Vernon County Homes with FHA Financing

Welcome to Vernon County, Missouri, a charming and picturesque area that offers a wonderful quality of life. Located in the heart of the Midwest, Vernon County is known for its friendly communities, beautiful landscapes, and rich history. Whether you're looking to settle down in a small town or enjoy the peaceful countryside, Vernon County has something for everyone.

If you're considering purchasing a home in Vernon County, you'll be pleased to know that many homes in the area are eligible for FHA financing. This can be a great option for first-time homebuyers or those looking for a more flexible loan program. With FHA financing, you may be able to qualify for a loan with a lower down payment and competitive interest rates, making homeownership more accessible.

Explore the diverse real estate options in Vernon County, from historic homes in charming downtown areas to spacious properties with acres of land. Whether you're looking for a cozy cottage or a sprawling farmhouse, there's a home in Vernon County that's perfect for you.

Contact us today to learn more about the real estate opportunities in Vernon County and start your journey to finding your dream home in this beautiful region of Missouri.

Newest Vernon County Homes with FHA Financing

$169,900

3 Beds ⋅ 2 Baths

Affordable New-Build Home with Super Location in Vernon County MO! For sale in the quiet town of Walker, Missouri is this slick 3 bed, 2 bath ranch house that will be ready in early 2027. The home features a master bedroom and en-suite bathroom, 2 guest rooms with a guest bathroom, an open kitchen-dining-living room, a utility room, and a 1-car attached garage. The home will be supplied with new appliances including refrigerator, oven/range, dishwasher, and microwave. The cabinets are custom-made with granite countertops, lazy-susan, undermounted sink, and soft-close doors and drawers. If the home is not finished when an offer is accepted, the new buyer can select finish colors on what has not yet been completed! This high-quality new home is only 10 minutes from Nevada, MO and 15 minutes to El Dorado Springs, MO. *Note: Pictures of this home are from a similar properties of the same builder in El Dorado Springs and Walker. Color and finish will vary.

108 W Barrett Avenue, Walker

Listing courtesy of Ryan Hubbard of United Country American Heartl.

$125,900

3 Beds ⋅ 1 Baths

Modern living meets classic character. This refreshed 3-bedroom, 1-bathroom home delivers an open, airy layout designed for easy daily living and effortless entertaining. Enjoy a bright, functional kitchen, comfortable bedroom spaces, and a layout that maximizes every square foot. Step outside to a huge backyard ready for summer hangouts, yard games, or your future outdoor setup, plus a classic front porch built for relaxing. Minutes from downtown Nevada amenities, local spots, and parks. Move-in ready with room to make it your own—schedule your showing before it’s gone!

811 N Oak Street, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.

$151,900

3 Beds ⋅ 2 Baths

Charming 3-Bedroom Bungalow — Modern Upgrades with a beautiful yard A bright, inviting 3 bedroom, 2 bathroom bungalow that blends classic comfort with modern convenience. Located within walking distance to local schools, this home is perfect for anyone seeking an easy, connected lifestyle. Key Features Designated primary bedroom with full bath and walk-in ceramic tiled shower The big backyard is a great place for a firepit in the fall. Replacement vinyl windows for efficient utilities The covered concrete front porch is a great place to enjoy morning coffee or a cold beverage Open-concept living — The dining and living areas flow seamlessly together, anchored by a stylish kitchen bar that lets you serve friends and family right from the heart of the home. Brand-new stainless appliances — A complete upgraded package brings efficiency, durability, and a polished look to your kitchen and those navy colored cabinets are 100% on trend. Dedicated laundry room — Convenient, spacious, and tucked away for noise control. Workshop with concrete flooring and attic rafter storage — Ideal for DIY projects, hobbies, or extra storage. All this for a very affordable price.

