Atchison Homes with FHA Financing

Welcome to Atchison, Kansas, a charming city located in Atchison County with a strong sense of community and a top-rated school district. Families are drawn to Atchison for its excellent educational opportunities, with schools that prioritize academic excellence and student success.

For those looking to settle down in Atchison, there are plenty of homes available with FHA financing options. This makes the home buying process more accessible and affordable for first-time homebuyers or those with limited down payment funds. With FHA financing, you can find the perfect home in Atchison without breaking the bank.

Atchison offers a variety of housing options to suit different preferences and budgets, from historic homes with character to modern residences with all the amenities. Whether you're looking for a cozy bungalow or a spacious family home, Atchison has something for everyone.

With its beautiful parks, historic attractions, and welcoming community, Atchison is a wonderful place to call home. Explore the real estate opportunities in Atchison today and find your dream home in this thriving city in Kansas.

Newest Atchison Homes with FHA Financing

$550,000

4 Beds ⋅ 2.5 Baths

Country Living at it's best with 2.89 acres. Property has 4 bedrooms, 2.5 baths with a total of 2920 square feet. Home has many upgrades and a 2025 addition that includes New HVAC system, tankless water heater, a primary suite with bathroom and huge closet with built-in safe, laundry room, additional full bathroom and garage with utility room. Original home has 3 bedrooms, new and improved kitchen, half bath and a living room with fireplace that has a connecting deck to enjoy the privacy. An in-ground pool with attached gazebo. Numerous outbuildings, 3 car garage, renovated building (24x36) fully finished with HVAC, septic system and a full bath. Great for Mother-in-law quarters or housing a guest. Located just south of Atchison in county on rural water. This is a must see opportunity. Don't miss this one.

19164 258 Road, Atchison

Listing courtesy of Bob Hanf of Pia Friend Realty.

$386,000

4 Beds ⋅ 3 Baths

Welcome to this beautiful walkout ranch, tucked away on a cul-de-sac! The main level features three bedrooms, two full bathrooms, convenient main-level laundry, a spacious walk-in closet, and an attached two-car garage. Downstairs, you’ll find an oversized fourth bedroom, another full bathroom, a huge recreation/living area, and plenty of storage space. With generous square footage, a newer roof, a large backyard, and appliances that stay, this home has so much to offer!

1706 Bluebird Court, Atchison

Listing courtesy of Aubri Blaize Blaize of Keller Williams KC North.

$260,000

4 Beds ⋅ 2 Baths

Check out this unique and beautifully updated split-entry home featuring 4 bedrooms, 2 full bathrooms, and a 2-car garage! The lower level has been completely updated and offers a spacious second primary suite with a private bathroom and walk-in closet, or it could easily be used as an additional living or recreation space. This home has been meticulously maintained and cared for, with new flooring, updated bathrooms, and a clean, move-in-ready feel throughout. Outside, you’ll find a generously sized backyard with plenty of room to enjoy. The garage also features an electric vehicle charging plug-in for added convenience. With its versatile layout, thoughtful updates, and well-maintained condition, this home is one you’ll definitely want to see!

1120 Hickory Street, Atchison

Listing courtesy of Aubri Blaize Blaize of Keller Williams KC North.

$159,900

3 Beds ⋅ 1 Baths

There’s something special about a home that gives you room to live comfortably today while still offering possibilities for tomorrow. This charming raised ranch in Atchison, Kansas 66002 does exactly that. Step inside and you’ll find a warm, welcoming home featuring three bedrooms and one bathroom, with the third bedroom currently converted into a convenient main-level laundry room. Keep it as-is and enjoy the ease of having laundry close by, or transition the space back into a bedroom and put the laundry back downstairs - the choice is yours. And there may be a little hidden character waiting to be uncovered! According to the seller, hardwood floors are underneath the carpet in the living room and main bedroom, giving the next owner another opportunity to bring out some of the home's original charm. Outside is where this property really starts to shine. Sitting on approximately 0.4 acres in town, there’s plenty of room for backyard get-togethers, gardening, pets, a play area, or simply enjoying some extra breathing room. Two sheds provide additional storage and workshop possibilities, while the attached one-car garage adds everyday convenience. All of this comes with the charm of living in historic Atchison, a community known for its beautiful architecture, Missouri River history, local shops and restaurants, and hometown feel. This is a home with character, space, storage, and plenty of potential for its next owner. Come take a look and start imagining what you could make of it!

