Osceola Homes with Conventional Financing

Osceola Homes with Conventional Financing

Welcome to Osceola, Missouri, a charming town nestled in St. Clair County, where community spirit thrives and educational excellence is a top priority. The Osceola School District is dedicated to fostering a nurturing environment for students, with a strong emphasis on academic achievement and personal growth. With a range of educational programs and extracurricular activities, the district is committed to preparing students for success both in and out of the classroom.

Families considering a move to Osceola will appreciate the district's focus on small class sizes, allowing for personalized attention from dedicated teachers. The district boasts a variety of educational resources and modern facilities, ensuring that students have access to the tools they need to excel. From engaging STEM programs to vibrant arts initiatives, the Osceola School District is designed to inspire and motivate learners of all ages.

For homebuyers, the Osceola area offers a variety of properties that are perfect for families looking to settle down in a supportive community. Many of these homes qualify for conventional financing, making them accessible for a wide range of buyers. Whether you’re seeking a cozy cottage or a spacious family home, Osceola’s real estate market has something to suit every taste and budget.

Living in Osceola means being part of a close-knit community that values education and the well-being of its residents. With beautiful surroundings and a commitment to quality schooling, Osceola is not just a place to live—it’s a place to grow, learn, and thrive. Come explore your new home in this welcoming town!

Newest Osceola Homes with Conventional Financing

4100 NE 364 Road, Osceola
$225,000
3 Beds ⋅ 2 Baths

4100 NE 364 Road, Osceola

Listing courtesy of Dylan Piccoli of United Country Buckhorn Land a.
5740B 731 Road, Collins
$199,960
Marketing Remarks: 40-Acre Hunter's Paradise with Cabin, Premium Deer Stands & Food Plots If you're looking for a hunting property that's already set up and ready to enjoy, this 80-acre recreational retreat northwest of Collins, Missouri deserves a look. Located on a gravel road, the property is predominantly timber and has been thoughtfully developed with the serious hunter in mind. One of the biggest highlights is the impressive system of extra-nice deer stands strategically placed throughout the property. Each stand has nearby food plot areas, currently planted in radishes and wheat, along with a unique log documenting deer taken from that location. Nice deer have been harvested here over the years, giving the next owner a great head start on a proven hunting property. Getting around the acreage is easy with well-maintained, clearly labeled trails designed for side-by-side access throughout the property. In addition to excellent deer hunting, the timber and habitat make this a great property for turkey hunting as well. The location offers the privacy and seclusion hunters want without being too far from town--approximately 30 minutes from Clinton, one hour from Springfield, and 1½ hours from Kansas City. Whether you're looking for your own private hunting retreat, a place to gather with family and friends each season, or a recreational property that's already been developed for hunting, this one checks the boxes. And there's room to make it even better: an additional adjoining 80 acres may also be purchased, creating the opportunity for up to 120 contiguous acres. 40 acres.. Food plots. Premium stands. Established trails. Proven hunting. This is a true hunter's paradise that's ready for its next owner.

5740B 731 Road, Collins

Listing courtesy of SHANNON Eason of Shannon & Associates.
5740 731 Road, Collins
$399,920
80-Acre Hunter's Paradise with Cabin, Premium Deer Stands & Food Plots If you're looking for a hunting property that's already set up and ready to enjoy, this 80-acre recreational retreat northwest of Collins, Missouri deserves a look. Located on a gravel road, the property is predominantly timber and has been thoughtfully developed with the serious hunter in mind. One of the biggest highlights is the impressive system of extra-nice deer stands strategically placed throughout the property. Each stand has nearby food plot areas, currently planted in radishes and wheat, along with a unique log documenting deer taken from that location. Nice deer have been harvested here over the years, giving the next owner a great head start on a proven hunting property. Getting around the acreage is easy with well-maintained, clearly labeled trails designed for side-by-side access throughout the property. In addition to excellent deer hunting, the timber and habitat make this a great property for turkey hunting as well. A 600-square-foot cabin provides a comfortable hunting headquarters and is already set up with bunks to accommodate up to six hunters. There's also a pond on the property, adding another nice feature for wildlife and recreation. The location offers the privacy and seclusion hunters want without being too far from town--approximately 30 minutes from Clinton, one hour from Springfield, and 1½ hours from Kansas City. Whether you're looking for your own private hunting retreat, a place to gather with family and friends each season, or a recreational property that's already been developed for hunting, this one checks the boxes. And there's room to make it even better: an additional adjoining 40 acres may also be purchased, creating the opportunity for up to 120 contiguous acres. 80 acres. Cabin. Pond. Food plots. Premium stands. Established trails. Proven hunting. This is a true hunter's paradise that's ready for its next owner.