705 N Clay Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.

$149,900

2 Beds ⋅ 1 Baths

This bright and beautifully updated 3-bedroom, 1-bathroom home offers a smartly designed layout packed with modern upgrades, including a brand-new roof and HVAC system for total peace of mind. Step inside to a sun-drenched living room featuring warm luxury vinyl plank flooring, crisp white walls, and a sleek modern ceiling fan. The heart of the home is a stylish kitchen featuring two-toned cabinetry in sage green and white, rich butcher block countertops, a classic subway tile backsplash, and a full suite of stainless steel appliances. The bathroom offers a spa-like feel with large-format marble-look tile surrounding the tub, matte black fixtures, and a sleek navy vanity paired with a round mirror. Each bedroom serves as a comfortable retreat with gleaming hardwood-style floors, generous closet space, and ample natural light from bright windows with pleasant outdoor views. Fully renewed with care and updated mechanicals, this home is completely move-in ready.

609 W Lee Street, Nevada

Listing courtesy of J.J. CURTIS of CURTIS & SONS REALTY.

$150,000

4 Beds ⋅ 2 Baths

Country Home and Small Acreage on Dead-End Location: For sale in rural, Vernon County, Missouri is this 4 bed, 2 bath home sitting tucked away just south of the Osage River. The location is inviting with mature oak trees, farm field view, circle drive, and a sprawling front porch. The country home boasts 1,958 sq ft of living space featuring a formal foyer, living room, dining room, and stunning kitchen with plenty cabinets, countertop footage, and bar space. If you are looking for sufficient master bedroom space, this home offers a 17’x17’ bedroom, full bathroom, and walk-on closet. Bonus features to the home include a large storage room/utility room, covered patio area, partial basement, and large concrete slab for parking, recreation or add your own building. This property is super affordable, especially for a 4 bedroom, and is a great price point for your country home dream. Located just a few miles from Four Rivers Conservation Area (~14,000 acres) and Schell-Osage Conservation Area (8,600 acres), you have over 22,000 acres of hunting, fishing, and recreation at your finger tips. Call today to schedule an appointment for your own private tour. Welcome to the Country!

2096 S 2500 Road, Schell City

Listing courtesy of Ryan Hubbard of United Country American Heartl.

$129,900

2 Beds ⋅ 1 Baths

Welcome to this turn-key, freshly updated bungalow where timeless charm meets modern convenience. Step inside to find gleaming hardwood floors, crisp new paint, and brand-new LED lighting that brightens every room. The layout is warm, inviting, and ready for your personal style. Major updates are already done — enjoy peace of mind with a newer roof, and newer central heat & air, and an attic fan that boosts comfort and efficiency. Every detail has been refreshed to make moving in effortless. Just bring you and your belongings. Nestled between Cottey College and Radio Springs Park, this home offers unbeatable access to education, recreation, and Nevada’s community amenities. Whether you’re a first-time buyer, downsizing, or investing, this bungalow delivers exceptional value and true turn-key convenience. Why Buyers Love It Fully move-in ready Major systems updated Classic hardwoods and bungalow charm Energy-efficient features Walkable, peaceful location Priced to sell!

816 S College Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.

$259,900

3 Beds ⋅ 2.5 Baths

Be the First to Enjoy Every Upgraded Detail: Inside this 3-bedroom, 2.5-bathroom home, you’ll be the very first to cook with all-new stainless-steel appliances, step on brand-new luxury vinyl plank (LVP) flooring and plush carpet and enjoy all-new lighting and hardware fixtures throughout. The spacious primary suite serves as your private retreat, complete with an accessible walk-in shower, dual vanities, and a massive linen closet. Endless Space to Expand & Work: 1,782 Sq. Ft. Main Level: Bright, open living with direct access to a covered back deck perfect for year-round outdoor entertaining. 1,782 Sq. Ft. Unfinished Basement: A complete blank canvas! Build out extra bedrooms, design the ultimate game or movie room, set up a home gym, or keep it a huge storage and workshop space. This is the perfect spot to load shells, store camo, decoys and all the goods. Bring the RV, Boats, & Toys: If you need storage, this setup is unbelievable! Detached 2-Car Garage with automatic openers. RV Port / Lean-Tos ready for your camper, boat, or extra cars. Detached Pole Barn ideal for heavy machinery, project cars, or an outdoor shop. Storage Building is perfect for all your gardening supplies etc. Year-Round Indoor & Outdoor Living: Spend your weekends exploring your own mini acreage down to the creek, or take a quick 2-minute trip to nearby Walton Lake for fishing and the scenic hiking trail. Whether you're relaxing inside, tinkering in the pole barn, or enjoying the quiet privacy of your covered deck, this home is built for year-round enjoyment. Interior Upgrades: Stainless Steel Appliances, LVP Flooring, New Carpet, New Fixtures Primary Suite: En Suite Bath w/ Walk-In Shower, Dual Vanities & Huge Linen Closet Square Footage: 1,782 Finished Sq. Ft. + 1,782 Unfinished Basement (3,564 Total Sq. Ft. Potential) Outbuildings & Storage: 2-Car Attached Garage w/ Openers, RV Port/Lean-Tos, Detached Pole Barn, Storage Shed

