Kearney Homes with FHA Financing

Welcome to Kearney, Missouri, a vibrant community nestled in the heart of Clay County. Known for its rich history and friendly atmosphere, Kearney offers an exceptional quality of life, making it a perfect place to call home for families, professionals, and retirees alike. One of the standout features of this charming town is its highly regarded school district, which is committed to providing an enriching educational experience for all students.

The Kearney School District is renowned for its dedicated educators, comprehensive curriculum, and a wide range of extracurricular activities. With a focus on academic excellence and character development, Kearney schools foster a supportive environment that encourages students to thrive. From top-rated elementary schools to a robust high school program, families can take pride in the educational opportunities available within the district. Parents appreciate the small class sizes and strong community involvement that make Kearney's schools a cornerstone of the community.

For those looking to settle down in this idyllic area, Kearney offers a variety of homes eligible for FHA financing, making homeownership more accessible for many buyers. Whether you’re searching for a cozy starter home or a spacious family residence, Kearney's real estate market has something for everyone. With its picturesque neighborhoods, convenient amenities, and proximity to Kansas City, Kearney is not just a place to live; it’s a place to thrive.

Explore the charm of Kearney, where quality education and welcoming homes come together to create a community you’ll be proud to be a part of!

Newest Kearney Homes with FHA Financing

$465,000

4 Beds ⋅ 3 Baths

Welcome to this beautiful 4-bedroom, 3-bath ranch home located in the sought-after Kearney School District! This inviting home offers the perfect blend of comfort, functionality, and entertaining space with an open-concept layout and a finished walkout basement. The main level features a spacious living area filled with natural light and flows seamlessly into the kitchen and dining spaces. The kitchen is sure to impress with a large island, granite countertops, pantry, and plenty of workspace for cooking and gathering. Step outside from the kitchen onto the oversized deck overlooking the peaceful, tree-lined fenced backyard—an ideal setting for relaxing evenings or entertaining guests. The primary suite provides a private escape with a spacious bedroom, walk-in closet, and en suite bathroom complete with a dual vanity. The convenience of main-level laundry adds to the thoughtful design of this home. The finished walkout basement expands your living options with a large recreation room, custom wet bar, and plenty of space for movie nights, game days, or gatherings with family and friends. This versatile lower level is also perfectly suited for a multigenerational living arrangement, guest suite, or additional entertaining space. Enjoy all that this charming neighborhood has to offer, including a community pool! Location is everything! You're just minutes from I-35 for an easy commute. With its spacious floor plan, private backyard setting, and exceptional lower-level amenities, this home offers everything you’ve been looking for!

408 Lee Drive, Kearney

Listing courtesy of Chelsie Gilpin of Turn Key Realty LLC.

$485,000

4 Beds ⋅ 2.5 Baths

Outdoor living takes center stage at this beautifully maintained Kearney home! This well cared-for 4-bedroom, 2.5-bath reverse ranch home offers spacious living, thoughtful updates, and an outdoor setting that's hard to find. The main level provides a spacious primary suite, main level laundry, comfortable living spaces, while the finished walkout basement adds valuable flexibility for a second living area, recreation room, home office, or hobby space. Every room reflects the pride of ownership this home has received over the years. Step outside to enjoy the expansive space to relax or entertain, featuring an inground pool and a scenic creek bordering the rear of the property. Mature trees provide a beautiful backdrop, creating a setting you'll enjoy throughout the seasons. Additional features include a two-car garage, generous storage, and a location with convenient access to shopping, dining, parks, and major roadways. If you've been searching for a home that combines everyday comfort with incredible outdoor space, this Kearney property is one you won't want to miss.

1402 Colony Drive, Kearney

Listing courtesy of Meranda Lefebvre of ReeceNichols-KCN.

$535,000

4 Beds ⋅ 2.5 Baths

New carpet on stairs to be installed prior to closing.

2122 Crooked Creek Drive, Kearney

Listing courtesy of Sheryl Giambalvo of Star Commercial Realty, LLC.

$230,000

3 Beds ⋅ 2.5 Baths

Don't miss this fantastic duplex in the highly desirable Kearney, MO community! This unit features 3 bedrooms, 2.5 bathrooms, and a spacious, functional floor plan. The garage has been converted into additional living space, providing flexibility for a family room, home office, playroom, or workout area. New flooring throughout gives the home a fresh, updated feel. Enjoy a fully fenced backyard with a storage shed that backs to a peaceful wooded area, offering added privacy and a beautiful view. Conveniently located near schools, parks, shopping, dining, and easy highway access, this property is ideal for investors looking to add to their portfolio or owner-occupants seeking rental income. Don't miss this great opportunity to own a versatile, move-in-ready duplex in one of the Northland's most sought-after communities!

1302 Laurel Street, Kearney

Listing courtesy of Amy Arndorfer of Premium Realty Group LLC.

