Excelsior Springs Homes with Cash Financing

Excelsior Springs Homes with Cash Financing

Welcome to Excelsior Springs, Missouri, where charming small-town living meets top-notch educational opportunities! Nestled just a short drive from the bustling city of Kansas City, this picturesque community is known for its vibrant history, stunning natural landscapes, and a welcoming atmosphere that makes it a fantastic place to call home.

Excelsior Springs School District is highly regarded for its commitment to academic excellence and holistic education. With dedicated educators and a diverse curriculum, the district fosters a nurturing environment that encourages students to thrive both academically and socially. Parents appreciate the small class sizes, which allow for personalized attention and a strong sense of community among students and families. From engaging extracurricular activities to advanced placement programs, Excelsior Springs schools provide a well-rounded education that prepares students for future success.

For those looking to invest in this charming area, Excelsior Springs offers a variety of homes that cater to different lifestyles and budgets. Many properties are available with cash financing options, making it easier for buyers to secure their dream home without the complications of traditional mortgage processes. Whether you’re seeking a cozy bungalow, a spacious family home, or a charming historic property, Excelsior Springs has something to suit every taste.

Discover the perfect blend of quality education, community spirit, and beautiful homes in Excelsior Springs, MO. With its rich history and a bright future, this is a place where you can truly put down roots and enjoy all that life has to offer!

Newest Excelsior Springs Homes with Cash Financing

$299,000
100% occupied income-producing triplex in Excelsior Springs. Completely renovated to minimize expenses and maximize profits. The building includes a full unfinished basement and a detached garage that is also rented out to tenants for $75/mo. Tenants benefit from 3 designated parking options: a private driveway in the back, a private side driveway and street parking. Please give 24 hours notice before viewing.

435 Benton Avenue, Excelsior Springs

Listing courtesy of Davida Connell of Journey Real Estate Group.
$499,900
5 Beds ⋅ 4.5 Baths
UNIQUE, UPDATED, SPANISH STYLE 1.5 story home on LARGE FENCED CORNER LOT!! OPEN CONCEPT ONE LEVEL LIVING features CHEF'S KITCHEN offering HUGE BUILT IN PANTRY, ISLAND, GORGEOUS CUSTOM CABINETRY, SOLID SURFACE COUNTERTOPS & more! The PRIMARY RETREAT is perfect for relaxing! OVERSIZED ENSUITE w/SITTING ROOM & LARGE WALK IN CLOSET! Primary bath features separate tub & shower, CUSTOM DOUBLE VANITIES & tile flooring! 2 spacious secondary bedrooms & full bath on upper level. FINISHED LL provides tons of room for guests & entertaining w/2 non-conforming bedrooms, full bath & rec room. Don't miss the SEPARATE 14x21 GUEST QUARTERS for family members needing a private place to stay or perfect for a HOME OFFICE! Relax in the UNIQUE COURTYARD! NEW HVAC! FANTASTIC LOCATION! HURRY!!

420 Crown Hill Road, Excelsior Springs

Listing courtesy of Randy Swope of Platinum Realty LLC.
$65,000
4 Beds ⋅ 1.5 Baths
Ignore list price – Sells in online auction. Investment Opportunity! This brick 4 bedroom, 1.5 bath home would make a perfect starter, rental or flip! The home has solid bones, sells as-is and features 2643 sq. ft of finished living area on the main level. The home offers a living room with laminate flooring, a kitchen with ceramic tile floor, a dining room with wood floor and built-in china cabinet, a family room with ceiling fan, wood floor and fireplace, an updated half bath with wood floor, pedestal lavatory and toilet, a first floor laundry room with sink, 4 bedrooms (some non-conforming), an additional bedroom/bonus room, an updated full bath with ceramic tiled walk-in shower, tile floor, updated vanity and lighting, and to finish out the main level, a large L-shaped back porch. The concrete basement offers an original partial basement, a poured concrete walk-out sub-basement and a large storage area with built-in shelving like for canning. The home is situated on a treed .18 acre lot that backs to woods an open acreage and is located at 102 Collette St. in Excelsior Springs, MO. The home sells at auction to the highest bidder. Don’t miss this opportunity. Bid Your Price!

