Plattsburg Homes with FHA Financing

Plattsburg Homes with FHA Financing

Welcome to Plattsburg, Missouri, a charming community nestled in the heart of Clinton County. Known for its picturesque landscapes and friendly atmosphere, Plattsburg is not just a place to live; it's a place to thrive. One of the standout features of this area is its exceptional school district, which is dedicated to providing a high-quality education for all students. The Plattsburg R-III School District prides itself on fostering a nurturing environment, with dedicated teachers and a range of extracurricular activities that help students excel both academically and socially.

Families looking to settle in Plattsburg will find a variety of homes available, many of which qualify for FHA financing. This is great news for first-time homebuyers or those looking to invest in their dream home without the burden of hefty down payments. FHA loans offer flexible credit requirements and lower down payment options, making it easier than ever to step into homeownership in this vibrant community.

With its strong sense of community, excellent educational opportunities, and accessible housing options, Plattsburg is an ideal location for families, professionals, and retirees alike. Whether you're drawn to the scenic beauty of the area or the welcoming spirit of its residents, Plattsburg is a place where you can truly feel at home. Explore the available properties today and discover why so many are choosing to call Plattsburg home!

Newest Plattsburg Homes with FHA Financing

$565,000
4 Beds ⋅ 2 Baths
MUST SEE THIS ONE! 10 acres, NEWER outbuilding and Ranch Home just under 10 minutes from Smithville Lake (AND walking distance to Lake Public Access 14). SUPER Clean 30×50 outbuilding (2017) is an absolute dream — concrete floors, propane heat, electricity, oversized overhead doors, and spotless inside. Home features all one level living with tall ceilings, extra large walk in pantry, and two separate living spaces. The full concrete walkout basement adds incredible potential — already plumbed for a future bathroom and offering 2,000 sq ft of unfinished space to create more bedrooms, a gym, craft room, rec room… endless possibilities. Total home potential of 4,000 finished sq ft. Enjoy outdoor living on extra large decks (both need some TLC) on both the front and back, including a motorized awning for shade. The land is a rare find: pond, fenced garden, fenced dog run next to outbuilding, livestock fencing, and no HOA, giving you freedom to make it your own. Major improvements include: added walkout foundation, thickened walls, roof replaced (2017), added outbuilding (2017), added walk in pantry, updated windows, expanded decks, and more — approx. $170,000 in upgrades. Minutes to lake launches, trails, and downtown Smithville. Peaceful acreage, modern function, and unbeatable location. This one checks every box.

4111 SW 220th Street, Plattsburg

Listing courtesy of Kim Taylor of RE/MAX Innovations.
$270,000
4 Beds ⋅ 2 Baths
You don't want to miss this one! Ranch style home across from Plattsburg Golf Course and just up the street from the beautiful Lake Concord. 3 bedroom, 2 bath with attached two car garage. Loads of additional non conforming space on the back of home, featuring a sunroom plus two extra rooms leading to a patio. Brand new central air put in summer of 2025. Easy access to attic and crawl space. Floored storm shelter. Sellers are willing to negotiable many of the items in the home, with the exception of a few family heir items. Perhaps the biggest bonus to this property is the outbuilding with a garage and living space in the backyard! With potential to be a mother-in-law sweet, home office, or hobby room, the opportunities are endless for what you want it to be!

1006 Town And Country Lane, Plattsburg

Listing courtesy of Micah Palmer of Show-Me Real Estate.
$565,000
3 Beds ⋅ 3 Baths
COMPLETELY UPDATED all BRICK RANCH on 11.8 acres (per county records) w/30x60 OUTBUILDING (new concrete floor, electric & water)!! Relax on the Patio & take in the VIEWS! Home offers NEW FLOORING THROUGHOUT, INTERIOR PAINT, UPDATED KITCHEN CABINETS, QUARTZ & CUSTOM BUTCHER BLOCK COUNTER TOPS & CUSTOM BACKSPLASH! UPDATED MASTER BATH w/HUGE CUSTOM TILED SHOWER!! BEAUTIFUL SHIPLAP DETAILS & NEW MODERN LIGHTING! 2 spacious secondary bedrooms & 2 additional baths on the main as well as MAIN FLOOR LAUNDRY ROOM w/storage! Unfinished LL ready for your vision! SO MUCH NEW, FANTASTIC LOCATION close to 169 Hwy & Smithville retail areas. HURRY!

