Excelsior Springs Homes with FHA Financing

Excelsior Springs Homes with FHA Financing

Welcome to Excelsior Springs, Missouri, a charming community that embodies the perfect blend of small-town charm and modern amenities. Nestled just a short drive from Kansas City, this vibrant city is not only known for its rich history and beautiful landscapes but also boasts an exceptional school district that prioritizes educational excellence.

Excelsior Springs School District is dedicated to fostering a nurturing and challenging environment for students of all ages. With a strong emphasis on academic achievement, innovative programs, and extracurricular activities, the district is committed to developing well-rounded individuals prepared for the future. Parents can take pride in knowing that their children are receiving a high-quality education, supported by dedicated teachers and a community that values learning.

For those considering a move to this delightful area, Excelsior Springs offers a variety of housing options, including homes eligible for FHA financing. This means that you can find your dream home without the burden of a hefty down payment, making it easier to settle into this welcoming community. Whether you’re searching for a cozy bungalow or a spacious family home, the real estate market in Excelsior Springs has something for everyone.

Explore the charm of Excelsior Springs, where quality education and affordable housing come together to create an ideal place to call home. With its friendly atmosphere and strong community ties, you’ll find that Excelsior Springs is not just a location, but a lifestyle that you and your family will cherish for years to come.

Newest Excelsior Springs Homes with FHA Financing

$249,900
3 Beds ⋅ 2.5 Baths
Charming Craftsman-style home featuring 3 bedrooms and 2.5 baths! Enjoy the beautifully remodeled kitchen with granite countertops, gas cooktop, and double oven, along with updated bathrooms and warm wood flooring throughout. The inviting great room features a cozy fireplace, while the new deck provides the perfect space for outdoor entertaining. Relax and unwind on the welcoming front porch and enjoy peaceful evening sits. This home blends timeless Craftsman charm with modern updates!

723 Old Orchard Avenue, Excelsior Springs

Listing courtesy of Mike Ruff of HomeSmart Legacy.
$415,000
4 Beds ⋅ 3 Baths
Discover the comfort and convenience of this 4-bedroom, 3-bathroom home tucked away in a quiet cul-de-sac in Excelsior Springs. The California split layout features three bedrooms upstairs and an additional bedroom downstairs, offering flexibility for guests, a home office, or additional living needs. Enjoy cozy evenings by the living room fireplace, along with the fresh feel of new interior paint. Step outside through the walkout basement to enjoy a large patio, deck, and fenced backyard, creating plenty of opportunity for outdoor relaxation and entertaining. With a 3-car garage and storage shed, there's no shortage of space for vehicles and belongings. New roof installed in 2025 plus all kitchen appliances stay with the home. Located just minutes from Aldi and other convenient shopping options, this home offers a peaceful setting without sacrificing everyday convenience. Schedule your showing today!

2116 Bradford Place, Excelsior Springs

Listing courtesy of Alexis Whitlow of Real Broker, LLC.
$220,000
3 Beds ⋅ 1 Baths
Cute, cozy, and full of charm! This three-bedroom, one-bath bungalow sits on a corner lot of over half an acre that backs to the woods. The huge covered front porch has a fresh coat of paint and is perfect for slow mornings or a glass of sweet tea or lemonade on a warm afternoon! All appliances, except for the deep freezes, stay! Outside, you’ll find a large detached garage plus a separate shed for lawn and gardening tools. All appliances stay, including the washer and dryer. Come see how much this bungalow has to offer!

1300 Kearney Road, Excelsior Springs

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$279,900
3 Beds ⋅ 2 Baths
Welcome home to this move-in-ready bungalow situated on a spacious 1.5-acre lot in historic Excelsior Springs! Located just down the road from the iconic Elms Hotel, this affordable property offers small-town charm with plenty of room to relax and entertain. Fresh interior paint and brand-new carpet make it easy to settle right in. Outside, enjoy an above-ground swimming pool with a beautiful surrounding deck, a covered sitting/picnic area, and a fire pit for gathering on cool evenings. An oversized detached garage and barn provide abundant space for storage, hobbies, or projects. Don’t let today’s interest rate keep you from a home you love—“date the rate and marry the home,” with the possibility of refinancing later if rates improve and you qualify. Schedule your showing today!

