Girard Homes with USDA Loan Financing

Welcome to Girard, Kansas, a charming city nestled in Crawford County that boasts a vibrant community and an exceptional school district. Girard is not just a place to live; it’s a place to grow, learn, and thrive. The Girard School District is renowned for its commitment to academic excellence, offering a range of programs that cater to the diverse needs of its students. With dedicated educators and a supportive environment, students here are encouraged to reach their full potential, making it an ideal choice for families seeking quality education.

In addition to its educational offerings, Girard is a community that embraces the spirit of neighborliness and pride. Residents enjoy a variety of local parks, recreational facilities, and community events that foster a strong sense of belonging. The city’s rich history and small-town charm create a welcoming atmosphere that makes everyone feel right at home.

For those looking to settle down in Girard, the availability of homes with USDA loan financing opens up exciting opportunities for prospective buyers. USDA loans are designed to help families achieve homeownership in rural areas, making it easier than ever to invest in your dream home in this beautiful community. With no down payment required and competitive interest rates, owning a home in Girard is not only attainable but also a smart financial decision.

Explore the possibilities that await you in Girard, KS, where excellent schools, a tight-knit community, and affordable housing options come together to create an unparalleled living experience. Your dream home is just a visit away!

Newest Girard Homes with USDA Loan Financing

$415,000

4 Beds ⋅ 3 Baths

Country Living on 3.5 Acres Just 6 Miles West of Girard! Enjoy the peace and privacy of country living on 3.5 beautifully fenced acres, complete with a gated, tree-lined driveway. Built in 2017, this spacious 2,304 sq. ft. home offers 4 bedrooms and 2 bathrooms with a warm, inviting design. The heart of the home features a large, open-concept kitchen, dining, and living area with beautiful hardwood floors and wood ceilings. The kitchen offers plenty of workspace and storage, including a huge walk-in pantry. The primary suite includes a large soaking tub, walk-in shower, and spacious walk-in closet. Step outside to enjoy the large covered front porch or relax on the spacious back deck overlooking the property. The attached oversized one-car garage provides convenient access to the home. For those needing extra workspace or storage, this property offers an impressive 60' x 40' shop built in 2020, plus a large detached garage built in 2016. The detached garage includes additional finished space that could make a great man cave, hobby area, office, or potentially a small apartment. A full bathroom is also located in the detached shop/garage area. With plenty of room for equipment, hobbies, animals, or simply enjoying the outdoors, this property offers the perfect combination of comfortable country living and functional outbuildings. The entire property is fenced with a gated entrance. Come enjoy the space, privacy, and possibilities this 3.5-acre property has to offer!

123 N 3 Highway, Girard

Listing courtesy of Ashley Butcher of ReeceNichols Sunflower Realty Group.

$840,000

Located near Farlington in Crawford County, Kansas, this 160± acre property offers a versatile mix of agricultural, recreational, and building potential. Conveniently situated near Farlington Lake, the property features expansive open pasture covered in native grasses, providing excellent hay production and quality grazing ground for cattle. For buyers looking to expand the property's income-producing potential, the open acreage could potentially be converted to tillable farm ground. Pockets of mature timber are scattered throughout the property, adding natural cover, character, and wildlife habitat while breaking up the open landscape. A small shed is already onsite, providing convenient storage for equipment, tools, or supplies. Utilities are located along the roadway, adding to the property's potential for a future home, cabin, or other improvements. Whether you're searching for additional pasture for a cattle operation, productive hay ground, potential tillable acreage, or a place to build your future home, this property offers plenty of possibilities. With its combination of open ground, native grasses, mature timber, existing storage, utilities nearby, and proximity to Farlington Lake, this is a great opportunity to own a sizable and versatile tract in Crawford County. Disclaimer: The property has produced oil in the past. The current owner does not own the oil rights, and no oil rights will transfer to the buyer with the sale of the property.

00 W 710th Avenue, Farlington

Listing courtesy of Cody Cutler of Trophy Properties & Auction.

