Baldwin Homes with USDA Loan Financing

Baldwin Homes with USDA Loan Financing

Welcome to Baldwin, located in Douglas County, Kansas! Baldwin City is a charming community known for its excellent school district, making it a fantastic place for families to call home. The Baldwin school district is highly rated, providing top-notch education and a supportive environment for students to thrive.

If you're considering buying a home in Baldwin, you'll be pleased to know that there are plenty of options available with USDA loan financing. This type of loan offers many benefits for homebuyers, including 100% financing, low-interest rates, and flexible credit requirements. With USDA loan financing, you can make your dream of homeownership in Baldwin a reality.

Whether you're looking for a cozy bungalow, a spacious family home, or a charming historic property, Baldwin has a variety of homes to choose from. From modern amenities to historic charm, there's something for everyone in Baldwin City.

Don't miss the opportunity to become a part of the Baldwin community and enjoy all that this wonderful area has to offer. Contact us today to learn more about real estate opportunities in Baldwin and start your journey to finding your perfect home in this beautiful city.

Newest Baldwin Homes with USDA Loan Financing

1108 Trail View Court, Baldwin City
$730,000
5 Beds ⋅ 3.5 Baths
**NEW CONSTRUCTION ON ACREAGE | ICF FOUNDATION | SHOP POTENTIAL | LUXURY FINISHES!** Builder is currently offering a $10,000 credit towards closing costs or a rate buy down for month of November! Welcome to 1108 Trail View Ct in Baldwin City's desirable Trail View community! This stunning 5-bedroom, 3.5-bath home offers 2,950 sq ft of beautifully finished living space, exceptional craftsmanship, and room to grow! BUILT FOR QUALITY & EFFICIENCY! Featuring an upgraded Insulated Concrete Form (ICF) foundation, an approximately $50,000 investment, and 2x6 exterior wall construction for enhanced insulation, durability, and comfort. The 400-amp electrical service includes TWO 200-amp panels and was thoughtfully installed with future shop or outbuilding connectivity in mind! Step inside to discover designer finishes, gorgeous luxury vinyl plank flooring, custom tile, champagne bronze accents, and beautiful J&K cabinetry. The gourmet kitchen features Petra Taj quartz countertops, a massive 9-foot island, upgraded Frigidaire appliances, farmhouse sink, pot filler, and an incredible walk-in pantry with custom storage and a Costco door! The luxurious primary suite boasts a private deck, custom closet built-ins, and a spa-inspired bathroom with dual rainfall shower features and stunning tilework. A custom mudroom offers built-in storage, charging stations, and a soaking sink. The FINISHED WALKOUT BASEMENT provides additional bedrooms, a full bathroom, spacious entertaining areas, and a custom wet bar with butcher-block countertops! Outside, enjoy striking stone accents, cedar-wrapped posts, black windows, three insulated garage doors, and inviting outdoor living spaces. Dreaming of a detached shop, hobby building, or even your own pond? This acreage offers exciting possibilities for future improvements! Luxury, thoughtful construction, and the freedom of acreage living-all in one extraordinary property!

1108 Trail View Court, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.
405 Flame Way, Baldwin City
$365,000
4 Beds ⋅ 3.5 Baths
Baldwin City is eligible for USDA financing for qualified buyer! This home will also qualify for VA financing. Seller is also willing to offer a 2-1 buydown to reduce buyers' interest rate for the first two years with acceptable offer. Welcome to highly desired Firetree Estates! This spacious 4-bedroom, 3.1-bath home offers a great location with easy access to the community park and Baldwin City High School. The main level features a living room with vaulted ceiling that flows into the kitchen and dining area, creating an inviting space for everyday living and entertaining. The primary bedroom with private bath, bedrooms two and three, and laundry room are conveniently located on the same level. The lower level offers a family room, fourth bedroom with private bathroom, providing a great space for guests, family members, or a little extra privacy. Enjoy the large fenced backyard, complete with a new oversized storage shed and a hot tub that stays with the home. A wonderful opportunity to enjoy comfortable living in this popular Baldwin City neighborhood!

