North Kansas City Homes with FHA Financing

Welcome to North Kansas City, Missouri, a vibrant community nestled in the heart of Clay County, where educational excellence meets charming suburban living. Known for its strong commitment to quality education, the North Kansas City School District is a cornerstone of this community, offering a diverse range of programs and resources for students from kindergarten through high school. With a focus on academic achievement, character development, and community involvement, the district is dedicated to nurturing well-rounded individuals prepared for future success.

Families relocating to North Kansas City will find a wealth of options in the housing market, including homes eligible for FHA financing. This financing option is an excellent choice for first-time homebuyers and those looking to secure a manageable mortgage with lower down payment requirements. The area boasts a variety of charming residences, from cozy bungalows to modern family homes, all within close proximity to top-rated schools.

Living in North Kansas City means enjoying a strong sense of community, with parks, recreational facilities, and local events that foster connections among neighbors. The district’s commitment to education, combined with accessible housing options, makes this area an ideal place for families looking to plant their roots.

Explore the possibilities in North Kansas City, where quality education and comfortable living come together, creating a welcoming environment for all. Whether you’re seeking an FHA-approved home or simply want to learn more about this wonderful community, North Kansas City is ready to welcome you!

Newest North Kansas City Homes with FHA Financing

$499,999

4 Beds ⋅ 3.5 Baths

Welcome to this beautifully maintained home nestled in one of the area's most desirable neighborhoods, where pride of ownership is evident throughout. The warm, inviting floor plan is designed for comfortable everyday living and effortless entertaining. The kitchen features custom built-in pantry shelving for exceptional organization, while the finished lower level offers brand-new carpet, an additional pantry, and flexible living space that could easily serve as a private mother-in-law suite, guest quarters, or recreation area. The backyard is a true retreat, backing to peaceful acreage for year-round privacy and scenic views. Enjoy relaxing or entertaining on the spacious deck with a gas grill, gardening in the raised beds, or harvesting fresh fruit from two apple trees, a mature peach tree, and established raspberry bushes. A poured concrete pad is already in prewired for a future generator, adding extra convenience and peace of mind. Ideally located near shopping, dining, schools, and major highways, this move-in-ready home offers the perfect blend of tranquility, functionality, and community. It's a home that has been lovingly cared for and thoughtfully improved, creating a wonderful place to make memories for years to come.

4410 NE 78th Street, Kansas City

Listing courtesy of Greg Bemboom of Sage Sotheby's International Realty.

$180,000

3 Beds ⋅ 1.5 Baths

Whether you're looking to expand your investment portfolio or secure a turnkey rental property, this well-maintained 3-bedroom, 1.5-bath duplex is an outstanding opportunity in the North Kansas City School District. Tenant in place through June 2027 paying $1,500 per month, consistent rental income from day one. This clean duplex has updated with fresh paint and new flooring throughout, creating a clean feel. The main level features living room, an eat-in kitchen, a comfortable primary bedroom. The finished walkout basement provides additional living space with two additional bedrooms, a half bath, and access to the backyard. Major exterior updates add even more value and peace of mind, including a brand-new roof installed less than a month ago and siding replaced just two years ago.

5604 NE 50th Street, Kansas City

Listing courtesy of Amy Hunter of ReeceNichols-KCN.

$750,000

4 Beds ⋅ 4.5 Baths

This 2 owner home was originally built by a popular home builder for his own residence and it shows. So many upgrades and extras and it is nestled in on an amazing lot. You will love the amount of finished living space (over 4500 sq feet) combined with high end features. The main floor offers formal dining room, living room, kitchen, office, and half bath. The kitchen has a massive island with seating, and you are sure to enjoy the gas cook top, cabinets galore, beverage cooler, wine cooler, double ovens, and more. This is a 2 story floor plan that offers a main floor office which could double as a 5th true bedroom. Upstairs there are 4 bedrooms all with great closet space and direct access to bathrooms. The owners suite is oversized, with fireplace, and hardwood floors. It connects to the owner's bath which has large soaking tub, a multi faucet shower room with steam features, and connects to the owners closet you have been dreaming of. Room for all your clothes, shoes, and personal items, with plenty of of built ins! The finished walkout basement, has a living room/entertainment area, playroom, game room, SUSPENDED garage, half bath AND a 4th car garage. Utility sinks in 3 car garage, 4th car garage, and laundry room. Outback you will enjoy the covered deck with stone fireplace. Lush landscaping with mature trees providing pretty views and privacy. There is a large outdoor fireplace/ and outdoor kitchen area. This lot is level and gorgeous with so many possibilities! Storable attic space from garage. 2 electric panels --too many things to mention- schedule a private showing to see for yourself! Northview Place offers a neighborhood swimming pool with mushroom water fountain, 2 play areas, walking trails, and includes trails to Northview Elementary and Gateway 6th Grade center. This neighborhood is in the Staley High Attendance area, and offers great access to 152, 291, 435 and 169 all nearby for easy access to everywhere!