102 Collette Street, Excelsior Springs

Listing courtesy of Jeff Cates of Cates Auction & Realty Co Inc.
$199,900
2 Beds ⋅ 1 Baths
Tucked away on a large, fully fenced lot, this cozy cottage is full of charm and personality! Located on the west side of town in a quiet setting, this home offers a wonderful sense of privacy while still being conveniently located. The inviting living room features a fireplace, and the updated kitchen shows really well. The main level also offers full bath, one bedroom along with a convenient laundry/mudroom. Upstairs, you’ll find a spacious loft area plus an additional bedroom, creating incredible flexibility for a private primary suite, kids’ bedroom and playroom, home office, or guest space. Outside, enjoy the newer deck, fire pit, and plenty of room to relax, entertain, garden, or let the pets play. With its tucked-away setting, generous lot, and versatile living spaces, this home has a warm, comfortable feel from the moment you arrive.

20 Schwartz Avenue, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
$228,900
3 Beds ⋅ 2 Baths
This Charming 3 Bed 2 Bath is beautifully remodeled, and Move-In Ready! Updates include NEW Siding, NEW Garage Doors, NEW Windows, NEW Gutters, NEW Roof, NEW HVAC, NEW Water Heater, NEW Kitchen Cabinets, Backsplash, Sink, Faucets, Countertops and Brand New Stainless Steel Kitchen Appliances! NEW Flooring and trim throughout. Bathrooms have been fully remodeled with New Vanities, New Luxury Tile Shower Surrounds, New Tub, and Mirrors/Hardware. Only 5 minutes from Downtown Excelsior Springs!

102 O E Avenue, Excelsior Springs

Listing courtesy of Kyle Shaffer of 1st Class Real Estate KC.
$375,000
4 Beds ⋅ 2 Baths
Stunning Lakefront Oasis, completely remodeled from top to bottom and move-in ready. This nearly 2,000-square-foot retreat offers the perfect blend of modern luxury and serene waterfront living. Situated directly on the water, the property provides the opportunity to add a private dock and immediately enjoy premier fishing, boating, and lakeside relaxation—all with no HOA fees. Designed for total peace of mind, every major system and surface in the home is brand new, including the roof, HVAC, water heater, plumbing, electrical fixtures, flooring, appliances, fireplace, bathrooms, and front and back decks. The home also offers unmatched waterfront views. Its unique positioning allows you to enjoy both breathtaking sunrises and remarkable sunsets directly over the water. Whether you are looking for a permanent residence or a weekend getaway, this lakefront gem delivers a lifestyle that is hard to find. Crystal Lakes is comprised of five lakes, including one main lake and four smaller lakes.

14788 Midway Drive, Excelsior Springs

Listing courtesy of Lindie Victor of ReeceNichols- Leawood Town Center.
$250,000
3 Beds ⋅ 2 Baths
This 3 bedroom, 2 bathroom home also offers the potential for a 4th bedroom, home office, or guest space. From the moment you walk in, you’ll appreciate the original hardwood floors, beautiful trim, large windows, and timeless details throughout. The home offers multiple living spaces, a formal dining room, large laundry room, and even two separate staircases leading upstairs. While there is still plenty of opportunity to add your own cosmetic touches, many of the expensive updates have already been completed. Improvements include a new HVAC system in 2025, roof approximately 3 years old, water heater replaced in 2024, upgraded electrical panel, and a brand new sewer line installed in January 2025. A water softener and reverse osmosis system were also added in 2025. Outside, the large wraparound porch with two entry points is the perfect place to relax and enjoy the views. The home overlooks downtown and the historic Elms and is within walking distance of both. You can even see the new elementary school from the front porch! Additional features include an unfinished walkout basement offering plenty of storage, off street parking in front, a large concrete driveway in the rear, and a detached garage.

410 Wildwood Street, Excelsior Springs

Listing courtesy of Mark Colombatto of Weichert Realtors - Generations.
$115,900
Unveil infinite possibilities with three magnificent, rolling acres nestled in desirable Wood Heights Township right outside Excelsior Springs city limits! This prime Ray County parcel perfectly blends ultimate country privacy and everyday convenience, featuring mature trees, serene open green space, and quick access to Highway 10. Outdoor enthusiasts, hobbyists, and vehicle mechanics will fall in love with the detached outbuilding workshop, complete with solid concrete flooring, 100-amp electrical service, overhead lighting, and a functional two-post hydraulic vehicle lift ready for your projects. Generous road frontage along a well-maintained gravel drive provides effortless access to the sprawling, tree-lined landscape. Public water access is available on-site, offering fantastic utility potential for your custom build. Whether you envision designing your dream home, creating an idyllic homestead, or establishing a private workshop retreat, this versatile acreage delivers the ultimate canvas to bring your vision to life!