$752,000

Located near Walnut, Kansas, this 160-acre property offers an excellent opportunity for agricultural use, cattle grazing, and potential income production. With a productive combination of pasture and crop ground, this property is well suited for an existing farming or cattle operation or someone looking to expand their acreage. The property features great fencing around the perimeter, making it ready for livestock, along with ample pasture for grazing. Several ponds located throughout the property provide convenient and reliable water sources for cattle and add to the overall functionality of the farm. The existing crop ground provides an opportunity for agricultural production and potential income, while additional areas may offer possibilities for expanded farming or hay production. The combination of pasture, tillable acreage, fencing, and water makes this a versatile property with multiple potential revenue streams. Utilities are available along the roadway, providing additional potential for a future homesite, farm headquarters, or other improvements. Whether you’re looking to expand your cattle operation, add productive acreage to your farming portfolio, or invest in a property with agricultural income potential, this 160-acre tract near Walnut offers the land, water, and infrastructure to get started.

180th Road, Walnut

Listing courtesy of Cody Cutler of Trophy Properties & Auction.

$400,000

Located near Walnut, Kansas, this 80-acre property offers an excellent opportunity for hunters looking for a tract with strong wildlife habitat and plenty of potential to make it their own. Situated in an area known for quality whitetail hunting, this property features a diverse mix of mature timber, native grasses, open ground, and a small pond, creating the ingredients needed to hold and attract deer and turkey. The mature timber provides excellent cover, bedding areas, and natural travel corridors, while the native grasses offer additional security and habitat throughout the property. Open areas could be strategically developed into food plots to further enhance the hunting opportunities, with additional potential to convert portions of the property into productive crop ground for income or wildlife management. A small pond provides an additional water source for wildlife, and the mix of habitat gives a new owner plenty of options for stand locations, food plot development, and overall land management. For those looking to eventually build, utilities are conveniently located at the roadway, offering excellent potential for a hunting cabin, weekend retreat, or permanent residence. Whether you're looking for a dedicated hunting property, recreational getaway, land investment, or future homestead, this 80± acre tract offers a great combination of mature timber, native grasses, water, wildlife habitat, and improvement potential in Southeast Kansas.

00 180th Road, Walnut

Listing courtesy of Cody Cutler of Trophy Properties & Auction.

$175,000

3 Beds ⋅ 2 Baths

Move-in ready, beautifully updated, and offering a valuable tax incentive—this 3-bedroom, 2-bath home in Girard is one you won't want to overlook! Featuring approximately 1,534 square feet of comfortable living space, this thoughtfully renovated home offers the character of an established neighborhood with the updates today's buyers are looking for. The kitchen features beautiful cabinets and countertops and modern finishes, while the spacious primary suite offers a private retreat with a generous walk-in closet. Both bathrooms have been updated, and the home is ready for its next owner to move right in. A seperate utility room is an additional bonus to this home. One of the property's standout financial benefits is its eligibility for a Neighborhood Revitalization tax rebate through 2033. The seller received approximately $2,545 back in 2025, offering a significant potential savings opportunity for the next owner. Buyers are encouraged to verify rebate details with the appropriate taxing authority. Outside, the property offers nearly half an acre within Girard city limits, providing an unusually spacious backyard with plenty of room to enjoy the outdoors. A detached 2 car garage provides additional parking and storage. Located conveniently near schools, downtown Girard, and area amenities, this home combines thoughtful updates, a spacious lot, desirable amenities, and a potential tax savings opportunity that makes it a particularly compelling value. Updated. Spacious. Move-in ready. Sitting on 2 lots. And with potential tax savings through 2033—this is one you'll want to see in person.

404 & 406 W Buffalo Street, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.