9415 N Kensington Avenue, Kansas City

Listing courtesy of Angela Brown of Keller Williams KC North.

$215,000

3 Beds ⋅ 1.5 Baths

This cute little home has everything you need with some room for a touch of sweat equity. 3 Beds and 1 full bath on the bedroom level and a half bath in the finished basement. The exterior has been repaired, fully sealed and freshly painted. Sewer scope and pre-inspection already completed and in supplements for your review. A 2-car garage provides plenty of room for parking and extra storage and the HVAC has been cleaned and serviced. Near to highways and shopping and only a short drive to downtown this is a prime location to get around the city. Great first-time home or rental portfolio addition!

5209 NE 46th Street, Kansas City

Listing courtesy of Key Homes KC Team of United Real Estate Kansas City.

$359,500

3 Beds ⋅ 2.5 Baths

Pictures coming soon! Run to the meticulously maintained home on a fabulous lot backing to greenspace. Enjoy the warmth of the ideal layout and neutral finishes. Sit on the deck to enjoy the views, or entertain on the expanded patio that is partially covered and ready for your TV. Escape to the primary suite and take a soak in the jacuzzi tub. The neighborhood is ideal for walking, running or meeting up with neighbors. Super convenient to main highways and shopping. Don't forget the desirable school district! We will see you soon!

7022 N Hickory Street, Kansas City

Listing courtesy of Tera Jensen-Battese of HomeSmart Legacy.

$260,000

3 Beds ⋅ 1 Baths

Move-in ready and meticulously maintained, this charming 3-bedroom home combines classic character with thoughtful updates throughout. Hardwood floors, thermal windows, and a functional floor plan make this home comfortable and inviting. The main level features a welcoming living space and an updated kitchen with the addition of a pantry for extra storage. Rounding out the main level are two bedrooms and a full bathroom. The partially finished walkout basement expands your living space with a cozy family room, a hobby or office nook, and a third bedroom, perfect for guests, a home office, or additional flex space. Step outside to enjoy the spacious deck overlooking a fenced backyard shaded by mature trees, creating the perfect setting for relaxing, entertaining, or letting pets and kids play. A storage shed provides even more room for tools and outdoor equipment. Over the years, the current owners have made numerous improvements, including finishing the basement living area, installing a sliding glass door, replacing the garage door, adding closet systems to the upstairs bedrooms, installing new gutters with additional downspouts, and enhancing the outdoor living space with a new deck and storage shed. Conveniently located with easy access to shopping, dining, parks, schools, and major highways, this lovingly cared-for home offers the perfect blend of comfort, functionality, and pride of ownership. Don't miss the opportunity to make it yours, welcome home to 4617 NE 47th Street!

4617 NE 47th Street, Kansas City

Listing courtesy of Lainey Puglisi of RE/MAX Heritage.

$200,000

2 Beds ⋅ 2.5 Baths

2 BR/2.5 BA/1 ATTACHED GARAGE - Beat the rental "throw-away" and own your piece of the American Dream. Sellers moving out 8/7 & 8/8 then, more pictures to follow.Walkability to the neighborhood pool which is a fun luxury without the personal maintenance. Two generous bedrooms each with own bathroom. Major improvements include a NEW roof in March 2025, NEW 50 gallon water heater in Nov 2024, NEW furnace Nov 2024 and A-coil replaced in 2016. NEW Reknewal by Anderson front door, rear slider to patio and 3 windows in 2022. NEW dishwasher and microwave in 2025. Great room features a corner gas fireplace and the kitchen boasts a corner pantry closet. Interior paint refreshed. This is the easy life while you invest in yourself! Available for showings now.

5438 N Fairmount Avenue, Kansas City

Listing courtesy of Leslie Rainey of RE/MAX Innovations.

$275,000

3 Beds ⋅ 2 Baths

Welcome home to this charming, move-in ready split-level that has been beautifully updated inside and out. Situated on a spacious corner lot, this home offers fantastic curb appeal, a large backyard and a storage shed painted to perfectly match the home. Step inside to a warm and inviting living room that flows into a separate dining area and kitchen featuring granite counters, beautiful cabinets, NEW stainless fridge and a NEW stove will be installed prior to closing. The upper level features three comfortable bedrooms, a gorgeous updated full bath, new carpet, new flooring and updated lighting throughout. Major mechanical updates include a new HVAC system for added comfort and peace of mind. The finished walk-out lower level offers additional living space with new flooring and a second full bathroom, making it ideal for a family room, home office or rec area. The finished sub-basement provides even more flexible space to fit your lifestyle and a one car garage. Step outside to enjoy the oversized backyard, complete with a large, freshly painted patio that's perfect for entertaining. With extensive updates, generous living space and a fantastic corner lot, this hone is ready for it's new owner to move right in and enjoy.