8520 SW Z Highway, Trimble

Listing courtesy of Randy Swope of Platinum Realty LLC.
$1,175,000
3 Beds ⋅ 2.5 Baths
5316 SW McCulloch Road is 49.8 acres and 5318 SW McCulloch Road is 6 acres, being sold together for an exceptional 55+ acre property! Adjoining U.S. Corps of Engineers land, this incredible setting feels like hundreds of acres and offers breathtaking views of Smithville Lake and a serene pond from the wraparound porch. The spacious 3-bedroom, 2.5-bath ranch offers over 3,600 sq ft with an open floor plan filled with natural light. The kitchen features granite countertops, double oven, stainless steel appliances, abundant cabinetry, and French doors to the deck. Fresh interior paint, new light fixtures, and added attic insulation are among the many improvements. The primary bath has been completely remodeled with dual sinks and a stand-alone tub. The finished walkout basement adds two bedrooms, a full kitchen with new LVP flooring, new carpet with upgraded pad, and a full bath with new shower door. The safe room has added spray foam insulation and drywall. Outside you'll find a 50x50 barn, powered 8x12 greenhouse, fenced garden, and 8x12 chicken coop with covered run. The rebuilt 30x47 shop features new concrete, steel siding and roof, oversized overhead doors, 100-amp 220V service, welder outlet, multiple outlets, and lighting. Well water serves irrigation and livestock areas. Additional improvements include refreshed landscaping, deck improvements and stain, drainage work, concrete sidewalk, retaining wall, water softener, and more. A Bald Eagle's nest monitored by the Missouri Conservation Department has successfully hatched multiple eaglets in recent summers. A truly unique property offering privacy, recreation, homesteading potential, lake views, and incredible natural beauty.

5318 SW McCulloch Road, Plattsburg

Listing courtesy of Max Jones of Keller Williams KC North.
$369,900
2 Beds ⋅ 2 Baths
COMPLETELY REMODELED RANCH HOME on 7.5 acres (per county records)!! 40x60 OUTBUILDING w/office & half bath offers space for a workshop or home business! SECURITY SYSTEM! OPEN CONCEPT LIVING perfect for entertaining & family time! MODERN FINISHES & COUNTRY LIVING create a WARM, COZY ATMOSPHERE! Chef's kitchen offers CUSTOM CABINETRY, GRANITE COUNTERTOPS, STAINLESS APPLIANCES, PANTRY, ISLAND & MORE! SPACIOUS PRIMARY RETREAT w/ SITTING ROOM SPACE. ENSUITE features tile flooring, double vanity, linen closet & HUGE WALK IN CLOSET! 14x26 deck for taking in the views, blacktop road. Small acreage properties are hard to find, HURRY!!

8275 NW Braley Road, Plattsburg

Listing courtesy of Randy Swope of Platinum Realty LLC.
$549,900
4 Beds ⋅ 3.5 Baths
PRICE IMPROVEMENT!! Welcome to the country retreat you've been dreaming of! Nestled on more than 9 breathtaking acres, this stunning traditional 1.5-story home offers the perfect combination of privacy, modern updates, and everyday convenience. Surrounded by mature trees, beautiful landscaping, and peaceful views in every direction, you'll be hardpressed to find a more picturesque setting. Best of all, you're just a short drive from Kansas City, giving you the serenity of country living without sacrificing an easy commute. From the moment you step inside, you'll appreciate the care and attention that's gone into this home. Freshly updated with brand-new interior paint, new flooring throughout, and a brand-new roof, it's completely move-in ready. The spacious floor plan features 4 bedrooms, 3.5 bathrooms, and a finished walkout basement that offers endless possibilities for entertaining, recreation, or multi-generational living. The warm and inviting living spaces are filled with natural light, creating the perfect atmosphere for gathering with family and friends. Outside is where this property truly shines. The detached 3+ car garage provides exceptional space for vehicles, recreational toys, equipment, or the ultimate workshop. There's even a charming "She Shed" ready to become your craft room, art studio, gardening retreat, or private escape. Whether you're relaxing on the porch, exploring your acreage, or enjoying evenings surrounded by nature, every day feels like a getaway. Adding to the home's incredible value, the geothermal heating and cooling system delivers outstanding energy efficiency and year-round comfort while helping keep utility costs low. Opportunities like this are incredibly rare—a beautifully updated home, a spectacular 9+ acre setting, and a location that offers the best of both worlds. This is more than just a home—it's a lifestyle. Schedule your private showing today.

1841 SW 214th Street, Plattsburg

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
$482,500
4 Beds ⋅ 3 Baths
NEW PRICE: $482,500 + $10,000 IN SELLER-PAID CONCESSIONS! Now is the time to buy! With a substantial price adjustment AND $10,000 from the seller toward allowable closing costs, prepaid expenses, an interest-rate buydown, or other lender-approved costs, this home offers buyers an incredible opportunity to make their move! Welcome to 7286 SW Crystal Ln in Trimble, an expansive front-to-back split offering 4 bedrooms, 3 full baths, multiple living areas, and an oversized 3-car garage. The spacious kitchen offers room for a large dining table plus a sitting or conversation area, making it ideal for entertaining and large gatherings. Step outside to the deck and enjoy the mature trees and peaceful backyard setting. The impressive primary suite features its own sitting area, large bath with separate vanities, Jacuzzi tub, separate shower, and a **massive primary closet measuring nearly 200 square feet! Two additional bedrooms, a full bath, and laundry are conveniently located on the main level. A spacious living room separates the upper living area from the lower level, giving the home distinct spaces while maintaining an open, connected feel. The finished walkout lower level features a large rec room, full bath, and fourth bedroom, perfect for guests, teens, extended family, or a home office. Walk directly out to the backyard patio for additional outdoor living space. The sub-basement provides valuable storage and a protected area during storms. The 3-car garage includes an extra-deep stall with room for a boat, workshop, or recreational equipment. At $482,500 with $10,000 in seller-paid concessions, now is the time to take advantage of this opportunity and make this spacious home yours!

