North Platte Homes with USDA Loan Financing

Welcome to North Platte, Missouri, a charming community nestled in the heart of the Midwest, where small-town charm meets modern convenience. Known for its strong sense of community and welcoming atmosphere, North Platte is an ideal place for families looking to settle down. One of the standout features of this area is its highly regarded school district, which prioritizes academic excellence and personal growth. North Platte School District boasts dedicated educators, a variety of extracurricular activities, and a commitment to fostering a supportive learning environment for students of all ages.

For families considering a move to North Platte, the availability of homes that qualify for USDA loan financing is an exciting opportunity. USDA loans are designed to help low to moderate-income families achieve their dream of homeownership in rural and suburban areas. With no down payment required and competitive interest rates, these loans make it easier for you to invest in a home without the burden of hefty upfront costs.

Imagine living in a cozy, picturesque home surrounded by friendly neighbors and beautiful landscapes, all while having access to quality education for your children. North Platte not only offers a serene living environment but also a vibrant community spirit, with local events and activities that bring residents together.

Whether you're a first-time homebuyer or looking to relocate, North Platte, MO, with its excellent school district and USDA loan options, is a place where you can truly feel at home. Explore the possibilities today and discover why North Platte is the perfect choice for your family’s future!

Newest North Platte Homes with USDA Loan Financing

$585,000

3 Beds ⋅ 3 Baths

Nestled on 5 picturesque acres, this beautifully maintained 3-bedroom, 3-bath home offers the perfect combination of quality craftsmanship, modern efficiency, and peaceful country living. Thoughtfully updated with a newer roof, metal siding, exterior doors, and an energy-efficient geothermal heating and cooling system, this property is designed for comfort and long-term value. Inside, you’ll appreciate the custom cabinetry throughout, showcasing exceptional workmanship and providing abundant storage. The spacious floor plan features inviting living spaces filled with natural light, a functional kitchen, and comfortable bedrooms, while the finished walkout basement offers additional living space that’s perfect for entertaining, a family room, home office, or guest accommodations. Outside, you’ll find plenty of room to enjoy the outdoors with 5 scenic acres and a barn that provides excellent space for hobbies, equipment, livestock, or additional storage. Whether you’re relaxing on the property, entertaining family and friends, or enjoying the privacy of country life, this home offers the space and versatility you’ve been searching for. If you’ve been dreaming of peaceful rural living without sacrificing quality or modern conveniences, this exceptional property is one you won’t want to miss!

22125 Oil Well Road, Dearborn

Listing courtesy of Logan Hall of Platinum Realty LLC.

$255,000

3 Beds ⋅ 2.5 Baths

Fantastic open ranch floor plan! Come check this out! One level living within walking distance to school. This 3 bed, 2.5 bath home sits on a large corner lot. Nice large kitchen and dining space with plenty of cabinet space. Exterior features a covered porch and ample parking space on a newly widened contrete driveway.

11 Sandy Circle, Dearborn

Listing courtesy of Craig Kersten of Platinum Realty LLC.

$155,999

2 Beds ⋅ 1 Baths

Attention investors, contractors, and handy buyers looking to build immediate sweat equity! Bring your tools and your vision to this diamond in the rough. This property offers a fantastic footprint, a great layout, and massive potential, making it the perfect blank canvas for a complete top-to-bottom renovation. Located in an established neighborhood, it’s an incredible opportunity to remodel a home exactly to your taste or complete a profitable flip. Property is being sold strictly 100% AS-IS, WHERE-IS. Seller will make no repairs, improvements. Priced to sell quickly—bring your design ideas and your offers! Home does have 3 bedrooms but according to tax records it is listed as a 2 bedroom. Also has a 24x32 detached garage with electricity. Beautiful shaded lot. Stove and refrigerator stay (approx. 3 yrs old)

411 E 2nd Street, Dearborn

Listing courtesy of Sasha Stalder of Platinum Realty LLC.

