Olathe Homes with Conventional Financing

Olathe Homes with Conventional Financing

Welcome to Olathe, Kansas, a vibrant city nestled in the heart of Johnson County. Renowned for its exceptional school district, Olathe boasts a strong commitment to educational excellence, making it an ideal place for families seeking a nurturing environment for their children. The Olathe School District is consistently recognized for its innovative teaching methods, dedicated educators, and diverse extracurricular programs, ensuring that students receive a well-rounded education that prepares them for future success.

Living in Olathe means enjoying a community rich in amenities, from beautiful parks and recreational facilities to a variety of dining and shopping options. The area’s family-friendly atmosphere is complemented by a tight-knit community spirit, making it easy to forge lasting connections with neighbors and fellow residents.

For prospective homeowners, Olathe offers a range of properties that are accessible through conventional financing options. This means that whether you’re a first-time buyer or looking to upgrade, you’ll find an array of homes that fit your budget and lifestyle. From charming single-family houses to modern townhomes, the housing market in Olathe is as diverse as it is inviting.

With its exceptional schools, community-focused living, and a variety of homes available for conventional financing, Olathe stands out as a prime destination for those looking to plant roots in Kansas. Explore the possibilities of making Olathe your home, where education and community come together to create a fulfilling life for you and your family.

Newest Olathe Homes with Conventional Financing

$736,950
4 Beds 3 Baths
Want some privacy? This Dakota reverse sits on a beautiful walk out lot backing to trees. Nice hardwood floors run throughout the entry, great room, dining area, kitchen and mud room. The great room includes a stunning fireplace and wall of windows giving you lots of natural light. Walk out from the dining area to a wonderful covered deck with a peaceful view of the treed backyard and greenspace. Center island kitchen with granite countertops is a cook's delight featuring an apron sink, custom cabinets with cabinet hood, upgraded cabinet hardware with soft closing drawers & doors, built in microwave, undercabinet lighting, stainless appliances and a large walk in pantry. The owner's suite with its vaulted ceiling and wall of windows leads into a lovely bath with separate granite vanities, walk in tiled shower, separate tub and walk in closet. Laundry room is connected to the master bath for your convenience. The second bedroom on the main floor is a great multipurpose room for a guest room, craft room, office, etc. ice sized mud room with large boot bench,, coat closet and a 3/4 bath just off the back hallway. Follow the U-shaped staircase down to the rec room with wet bar and plenty of room for a home theater plus a game table. Walk out from the rec room to enjoy the private backyard. Two more bedrooms and bath complete the finished lower level. Lots of storage in the unfinished basement. Storm room included for your safety in case of a storm. Three car garage and sprinkler system. Prairie Farms has a great community pool, play area and walking trails. It's a great place to call home. Photos are of previous homes and may show some optional features. Home to be completed September 2026.

2284 Wabash Street, Olathe

Listing courtesy of Marti Prieb Lilja of Keller Williams Realty Partners Inc..

$315,000
2 Beds 2.5 Baths
Welcome to easy, low-maintenance living in this desirable 50+ community! The monthly HOA includes lawn care, snow removal, and exterior maintenance, giving you more time to enjoy your home and neighborhood without the upkeep. This beautifully updated and move-in-ready home offers a floor plan that is hard to find, featuring TWO primary suites, each with its own private full bathroom and walk-in closet—perfect for homeowners wanting separate retreats, multigenerational living, or a comfortable guest suite. You’ll also appreciate the convenience of the central vacuum system and the added luxury of your own private sauna. The washer, dryer, and refrigerator stay with the home. NO STEPS INSIDE OR OUT EXCEPT TO BASEMENT, EXTRA WIDE DOORS The extra-deep garage provides exceptional space and can even accommodate a smaller third vehicle parked sideways, while still offering plenty of room for storage, hobbies, or a workshop area. The full basement offers endless possibilities for additional living space, a home theater, workout room, craft area, workshop, or an incredible amount of storage. This is also an active and welcoming neighborhood, with opportunities to get to know your neighbors through monthly luncheons, afternoon clubs, and an annual neighborhood picnic. With generous room sizes, unique amenities, low-maintenance living, and a wonderful community atmosphere, this home offers a combination that's difficult to find. Updated, move-in ready, and packed with features—this one is truly a must-see!

