thanks to its location. Vinyl siding and all vinyl windows add to the curb appeal and is easy to maintenance. And as a bonus, the nice washer and dryer stay with the home, adding even more value. A clean, updated, move-in ready home with flexible potential—this one checks all the boxes. Book your showing today...this one will go fast. THIS HOME IS NOT FOR RENT. WHAT YOU SEE ON TICK TOCK IS A SCAM.

1402 W Walnut Street, Nevada

Listing courtesy of Myra Daugherty of The HomeTown Realty Group, LLC.
$264,950
3 Beds ⋅ 2 Baths
IMPROVED PRICING and MOVE-IN READY | Immaculate 3-Bedroom Home on 2.5 Secluded Acres | Discover this beautifully updated, turn-key home that stands out from the competition. Featuring 3 bedrooms and 2 full bathrooms, including a spacious primary suite, this residence offers comfort, style, and effortless living. Inside, you'll find modern finishes throughout—stunning floors, sleek cabinetry, and high-quality appliances that create a bright, contemporary feel. Every detail has been thoughtfully refreshed, making this home a true value in its price range. Outside, enjoy 2.5 peaceful, secluded acres on a quiet dead-end road. The beautifully manicured yard is perfect for relaxing or entertaining and includes a 10x16 storage shed and a fire pit area—ideal for evening gatherings under the stars. Built on a full concrete slab, this home eliminates concerns about crawl spaces or moisture issues. The roof was completely replaced just four years ago. Don’t miss this rare opportunity to own a move-in ready home with privacy, modern updates, and room to grow - all in one incredible package! ** INCLUDES Washer - Dryer - Refrigerator; $3,000 VALUE **

15562 E Kaw Rapids Road, Nevada

Listing courtesy of Paul O'Toole of Weichert, Realtors Welch & Co..
$340,000
3 Beds ⋅ 2 Baths
This 17 acre property offers a wonderful blend of open space and comfortable country living, just minutes from Sheldon on a paved highway. The home sits welcomingly at the end of a long driveway, keeping you tucked back from the road and offering a beautiful view of the wheat fields across the front and back of the property. Additionally, that wheat is ready to go for the next owner to immediately benefit from the tillable acreage. Built in 2006, the house features 3 bedrooms and 2 bathrooms with a cozy, inviting layout. The nice sized kitchen and dining combination is ideal for gathering at mealtimes, along with a large double living room that can be separated with pocket doors giving everyone plenty of space to entertain or relax. Right off the kitchen, a large mudroom and laundry room with back door access is the perfect spot to kick off your boots after a day outside. Tucked off the second living area is a dedicated office space that could easily serve as a non-conforming fourth bedroom. The outdoor setup is made for enjoying pure sunshine and quiet evenings. You will love the large patio with its built-in firepit, an above ground pool to cool off in, and an existing chicken coop ready for fresh eggs. With 17 acres of open ground, there is all the room that you need to start a garden, convert to pasture and run livestock, or just sit back and enjoy the wide-open views. The property is surrounded by trees and other open crop fields, creating a spectacular habitat for wildlife and offering hunting potential. Properties like this do not come available often, contact the listing agent today to schedule your private tour.

26060 E B Highway, Sheldon

Listing courtesy of Kaeth Woods of CURTIS & SONS REALTY.
$287,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully updated 3 bedroom, 3 bathroom ranch home. Featuring freshly installed roof, an open concept layout, and a finished walkout lower level, this property perfectly balances everyday comfort with fantastic entertainment space. Property highlights: Step through the gorgeous carved double front doors into an inviting entryway, flowing into the living room with vaulted ceilings, stone fireplace and sliding glass doors to the deck. The home boosts a newly upgraded kitchen, complete with a modern stovetop and farm style sink, fresh countertops, and new flooring throughout the majority of the home. Enjoy relaxing on the deck or hosting gatherings around the stone fire-pit with a cozy fire. The lower level is has room for entertaining with a roomy living space with walk out sliding doors to the patio and fire-pit, With ample storage space and the potential to frame out up to tow additional bedrooms, this level offers incredible versatility to grow with your needs. Ready to take the next step? This home wont't stay on the market long, so get in touch to schedule a private tour!

14293 E Quail Road, Nevada

Listing courtesy of Rhonda Hughes of ReeceNichols - Lees Summit.
$118,500
3 Beds ⋅ 1 Baths
Move right into this fully updated 3-bedroom, 1-bath home combining modern comfort with small-town charm. Recent renovations include all-new flooring, floor joists, fresh sheetrock and paint, a brand-new roof, new siding, completely updated plumbing and bathroom, and beautiful high ceilings. The open-concept kitchen and dining area make entertaining easy, while a bonus room offers space for an office, playroom, or large pantry. Each bedroom is bright and inviting, and the laundry/pantry area is conveniently located off the kitchen. Sitting on nearly an acre, this corner lot features mature trees, perennial flowers, and plenty of room for a garden, workshop, or outdoor enjoyment. The detached 17x18 garage and 9x18 lean-to provide great space for parking or hobbies, plus an additional outbuilding for storage. Enjoy peace of mind with all the major updates already done—just move in and start enjoying quiet country living in the friendly town of Moundville!

531 E Elm Street, Moundville

Listing courtesy of Miranda Selby of CURTIS & SONS REALTY.
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