Osceola Homes with Conventional Financing

Osceola Homes with Conventional Financing

Welcome to Osceola, Missouri, a charming town nestled in St. Clair County, where community spirit thrives and educational excellence is a top priority. The Osceola School District is dedicated to fostering a nurturing environment for students, with a strong emphasis on academic achievement and personal growth. With a range of educational programs and extracurricular activities, the district is committed to preparing students for success both in and out of the classroom.

Families considering a move to Osceola will appreciate the district's focus on small class sizes, allowing for personalized attention from dedicated teachers. The district boasts a variety of educational resources and modern facilities, ensuring that students have access to the tools they need to excel. From engaging STEM programs to vibrant arts initiatives, the Osceola School District is designed to inspire and motivate learners of all ages.

For homebuyers, the Osceola area offers a variety of properties that are perfect for families looking to settle down in a supportive community. Many of these homes qualify for conventional financing, making them accessible for a wide range of buyers. Whether you’re seeking a cozy cottage or a spacious family home, Osceola’s real estate market has something to suit every taste and budget.

Living in Osceola means being part of a close-knit community that values education and the well-being of its residents. With beautiful surroundings and a commitment to quality schooling, Osceola is not just a place to live—it’s a place to grow, learn, and thrive. Come explore your new home in this welcoming town!

Newest Osceola Homes with Conventional Financing

$359,900
If you've been searching for a true recreational property with great hunting potential, this 78.94-acre tract in St. Clair County deserves a look. It is located just outside Osceola, Missouri, this property offers the ideal combination of mature timber, wildlife habitat, and outdoor recreation. The land features two ponds for fishing, mature hardwood timber, and multiple locations ideal for establishing food plots to attract and hold deer and other wildlife. Existing partial trails provide access throughout much of the property, making it easy to navigate by ATV or on foot. One of the property's outstanding features is that it adjoins Corps of Engineers land, giving you direct access to thousands of additional acres for hunting, hiking, and exploring. Electricity is available across the property, providing excellent potential for a future cabin, campsite, or hunting retreat. Located along Truman Lake, this property offers easy access to several nearby boat ramps, making it convenient for hunting, boating, fishing, and water recreation. The property is approximately 5 miles from Osceola and 26 miles from Clinton, providing access to shopping, dining, and essential services while maintaining a private, secluded setting. This property is 66 miles from Springfield and 105 miles from Kansas City.

1825 NE 251 Road, Osceola

Listing courtesy of Chuck Simpson of United Country Real Estate Buckhorn Land and Realty.
$22,000
?Are you wanting to build your dream home? This Double corner lot sets in the Silverfox Subdivision giving you a prime location to build and still have a huge yard. ?This large corner lot gives you multiple access points, city water and city sewer. This saves you the cost and hassle of drilling a well and installing a septic. This .80 acres is the perfect place to build your next home or make an investment for your future. Located in Osceola, Missouri in the Truman Lake area 1 mile from the Osceola Boat Ramp and town square, means you never have to travel far to fish, hunt or take care of business. This property sets 1 mile from Osceola Public Schools, 30 minutes south of Clinton and 30 minutes north of Bolivar. This property is 1 hour and 45 minutes from Kansas City and 1 hour 15 minutes from Springfield.

State Hwy WW Highway, Osceola

Listing courtesy of Chuck Simpson of United Country Real Estate Buckhorn Land and Realty.
$599,000
Discover this exceptional 144± acre recreational and hunting property in St. Clair County, Missouri. Predominantly covered in mature hardwood timber, the property features a healthy mix of white oak, red oak, and hickory trees. Several secluded openings are already in place, offering ideal locations for food plots and wildlife management. A well-established network of two-track trails provides excellent access throughout the property, making it easy to navigate in a variety of hunting conditions and wind directions. The landscape offers numerous ridge tops, bedding areas, and natural pinch points that create outstanding opportunities for deer hunting. Adding to its appeal, the property borders large tracts of Corps of Engineers land that can only be accessed through this property or by boat, effectively expanding the amount of acreage available for recreation and hunting. One of the trails leads directly to a quiet cove on Truman Lake, providing convenient access to fishing and other outdoor activities. Portions of the timber may also offer future harvest potential, creating an opportunity for additional income through responsible timber management. The property includes a well-maintained trailer that would make an excellent hunting cabin, weekend retreat, or base camp for outdoor adventures. The trailer is equipped with both a water well, lagoon, and electricity, providing the comforts needed for extended stays. A small storage shed is also included, offering space for a lawn mower, ATV, hunting equipment, tree stands, or blinds. Whether you're looking for a turnkey hunting property or a peaceful getaway, the existing improvements add immediate functionality and value. Located along Truman Lake, this property offers easy access to several nearby boat ramps, making it convenient for boating, fishing, and water recreation. The property is approximately 10 miles from Osceola and 25 from Clinton.