5740 731 Road, Collins

Listing courtesy of SHANNON Eason of Shannon & Associates.
955 NW YY Highway, Osceola
$275,000
This amazing hidden retreat could be your next home! 52+/- acres yours to explore with well, septic, and electric already in place and sitting right off of the paved but calm Highway YY! The former owner was building a new 1079sqft 2 bedroom house, but now it's yours to put the finishing touches on! Utility placement, foundation, and framing is finished. Jump start your new build straight to insulation and drywall! This is a truly unique opportunity to skip the hardest parts of construction and make your own home on a gorgeous piece of woodland property! Plus, with fiber internet available, you can live the peaceful rural life while staying fully connected! Measurements are estimated and not guaranteed. Call today!

955 NW YY Highway, Osceola

Listing courtesy of Justin Dean of 1st Class Real Estate KC.
11795 SE TT Highway, Osceola
$209,000
2 Beds ⋅ 2 Baths
This 2-bedroom, 2-bathroom home in Osceola, Missouri, is worth a look! Built in 1970, this 1,444-square-foot home sits on 6.4+/- acres and offers plenty of space to enjoy the outdoors. The property features a fenced yard, a covered porch to sit and enjoy your morning coffee, and a large barn/shed for storing equipment, working on projects, or creating your own hobby farm setup. With room for a garden, chickens, small livestock, or other homesteading ideas, there are plenty of opportunities to make this property your own. The home is serviced by a private well and septic system and has central heating and cooling for year-round comfort. Highway frontage provides easy access to and from the property. Located in St. Clair County, Osceola is a small Missouri town with a laid-back atmosphere and a strong connection to the outdoors. You'll find local shops, restaurants, schools, and everyday conveniences in town, while Truman Lake and the surrounding countryside offer plenty of opportunities for fishing, hunting, boating, and exploring. Whether you're looking for a place to call home, a small hobby farm, or a little acreage to grow a garden and enjoy the country life, this property offers the space and potential to make it happen.

11795 SE TT Highway, Osceola

Listing courtesy of Dylan Piccoli of United Country Buckhorn Land a.
TBD SW 778 Road, Osceola
$488,750
Private Missouri Recreational Retreat Between Osceola & El Dorado Springs. Your own private piece of the Missouri Ozarks is waiting. Whether you’re looking for a hunting property, weekend getaway, future cabin site, or simply a place to escape into nature, this recreational property offers an exceptional combination of habitat, privacy, and convenience. The property features a beautiful mix of open prairie meadows, hardwood-covered hills, and meandering creek bottoms, creating diverse habitat for abundant wildlife. The two open meadows are rich with native vegetation and appear to have remained largely untouched by the plow, adding to the property’s unique character and natural appeal. The creek bottom is lined with towering white oaks and pin oaks, creating a secluded, wilderness-like setting that feels far removed from the everyday hustle and bustle. This diverse landscape provides excellent habitat for whitetail deer and wild turkey, making the property especially appealing to the avid outdoorsman. Two excellent locations offer potential sites for a cabin, hunting camp, or RV, allowing you to create your own private recreational retreat. A quiet gravel road provides access with minimal traffic, while paved road access is less than half a mile away. Convenience is another major advantage. Situated between El Dorado Springs and Osceola, Missouri, the property is just a short drive from everyday amenities, with both communities approximately 10–15 minutes away. For those who enjoy fishing and boating, Stockton Lake, Truman Lake, and Pomme de Terre Lake are all within approximately 20–30 minutes, offering even more opportunities for outdoor recreation. If you’ve been searching for a property where privacy, wildlife, natural beauty, and recreational opportunities come together, this one deserves a closer look. Call today to schedule your private tour and experience this special piece of Missouri real estate for yourself!