1119 Mound Street, Atchison

Listing courtesy of Todd Bieber of BG & Associates LLC.

$399,999

7 Beds ⋅ 4 Baths

BRAND-NEW 7-BEDROOM, 4-BATHROOM HOME IN THE HEART OF ATCHISON! Welcome to an incredible opportunity in Atchison’s up-and-coming Ravens Hills subdivision! This brand-new 7-bedroom, 4-bathroom home offers an exceptional combination of modern living, location, and investment potential. Situated just a short walk from Benedictine College and conveniently close to the Riverfront park, this property is ideally positioned to attract students, families, and long-term tenants. The spacious layout provides tremendous flexibility for investors, with the potential to operate as a high-demand rental property or configure the home for separate upstairs and downstairs living, offering an attractive duplex-style opportunity. With seven bedrooms and four full bathrooms, there is plenty of space to maximize rental income while providing comfortable accommodations. Located in a growing area of Atchison, this property offers the opportunity to get in on the ground floor of an exciting neighborhood. With future development, including a medical school planned for the area, the potential for continued demand makes this one worth a serious look. Whether you’re looking to build your rental portfolio, create a student housing investment, or simply own a brand-new property with flexible living options, this is an opportunity you don’t want to miss!

605 Washington Street, Atchison

Listing courtesy of Taylor Williams of Platinum Realty LLC.

$489,000

4 Beds ⋅ 3 Baths

Practically Brand-New Modern Retreat | 4 BR, 3 BA | Nearly 1/2 Acre Lot, Why wait for new construction when you can move right into this stunning, 7-month-young modern home? Situated on nearly a half-acre lot, this spacious 4-bedroom, 3-bathroom home combines striking modern design with everyday functionality. Step inside to discover a high-end color scheme of matte black, natural wood tones, light beige, and clean white. Gorgeous LVP flooring runs throughout the open main areas, leading you into a cozy living room complete with a focal-point fireplace. The kitchen and bathrooms highlight beautiful butcher block countertops, seamlessly paired with sleek black stainless steel appliances. Love the outdoors? This property offers incredible exterior space, featuring three distinct Trex decks—including a front porch side deck, a main front deck, and a back deck that opens up to a massive backyard ready for lawn games, gardens, or entertaining. Top it all off with an oversized 3-car garage that easily accommodates multiple vehicles alongside workbenches, storage shelves, or your favorite hobby setup. This home is truly a rare find!

1603 Birdie Circle, Atchison

Listing courtesy of The Edlin Team of Keller Williams KC North.

$359,000

4 Beds ⋅ 2 Baths

Beautiful tri-level home on the edge of town. This recently updated 4-bedroom, 2-bath home is one you won’t want to miss. The main level features an open floor plan with a spacious living room and a fully remodeled kitchen, complete with beautiful new cabinets, granite countertops, subway tile backsplash, abundant storage, a large island, and a pantry. All new appliances stay. The upper level includes three bedrooms and a fully remodeled bathroom. The lower level offers a large family room, full bath, bedroom, laundry area, and washer and dryer that stay. This home also provides plenty of storage. Recent updates include new heating and cooling, a new hot water tank, new windows, updated electrical, some updated plumbing, and added insulation above the garage and great room. The exterior has been freshly painted and landscaped, with a beautiful retaining wall and a large, covered patio ideal for entertaining and outdoor activities on this half-acre lot.

8381 Pratt Road, Atchison

Listing courtesy of Dan Pickman of Colonial Realty Inc.

$238,000

4 Beds ⋅ 2 Baths

This 4-bedroom, 2-bath home offers a spacious double living room, kitchen featuring granite countertops and Butler's pantry, main-level laundry, and a blend of historic character with today's conveniences. Situated on a corner lot across from a park, the fenced backyard features a gazebo, storage shed with electricity, and room to enjoy the outdoors. Currently has a 5.5% VA assumable loan.

619 N 10th Street, Atchison

Listing courtesy of Louise Regenstein of Gateway Real Estate & Auction.

