Olathe Homes with FHA Financing

Welcome to Olathe, Kansas, a vibrant community nestled in the heart of Johnson County. Known for its excellent quality of life, Olathe boasts a robust school district that is highly regarded for its commitment to education and student success. The Olathe School District is dedicated to nurturing young minds, offering a rich variety of programs and extracurricular activities that cater to diverse interests and talents. With numerous schools recognized for their academic excellence, families can rest assured that their children will receive a top-notch education.

Olathe is not just about education; it’s a place where families can thrive. The city features a plethora of parks, recreational facilities, and community events that foster a strong sense of belonging. The friendly neighborhoods are perfect for raising a family, with local amenities that cater to all ages.

For those considering a move to Olathe, the housing market offers fantastic opportunities, especially for first-time homebuyers or those looking to take advantage of FHA financing. Many homes in the area qualify for FHA loans, making it easier to secure a mortgage with lower down payments and more flexible credit requirements. This accessibility opens the door for many families to own a home in this desirable community.

In Olathe, you’ll find a perfect blend of suburban charm and urban convenience, with easy access to major highways and nearby Kansas City. Explore the welcoming neighborhoods, excellent schools, and the opportunity to create lasting memories in a place you’ll be proud to call home. Come discover Olathe, where your dream home awaits!

Newest Olathe Homes with FHA Financing

$335,000

3 Beds ⋅ 2.5 Baths

SELLER-PAID 2-1 RATE BUYDOWN AVAILABLE WITH ACCEPTABLE OFFER! Enjoy a reduced mortgage interest rate by 2% in year one and 1% in year two, lowering your monthly payments during your first two years of homeownership. Buyer must qualify at the full note rate. Terms and eligibility apply. Contact Chad Trease with CrossCountry Mortgage for details and payment examples. Looking for a place to feel at home? This charming, move-in-ready split-level offers comfort, space, and room to make it your own! Enjoy hardwood floors, a kitchen with granite countertops, pantry space, all appliances included, and an oversized double deck with a pergola, perfect for relaxing or entertaining. Three bedrooms, a primary suite with a beautiful tiled shower, and a cozy lower-level family room with a fireplace make this home spacious and cozy. A deep two-car garage and additional basement space offer extra storage and flexibility, great for an exercise room or additional living space. Conveniently located across from Olathe South High School, with shopping and dining just minutes away.

1819 S Stagecoach Drive, Olathe

Listing courtesy of JoJo Morales of Platinum Realty LLC.

$449,000

4 Beds ⋅ 3.5 Baths

Open and bright 4 bedroom, 3 1/2 bath home with an open floor plan - great flow for living and entertaining! Spacious secondary bedrooms with jack & jill bath and a guest suite w/private bath. All bedrooms with walk-in closets. New Roof, interior and exterior paint, flooring and more. This home is move in ready and priced to sell. Schedule your viewing today.

17903 W 158TH Street, Olathe

Listing courtesy of TimRay Team of HomeSmart Legacy.

$535,000

4 Beds ⋅ 3.5 Baths

Immaculate & spacious Aspen plan in desirable Forest Glen! This 4 BR, 3.5 BA gem offers 3,403 sq ft of thoughtful design and many NEW light/fan fixtures, ALL NEW WHOLE HOUSE CARPET, new interior paint, New exterior paint, including gleaming hardwoods, kitchen island, walk-in pantry, iron spindles, oak end caps, and built-in boot bench with coat hooks. Primary suite features a double vanity, Jacuzzi tub, and dual walk-in closets. Enjoy total peace of mind with newer HVAC (2 yrs), hot water heater (1 yr),dishwasher (1yr). Situated on a huge cul-de-sac lot featuring a fully fenced yard with mature landscaping & full irrigation/sprinklers. Award-winning Olathe School District! Community perks include an active HOA with social events, pool, clubhouse, and walking trails. Easy access to highways, shopping, dining, and golf. Shows like a dream—schedule your private tour today!

13102 W 137th Court, Overland Park

Listing courtesy of Becky Harper of Keller Williams Realty Partners Inc..