$1,950,000

4 Beds ⋅ 3.5 Baths

Professional photos 5/26 Set on approximately 108 acres M/L, this rare offering combines space, functionality, and scenic beauty. With a winding driveway and brick entryway which exclaims, "Cardinal Valley" the property opens up to rolling ground ideal for livestock, crops, or simply enjoying wide-open views and privacy.The home features a thoughtfully designed layout with 4 bdrms—2 on the main level and 2 on the finished lower level—along with 2 full baths and one half bath on the main level and a full bath in the LL. The main floor offers a bright, open concept with a spacious kitchen, eat-in area, and adjoining office space, all flowing seamlessly for everyday living and gathering.The finished basement is built for entertaining and extended living, complete with a pool table area, 2 bdrms, and a fully equipped kitchen with a sink, full refrigerator & freezer, stove & oven—ideal for guests, multi-generational living, or hosting. Ample storage space throughout ensures everything has its place. Practical features include a 3 car attached garage, additional detached 2 garage space, 2 gas furnaces, 2 electric A/C units, 2 gas water heaters, and 2 laundry areas—including a convenient stacked unit in the basement. The acreage is well-suited for agricultural use or recreation, with room for livestock, crops, and a lean-to shed for feeding. A natural stream runs along the back of the property, This is FEMA land, but does not affect insurance. The in-ground pool is currently holding water and has not been in use for 9 years, but we believe it can be restored.Opportunities like this—owning over 100 acres with a spacious home so close to the KC area—are increasingly hard to find. Whether you're looking for a working property, space to spread out or a place to create your own rural retreat, this property offers a unique combination of land & home. Your home is well-maintained and waiting for your personal touch. ALL TAXES,MEASUREMENTS,INFO ETC TO BE VERIFIED BY BUYER

5825 Z Highway, Edgerton

Listing courtesy of Amy Huhmann of Platinum Realty LLC.

$450,000

1 Beds ⋅ 1 Baths

Located near Dearborn in Buchanan County, this 30± acre timber tract offers a strong mix of hunting, improvements, and future potential less than 30 minutes from St. Joseph and Kansas City. See also Land MLS#2620861 Gated access off Highway 116 provides privacy and convenience. Improvements include a 1 bed, 1 bath home with vaulted ceilings, warm finishes, and an attached pull-through shop with overhead doors on both ends. Durable construction features heavy-duty steel framing, galvanized tubing, and steel stud walls. Additional living quarters are already underway above the shop, with room for another bedroom, bath, and living space. A large rear deck overlooks mature timber and an old limestone cellar, while a steel pipe corral and camper hookups add flexibility for livestock or guests. The hunting setup is equally impressive. ATV trails wind through mature oak, walnut, and hickory timber leading to the back portion of the farm. An east-west ridge system with a wet weather drainage creates natural deer movement and supports multiple stand locations for varying wind directions. Several tree stands and mineral sites are already in place. Historically light hunting pressure has produced quality deer, while the open understory and surrounding mix of tillable ground, pasture, and neighboring timber provide excellent habitat for turkey and upland game. This property offers a secluded recreational setting with practical improvements and convenient access to nearby amenities.

8005 SE State 116 Highway, Dearborn

Listing courtesy of Dustin Williams of Whitetail Properties Real Esta.

$359,000

3 Beds ⋅ 3 Baths

Completely Renovated All-Brick Home on 3 Lots! This beautifully updated 3-bedroom, 3-bath home has been fully remodeled inside and out—offering the look and feel of new construction while maintaining classic charm. Major upgrades include brand-new electrical, plumbing, HVAC, roof, and numerous additional improvements for peace of mind. Step inside to a bright, modern kitchen featuring quartz countertops, updated cabinetry, stainless steel appliances, and a clean, timeless design that flows seamlessly into the spacious living and dining areas—perfect for both everyday living and entertaining. The home offers three full bathrooms and generously sized bedrooms designed for comfort and functionality. Every detail has been thoughtfully updated to create a move-in-ready space you’ll love. Situated on three expansive lots in the county—yet conveniently located within a small town—you’ll enjoy the perfect blend of space and convenience. The extra lots provides endless opportunities to garden, entertain, build, or simply relax and enjoy the privacy of your outdoor oasis. All brand-new stainless steel appliances convey with the home, including the washer and dryer. Don’t miss this adorable, like-new home with room to grow—schedule your showing today!