1232 N Tucker Street, Nevada

Listing courtesy of Lori BURES of Shannon & Associates.

$364,999

4 Beds ⋅ 2.5 Baths

Welcome to this exceptionally high-end, 4-bedroom, 2.5-bath home offering quality, comfort, & thoughtful design throughout. Located just outside of Nevada, Missouri, this impressive property features 2,560 finished square feet, spacious living areas, beautiful finishes, & amenities designed to make everyday living both comfortable & enjoyable. The first floor offers an open-concept living room, breakfast area, & kitchen, creating a nice space for gathering & entertaining. A built-in gas fireplace adds both warmth & ambiance. The high-end kitchen features stainless appliances, Corian countertops, a double wall oven, & an oversized gas cooktop in the dining island. A formal dining room provides additional entertainment space, while the front room could serve as an office or bonus living area. A convenient half bath & large first-floor laundry room complete the main level. Upstairs, all four bedrooms are thoughtfully situated, including a spacious primary suite with a large bedroom, recently updated luxury bathroom featuring a glass-and-tile walk-in shower & jetted tub, plus a large walk-in closet. Three additional bedrooms share a full bathroom. The attached 2-car garage provides convenient parking & has additional storage space for a lawn mower or golf cart. The large deck offers a great place to relax & a collapsible awning improves the shady comfort as you enjoy the fenced-in yard. Additional features include newer HVAC, updated LED can lights & lighting fixtures, surround sound in the living room. As a bonus, a whole-house water system with purifier, softener, & reverse osmosis at the kitchen sink is available with a strong offer. The desirable location just south of Nevada, MO provides is the perfect mix of high-end homes, country setting, & convenience to amenities. Homes offering this combination of quality, space, & features don't come along often. Call today to schedule your private showing & see everything this exceptional property has to offer!

18976 S 1485 Road, Nevada

Listing courtesy of Ryan Hubbard of United Country American Heartl.

$205,799

4 Beds ⋅ 2 Baths

Weber Elementary School. just a cross the street. All one living level. new siding. new furnace. beautiful home, new plumbing, new bathrooms and electric. by appointment only.

1412 N ASH Street, Nevada

Listing courtesy of Miriam Rosas Chavez of Platinum Realty LLC.

$515,000

2 Beds ⋅ 2 Baths

Just a few miles east of Nevada, Missouri is a brand new house awaiting its first owners. Built in 2025-26, this 2 BR/2 BA residence offers just over 1300 s.f. of space, and it's ready for your own finishing touches to make it your home. It features 2x6 exterior walls and a spray foamed attic for energy efficiency, and low maintenance vinyl windows and metal siding and roof. The concrete floor is finished with LVP flooring throughout, while the front porch invites you to relax and enjoy the sunset on its stamped and stained concrete base. The kitchen is fitted with attractive dark-stained cabinets in an open concept design that transitions to the living room space beyond. The sellers are offering a $3000 credit to the buyers for kitchen appliances, so you get to choose your own stove, fridge, and dishwasher with the features and designs you want. A roomy pantry offers not only storage for your dry goods, but with an outlet and corner shelf it makes the perfect coffee bar as well. The living room is an inviting space with plenty of windows and natural light. Both bedrooms are in the rear of the home, providing plenty of privacy and views of the back yard, and a laundry closet separates the bedrooms. Moving on to the master bath, you'll love the beautiful tile and glass shelves in the walk-in shower. The garage is spacious and provides plenty of space for your rides, but with room left over for workbenches and storage. All in all, this home package is the perfect space for small families or retirees, and with its location outside of the city limits and zoning restrictions, you'll have virtually unlimited options. But the brand new home isn't the only thing you'll love. With 41.25 surveyed acres, you'll have plenty of room to roam as well. Whether you enjoy hunting, nature watching, or riding ATVs, this farm has you covered. Most of the acreage is wooded, with mixed hardwoods, and wildlife is abundant. The seller would consider selling less acreage with the home.