$179,500

4 Beds ⋅ 2 Baths

When you think of the quintessential white-picket-fence home, this is the one that comes to mind! Beautifully refreshed and thoughtfully updated, this home sits on nearly half an acre in town and has had extensive updates. Featuring 4 bedrooms and 2 bathrooms, the home welcomes you with updates that include fresh interior and exterior paint, new flooring throughout, insulated windows, updated PEX plumbing, new electrical service, new gutters, and a brand-new roof. The foundation has also been tuckpointed, offering peace of mind alongside the home's undeniable charm. Step outside and the magic continues. An inviting front porch or the side porch, both set the stage for slow mornings and relaxing evenings, while the privacy-fenced backyard creates a true outdoor retreat. The beautifully landscaped grounds, featuring thousands of dollars in landscaping, provide a private and picturesque setting for entertaining, gardening, or simply enjoying your own backyard oasis. Warm, elegant, and move-in ready, this is more than a house—it’s the kind of home that instantly feels like it was meant to be yours.

109 N Western N/A, Girard

Listing courtesy of Monica Angeles of Monica & Co. Realtors.

$885,000

4 Beds ⋅ 3 Baths

Located in the desirable Crawford Lake State Park, this stunning residence offers exceptional space, natural light, and thoughtful design throughout. Step inside to a grand great room featuring soaring ceilings, a tile fireplace surrounded by custom built-ins, and an abundance of windows that fill the home with natural light. Just off the great room, the bright breakfast room showcases large windows and direct access to the back patio, seamlessly connecting indoor and outdoor living. The spacious kitchen is designed for both everyday living and entertaining, complete with quartz countertops, extensive cabinet and counter space, and convenient bar seating. Adjacent to the kitchen, a hallway with built-in shelving leads to a functional laundry room with sink and counter space, a mudroom, and additional storage opportunities. A standout recreation room offers vaulted ceilings, abundant natural light, and a wet bar, perfect for gatherings and relaxation. Just beyond, a beautiful sunroom provides a quiet retreat with views of the outdoors. The main-level primary suite includes a charming window seat and built-ins, while the ensuite bath features a private sauna, makeup vanity, and walk-in shower. An additional bedroom and full bathroom on the main level provide flexibility for guests or multi-generational living. Upstairs, you’ll find a loft space, two additional bedrooms, a Jack-and-Jill bathroom, and a large bonus room. Outdoor living is highlighted by a private basketball court and lake access with a private dock and seating area to enjoy sunset views over the water. The seller would like this property and the adjacent lot at 57 W Lake Rd (MLS #2621052) to be sold together. Approximately 107 acres of land are also available under a separate listing - see MLS #2620886 for details.

58 W Lake Road, Farlington

Listing courtesy of Dan O'Dell of Real Broker, LLC.

$1,017,450

Located just south of Crawford Lake State Park, is a unique opportunity to own approximately 107.1 acres of agricultural land offered across three parcels: 019-093-07-0-00-01-017.03-0, 019-093-07-0-00-01-001.01-0, and 019-093-07-0-00-01-019.03-0. This expansive property offers endless possibilities for farming, ranching, hunting, recreation or investment. With a large contiguous footprint and wide-open space, this land provides the flexibility to bring your vision to life while enjoying the privacy and natural beauty of the surrounding countryside. If your also looking for lake front property the seller is also selling a lake front home located at 58 W. Lakeview Road (MLS#2620909) and a lake front lot located at 57 W. Lakeview Road (MLS#2621052), both located at Crawford Lake State Park.

W Lake Road, Farlington

Listing courtesy of Dan O'Dell of Real Broker, LLC.

$180,000

Situated at the desirable Crawford Lake State Park, this lot offers a unique opportunity with a detached garage and additional space to complement the neighboring property. Ideal for storage, hobbies, recreational use, or future possibilities, this property adds flexibility and value in a peaceful lake-area setting. The property also includes lake access via its own private dock, offering a perfect place to enjoy the water and surrounding views. The seller would prefer this property to be sold together with the adjacent home at 58 W Lake Rd - MLS #2620909. Approximately 107 acres of additional land are also available under a separate listing, see MLS #2620886 for details.

57 W Lake Road, Farlington

Listing courtesy of Dan O'Dell of Real Broker, LLC.

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