$410,000

3 Beds ⋅ 2 Baths

Perched on approximately 4 scenic acres overlooking the Missouri River, this one-of-a-kind ranch offers breathtaking panoramic views and a peaceful country setting just minutes from town. Featuring 3 bedrooms, 2 full bathrooms, and over 1,700 square feet of comfortable living space, this home combines everyday functionality with unforgettable scenery. The spacious layout includes vaulted ceilings, an eat-in kitchen, and a 2-car attached garage. A rare highlight is the indoor heated pool, allowing for year-round enjoyment regardless of the season. Step outside to take in spectacular river and bluff views from the backyard and patio, making this property perfect for entertaining or simply relaxing in nature. If you've been searching for privacy, acreage, and a truly exceptional setting, this is a must-see property.

322 Riverfront Road, Atchison

Listing courtesy of Karim Majed of Keller Williams Realty Partners Inc..

$390,000

4 Beds ⋅ 2.5 Baths

Recently reduced price, don’t miss this property. Situated on 3.71 picturesque acres, this thoughtfully designed single-level home offers 4 bedrooms, 2.5 bathrooms, and 1,925 square feet of comfortable living space—all without the maintenance demands of a traditional exterior. The durable metal construction means less time spent on upkeep and more time enjoying your property. Inside, the functional floor plan is designed for everyday living with no stairs and no wasted space. Whether you’re raising a family, entertaining guests, or simply looking for the convenience of one-level living, this home offers the flexibility and comfort you’ve been searching for. There’s no shortage of possibilities outside. The 3.71-acre property offers the flexibility to create the lifestyle you’ve been dreaming of. Plant a large garden, add a playset, build a firepit gathering area, keep a few animals, or simply enjoy the open space for kids and pets to run and explore..Whether you’re looking for room to spread out or a blank canvas for your outdoor plans, this acreage is ready for your ideas to take shape. Adding to its character is a charming 100-year-old barn full of possibilities. With a little vision, it could become a workshop, hobby barn, equipment or ATV storage, woodworking shop, horse tack room, or even a home for chickens. Enjoy the tranquility of country living without sacrificing convenience—located less than 30 minutes from Fort Leavenworth, approximately 40 minutes from Perry Lake, and 40 minutes from Lawrence.

17487 Rogers Road, Atchison

Listing courtesy of Katie Payne of Reilly Real Estate LLC.

$233,000

3 Beds ⋅ 1.5 Baths

Welcome home to this beautifully updated 2-story home offering 3 bedrooms, 1.5 bathrooms, and the perfect blend of classic character and modern conveniences. From the moment you arrive, you'll appreciate the inviting front porch, mature shade trees, and spacious yard that provides plenty of room to relax, entertain, or play. Inside, you'll find bright, open living spaces featuring updated flooring, neutral finishes, and abundant natural light. The spacious living room flows effortlessly into the formal dining room, creating an ideal layout for everyday living and hosting family and friends. The remodeled kitchen is a true standout with crisp white cabinetry, stainless steel appliances, a stylish subway tile backsplash, and a large butcher block island that offers additional seating, prep space, and storage. Upstairs, three bedrooms provide peaceful retreats, with access to the full bathroom and convenient main-level half bath add functionality for today's lifestyle. Outside, the large yard offers endless possibilities—whether you're envisioning summer barbecues, gardening, a play area, or simply enjoying the outdoors. Combining historic charm with tasteful updates, this move-in ready home is one you won't want to miss. Schedule your private showing today and discover all this charming home has to offer!

1016 N 10th Street, Atchison

Listing courtesy of Haley Lake of RE/MAX PROFESSIONALS.

$335,000

4 Beds ⋅ 3 Baths

Step into timeless character and charm with this stunning all-brick 1885 beauty located in the heart of Atchison! Offering over 3,300 square feet, this 4 bedroom, 3 bathroom home perfectly blends historic elegance with thoughtful updates. From the moment you arrive, you’ll fall in love with what may just be the best front porch in Atchison — the perfect place for morning coffee, evening conversations, and enjoying the beauty of this historic neighborhood. Inside, you’ll find gorgeous hardwood floors, incredible original woodwork, and spacious rooms filled with natural light and character you simply can’t recreate. The updated roof provides peace of mind while preserving the home’s timeless curb appeal. The unfinished basement offers an abundance of storage space and endless potential for hobbies, a workshop, or future finishing opportunities. Outside, the detached garage adds convenience and additional storage while the mature trees and classic brick exterior create a truly unforgettable setting. Homes with this level of craftsmanship, charm, and presence rarely come available. Don’t miss your opportunity to own a piece of Atchison history!

1120 Kansas Avenue, Atchison

Listing courtesy of Jess Norris of Gateway Real Estate & Auction.

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