17707 S 2200 Road, Nevada

Listing courtesy of Scott Sudkamp of Midwest Land Group.

$299,500

4 Beds ⋅ 3.5 Baths

This 3 story brick traditional home captures the essence of refined living with it's exquisite attention to detail. Ornate foyer featuring an oak staircase. The stunning wooden pocket doors in the dining area and beveled glass exterior doors set the tone for the entire home, exuding historical charm. High ceilings throughout the home, beautiful hardwood floors, baseboards and wood door frame details, upgraded lighting throughout the home, spacious rooms for comfortable living & entertaining. The heart of this home boasts a gourmet kitchen with newer stainless appliances, solid surface countertops, and a beautifully crafted island. Enjoy a cozy family room area complete with a separate bathroom & an office nook, perfect for working from home or unwinding. This main level room, with new flooring, can also be used as a bedroom with it's closet & full bath. Retreat to a massive master suite featuring two large closets, with bath ensuite, with a soaking tub and and a separate shower, double vanity & chandelier. The three other spacious bedrooms have abundant closet space with lighting in each closet as well as detailed sconces & ceiling lights. The third floor provides endless possibilities. Whether you envision it as a study, office, craft room or additional bedroom, this flexible area adapts to your needs and aspirations. Multiple covered porches, a patio area ideal for entertaining. Oversized two car detached garage with new roof & play house/garden shed. White vinyl wam-bam fence creates a private backyard great for gardening, barbeque parties and relaxing. This home nestled on a large corner lot, offers so much character, elegance & peacefulness you don't find in homes today. Completely remodeled in 2015, including new plumbing, electrical & more. This home is the best of both worlds - modern updates and old world charm. Don't miss this beautiful historical home, call & schedule your showing today. Both new storage sheds excluded.

503 W Cherry Street, Nevada

Listing courtesy of JOANN CASH of CURTIS & SONS REALTY.

$549,000

3 Beds ⋅ 1 Baths

Home For Sale Walker, MO Discover the perfect combination of country living, recreation, and privacy at 14143 S 2875 Rd, Walker, MO 64790. Conveniently located just minutes from El Dorado Springs, this beautiful rural property offers everything buyers are searching for, from quality improvements to excellent hunting opportunities. Surrounded by the rolling countryside of Vernon County, this property is ideal for those looking to escape the city while still being within easy driving distance of shopping, restaurants, schools, and everyday conveniences in El Dorado Springs. Home For Sale Vernon County, MO The home is designed for comfortable living with spacious rooms and unique features that make it stand out. Warm cedar-lined closets add both charm and practicality, while the inviting sunroom provides the perfect place to enjoy your morning coffee, watch wildlife, or unwind while taking in peaceful country views throughout every season. Step outside and you'll quickly see why this property is a dream for outdoor enthusiasts. A beautiful pond provides a reliable water source for wildlife while adding to the property's scenic beauty. The surrounding timber and cover create excellent habitat for whitetail deer, wild turkey, and other native wildlife, making this an outstanding recreational property for hunters or anyone who enjoys nature. Whether you prefer hunting, fishing, hiking, or simply watching wildlife from your porch, this property delivers the lifestyle you've been looking for. A well-built shop building offers outstanding space for equipment storage, woodworking, hobbies, or maintaining tractors and recreational vehicles. With plenty of room for tools and projects, it's a valuable addition for homeowners who need extra workspace or storage. The location provides the best of rural Missouri living while remaining close to the amenities of El Dorado Springs. You'll also appreciate being within driving distance of Stockton Lake.

14143 S 2875 Road, Walker

Listing courtesy of James Edwards of United Country Real Estate Buckhorn Land and Realty.

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