761 N Somerset Terrace, Olathe

Listing courtesy of Heather Weber of KW Diamond Partners.

$380,000
3 Beds 2.5 Baths
Big-ticket updates? DONE. Extra space? DONE. Huge fenced yard? DONE. This is the kind of home buyers dream of finding! Start with the extended garage, offering room for a workshop, tons of storage, or even a third vehicle. Then check off the list of major improvements already completed: new windows, new furnace, A/C, water heater, new deck, new exterior paint, sump pump with battery backup, landscaping, and a gorgeous remodeled primary bathroom. Step inside to a welcoming main living room featuring vaulted ceilings, tall windows that flood the space with natural light, and a beautiful fireplace that instantly makes the house feel like home. The kitchen is ready for real life with tons of counter and cabinet space, a tall pantry, and newer oven, microwave, and dishwasher. It overlooks the main living area so you feel connected but don't see your mess from the front door! The primary suite stands out with a walk-in closet, trayed ceiling, and gorgeous remodeled bathroom featuring a tiled shower and brand-new vanity. And the space just keeps going! This home offers more finished square footage than most of it's model, including a finished walkout basement plus an additional finished sub-basement area with a wet bar perfect for a home office, workout room, game room, or bonus entertaining space. Outside, enjoy a large, fully fenced backyard with a new deck, mature trees, and a firepit ready for summer nights and fall bonfires. The expensive stuff is done. Now you get to do the fun stuff and choose your colors, add your style, and make the home completely your own!

16137 S Mahaffie Street, Olathe

Listing courtesy of Jessica Walker of Keller Williams KC North.

$499,000
5 Beds 3.5 Baths
SHOWINGS BEGIN 9/12 AT 3 PM! BIG-TICKET ITEMS ARE DONE! No expense was spared in this spacious, beautifully updated home featuring a large eat-in kitchen with newer Shaker-style cabinets throughout and Quartz countertops. Plenty of living space includes a formal sitting room, formal dining room, and family room with updated built-ins surrounding a cozy fireplace. The spacious primary suite boasts an XXXL closet plus a second large walk-in closet off the bathroom, while TWO secondary bedrooms also feature large walk-in closets. The fully finished basement offers even more living space with a full bathroom and 5th non-conforming bedroom—perfect for guests, an office, gym, or recreation space. Enjoy the outdoors from the large composite deck overlooking the fully fenced backyard, complete with an 8-zone Hydrawise sprinkler system. Major updates include BRAND NEW AC, newer heater and hot water heater, HALO water system with reverse osmosis, newer sump pump with battery backup, updated plumbing connections and pressure reducer, new electrical panel, updated outlets and switches, and new fencing. Energy efficiency has also been enhanced with R-60 blown-in cellulose insulation in the attic and along the top of the basement walls. Ideally located in a highly sought-after neighborhood nestled between TWO parks with nearby walking trails and just minutes from shopping, dining, and entertainment along 119th Street. All this in highly rated Olathe schools—this is a home where the major updates are already done and you can simply move in and enjoy!

14140 W 114th Street, Olathe

Listing courtesy of Elizabeth Mortimer of Seek Real Estate.

