De Soto Homes with USDA Loan Financing

Welcome to De Soto, Kansas, a vibrant community nestled in the heart of Johnson County. Known for its charming small-town atmosphere and friendly residents, De Soto offers an exceptional quality of life, making it an ideal place for families and individuals alike.

One of the standout features of De Soto is its commitment to education. The De Soto School District is renowned for its dedicated educators, innovative programs, and a strong emphasis on student success. With a variety of elementary, middle, and high schools, parents can feel confident knowing their children are receiving a top-notch education. The district is also known for its community involvement, with numerous extracurricular activities that foster both academic and personal growth.

For those looking to settle down in this picturesque area, there’s great news! Many homes in De Soto qualify for USDA loan financing, making homeownership more accessible than ever. USDA loans are designed to help low- to moderate-income families achieve their dream of owning a home in rural and suburban areas. With no down payment required and competitive interest rates, this financing option opens the door to a range of charming homes that are perfect for families, first-time buyers, and anyone looking to enjoy the tranquility of De Soto.

Whether you're drawn to the excellent schools, the welcoming community, or the affordability of homes with USDA financing, De Soto, KS, is a place where you can truly thrive. Explore your options today and discover the perfect home in this delightful town!

Newest De Soto Homes with USDA Loan Financing

$509,000

4 Beds ⋅ 3 Baths

From the moment you arrive, you'll appreciate the exceptional curb appeal, inviting covered front porch and thoughtful design of this stunning home. The front porch is perfect for morning coffee or relaxing evenings. Inside the home you'll find soaring ceilings, expansive windows, and an open-concept layout create an inviting atmosphere filled with natural light. The impressive great room anchors the home with a dramatic stone fireplace, while the spacious kitchen overlooks the main living area, making entertaining a breeze. Escape to the private main-floor primary suite featuring a tray ceiling and beautifully appointed en-suite bath. Every detail has been meticulously maintained, offering the feel of a model home without the wait to build. Complete with a three-car garage, attractive landscaping, and an ideal location close to schools, parks, shopping, and restaurants, this home is truly one you won't want to miss.

31408 W 85th Terrace, De Soto

Listing courtesy of Kayti Klaus of Weichert, Realtors Welch & Co..

$335,000

3 Beds ⋅ 3 Baths

Welcome Home to De Soto! Tucked into a quiet, established neighborhood, this beautifully updated walkout home is ready for you to move right in. Fresh interior and exterior paint, high vaulted ceilings, new luxury vinyl plank flooring throughout the main living areas, and new carpet in the bedrooms give the home a clean, modern feel from the moment you step inside. The bright living room invites you in with abundant natural light and a warm, cozy fireplace. The open layout keeps everyone connected, whether you're cooking in the kitchen, gathering in the living room, or stepping outside to the 2 level deck for dinner, coffee, or weekend get-togethers The primary bedroom features a private bathroom while the additional bedrooms offer comfortable space for family, guests, or a home office. Downstairs, the finished walkout basement gives you even more room to spread out with a spacious 2nd living room, a 3rd full bathroom, laundry area, and direct access to the backyard. It's the perfect space for movie nights, a playroom, workout area, hobby space, or whatever fits your lifestyle. Outside, you'll love the fully fenced backyard with no HOA and lots of room for your gardens, activities, or homesteading dreams—with trail access! The attached two-car garage and large driveway provide additional parking for family and guests. Plus, foundation repairs have already been completed with a transferable warranty for added peace of mind. Located near highly rated De Soto schools, parks, shopping, and K-10 Highway, you'll enjoy an easy drive to Lawrence, Lenexa, and the greater KC metro. Come see it for yourself and imagine calling it home.

33124 W 87th Terrace, De Soto

Listing courtesy of Alejandra Guzman Carrasco of McGrew Real Estate Inc.