5760 NE 871 Private Road Road, Osceola

Listing courtesy of Dylan Piccoli of United Country Buckhorn Land a.
$300,000
Here’s your chance to own rare acreage that borders Corps of Engineers property near Truman Lake Reservoir! This 52 +/- acres sits just west of Osceola, Missouri, and has great access right off blacktop Highway B. You will fall in love with the well-maintained and manicured setting, along with the outbuilding that is complete with living quarters. The building is approximately 24’x60’ and offers plenty of storage space for equipment and gear. The finished portion includes a sleeping area and bathroom. Relax and enjoy the large screened-in porch area with a stone wood-burning fireplace. Another bonus is the utility shed, perfect for storing additional equipment and tools. Beyond the outbuilding, you will discover your very own outdoor paradise that has it all! The property is heavily wooded with a great mix of hardwoods and patches of cedars. Deer and turkey hunting is excellent! Gravel road frontage along the west border provides additional great access points to stand locations. The north end has a large pasture field that would make for a great food plot. Salt Creek borders the northeast corner, which offers additional recreational fun. Best of all, the property backs up to Corps of Engineers land, providing direct access to thousands of public-use acres, including Mills Lake, less than 150 yards from the outbuilding. This setup is totally awesome and a perfect place to hunt, fish, explore, or simply to get away from it all. Access to boat ramps and fishing around Truman Lake is ideal. Talk about an incredible location for all things outdoors!

820 NW B Highway, Osceola

Listing courtesy of Skyler Wirsig of Midwest Land Group.
$995,000
3 Beds ⋅ 1 Baths
83+ Acres Overlooking the Sac River | Historic Cabin | Prime Recreational Retreat This is the kind of property people wait years to find. Spanning 83+ acres with sweeping views, along the half a mile plus of the Sac River, this tract offers a rare blend of history, privacy, and usability. The land lays beautifully with a mix of timber, open ground, and natural habitat—ideal for hunting, fishing, trail riding, or simply getting off the grid. There are a total of five ponds on the property. There are three large ponds that offer ample opportunity for fishing, two of which are spring fed with crystal clear water year round. The other two smaller ponds serve to provide water for the abundant wildlife. Much of the open ground is planted in native prairie grass. Close to a third of a mile of bluffs overlooking the river provide plenty of opportunities to build a new home or just enjoy the views. You'll often get to enjoy the sights and sounds of Bald Eagles soaring or fishing on the river and most every night the owls and whippoorwills will sing you to sleep.. and the stars!! Tucked into this landscape sits a charming cabin originally built in the 1800s. A cozy, rustic cabin where you can curl up next to the fire or sit out on the deck overlooking the river and the valley beyond. It’s the perfect basecamp for weekend escapes—or a full-time residence if you’re ready to trade noise for nature. The views are the real showstopper—elevated vantage points overlooking the river valley create a setting that feels expansive, peaceful, and completely yours. Whether you’re looking for a hunting/fishing property, recreational getaway, or a private homestead with history and soul, this one delivers. Highlights: 83+ acres overlooking the Sac River Over 1/2 mile plus of river frontage Charming historic cabin (1800s origin) Excellent hunting, fishing, and wildlife presence Scenic views and rolling terrain Ideal for recreation, weekend retreat, or full-time living

8780 SW 75 PVT Road, Osceola

Listing courtesy of Christopher Hooper of EXP Realty LLC.
$779,000
4 Beds ⋅ 2.5 Baths
This premier 15+/- acre estate in Saint Clair County, with multiple homes and outbuildings, is a family's dream come true. A luxurious 3,883 square foot 4 bed, 2.5 bath home is intentionally set on top of a hill overlooking a large pond out front and mature timber with a wet-weather creek behind the house for a stunning 360-degree view. Walking inside, you are greeted with a large family room, a fireplace, and a kitchen fit for a chef. A large 6-burner range is surrounded by custom granite countertops, and the large windows provide natural lighting along with a great view of the pool out back. The master bedroom is designed for a place of refuge and relaxation with large windows, a wood-burning stove, a jacuzzi tub, a walk-in shower, double sinks, and private access to the pool. A large family room on the other side of the kitchen provides a great space for entertaining, with access to the pool out back and an adjoining theatre room to continue the fun after a long day in the pool. Three large bedrooms can be found just down the hall, along with a large bathroom that has an oversize walk in shower with marble tile and countertop throughout. An attached 2-car garage gives access to vehicles regardless of the weather and storage space for the solar batteries powered by the 48-panel solar array outside. A partial walk-out basement provides extra space for storage, hobbies, and protection during storms. Next to the house is a spacious 40’x60’ shop with concrete floors, electricity, a 1/2 bath, and an indoor racquetball court. The second home is a cozy 2 bed, 2 bath manufactured home with an attached garage and is handicap accessible, making it ideal for all guests. The 20’x30’ shop next door provides ample space for lawn equipment, dirtbikes, ATVs, or extra work space for projects. The third house is a cottage-style 1 bed, 1.5 bath, just down the hill, and its location and privacy make it ideal for short-term rental income. An additional 64+/-acres is available.

