Girard Homes with USDA Loan Financing

Welcome to Girard, Kansas, a charming city nestled in Crawford County that boasts a vibrant community and an exceptional school district. Girard is not just a place to live; it’s a place to grow, learn, and thrive. The Girard School District is renowned for its commitment to academic excellence, offering a range of programs that cater to the diverse needs of its students. With dedicated educators and a supportive environment, students here are encouraged to reach their full potential, making it an ideal choice for families seeking quality education.

In addition to its educational offerings, Girard is a community that embraces the spirit of neighborliness and pride. Residents enjoy a variety of local parks, recreational facilities, and community events that foster a strong sense of belonging. The city’s rich history and small-town charm create a welcoming atmosphere that makes everyone feel right at home.

For those looking to settle down in Girard, the availability of homes with USDA loan financing opens up exciting opportunities for prospective buyers. USDA loans are designed to help families achieve homeownership in rural areas, making it easier than ever to invest in your dream home in this beautiful community. With no down payment required and competitive interest rates, owning a home in Girard is not only attainable but also a smart financial decision.

Explore the possibilities that await you in Girard, KS, where excellent schools, a tight-knit community, and affordable housing options come together to create an unparalleled living experience. Your dream home is just a visit away!

Newest Girard Homes with USDA Loan Financing

$479,000

3 Beds ⋅ 2 Baths

Your dream home on 10 acres, just outside of town. This well built home features 9 inch thick walls, ten foot ceilings, a 4 foot tall crawlspace, open floor plan, instant water heater, beautiful Hickory hardwood floors, large bedrooms with walk-in closets, and led lighting. The 30 X 50 detached shop / Mancave features two overhead doors with quiet openers, wood heat, and a bathroom. The entire 10 acres are fenced.

455 S Highway 7 N/A, Girard

Listing courtesy of Chuck Parsons of Cobb Realty Inc.

$135,000

3 Beds ⋅ 1 Baths

Situated on a quiet residential street, this 3 bed ranch home offers the perfect blend of comfort, convenience, and small-town charm. Whether you're a first-time homebuyer, or searching for an investment opportunity, this property presents exceptional potential. The functional floor plan provides comfortable everyday living while offering flexibility to personalize and make the home your own. The kitchen is designed with ample cabinetry and workspace. Refrigerator, range and dishwasher are staying in "as is" condition. Outside, you will find a patio and a backyard that offers plenty of room for gardening, outdoor gatherings, pets, or simply relaxing and enjoying the peaceful surroundings. Additional detached garage offers space for more vehicles, storage or a shop with convenient rear alley access. New roof in 2025 and HVAC has new freon & motor. This home is being sold in it's present condition, with buyer inspections being welcomed. Located just minutes from schools, parks, shopping, and local dining, this home combines neighborhood tranquility with easy access to local amenities. Why not take a look ;-)

708 E Orange Street, Girard

Listing courtesy of Teresa Wallen of Jones Heritage, REALTORS.

$885,000

4 Beds ⋅ 3 Baths

Located in the desirable Crawford Lake State Park, this stunning residence offers exceptional space, natural light, and thoughtful design throughout. Step inside to a grand great room featuring soaring ceilings, a tile fireplace surrounded by custom built-ins, and an abundance of windows that fill the home with natural light. Just off the great room, the bright breakfast room showcases large windows and direct access to the back patio, seamlessly connecting indoor and outdoor living. The spacious kitchen is designed for both everyday living and entertaining, complete with quartz countertops, extensive cabinet and counter space, and convenient bar seating. Adjacent to the kitchen, a hallway with built-in shelving leads to a functional laundry room with sink and counter space, a mudroom, and additional storage opportunities. A standout recreation room offers vaulted ceilings, abundant natural light, and a wet bar—perfect for gatherings and relaxation. Just beyond, a beautiful sunroom provides a quiet retreat with views of the outdoors. The main-level primary suite includes a charming window seat and built-ins, while the ensuite bath features a private sauna, makeup vanity, and walk-in shower. An additional bedroom and full bathroom on the main level provide flexibility for guests or multi-generational living. Upstairs, you’ll find a loft space, two additional bedrooms, a Jack-and-Jill bathroom, and a large bonus room. Outdoor living is highlighted by a private basketball court and lake access with a private dock and seating area to enjoy sunset views over the water. The seller would like this property and the adjacent lot at 57 W Lake Rd (MLS #2621052) to be sold together. Approximately 107 acres of land are also available under a separate listing - see MLS #2620886 for details.

58 W Lake Road, Farlington

Listing courtesy of Dan O'Dell of Real Broker, LLC.

$1,017,450

Located just south of Crawford Lake State Park, is a rare opportunity to own approximately 107.1 acres of agricultural land offered across three parcels: 019-093-07-0-00-01-017.03-0, 019-093-07-0-00-01-001.01-0, and 019-093-07-0-00-01-019.03-0. This expansive property offers endless possibilities for farming, ranching, hunting, recreation or investment. With a large contiguous footprint and wide-open space, this land provides the flexibility to bring your vision to life while enjoying the privacy and natural beauty of the surrounding countryside. If your also looking for lake front property the seller is also selling a lake front home located at 58 W. Lakeview Road (MLS#2620909) and a lake front lot located at 57 W. Lakeview Road (MLS#2621052), both located at Crawford Lake State Park.

W Lake Road, Farlington

Listing courtesy of Dan O'Dell of Real Broker, LLC.

$180,000

Situated at the desirable Crawford Lake State Park, this lot offers a unique opportunity with a detached garage and additional space to complement the neighboring property. Ideal for storage, hobbies, recreational use, or future possibilities, this property adds flexibility and value in a peaceful lake-area setting. The property also includes lake access via its own private dock, offering a perfect place to enjoy the water and surrounding views. The seller would prefer this property to be sold together with the adjacent home at 58 W Lake Rd - MLS #2620909. Approximately 107 acres of additional land are also available under a separate listing, see MLS #2620886 for details.

57 W Lake Road, Farlington

Listing courtesy of Dan O'Dell of Real Broker, LLC.

$51,900

3 Beds ⋅ 2 Baths

This charming 3-bedroom, 2-bathroom two-story home in Girard, Kansas offers a fantastic opportunity for investors or buyers looking to add value. With a spacious layout and solid structure, this property is full of potential. The home features generous living areas, a functional floor plan, and ample natural light throughout. Its two-story design provides separation between living and sleeping spaces, making it ideal for families or tenants. With the right updates and personal touches, this property could be transformed into a highly desirable residence. Situated in a quiet community, the home benefits from small-town charm while still offering convenient access to local amenities and schools. Whether you're looking to expand your investment portfolio or take on your next project, this property presents a promising opportunity with strong upside potential.

230 E Prairie Avenue, Girard

Listing courtesy of Paiten Griffith of Venture Group Real Estate.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use