$570,000

4 Beds ⋅ 3 Baths

Less time on maintenance, more time enjoying the things you love! Welcome to the Villas of Fairway Woods, where maintenance-provided living, inviting spaces and wonderful neighborhood amenities come together. Conveniently located near Overland Park golf courses, shopping, dining and parks, this villa offers the lifestyle you've been looking for! Step inside to a welcoming great room featuring a cozy fireplace, built-ins and custom window shutters. The kitchen and dining area open to a secluded patio surrounded by lush landscaping—your own peaceful retreat for morning coffee, outdoor dining or relaxing with friends. The spacious main-level primary suite features a bright, airy bath and generous walk-in closet. A second main-level bedroom, filled with natural light, makes an ideal guest room or home office, with another full bath conveniently nearby. Downstairs, you'll find two additional bedrooms, a full bath, comfortable family room space and abundant storage complete with storage racks and a sink. A stair lift provides added convenience and accessibility between levels. A NEW hot water heater is an added bonus! Beyond your front door, enjoy the benefits of an active villa community with a neighborhood pool, clubhouse and access to the Indian Creek Trail for walking and biking. The HOA takes care of lawn maintenance, snow removal, exterior trim painting, sprinkler system maintenance and water, and private street maintenance—giving you more time for golf, travel, hobbies and simply enjoying life! Monthly HOA dues are $231 + $920 yearly dues that gives you access to the swimming pool, clubhouse and cares for the Fairway Woods common areas. Discover the ease of villa living at Fairway Woods—where your time is yours to enjoy!

12501 W 123rd Street, Overland Park

Listing courtesy of Terri Monrad of BHG Kansas City Homes.

$515,000

5 Beds ⋅ 3.5 Baths

Welcome to this beautiful home featuring thoughtful updates, generous living areas, and a floor plan designed for everyday comfort. Newly refinished wood floors extend throughout the main level, where a light-filled formal dining room offers plenty of space for gatherings. The inviting living room features a cozy fireplace and backyard views, while the updated kitchen includes quartz countertops, an updated backsplash, ample cabinet and counter space, and a breakfast area with bay windows. New carpet on the stairs and throughout the second floor, along with fresh paint in the secondary bedrooms and second-floor bathrooms, adds a fresh, welcoming feel. The spacious primary suite features an updated ensuite bath with a soaking tub, tiled walk-in shower, and large walk-in closet. Three additional bedrooms, a full bathroom, and convenient bedroom-level laundry with built-in shelving complete the upper level. Freshly painted, the finished basement provides additional living space, a fifth bedroom with a large walk-in closet, and a full bathroom. Unfinished storage with built-in shelving offers room to stay organized. Outside, exterior paint completed in 2023 enhances the home’s curb appeal, while the spacious backyard provides plenty of room for recreation, gardening, or relaxing. The garage includes a built-in workbench and overhead storage. Additional updates include an approximately two-year-old HVAC system and a three-year-old water heater. Don’t miss the opportunity to make this updated, spacious, light-filled home your own—schedule your private showing today!

10138 Theden Circle, Lenexa

Listing courtesy of Aaron Donner of Real Broker, LLC.

$825,000

5 Beds ⋅ 4.5 Baths

A PRIVATE, PICTURESQUE RETREAT IN CEDAR CREEK! Nestled on an exceptional treed walkout lot, this ½-story home with a newer roof and newer high efficiency HVAC offers the perfect combination of privacy, inviting living spaces, and incredible outdoor entertaining areas. The setting feels like your own private getaway! Step inside to a stunning formal living room featuring floor-to-ceiling windows that frame the gorgeous backyard views, a fireplace, and custom built-ins. The spacious kitchen is designed for everyday living and entertaining, with brand new quartz countertops and backsplash, abundant cabinetry, a center island, and walk-in pantry. Just beyond, the inviting hearth room features a stone fireplace...perfect for cozy mornings or relaxing evenings at home. The adjoining breakfast area offers yet another opportunity to enjoy the peaceful, wooded views. The main-level primary suite provides a comfortable retreat with two walk-in closets. Upstairs, you'll find three generously sized bedrooms, each with its own walk-in closet, two full baths, and a versatile loft with a built-in workspace. The impressive walkout lower level features a spacious family room features another stone fireplace and built-ins, while additional areas provide plenty of room for a pool table, gaming, and play space. A recently updated wet bar makes hosting effortless, and the fifth bedroom and additional bathroom offers flexibility for guests, a home gym, or whatever fits your lifestyle. The spectacular new two-level deck creates multiple spaces for dining, entertaining, and unwinding, complete with a hot tub and covered seating area. Below, the fenced backyard offers a peaceful firepit setting amongst the mature trees. Upgraded landscaping and outdoor lighting in the front makes the entire location just as magical in the evening. Cedar Creek offers 3 pools, tennis/pickleball, 65 acre lake, trails, and clubhouse - it's like living in a resort. This is a home you'll love coming home to!