405 Flame Way, Baldwin City

Listing courtesy of Connie Barton of ReeceNichols -Johnson County W.
566 E 1000 Road, Baldwin City
$525,000
3 Beds ⋅ 2 Baths
BACK ON THE MARKET No Fault of the Seller! This is your second chance at 20 acres of peaceful country living, perfectly situated between Lawrence and Baldwin City! This well-loved 3-bedroom, 2-bath ranch home offers the space, privacy, and slower pace that make country life so special—while still keeping you conveniently connected to both communities. Step outside onto the private deck overlooking a wooded backdrop and expansive yard—perfect for gathering, gardening, exploring, or simply enjoying a quiet evening surrounded by nature. Inside, the home is filled with character and timeless details, including an eat-in kitchen with a beautiful built-in hutch and windows that frame views of the property. Thoughtfully cared for over the years, the home offers a solid foundation with plenty of opportunity to bring your own style and vision. Outside, a large shop/outbuilding with concrete floors and electricity that gives you room for hobbies, projects, equipment, storage, and all the possibilities that come with having 20 acres of your own. If you’ve been looking for acreage without giving up convenient access to Lawrence and Baldwin City, save this one and don’t miss it!

566 E 1000 Road, Baldwin City

Listing courtesy of Amanda Barclay of Crystal Clear Realty.
709 Flame Way, Baldwin City
$389,900
3 Beds ⋅ 2 Baths
Welcome to this stunning, one-level living home, offering 3 spacious bedrooms and 2 bathrooms located in the beautiful Firetree Subdivision. Nearly every inch of this home has been updated and meticulously maintained inside and out!! Featuring an inviting open floorplan with new flooring throughout, and highlighted by vaulted ceilings, beautiful wooden beam and posts, and an abundance of natural light. The large, open living room is great for entertaining or perfect for a cozy gathering around the gas fireplace, complete with shiplap surround and a gorgeous wooden mantel. The fully renovated kitchen has beautiful cabinetry, backsplash, stainless steel appliances, and a large island allowing for generous culinary space. The primary bedroom is complete with an ensuite bathroom and large walk-in closet. The laundry room is conveniently located on the main level and provides cabinets for extra storage. The spacious unfinished basement with room to expand, is complete with egress window allowing a 4th bedroom. Step outside to the beautiful lot with detailed landscaping and a large backyard patio perfect for relaxing after a long day, and let's not forget the incredible Gemstone exterior lights!! Located near the neighborhood fishing pond and park, in quaint Baldwin City, and within an easy commute to Lawrence, KC, Eudora, Ottawa and surrounding. With its pristine condition, custom upgrades, and stunning outdoor space, this property is the perfect place to call home.

709 Flame Way, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.
829 N 500th Road, Baldwin City
$499,000
3 Beds ⋅ 2 Baths
This charming ranch-style home sits on 3.91± fenced acres and combines the warmth and character of log home construction with numerous updates and a thoughtfully designed addition. Offering over 2,100 sq. ft. of total living space, the home features exposed interior logs and ceiling beams that highlight its rustic country charm. The open, updated kitchen and dining area provides a welcoming space for everyday living and entertaining, while a wood-burning fireplace adds warmth and character. A cozy, newly added family room offers additional living space, while the sunporch is the perfect spot to relax and enjoy your morning coffee. A convenient mudroom add seven more functionality. The home features 3 bedrooms, including 1 non-conforming bedroom, and 2 bathrooms. The basement includes the non-conforming bedroom with an en-suite bath, along with the laundry area and an unfinished storage room that doubles as a storm shelter with a walk-up exterior exit. Outside, you'll find an oversized detached 2-car garage, a 30' x 40' shop, and a livestock loafing shed with a fenced livestock area. There's plenty of room for your four-legged friends, hobbies, equipment, and country lifestyle. With its exposed logs, inviting living spaces, useful outbuildings, fenced acreage, and thoughtful updates, this unique Baldwin City property offers a wonderful combination of rustic charm, functionality, and country living.