2006 Eastridge Drive, Excelsior Springs

Listing courtesy of Tracy Carleton of Berkshire Hathaway HomeServices All-Pro.
$745,000
2 Beds ⋅ 2 Baths
Country living, but close to highway and towns! It is at the end of the road-about 1.5 miles. This 2 bedroom, 2 full bathroom home with stained concrete floors, open floor plan, Hardie board siding, Anderson windows and doors and a nice breeze coming through is ready for new owners. Beautiful views from living room to pasture in back, perfect for hunters, sit on your back porch to hunt! lots of wildlife on this 27 acres with a pond. Plenty of room for animals, atv trails, a barn, a nice home stead ! There is also a river running through the back corner. There is a 42 x 83 ft building, with a 30 ft ceiling, wood burning stove, 1000 lb hoist, office area, shop bathroom, built of all heavy duty steel ( owner was a welder by trade), There is also a 1 bedroom, 1 bathroom apartment at the back of the building, open floor plan, outside entrance. There is a swimming pool, pool house, and another out building. This would be a great shop for someone! Professional photos coming!

22826 NE 122nd Street, Mosby

Listing courtesy of Kandi Harrison of Platinum Realty LLC.
$325,000
3 Beds ⋅ 3 Baths
Welcome Home! This Split-Level estate on Acreage is Tastefully Updated and Move-In Ready! Some of the Major Updates include NEW Roof, New Windows, NEW Deck, NEW 200 Amp Exterior Electrical Service, NEW HVAC, NEW Water Heater, NEW Trim and Doors, NEW Garage Doors & Openers, NEW Siding on the front of the house, NEW Exterior Trim all the way around the house, NEW Exterior Doors, all NEW Interior and Exterior Paint, All New Luxury Vinyl Plank in Main living areas, and Carpet in the Bedrooms, All New Light Fixtures and Ceiling/Exhaust Fans, and More! The Main Level Living room is open, Bright, and offers lots of Natural Light along with a Cozy Brick Fireplace. The Spacious Eat-In Kitchen has been remodeled with Brand New Kitchen Cabinets, Quartz Countertops, Tile Backsplash, Modern hardware and fixtures, and equipped with a Brand New Stainless Steel Electric Range, Mircrowave and Dishwasher. The dining room opens up to the expansive back deck, Replaced in 2026. Enjoy spending your evenings on the back deck enjoying the peace and quiet and great view of the backyard! Hall/Guest Bath is all NEW including Vanity, Flooring, Light-Up Vanity Mirror, Tub, Tile Surround and Toilet. Master Bedroom is located on the Main Level and offers a fully remodeled Master Bathroom with Luxury Finishes. Laundry Room is in the Hallway on the Main Level! Basement living area and full Bath has also been fully renovated and offers plenty of extra square footage for additional living/Office space, or great for entertaining as well. The 2 Car Garage faces the side of the home with Basement Entry, and Exterior Entry from the back of the home. The Treed lot offers a park-like setting for the home, providing both shade and privacy. Don't miss this opportunity to own a 1998-Built Home on 2 +/- Acres in the country, while still being within a close distance to City Amenities! OWNER-AGENT.

33251 Koala Circle, Excelsior Springs

Listing courtesy of Kyle Shaffer of 1st Class Real Estate KC.
$799,999
3 Beds ⋅ 3.5 Baths
Discover unmatched privacy and natural beauty on just under 10 secluded acres. A long, picturesque driveway leads you to this meticulously maintained three-bedroom, three-and-a-half-bath home, thoughtfully positioned near the back of the property for exceptional peace and privacy. Offering nearly 3,000 square feet of finished living space, the home welcomes you with soaring 12-foot ceilings, beautifully refinished hardwood floors, and dramatic floor-to-ceiling windows spanning the back of the home and filling the interior with natural light. Two fireplaces add warmth and character, including one inside the spacious primary suite. Each generously sized bedroom feels like a private retreat, complete with its own full bathroom. The home was completely remodeled down to the framing in 2009, including updated electrical wiring, with the renovation completed in 2010. Recent improvements include fresh interior and exterior paint, beautifully refinished hardwood floors, brand-new stainless steel appliances, automatic locking systems on both garage doors, and fresh mulch throughout the landscaped areas. The property features two septic systems, including a dedicated system serving one of the outbuildings, along with a well near the front of the property used for watering flowers and landscaping. Outside, the acreage is filled with an extraordinary variety of mature trees and plantings, including walnut, hickory, Osage orange, locust, crabapple, oak, peach, weeping oak, plum, and Bradford pear trees. Rose and wisteria bushes add seasonal beauty, while wild gooseberry, raspberry, and blackberry bushes enhance the property’s natural charm. Private, peaceful, and truly one of a kind, this remarkable property offers the space and seclusion of country living paired with a beautifully updated and exceptionally cared-for home.