$396,990

3 Beds ⋅ 2 Baths

Open concept 3 bedroom ranch home. It's sure to stand out with James Hardie® siding with stone accents, providing both durability and timeless curb appeal. You'll be greeted with a three-rail, two-panel insulated front door that enhances both curb appeal and energy efficiency. Step inside to find a beautifully appointed interior with 9-foot ceilings that exude sophistication. The chef’s kitchen is the heart of the home, featuring 36-inch painted maple cabinets, quartz countertops, and state-of-the-art Whirlpool® stainless steel appliances. Bathrooms feature quartz-topped vanities and Moen® chrome faucets. The primary bath offers a 5-foot shower with a framed glass enclosure. This home is designed for the future with advanced Smart Home technology, including a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, allowing you to control and monitor your home from anywhere. Energy efficiency is prioritized with LED lighting throughout, a high-efficiency furnace, and insulated low E vinyl windows, ensuring comfort and savings year-round. Additional features such as luxury vinyl plank flooring, a spacious garage with opener(s), and detailed wiring solutions like dual data/TV lines in the main bedroom and family room, enhance both convenience and style. D.R. Horton’s commitment to quality is evident in every aspect of this home, offering you a place where luxury, technology, and comfort come together seamlessly. Don’t miss your chance to own this extraordinary home in Flint Meadows East. Schedule your private tour today and experience the D.R. Horton difference! *The developer is still finalizing the HOA dues and CCR's so those will be updated and accurate in MLS as soon as we have the information!*

36425 W 102nd Place, De Soto

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.

$452,000

3 Beds ⋅ 2.5 Baths

Clean, sleek interior finishes welcome you in. Living spaces are open and well lit. All bedrooms have excellent closet space . Fun feature walls and built ins in lower level. Excellent storage. Step out front and enjoy the west facing covered front porch wrapped in lush landscaping. Or, step out back to the west facing covered back patio or upper level deck in fully fenced yard. Oversized (22x24), insulated 2 car garage w/remote, keypad opener, windows, and outlets on each wall is large enough to house large trucks or SUV's or provide ample space for storate, workshop, or ther hobby equipment. Vented storm rm. NO HOA. Both TV's stay. Both refrigerators stay. Central De Soto location located close by highly rated schools, city and county parks and lakes, river access, city pool, rec paths, and two golf courses. Home in located on a snow route. Alley way is a public street so city pushes snow in winter. Quick to K-10 or K-32.

8435 Ottawa Street, De Soto

Listing courtesy of Shelly Milburn of Weichert, Realtors Welch & Co..

$542,500

4 Beds ⋅ 2.5 Baths

The Ash, built by Harding Homes on Lot 97 is light, open and airy. The main level living is ready for you to entertain! The beautiful floors and gas fireplace lead right into the kitchen with a large island and walk-in pantry. Huge primary suite features a large en-suite complete with walk-in shower and oversized closet. Three additional bedrooms, full bath, and spacious laundry room finish out the second level. Full unfinished basement with 9' walls is ready for you to make of it whatever you wish! It is located on a great cul-de-sac lot. This home is expected to be move in ready August 2026.

31428 W 85th Terrace, De Soto

Listing courtesy of Kayti Klaus of Weichert, Realtors Welch & Co..

$585,000

4 Beds ⋅ 3 Baths

Welcome to Harding Homes popular "Laurel" model home on Lot 110. Upgrades galore on this beautiful treed greenspace lot. This homes has it all & more!! The vaulted ceiling and spacious open concept living invite you right in. Large island to entertain all of your family & friends. Custom cabinets, walk-in pantry, SS appliances & granite perfectly complete the kitchen. Primary suite features a large trimmed accent wall, oversized walk-in closet, and en-suite bath with dual vanities and walk-in shower. Primary closet connects to laundry room! Additional bedroom/office is also on the main level with full bath. Huge lower level with family room, 2 additional bedrooms, full bath & plenty of storage. Extra deep garage, and high efficiency furnace & AC. Doesn't get any better than this! Come tour it today!! This home is move-in ready!

31401 W 85th Terrace, De Soto

Listing courtesy of Kayti Klaus of Weichert, Realtors Welch & Co..

$624,500

4 Beds ⋅ 3 Baths

Harding Homes presents The Willow on Lot 136. Discover the perfect blend of thoughtful design and modern comfort in this beautifully crafted reverse 1.5 story home. Featuring a desirable walk-out/walk-up basement with 9’ ceilings, this spacious residence offers 4 bedrooms, 2.5 bathrooms, and an open-concept layout ideal for everyday living and entertaining. The main-level primary suite provides a private retreat, while the heart of the home—the kitchen—boasts custom cabinetry, a large walk-in pantry, and a seamless connection to the dining and living areas. The lower level offers additional bedrooms and versatile space for guests, work, or play. A generous 3-car garage adds convenience and storage. This home is move-in Ready!

31501 W 86th Court, De Soto

Listing courtesy of Kayti Klaus of Weichert, Realtors Welch & Co..

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