$650,000

6 Beds ⋅ 4.5 Baths

Incredible home with so many amenities! As you enter into this spacious entry you are greeted with vaulted ceilings and so much space! If you aren't needing a formal dining room, it could serve as an office, play room, library or whatever your heart desires. The living room calls you to gather around the fireplace as you enjoy family time together. The kitchen features an abundance of cabinets to store all your chefs tools. The dining area off the kitchen, walks out to the deck allowing you to share a meal inside or out depending on the weather. Master bedroom is located on the main floor with a huge en suite and walk in closet. Main floor laundry makes it a true one level living. Let the children fight over the oversized bedrooms upstairs with 2 more bathrooms and huge closets! The lower level is a work of art in itself. A whole separate living space with 2 more bedrooms, complete kitchen with pantry, open floor plan and a bathroom to die for! The luxurious bathroom has a soaker tub and walk in shower to allow you to experience a day at the spa all while staying home. With it's own full kitchen and walk out patio, it is perfect for an older teen/college student or parents that need extra support but still like their independence. A fenced yard that is open to green space gives you the illusion of lots of land without all the work. Your 3 car garage can accommodate all the toys you would ever want. Come see this unique home today!

2108 Prairie Creek Drive, Kearney

Listing courtesy of Kathie Ousley of Worth Clark Realty.

$305,000

3 Beds ⋅ 2 Baths

Welcome home to the perfect blend of style, space and everyday functionality! This beautifully maintained home offers an open-concept design with soaring vaulted ceilings, a cozy fireplace and a spacious kitchen featuring an island, pantry and stainless steel appliances that all stay! Gorgeous tile flooring with the warm look of hardwood flows through the main living areas, while brand new luxury vinyl plank flooring adds a fresh, modern touch to every bedroom. The updated bathrooms add the perfect touch of style to the home. The finished lower level family room and walkout basement provide flexible living space for relaxing, entertaining or hosting guests. Step outside to enjoy the fenced backyard, complete with mature shade trees, a patio, and storage shed. Attractive new rock landscaping gives this home standout curb appeal! The side-entry garage adds even more charm to the exterior, making this home as impressive outside as it is inside. Don't miss your opportunity to make this move-in ready home yours!

112 E Frank Street, Kearney

Listing courtesy of Explore Home Group of Keller Williams KC North.

$459,000

3 Beds ⋅ 2 Baths

Offered at $459,000. Experience the perfect balance of modern comfort and country serenity on this stunning 3.13-acre estate within the sought-after Kearney School District. Located just five minutes north of town, this renovated ranch home offers picturesque sunset views and daily wildlife sightings. The main level features a beautifully transformed kitchen, a light-filled open dining and living area, and an updated primary suite boasting a marble double vanity. The living space doubles in the fully finished walkout basement, which includes a massive secondary family room with a fireplace, a recreation area, and potential for a private guest suite. With French doors leading to a covered patio and a separate private entrance, this level is ideal for an in-law suite or an expansive entertainment hub. For the hobbyist or entrepreneur, the property features two massive outbuildings equipped with electricity and lighting. The primary shop includes reinforced 5-inch concrete flooring, a circular gravel drive for easy maneuvering, and a freestanding pellet stove (buyer to verify installation status and hookups). Property features dual access drives: the north driveway is supported by a recorded ingress/egress easement, while the south driveway utilizes an informal, unrecorded shared arrangement with neighborly permission and buyer-assumed maintenance. Home and septic inspections have already been completed, with reports available to buyers and agents in MLS supplements. Buyer or buyer's agent to independently verify all property information, including taxes, square footage, appliance age, utilities, acreage, title commitment, recorded easements, and unrecorded access arrangements.

17504 State Route 33 Highway, Holt

Listing courtesy of Erin Larson of United Real Estate Kansas City.

$450,000

4 Beds ⋅ 2.5 Baths

Fabulous 4.88 acres, private, 4 bedrooms, 2 Full bath, one half bath, approx 850-SF Outbuilding/Barn, walk down to the creek. Primary bedroom on main, Country Eat In Kitchen, hearth-room, family room, laundry on main. Three Additional Bedrooms upstairs with a Loft. Large attic space for storage. Home in great condition, New Roof 2023, LVP flooring done in 2021, all bathrooms recently updated. You'll love this private retreat. Property in great shape, barn could use some work on exterior, just dry rot. Beautiful treed acreage.

7201 Snow Drive, Holt

Listing courtesy of Jodie Brethour of Compass Realty Group.