TBD SW 778 Road, Osceola

Listing courtesy of Ryan Hubbard of United Country American Heartl.
290 Chestnut Street, Osceola
$350,000
Three income-producing spaces, one landmark downtown location!! 290 Chestnut Street gives an investor a setup that would be difficult to recreate from scratch. Positioned on a prominent corner of the Osceola square, the property combines an established commercial space on the main level with two beautifully renovated loft apartments upstairs. La Casita Mexican Restaurant currently occupies the ground floor, while the upper level operates as The Chestnut on the Square, featuring one two-bedroom loft and one one-bedroom loft.Both apartments are being sold fully furnished and have established themselves as successful short-term rentals. The renovation upstairs was done right. Tall ceilings, large windows, open living spaces and clean modern finishes give both units a look and feel that stands well above the typical lodging option in the area. Guests can stay directly on the square while being just minutes fromTrumanLake and the confluence of the Sac and Osage river arms — an area well known for year-round fishing and especially popular during the spring spoonbill season. Hunting, boating and other outdoor recreation continue to bring visitors into the area throughout the year. From an investment standpoint, the appeal is straightforward: commercial rental income on the main floor, two furnished short-term rental units above it and an established operating history already in place. There is also a basement providing additional space below the main level.For someone looking to own an income-producing property in the Truman Lake market, this is a rare opportunity to acquire a downtown building where much of the difficult work has already been done. The business space is occupied, the lofts are finished and furnished, and the property is already generating revenue from multiple parts of the building. Detailed financial information and operating history will be made available to qualified buyers upon execution of a confidentiality agreement.

290 Chestnut Street, Osceola

Listing courtesy of Tyler Mahoney of Epique Realty.
2105 NE 315 Pvt Road, Osceola
$1,750,000
8 Beds ⋅ 8.5 Baths
Welcome to Top of the World, a truly one-of-a-kind 52+ acre property overlooking the Osage River and the town of Osceola. With breathtaking views, multiple residences, an established event venue, ponds, outbuildings and abundant acreage, this unique property offers endless possibilities for a private estate, family compound, retreat, event destination or income-producing property. The estate features four separate living spaces. The main residence offers 3 bedrooms, 2 baths and an impressive Great Room designed for gathering and entertaining. A second home located just behind the main residence features 1 bedroom, 1 bath and the property's original ice house. Two additional cabins provide even more accommodations, including a 2-bedroom, 1-bath cabin built in 2017 and another 2-bedroom, 1-bath cabin overlooking the pond with a partially covered wraparound deck. At the heart of the property is a versatile event venue equipped with a full kitchen, laundry facilities, storage, separate men's and women's restrooms, dressing areas and expansive covered outdoor entertaining space. A large patio and deck overlook the stocked pond, creating an incredible setting for weddings, retreats, reunions, corporate gatherings and private events. The property itself is just as impressive. An artesian well continually supplies fresh water to the pond, while the combination of open acreage and wooded areas creates a beautiful and private setting. Multiple garages, barns and outbuildings provide ample room for equipment, storage, hobbies or future uses. Whether you're searching for a remarkable private estate, multi-generational property, event venue, retreat destination, short-term rental opportunity or a property where you can live, work and entertain all in one location, Top of the World offers a combination of improvements, acreage and views that is nearly impossible to duplicate.This isn't simply a home on acreage—it's an opportunity to create a destination.

2105 NE 315 Pvt Road, Osceola

Listing courtesy of Leah Beck of ReeceNichols - Lees Summit.
1855 NE 655 Private Road, Osceola
$235,000
:Looking for a place to get away, hunt, or just enjoy some peace and quiet? Take a look at this 42+/- acre property in Osceola, Missouri. Tucked away at the end of a long private road, this property offers a 756 sq. ft. studio-style cabin with an open layout including one bathroom and is serviced by a private well and lagoon. It's a simple setup with plenty of potential to make it your own weekend getaway, hunting cabin, or full-time rural retreat. The majority of the acreage is wooded, giving you plenty of room to explore, hunt, enjoy the wildlife, or simply spend time outdoors. Osceola is a small St. Clair County community with a laid-back, hometown feel and plenty of outdoor recreation nearby. Located along the Osage River and close to Truman Lake, the area is known for fishing, hunting, boating, and enjoying the outdoors. In town, you'll find local restaurants, grocery stores, hardware, a library, healthcare services, parks, and more, making it easy to enjoy the quiet country lifestyle without being too far from everyday conveniences. With 42+/- acres, a private setting, and a cabin already in place, this is a great opportunity to own a piece of the country and enjoy everything that makes the Osceola area a great place to slow down and enjoy life.