32124 Pisgah Cemetery Road, Excelsior Springs

Listing courtesy of Lindsay Castro of RE/MAX Heritage.
$535,000
What an incredible opportunity to own an income-producing property in thriving downtown Excelsior Springs, Missouri. This historic property offers it all. The upstairs features three apartments with tall ceilings, beautiful woodwork, real oak floors and loads of character-ready to rent or use as an Airbnb. The main level of 110-112 Broadway offers a large showroom, private bath, multiple offices, a laundry area and kitchenette. Additionally, 114 Broadway features a gorgeous retail space occupied by a longtime tenet. Above the retail space is an unfinished loft space overlooking downtown Excelsior Springs. Bring your imagination and finish the loft space into your personal vision!

110-114 E Broadway Avenue, Excelsior Springs

Listing courtesy of Conrad Mays of RE/MAX Advantage.
$495,000
2 Beds ⋅ 1 Baths
Searching for property to hunt or build without giving up convenient access to the Kansas City? This property has the diverse landscape outdoor enthusiasts covet. Approximately 6 acres of open pasture separated by the East Fork Fishing River from the property's thicker timber and ridgeline terrain, creating a natural transition between open ground, water, cover, and elevations. The combination provides excellent wildlife habitat and natural corridors for whitetail deer and turkey with multiple opportunities to establish food plots, hunting access routes and stand locations. The timbered ridges and elevation changes give this tract privacy and seclusion while still only being minutes from Excelsor Springs and within an hour of most parts of the metro. Whether you're looking for a manageable hunting property, weekend recreational retreat, private acreage or a place to eventually build this land offers so many options. The existing manufactured home could serve as a hunting cabin, weekend base camp or temporary residence during construction with a little TLC. The metal outbuilding with concrete floors was a former tractor repair shop, has heat and electricity, and offers workspace or storage. It may be particularly attractive to someone envisioning a workshop, hobby operation, or barndo site. This tract offers a unique recreation amenity with its proximity to the local Fraternal Order of the Eagles lodge. After a long day in the woods, wind down with a cold beverage, billiards, and scheduled special events for a modest membership fee. If you're looking for acreage that combines recreation, wildlife habitat, existing improvements, and future build potential in the Excelsior Springs area, this one deserves a closer look.

14255 Highway Y Highway, Excelsior Springs

Listing courtesy of Tonya Parker of United Real Estate Kansas City.
$377,500
3 Beds ⋅ 2.5 Baths
NEW PRICE! Motivated seller offering a $10,000 credit at closing on a full-price offer — buy down your rate, cover closing costs, or apply it however works best for you. A great opportunity to make this home even more affordable. Welcome to Stone Crossing! This 2-story beauty is full of character from the moment you walk in — the front room flexes as a formal dining space or a light-filled home office, whichever fits your life best. The kitchen is the real showstopper: rich stained oak cabinets, stainless appliances including a brand new dishwasher, and a generous breakfast bar made for lazy Sunday breakfasts or quick weekday meals on the go. It opens right into the great room, where a cozy fireplace anchors the space and picture windows frame views of the enormous, private backyard — the kind of yard that makes you start planning summer cookouts before you've even made an offer. A convenient back hall with laundry and a half bath keeps everyday life running smoothly. Upstairs, retreat to a spacious primary suite with a huge walk-in closet and its own ensuite bath, plus two more bedrooms and a full hall bath — room for everyone to spread out. And downstairs, the full basement is a blank canvas: think storage galore now, or your dream rec room, gym, or fifth bedroom down the road. Beyond the charm, this one's low-maintenance where it counts: a roof that's only 5 years old, a water heater under a year old, and NO HOA — meaning more freedom and fewer fees. Tucked into a quiet cul-de-sac in a friendly community, close to schools, shopping, and easy highway access — this one checks every box. Schedule your private showing today!

2000 Riverstone Drive, Excelsior Springs

Listing courtesy of Kendal Hackett of 1st Class Real Estate KC.
$109,900
Looking for a great lot ready to build on?? Here you Go. Paved road access to the short amount of gravel to get to the property, This lot has had a lot of work done on it. Seller was going to build on the lot but decided that they were going to make other plans. Brand new septic system installed in 2025 and used only for a 5th wheel for a bit. Fence line has been cleared as well as a lot of trees. Plan your future home here. 5th wheel to be moved and is NOT part of the sale. Check out Disclosure for info community water set up. Each lot has its own meter.

31608 Horn Circle, Excelsior Springs

Listing courtesy of Bob Halberstadt of ReeceNichols North Star.
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