$389,900

3 Beds ⋅ 2.5 Baths

SELLER OFFERING $4000 in concessions to use towards closing costs, rate buy down or improvements with accepted offer! Welcome home! This one truly has it all, inside and out. From the moment you walk in, you’ll love the inviting entryway with its beautiful wood banister and rich hardwood floors that flow throughout much of the main level. The spacious living room features a cozy fireplace, ceiling fan, and TV cutout, creating the perfect place to relax or gather with family and friends. The kitchen is sure to impress with stainless steel appliances, abundant cabinetry, modern lighting, extra shelving, and plenty of storage. You’ll also appreciate the convenience of a main-level laundry room and a versatile storage closet that can easily double as a pantry or coat closet. Down the hall, you’ll find three comfortable bedrooms, including a spacious primary suite with vaulted ceilings, a walk-in closet, double vanities, updated lighting and fixtures, and a beautifully designed walk-in shower with built-in shelving and a bench. The lower level offers even more living space with a large family room, half bath, garage access, and walkout to the backyard. The oversized garage includes tons of storage, shelving, cabinets, hooks, and a utility sink. Pet owners will love the built-in indoor dog area with direct access to the fenced backyard. Step outside and you’ll discover what truly makes this home special. The covered, two-tier deck with a ceiling fan overlooks a backyard oasis complete with stone walkways, a cozy fire pit, and peaceful views of a scenic creek. Cross the charming footbridge, relax on the swing, or enjoy the tree lookout-this backyard feels like your own private retreat. This is more than just a house, it’s a place you’ll love coming home to.

915 W 7th Avenue, Kearney

Listing courtesy of Heather Baer of Real Broker, LLC.

$619,900

4 Beds ⋅ 3 Baths

PRICE REDUCED! Welcome to this stunning reverse 1.5-story plan built by NTJ Homes, where thoughtful design, quality finishes, and peaceful surroundings come together to create the perfect place to call home. Better than new, this home already includes custom window treatments and an aluminum fence, saving the new owners thousands of dollars while providing immediate comfort, privacy, and style. Perfectly positioned to capture beautiful prairie views and tranquil greenspace, you'll love starting your mornings on the covered deck while enjoying the peaceful backyard. The heart of the home is the beautifully appointed kitchen, designed for both everyday living and effortless entertaining. Featuring an oversized island, upgraded appliances, abundant cabinetry, and a spacious walk-in pantry, this kitchen is as functional as it is beautiful. The open-concept floor plan flows seamlessly into the main living area, creating an inviting space filled with natural light that's perfect for gathering with family and friends. Retreat to the luxurious primary suite, where elegant finishes, a spa-inspired bath, and a peaceful atmosphere provide the perfect escape at the end of the day. The finished walkout lower level expands your living space with a generous family room that's ideal for movie nights, game days, or entertaining guests. Two additional spacious bedrooms and a full bath provide comfort and privacy for family or visitors, while the oversized storage room offers plenty of space for seasonal décor, hobbies, or future organization. Located in the highly sought-after Kearney School District, this community offers outstanding amenities including a community swimming pool, scenic walking trails, and inviting green spaces. Convenient highway access makes commuting quick and effortless while still allowing you to enjoy the charm of Kearney. Modern design, premium upgrades, exceptional community amenities, and a location that truly has it all, this home is ready to welcome you.

2211 Foxtail Drive, Kearney

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.

$449,900

4 Beds ⋅ 3 Baths

Welcome to this stunning, MOVE-IN READY (aka no waiting for construction to end!) home in the highly sought-after Noah’s Landing subdivision! Built just two years ago, this beautifully maintained “Brooke” floor plan by Robertson Construction offers 4 bedrooms, 3 full bathrooms, and an open-concept layout designed for both everyday living and entertaining. The spacious kitchen features granite countertops, stainless steel appliances, a pantry, real hardwood floors, and a sunny breakfast area that flows seamlessly into the living room with a gas fireplace. A formal dining room provides the perfect space for hosting family and friends, while the conveniently located laundry room sits just off the kitchen. The private primary suite offers a spacious walk-in closet and en-suite bath. The finished lower level expands your living space with a generous rec room, fourth bedroom, and third full bathroom—ideal for guests or home office! Step outside to enjoy the partially fenced backyard and spacious covered back deck balcony with newly added stairs for easy access to the yard below! Located in the award-winning Kearney School District and just minutes from shopping, dining, parks, and outdoor recreation, this beautiful home offers modern comfort in an unbeatable location. Don’t miss your opportunity to make this beautiful home yours! Schedule your private showing today!

610 E 11th Street, Kearney

Listing courtesy of Kelsey Drochelman of White Magnolia Real Estate.

$609,900

4 Beds ⋅ 3.5 Baths

Another stunning 2 Story plan, the Mel built by IHB Homes LLC. This 4 bedroom 3.1 baths are nestled on the comfort of the second floor, the main has a lovely grand entry that invites you tothe open floor plan. The great room offers a fireplace with built in cabinets and shelves. The eating nook is spacious along with the island. Ample cabinet space along with a walk in pantry. entertain in the dining area or use it as an office. The half bath is off the garage area along with a built in desk and drop zone. Photo's will be loaded as construction progresses. Walk to the community pool or join the 4 mile city walking trail.

2334 Foxtail Drive, Kearney

Listing courtesy of Linda Clemons of RE/MAX Innovations.

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