1855 NE 655 Private Road, Osceola

Listing courtesy of Dylan Piccoli of United Country Buckhorn Land a.
Lot 27 Shawnee Court, Osceola
$57,750
33 Individually Deeded Lots Near Truman Lake – $1,750 Per Lot! Acquire 33 individually deeded lots inside Twin Oaks Harbor, a gated recreational lake community in St. Clair County, Missouri, near Truman Lake and the Ozarks. Truman Lake offers more than 55,000 acres of water and over 950 miles of shoreline. It is known for trophy crappie, largemouth bass, white bass, blue catfish, and flathead catfish. Tucked beneath mature oak trees, Twin Oaks Harbor offers shade, privacy, and peaceful surroundings away from crowded resort communities and city light pollution. Community amenities include maintained roads, gated access, a swimming pool, year-round hot shower house, RV pump-out station, boat and lake access, and a private beach. Tiny homes and full-time RVs are allowed subject to community rules. Buy the entire portfolio and resell lots individually, bundle neighboring lots, hold for appreciation, create weekend retreats, or sell over time for cash flow. Enjoy ATV riding where permitted, walking, bird watching, mushroom hunting, deer watching, campfires, fishing, boating, and stargazing. Located near Lowry City, with fuel and basic conveniences nearby, approximately 120 miles southeast of Kansas City. Offered at $1,750 per lot or $57,750 for all 33 individually deeded lots.

Lot 27 Shawnee Court, Osceola

Listing courtesy of Eddie Davis of Orenda Real Estate Services.
0000 NE 251 Road, Osceola
$290,000
If you've been searching for a true recreational property with great hunting potential, this 78.94-acre tract in St. Clair County deserves a look. It is located just outside Osceola, Missouri, this property offers the ideal combination of mature timber, wildlife habitat, and outdoor recreation. The land features two ponds for fishing, mature hardwood timber, and multiple locations ideal for establishing food plots to attract and hold deer and other wildlife. Existing partial trails provide access throughout much of the property, making it easy to navigate by ATV or on foot. One of the property's outstanding features is that it adjoins Corps of Engineers land, giving you direct access to thousands of additional acres for hunting, hiking, and exploring. Electricity is available across the property, providing excellent potential for a future cabin, campsite, or hunting retreat. Located along Truman Lake, this property offers easy access to several nearby boat ramps, making it convenient for hunting, boating, fishing, and water recreation. The property is approximately 5 miles from Osceola and 26 miles from Clinton, providing access to shopping, dining, and essential services while maintaining a private, secluded setting. This property is 66 miles from Springfield and 105 miles from Kansas City.

0000 NE 251 Road, Osceola

Listing courtesy of Chuck Simpson of United Country Real Estate Buckhorn Land and Realty.
State Hwy WW Highway, Osceola
$22,000
?Are you wanting to build your dream home? This Double corner lot sets in the Silverfox Subdivision giving you a prime location to build and still have a huge yard. ?This large corner lot gives you multiple access points, city water and city sewer. This saves you the cost and hassle of drilling a well and installing a septic. This .80 acres is the perfect place to build your next home or make an investment for your future. Located in Osceola, Missouri in the Truman Lake area 1 mile from the Osceola Boat Ramp and town square, means you never have to travel far to fish, hunt or take care of business. This property sets 1 mile from Osceola Public Schools, 30 minutes south of Clinton and 30 minutes north of Bolivar. This property is 1 hour and 45 minutes from Kansas City and 1 hour 15 minutes from Springfield.

State Hwy WW Highway, Osceola

Listing courtesy of Chuck Simpson of United Country Real Estate Buckhorn Land and Realty.
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