7801 NE San Rafael Drive, Kansas City

Listing courtesy of Leslie Hogan of BHG Kansas City Homes.

$454,156

5 Beds ⋅ 3 Baths

Custom build - sold before processed. MLS Selections may not reflect those of actual home.

1101 NE 104th Street, Kansas City

Listing courtesy of Lauren Roush of Platinum Realty LLC.

$330,000

3 Beds ⋅ 2 Baths

Fully renovated and move-in ready, this charming 2-bedroom, 2-bath bungalow offers a rare opportunity to enjoy the convenience and lifestyle of North Kansas City! The home also features a versatile 3rd non-conforming bedroom, providing flexible space for a home office, guest room, workout area, hobby room, or additional living space. Inside, you’ll find fresh interior paint, beautifully refinished hardwood floors, and an inviting layout that blends classic character with modern updates. The updated galley kitchen features granite countertops and stainless steel appliances, including the range and dishwasher. Outside, the fully fenced backyard provides space to relax, entertain, or enjoy time with pets. A detached one-car garage adds convenient parking and storage, while the shared driveway provides access to the property. Located just minutes from downtown Kansas City, this home offers easy access to some of the area’s best restaurants, breweries, shopping, parks, entertainment, and local attractions. Enjoy the benefits of living in a community designed for convenience, including free fiber internet, no earnings tax, and a 50% resident discount at the YMCA. With its extensive updates, flexible living space, fenced backyard, and exceptional location, this North Kansas City bungalow is ready for you to move in and enjoy!

824 E 23rd Avenue, Kansas City

Listing courtesy of Chelsie Gilpin of Turn Key Realty LLC.

$325,000

3 Beds ⋅ 2.5 Baths

Are you looking for a lovely home, situated on a cul-de-sac in an established and well manicured neighborhood but located near major highways? This is it! It is also just minutes from Happy Rock Park offering walking/biking trails, tennis courts, softball and soccer fields and a playground area. This 3 bed/2 full bath and one half bath split level entry includes a spacious dine-in kitchen opening to a 16’ x 20’ deck. A finished lower level provides options for a non conforming 4th bedroom or a second family room with half bath and outside entrance to a covered patio. The extra long garage accommodates added storage or room for a workbench or crafting area. Additional amenities include new interior and exterior paint, new carpet and lvp flooring, upgraded light fixtures and newer taller toilets. This home is move-in ready and easy to love!

3703 NE 81 Terrace, Kansas City

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$420,900

4 Beds ⋅ 3 Baths

Welcome home to The Aubrey, one of the area's most sought-after floor plans, where thoughtful design, quality craftsmanship, and stylish finishes come together to create the perfect place to call home. This beautifully maintained 4-bedroom, 3-bathroom home with a spacious 3-car garage offers the ideal combination of comfort, functionality, and timeless appeal. Step inside and be greeted by an inviting open-concept layout featuring rich hardwood flooring, soaring ceilings, and abundant natural light that fills the main living space. The living room is anchored by a stunning gas fireplace, creating a warm and welcoming atmosphere that's perfect for relaxing evenings or entertaining family and friends. The heart of the home is the beautifully appointed kitchen, complete with granite countertops, stainless steel appliances, custom-built cabinetry and a layout designed for both everyday living and effortless entertaining. Just off the dining area, step outside to your covered deck, an ideal extension of your living space. Enhanced with added stairs, this outdoor retreat provides easy access to the backyard while offering the perfect setting for morning coffee, weekend barbecues, or peaceful evenings. The thoughtfully designed split-bedroom floor plan offers maximum privacy, with the luxurious primary suite tucked away from the secondary bedrooms. This relaxing retreat features a spacious bedroom, private en-suite bath, and a generous walk-in closet, creating your own personal sanctuary at the end of the day. Bedrooms two and three are conveniently located on the opposite side of the main level, providing comfortable accommodations for family members, guests, or a home office. The finished lower level expands your living space with a large recreation room that's perfect for movie nights, game days, a playroom, fitness area, or additional entertaining space. You'll also find a fourth bedroom and full bathroom, making this level ideal for guests.

6012 NE 119th Street, Kansas City

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.

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