16723 Endsley Road, Kearney

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$475,000
3 Beds ⋅ 2 Baths
Welcome home to your FULLY UPDATED, serene piece of the American dream! Right outside city limits so you have the freedom to do what you want, and only 5 minutes from town! This property has it all! Pick fresh apples and peaches right from your own yard and enjoy! This property is entirely fenced, along with cross fencing to seperate your livestock. HUGE 40x60 Barn complete with electricity and several stables. There are three areas inside of the barn that have concrete flooring, the shop area, the feed room, and the tack room! There is also a concrete pad with a hitching post to bath your horses on the back side of the barn. There are 2 automatic waterers on the property as well. Property also includes a 12x60 leanto, 10x12 leanto, a 60ft tractor shed, and a gazebo complete with a concrete floor and metal roof! Storm cellar in basement to keep safe in Tornado season! With the beautiful views, sunsets, wildlife, you truly have it all here!

15625 Washington School Road, Excelsior Springs

Listing courtesy of Sabrina Caves of RE/MAX Area Real Estate.
$299,000
100% occupied income-producing triplex in Excelsior Springs. Completely renovated to minimize expenses and maximize profits. The building includes a full unfinished basement and a detached garage that is also rented out to tenants for $75/mo. Tenants benefit from 3 designated parking options: a private driveway in the back, a private side driveway and street parking. Please give 24 hours notice before viewing.

435 Benton Avenue, Excelsior Springs

Listing courtesy of Davida Connell of Journey Real Estate Group.
$499,900
5 Beds ⋅ 4.5 Baths
UNIQUE, UPDATED, SPANISH STYLE 1.5 story home on LARGE FENCED CORNER LOT!! OPEN CONCEPT ONE LEVEL LIVING features CHEF'S KITCHEN offering HUGE BUILT IN PANTRY, ISLAND, GORGEOUS CUSTOM CABINETRY, SOLID SURFACE COUNTERTOPS & more! The PRIMARY RETREAT is perfect for relaxing! OVERSIZED ENSUITE w/SITTING ROOM & LARGE WALK IN CLOSET! Primary bath features separate tub & shower, CUSTOM DOUBLE VANITIES & tile flooring! 2 spacious secondary bedrooms & full bath on upper level. FINISHED LL provides tons of room for guests & entertaining w/2 non-conforming bedrooms, full bath & rec room. Don't miss the SEPARATE 14x21 GUEST QUARTERS for family members needing a private place to stay or perfect for a HOME OFFICE! Relax in the UNIQUE COURTYARD! NEW HVAC! FANTASTIC LOCATION! HURRY!!

420 Crown Hill Road, Excelsior Springs

Listing courtesy of Randy Swope of Platinum Realty LLC.
$199,900
2 Beds ⋅ 1 Baths
Tucked away on a large, fully fenced lot, this cozy cottage is full of charm and personality! Located on the west side of town in a quiet setting, this home offers a wonderful sense of privacy while still being conveniently located. The inviting living room features a fireplace, and the updated kitchen shows really well. The main level also offers full bath, one bedroom along with a convenient laundry/mudroom. Upstairs, you’ll find a spacious loft area plus an additional bedroom, creating incredible flexibility for a private primary suite, kids’ bedroom and playroom, home office, or guest space. Outside, enjoy the newer deck, fire pit, and plenty of room to relax, entertain, garden, or let the pets play. With its tucked-away setting, generous lot, and versatile living spaces, this home has a warm, comfortable feel from the moment you arrive.

20 Schwartz Avenue, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
$228,900
3 Beds ⋅ 2 Baths
This Charming 3 Bed 2 Bath is beautifully remodeled, and Move-In Ready! Updates include NEW Siding, NEW Garage Doors, NEW Windows, NEW Gutters, NEW Roof, NEW HVAC, NEW Water Heater, NEW Kitchen Cabinets, Backsplash, Sink, Faucets, Countertops and Brand New Stainless Steel Kitchen Appliances! NEW Flooring and trim throughout. Bathrooms have been fully remodeled with New Vanities, New Luxury Tile Shower Surrounds, New Tub, and Mirrors/Hardware. Only 5 minutes from Downtown Excelsior Springs!

102 O E Avenue, Excelsior Springs

Listing courtesy of Kyle Shaffer of 1st Class Real Estate KC.
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