$435,000
3 Beds 2.5 Baths
Welcome Home! Move right into this beautifully maintained and freshly updated 3-bedroom, 2.5-bath home in one of Olathe’s sought-after Rodrock communities! Thoughtfully updated for peace of mind and everyday living, this home features a NEW roof, new interior wall paint, exterior paint completed April 2025, and a recently serviced HVAC and fireplace (August 2026). The bright, inviting main level offers flexible space for a dining room, formal living area, playroom or home office, plus an eat-in kitchen designed for gathering, homework and everyday meals. The kitchen shines with NEW quartz countertops, designer tile backsplash, composite super-single sink, faucet, stainless steel range, microwave and dishwasher. Upstairs, generously sized bedrooms are conveniently located on the same level as the laundry. The vaulted primary suite offers a relaxing retreat with a walk-in closet and private bath featuring a double vanity, soaking tub and separate shower. Updated plumbing fixtures add a fresh, modern touch. The finished lower level provides a cozy second living space with fireplace and walk-out access to an extended flagstone patio and fully fenced backyard—perfect for outdoor dining, kids, pets and entertaining. A sprinkler system keeps lawn care easy. The sub-basement provides abundant storage with the opportunity to finish additional space for a future playroom, teen hangout, office or workout area. Location truly shines! Situated close to Ravenwood Elementary and just a short walk to the neighborhood pool, this home offers easy access to parks, middle and high schools, shopping and dining. Enjoy the welcoming Rodrock community lifestyle with neighborhood events. Convenient access to K-7 and I-35 makes commuting and exploring Johnson County and Kansas City a breeze. Small-town community feel with big-city convenience—this is a home you won’t want to miss!

11934 S Lincoln Street, Olathe

Listing courtesy of Debi Donner of Rodrock & Associates Realtors.

$450,000
4 Beds 3.5 Baths
WOW! COMPLETELY UPDATED 2-STORY IN CEDAR BROOKE! Move-in ready home combines timeless style with modern updates in an unbeatable location. Gorgeous hardwood floors flow throughout the main level, leading into the stunning two-story Great Room filled with natural light and anchored by a cozy fireplace. The open layout continues into the breakfast area with direct access to the patio—perfect for summer BBQs, outdoor dining, and effortless entertaining. Beautifully updated kitchen is sure to impress with crisp white cabinetry, quartz countertops, eat-in center island and stainless steel appliances. Formal dining room offers the perfect setting for gatherings and special occasions, while a convenient main-level half bath completes the floor. Upstairs, unwind in the spacious primary suite featuring a dual vanity, relaxing soaking tub, separate walk-in shower, and not one, but two walk-in closets! Two additional bedrooms share a well-appointed full bath and the bedroom-level laundry adds everyday convenience. Finished basement expands your living space with a generous family room, fourth bedroom and third full bath—ideal for guests, a home office or multigenerational living. Located just minutes from parks, Lake Olathe offering a marina, swimming beach, trails and green space, shopping, dining and quick highway access, this exceptional home offers the perfect blend of comfort, style, and convenience. All that's left to do is move in and start making memories. WELCOME HOME!

21470 W 122nd Street, Olathe

Listing courtesy of Bryan Huff of Keller Williams Realty Partners Inc..

$512,000
4 Beds 3.5 Baths
Check out the photos, and start checking the boxes off your list! This incredible 2 story will have you at "hello" from the 2 story, hardwood entry. The formal dining is light and bright will serve your guests or serve as a main level office. The thoughtful, open floor plan offers a large greatroom that opens to the kitchen while not being visual from the front door. Beautiful kitchen with granite countertops, stainless appliances, pantry and ample counter space. Plenty of room for prep or making that perfect sourdough with the peninsula island and work/service bar. Check! Main level laundry offers great storage for your bulky warehouse purchase behind the door. The upper level offers 4 bedrooms and 2 full baths. When you see the primary, your first word will be "wow" and your second will be, "Check"! It's the perfect private retreat for when you need to unwind. Dual vanity, walk-in closet, soaker tub and large shower in the primary bath. Check! The basement has a 5th non-conforming bedroom or a bonus space for whatever you've been dreaming of. The family room is your game day space - whether video games, football games or board games - family, fun, friends or just flopping. Check! This outside is as special as the inside with a treed lot, huge backyard, sprinklers, fully landscaped w poured concrete edging and sits on a quiet cul-de-sac. Check! New roof in 2020, neighborhood pool and award winning schools. Check, check, CHECK!

15247 S Roth Drive, Olathe

Listing courtesy of Monique Exposito of Compass Realty Group.

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