5515 NW 451 Road, Osceola

Listing courtesy of Andy Unruh of Midwest Land Group.
$229,900
3 Beds ⋅ 2 Baths
Welcome this this beautifully built new construction home offering 3 bedrooms, 2 full baths, plus an office space across approximately 1,300sq ft. of thoughtfully designed living space on a .20 acre lot. Step inside to a warm, inviting layout featuring a bright open concept design that makes the home feel both cozy and functional. The kitchen is complete with stainless steel appliances (stays with home), plenty of counter space, and beautiful cabinetry. The split bedroom floor plan offers added privacy, white the bonus office space provides flexibility for working from home, hobbies, or addition guest space. Enjoy your morning coffee on the covered front or back porch. Located in Osceola, you'll appreciate the small town feel while also being VERY close to the Osage arm of Truman Lake, adding an extra layer of outdoor recreation nearby. Move in ready. 1 year builder warranty. Buyer to confirm dimensions.

140 C Street, Osceola

Listing courtesy of Jordan Bush of Homes by Darcy LLC.
$1,500,000
3 Beds ⋅ 3.5 Baths
A true Triple Feature property including an amazing home, 222+/- acres of land and a guest house. Tucked away just outside Osceola, MO, this exceptional listing offers the rare combination of luxury living and privacy all on an expansive property. Situated on just over 222 acres, the land features a beautiful mix of mature woods, timber, ponds, open pasture and ample wildlife, including an abundance of deer and turkey. The main residence has an impressive nearly 6,000 sq ft of living space. Built in 2009 and designed for both comfort and function, this home offers 3 bedrooms and 3.5 bathrooms, including a main level master-suite with double walk-in closets. The gorgeous kitchen stands out, featuring high-end finishes and a huge walk-in pantry. Enjoy the views on the amazing screened-in porch and the expansive covered patio overlooking your piece of heaven. Additional features include a massive 3-car garage for your cars, side-by-sides and outdoor toys. And its temperature controlled too! For hunters or security needs the basement includes a secure 400 + sq ft safe room with a Smith Security Safes Inc’s vault door. A Generac whole-home generator, for peace of mind, is another perk. A fully functional guest house adds tremendous value, featuring its own kitchen, living room, bedroom loft and garage—perfect for guests, extended family, or rental potential. The Property has road frontage on three sides; access is excellent while still maintaining a secluded feel with the main residence sitting one half a mile off the highway. The timber offers unlimited opportunity for hunting and recreation. Mixed in is over 30 acres of easily accessible pastureland and/or hay fields, further enhancing this properties potential.

3815 476 Road, Osceola

Listing courtesy of Triple Key Team of RE/MAX State Line.
$2,780,000
An outstanding opportunity to acquire 402± acres of very productive row crop farmland located in St. Clair County, Missouri, just south of Osceola along Highway WW. This farm offers excellent agricultural value with strong soils that have a proven history of high yields, making it an ideal addition to any farming operation or investment portfolio. The property features large, contiguous fields that are well-suited for efficient modern farming practices, with convenient highway frontage providing easy access for equipment and transport. The land’s productivity, combined with its desirable location in a well-established agricultural area, makes this farm a standout offering. Whether you are an operator looking to expand or an investor seeking quality Missouri farmland, this 402-acre row crop farm represents a rare chance to own premium, income-producing ground in a highly sought-after area of St. Clair County.

WW Highway, Osceola

Listing courtesy of Dan Hertzog of America's Land Partners - Missouri.
$1,900,000
Welcome to Top of the World! Featuring 4 Seperate Living Spaces and Venue on this Sprawling 50+ acre estate nestled ontop of a bluff overlooking the arm of the Osage River and the town of Osceola. The event space offers a multitude of options from weddings, prom for the local school, men and womens retreats, cattleman's association dinner, baby showers, family reunions and more! The main home is 3 Bedrooms, 2 Baths with Great Room that is just that! Small House just on the back side of the main home, is 1 Bedroom 1 bath,with original ice house attached. Cabin 2 is 40x16 built in 2017 2 Bedrooms, 1 bath with side deck. Cabin 1 is 2 Bedrooms 1 bath with covered wrap around partial covered deck over pond . Venue has full kitchen, washer/dryers, storage, mens bathroom with 2 stalls, womens bathroom with 2 stalls, dressing agreas from men/women. Large covered patio and deck overlooking stocked pond. The property has Artesian well that provides the pond with fresh water. The main home has a 2 car detached garage that connects with breezeway. There are mulitple buildings on the property for storage and more. SEE MLS 2551256

2105 NE 315 Pvt Road, Osceola

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.
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