829 N 500th Road, Baldwin City

Listing courtesy of Wendy Flory of Flory & Assoc-Realty & Auction.
429 Rockers Drive, Baldwin City
$399,900
3 Beds ⋅ 2 Baths
Welcome to the Adalynn Plan by Elder Enterprises! Builder is currently offering a $10,000 credit towards closing costs or a rate buy down for month of November! This thoughtfully designed new construction home offers 1,635 sq. ft. of modern, open-concept living in Baldwin City's desirable Heritage Addition. Featuring 3 bedrooms, 2 full bathrooms, and a walk-in closet in every bedroom, this floor plan combines comfort with functionality. The spacious kitchen is the heart of the home and features a large island, gas stove, and plenty of room for cooking, gathering, and entertaining. Step outside to a 12' x 20' patio with a 12' x 12' covered section, offering the perfect blend of sun and shade for relaxing, grilling, or entertaining guests. Built on a slab for easy, low-maintenance living, this home offers quality craftsmanship and a functional layout that's perfect for everyday living. Estimated to be completed soon - don't miss your chance to make this beautiful new home yours. Schedule your showing today! Photos shown are visual renderings and are intended to illustrate the floor plan, layout, and finish concepts. Final construction details, colors, materials, and finishes may vary.

429 Rockers Drive, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.
537 E 550 Road, Overbrook
$870,000
4 Beds ⋅ 4 Baths
Gorgeous dream home located on 20 +/- picturesque acres. Expect to be impressed upon entering this 4 bedroom, 4 bath ranch. Open floor plan, reclaimed hardwood floors throughout main living area, vaulted ceilings, an abundance of natural light, solid wood doors and upgraded lighting. Great room featuring floor to ceiling stone fireplace, open to stunning kitchen boasting GE Cafe appliances, custom cabinetry with marble pulls and knobs, granite countertops, pot filler, gas stove and walk-in pantry. Large island and dining space to accommodate all of your family and friends making it perfect for hosting gatherings. Step outside to your private deck for enjoying the fabulous sunsets. Great master suite with vaulted ceiling, double vanity, separate shower, relaxing soaking tub and huge walk-in closet. Two additional spacious bedrooms on main level as well. Full finished walk-out lower level complete with wet bar, huge family/rec room, plenty of windows, 4th bedroom, full bathroom, safe room, plus unfinished space for storage. The property also features a 30x50 insulated shop with 200 AMP power, concrete floor, large wood burning stove, 2 separate garage doors (in/out) plus three 16x20 bays with lighting. Newly added 30x34 2 stall stable with commodity area and 30x10 lean to for additional equipment storage or animal cover. The cutest custom chicken house stays too. This remarkable property is not only beautiful, but it virtually has it all! Perfect farm space for cattle or horses, abundance of wildlife, trails through the timber down by the creek and fish in the pond. It is a sanctuary retreat by day and night all year long! Serene environment to call home! All located on hard-surface road. Easy commute to Lawrence, 15 minute commute to Baldwin City and Topeka!

537 E 550 Road, Overbrook

Listing courtesy of Brett Chartier of Crown Realty.
1013 Bluestem Circle, Baldwin City
$429,950
3 Beds ⋅ 2 Baths
This impeccably built 3 bedroom, 1 and ¾ bath home offers 1,805 sq ft of comfort, quality, and timeless style. A welcoming wainscoted entry, designer interior doors, and quality finishes throughout elevate the home’s character. The kitchen is both functional and inviting, featuring a large island with farmhouse sink, an impressive gas range, and a 47-decibel ultra-quiet stainless steel dishwasher, ideal for entertaining or everyday living. The open living room is anchored by a stunning natural native Kansas limestone fireplace surround, wood burning fireplace made easy with gas log lighter, accented by exposed timber beams that continue into the primary bedroom for a warm, rustic elegance. Retreat to the primary bedroom enhanced by a custom designed accent wall and coffered ceiling, en suite primary bath boasts a large walk-in closet, walk-in shower and double vanity. The generous laundry room with sink adds convenience and practicality. One level living complete with an insulated 3-car garage for added ease and storage. Sound insulation in living areas and bathrooms and an insulated perimeter floor slab enable year-round comfort and quiet living. This thoughtfully designed home offers modern amenities and quality construction; perfect for those seeking space, style, and serenity.

1013 Bluestem Circle, Baldwin City

Listing courtesy of Anna Clemente of McGrew Real Estate Inc.
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The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

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