7286 SW Crystal Lane, Trimble

Listing courtesy of Abby Powers of The Real Estate Store LLC.
$275,000
4 Beds ⋅ 2 Baths
**ACTIVE SHORT TERM RENTAL!! **VACATION RENTAL!! **TURNKEY INVESTMENT PROPERTY!! You will FALL IN LOVE with the CHARM of this 4 bedroom, 2 bath home! 2 MAIN LEVEL BEDROOMS, 1 full bath, office & laundry. KITCHEN has been UPDATED with new backsplash, FARMHOUSE SINK & BUTCHER BLOCK counter tops! ORIGINAL trim, doors, hardware, wood flooring and more!! MUD ROOM off the entry leads to the FORMAL LIVING ROOM w/ fireplace and FORMAL DINING ROOM! The FAMILY ROOM on the back of the home has recently been added on to create more ENTERTAINING SPACE! Walk out to the SPACIOUS PATIO and GENEROUS TREED BACKYARD! Upper level offers a LARGE 3rd bedroom, full bath & non-conforming 4th bedroom/loft area. This property is a great BUSINESS OPPORTUNITY but could also be a wonderful FAMILY HOME! HURRY!!

308 S 8th Street, Plattsburg

Listing courtesy of Randy Swope of Platinum Realty LLC.
$375,000
4 Beds ⋅ 2.5 Baths
Welcome to 1228 Town and Country, a rare Plattsburg gem where private country acreage meets golf course living! Situated on 4 beautiful, treed acres, this property sits perfectly adjacent to Hole 4 of the Plattsburg Country Club. The home has been meticulously and completely updated throughout the years, offering a turnkey experience for its next owners. Inside, you will find beautifully refreshed living spaces, including a newly remodeled basement that is perfect for a family room, home theater, or entertaining space. Outside, the property is an absolute dream. Enjoy your morning coffee or evening sunsets from the expansive covered deck and patio. The backyard is fully fenced, providing a safe haven for kids or pets. For the hobbyist, mechanic, or anyone needing extra storage, the property features a fantastic detached shop with a solid concrete floor, plus an additional storage shed. Properties that offer this level of privacy, modern updates, and immediate golf course access are incredibly hard to find. Don’t miss your chance to own this beautiful slice of Plattsburg!

1228 Town And Country Lane, Plattsburg

Listing courtesy of Mike Gunselman of Keller Williams KC North.
$750,000
4 Beds ⋅ 3 Baths
Set on 19+/– acres, this charming home is full of character with bright, open spaces, gorgeous wood floors, and a beautiful fireplace that greets you at the door. The dining room features built in storage, and the kitchen blends stainless steel appliances with classic white cabinetry for a warm, timeless feel. The spacious primary suite offers three closets and a luxurious bathroom complete with a soaking tub, separate shower, double sinks, and even a rare sauna. The main level also includes an additional bedroom and full bathroom, all carrying that same updated yet inviting style. Downstairs is built for entertaining with a large recreation room, second fireplace, and an impressive wet bar. You will also find three versatile rooms perfect for a gym, craft space, playroom, or whatever fits your lifestyle. Outside, enjoy your own private acreage featuring a shop, barn, chicken coop, pond, and a cozy firepit area. Whether you are dreaming of a hobby farm or just room to spread out, this property offers the space and charm to make it happen.

6409 Clinton County Line Road, Trimble

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.
$225,000
Discover the perfect blend of rural charm and investment potential with this 25-acre tract located just north of Plattsburg. Situated outside of city limits, this versatile property offers open possibilities — whether you're looking to build your dream home in the country, expand your row crop portfolio, or both. With gently rolling ground and open views, the land is ideal for row crop farming, recreational use, or building your dream home. Enjoy the peace and privacy of rural living with the convenience of town just minutes away. The perfect property to bring your vision to life awaits — outbuildings, animals, and custom builds welcome! The property currently has a yearly farm lease agreement of $200 per tillable acre.

NW 305th Street, Plattsburg

Listing courtesy of Carol Ammon of Show-Me Real Estate.
$59,750
Position your business for success with this high-visibility .56-acre corner lot located directly off the heavily traveled Highway 116. With excellent exposure and easy access, this property offers incredible commercial potential in a growing area. Whether you're looking to develop a retail storefront, office space, service business, or mixed-use concept, this corner location provides the visibility and traffic your business needs to thrive. Surrounded by local amenities and just minutes from the heart of town, it's an ideal spot for entrepreneurs or investors.Don't miss this opportunity to secure a strategic location for your next venture. Commercial zoning potential — check with local authorities to bring your vision to life!

W 116 Highway, Plattsburg

Listing courtesy of Carol Ammon of Show-Me Real Estate.
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