26263 W 111TH Terrace, Olathe

Listing courtesy of Teresa Hoffman of Keller Williams Realty Partners Inc..

$764,900

4 Beds ⋅ 4.5 Baths

Gorgeous 1.5 home in Cedar Creek! Home sits on hole 11 of amazing Shadow Glen golf course. Step out of your bright open kitchen with Viking stove to a lovely, private, treed oasis with paver patio. Tons of natural light. Fresh interior paint. Hardwood floors throughout 1st floor, updated lighting, recent new carpet upstairs. Spacious 1st floor master bedroom with updated bath. Remodeled main floor half bath. Upstairs features new LVT loft and 3 large bedrooms and 2 full baths. Newly remodeled Finished Lower Level with half bath, Quartz topped dry bar with Bev fridge, Luxury vinyl tile, and new carpet. Perfect for entertaining family and friends.! Beautiful resort-style golf & lake community w/endless amenities! Grand cascading waterfall entry, 65-acre fishing lake, 3 swimming pools, tennis & pickleball courts, playground, clubhouse with indoor Basketball court, indoor gym & miles of winding walking trails!

10830 S CEDAR NILES Boulevard, Olathe

Listing courtesy of Eddie Davis of Orenda Real Estate Services.

$674,500

4 Beds ⋅ 3 Baths

Why build new when this two-year-old home on a cul-de-sac already has so much to love? This 1.5 story home offers high ceilings, abundant natural light, and neutral colors to create a bright, welcoming feel, with convenient main-level living and plenty of room to spread out. A floor-to-ceiling stone fireplace anchors the living room, flanked by built-ins and floating shelves ready for your personal touches. The kitchen features a gas stove, soft-close cabinets and drawers, a farmhouse sink, and a walk-in pantry. A built-in boot and coat bench keeps everyday essentials organized. Three bedrooms and two full bathrooms are on the main floor, including a spacious primary suite with a tiled shower, double vanity, and huge walk-in closet that connects directly to the laundry room—because a thoughtful floor plan makes everyday life easier! Downstairs, the finished walkout basement offers an additional bedroom and full bathroom, an oversized rec room and 2nd family room, and wet bar, plus plenty of unfinished storage space. Step outside to the covered patio and oversized backyard with in-ground sprinkler system, where a private fire pit area surrounded by trees sets the scene for evenings under the stars. Ready for a little exploring? Walk out your backyard to the park trails. Enjoy the Prairie Farms community amenities, including a swimming pool and walking trails. Nearly new, thoughtfully finished, and ready for you to settle in!

2850 W Wabash Street, Olathe

Listing courtesy of Wendy Diskin of RE/MAX State Line.

$545,000

4 Beds ⋅ 4 Baths

Welcome to this beautifully updated, single-owner home, lovingly maintained since 1996 and tucked away on a quiet cul-de-sac. The open-concept floor plan is filled with natural light, featuring a dramatic two-story entry, expansive rear windows, hardwood floors, and a spacious living area with a gas fireplace flanked by built-ins. The completely remodeled kitchen is a standout with marble counters, a butcher-block island, two dishwashers, soft-close cabinetry, pullout pantry shelving, two powered appliance storage cabinets, abundant drawers, and thoughtful specialty storage. The main-level half bath has also been updated. Upstairs, the primary suite features a beautifully remodeled bath with dual vanities, a large tiled shower, a lighted storage mirror, and a custom walk-in closet. The secondary full bath was remodeled in 2022, while new carpet was installed in the bedrooms and primary closet in 2025. The laundry room was also updated in 2025. The finished walkout basement expands the possibilities with a full kitchen, full bath, and generous living space, ideal for guests, entertaining, or potential in-law quarters. Tile flooring provides easy access to the backyard and pool. Outside, enjoy the 16x40 in-ground pool, enlarged concrete pool deck, a deck overlooking the backyard, professional landscaping and garden beds, privacy fencing, and an irrigation system. Major improvements include a new dual-zone HVAC (2021), exterior paint (2023), interior paint (2024), and extensive concrete work (2025). Located near neighborhood parks, trails, Olathe schools, and convenient access to I-35 and I- 435, this home offers an exceptional combination of thoughtful updates, flexible living space, and outdoor fun.