306 Lewis Street, Edgerton

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$469,000

4 Beds ⋅ 3 Baths

Located in a beautiful new subdivision with a stocked lake for fishing and in the North Platte School District, this brand new home offers peaceful surroundings while still being close to town. Simulated photos for now – more photos coming soon. This home features an oversized 3-car garage, 4 bedrooms, and 3 full bathrooms. The kitchen includes a large island and custom painted cabinets, providing great space for cooking and gathering. The great room offers engineered hardwood floors and a cozy gas fireplace, creating a warm and inviting living area. Flooring throughout the home includes tile in the bathroom floors and carpet in the bedrooms. The lower level walkout leads to a 10 x 16 patio, perfect for relaxing or entertaining. Additional features include a 96% high-efficiency furnace and a cul-de-sac lot that backs up to a peaceful tree line and farm field for added privacy and great views.

109 Johnson Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$488,000

4 Beds ⋅ 3 Baths

Here is your opportunity to purchase a brand new home in the North Platte School District. Located in a new subdivision, this home offers the feel of country living while still being within the city limits. This reverse floor plan features four bedrooms and three full bathrooms, along with a covered deck with metal railing and a nice backyard. The kitchen has all the upgrades you could ask for, including a large island, custom cabinets, stainless steel appliances, granite countertops, and a tile backsplash. The great room features engineered hardwood floors, a fireplace, ceiling fan, and walks out to the covered deck, making it a great space for relaxing or entertaining. The master bedroom includes carpet, a ceiling fan, a soaker tub, and a private master bath. The laundry room is conveniently located on the main level and includes a walk-in pantry. Bedroom two is also on the main level with a full bath located in the hall. The lower level features two additional bedrooms, a full bathroom, a large family room, and a double-door maintenance room that provides extra storage space. Inside photos are simulated until a later date.

107 JOHNSON Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$453,000

4 Beds ⋅ 3 Baths

Stunning Custom Home with Modern Features and Inviting Spaces Welcome to your dream home! This exquisite property showcases an open floor plan, ideal for both entertaining and everyday living. The elegant kitchen boasts pristine white granite countertops, custom cabinets, and stainless steel appliances, all seamlessly flowing into the spacious living area centered around a beautiful fireplace. Step outside to discover a covered deck complete with a fan and light, perfect for enjoying serene views of the adjacent pasture. The rich feel of this home is accentuated by LVP throughout and vaulted ceilings enhancing the sense of space and light. The laundry room features stylish tile, while two generously-sized guest bedrooms offer plush carpeting, ceiling fans, and trey ceilings, creating a comfortable retreat for family and friends. The guest bath is tastefully designed, highlighting a tiled tub and a marble vanity that exudes luxury. Retreat to the master bedroom, a good-sized haven with carpet, a ceiling fan, and sophisticated trey ceilings. The walk-in master closet provides ample storage, while the en-suite master bath features elegant tile flooring, a double vanity with sleek black faucets, and a spacious tiled shower. The lower level invites you to enjoy a large fourth bedroom, complete with carpeting and a ceiling fan, alongside a substantial family room perfect for movie nights. The additional full bath boasts a tiled floor and a shower for convenience. Completing this remarkable home is an oversized three-car garage, providing plenty of space for vehicles and storage. The front of the house is adorned with beautiful stone, adding to the curb appeal with shutters to boost the look. Don’t miss the opportunity to make this luxurious yet inviting home your own! - THE POND IS STOCKED FOR FISHING

103 Johnson Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

$449,000

4 Beds ⋅ 3 Baths

103 Sally Circle, Dearborn

Listing courtesy of Patty Farr of RE/MAX House of Dreams.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use