12715 S Hagan Court, Olathe

Listing courtesy of Nick Wagoner of Real Broker, LLC.

$393,000

3 Beds ⋅ 2.5 Baths

Welcome home to this beautiful two-story in the coveted Foxfield South neighborhood! Featuring 3 bedrooms, 2.5 baths, generously sized rooms, and a formal dining room, this home offers plenty of space for comfortable living and entertaining. The kitchen showcases granite countertops and lots of natural light, while fresh interior paint and new carpet provide a clean, refreshed feel throughout. Enjoy the convenience of being within walking distance of schools in the award-winning Olathe school district. Don’t miss this fantastic opportunity to make this wonderful home your own! Owner/agent Home warranty is provided.

12490 S Ortega Drive, Olathe

Listing courtesy of Richard Deich of Real Broker, LLC.

$639,950

5 Beds ⋅ 4 Baths

Welcome to the Paxton III by Prieb Homes. This 2 story plan begins with a wonderful front porch leading you into this open floorplan. Nice entry with U-shaped staircase is open to the formal dining room with trayed ceiling. Great room with gas fireplace enjoys the natural light streaming through the windows. The center island kitchen is sure to please, featuring granite countertops, apron sink, custom cabinets with soft close drawers & doors, upgraded cabinet hardware, cabinet hood & built in microwave, stainless appliances and a large walk in pantry. Beautiful hardwood floors run throughout the entry, kitchen, breakfast room and mud room. Walk out of the breakfast room onto the covered patio to enjoy the outdoors. Large first floor guest room with closet can be used as an office, playroom, sewing/craft room, etc. Convenient 3/4 bath is adjacent to the guest room and mud room with boot bench and entry closet. Upstairs you will find three more bedrooms, one with its own private bath. The other two bedrooms share a Jack & Jill bathroom with a large vanity & double sinks. All bedrooms have vaulted ceilings. The owner's suite is a spacious room with double doors & vaulted ceiling. The lovely bath is a quiet retreat with a tiled walk-in shower, separate tub, two separate vanities, linen closet and tile floors. Attached is a large walk-in closet leading into the laundry room which is also accessible from the hallway with built-in bookshelves. Incredible unfinished basement with tons of storage and 3/4 bath stub. Three car garage and sprinkler system. Prairie Farms is adjacent to the newly renovated Lake Olathe offering tons of outdoor activities. Large community pool, cabana, play area and walking trails. Conveniently located close to schools, shopping, grocery stores, restaurants and highways. Photos are of previous homes and may show some optional features. Estimated Completion November 2026

2275 W Elm Terrace, Olathe

Listing courtesy of Marti Prieb Lilja of Keller Williams Realty Partners Inc..

$340,000

3 Beds ⋅ 2 Baths

Welcome home to this inviting California-Split with an open, airy floor plan, vaulted ceilings and wonderful spaces for everyday living and entertaining! The living room features a cozy stone fireplace, vaulted ceiling and ceiling fan, while the lower-level family room offers a second gathering space for relaxing, movie nights or hosting friends. The kitchen shines with stainless-steel appliances, new quartz countertops, a new sink, a new faucet and a new microwave. New carpet throughout the first and second floors adds a fresh, move-in-ready feel. Retreat to the spacious primary bedroom featuring a vaulted ceiling, ceiling fan, walk-in closet and en suite bath. Two additional bedrooms and a second full bath provide flexibility for family, guests, or a home office. Step outside to enjoy the new expansive deck and paver patio...ideal for summer barbeques, outdoor dining and entertaining! The large, fenced backyard offers room to play, garden or simply unwind, while the generous corner lot enhances the home's curb appeal. Additional features include a newer furnace, newer central air conditioner, window blinds throughout and updated garage door. A fabulous location with the convenience of being just blocks from Olathe's award-winning Mahaffie Elementary and Santa Fe Trail Middle Schools along with nearby shopping, restaurants, parks, recreation and more! With fresh updates, versatile living spaces and inviting outdoor spaces, this home is ready to welcome you! A Definite Must See!

1133 E Charlotte Town Road, Olathe

Listing courtesy of Carol Chartrand of BHG Kansas City Homes.

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Olathe Homes with FHA Financing

Newest Olathe Homes with FHA Financing

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