Smithville Homes with Conventional Financing

Smithville Homes with Conventional Financing

Welcome to Smithville, Missouri, a vibrant community that beautifully blends small-town charm with modern conveniences. Nestled just north of Kansas City, Smithville is renowned for its top-notch school district, making it an ideal place for families looking to settle down. The Smithville School District boasts a strong commitment to academic excellence, offering a range of programs and extracurricular activities that cater to students' diverse interests and talents. With dedicated teachers and a supportive community, students thrive in an environment that nurtures growth and encourages lifelong learning.

In addition to its outstanding educational opportunities, Smithville is home to a variety of beautiful homes that can be financed through conventional loans, making it accessible for many first-time buyers and seasoned homeowners alike. Whether you’re seeking a cozy single-family residence or a spacious modern home, the real estate market here offers something for everyone.

The community is also enriched by its scenic parks, recreational facilities, and a close-knit atmosphere that fosters connection among neighbors. Enjoy weekends at Smithville Lake, where you can partake in fishing, boating, or simply soaking in the stunning views.

With its exceptional school district, welcoming community, and diverse housing options, Smithville, MO, is not just a place to live—it's a place to thrive. Explore the possibilities of making this charming town your new home, and discover the perfect blend of education, community, and comfort. Your dream home awaits in Smithville!

Newest Smithville Homes with Conventional Financing

$265,000
3 Beds ⋅ 1 Baths
Single-level ranch • Fenced backyard • Near Smithville Lake If you’re looking for a home that’s easy to settle into and close to everything Smithville has to offer, this one is worth a look. This 3-bedroom, 1-bath ranch keeps things simple with everything on one level and a comfortable layout that makes good use of the space. Outside, mature shade trees, brick accents and an attached 1-car garage give the home great curb appeal. The fenced backyard has plenty of room for the dog, a garden, a firepit or just a place to enjoy being outside, plus a storage shed for all the extras. One of the best things about this location is everything you have nearby. Downtown Smithville is just minutes away for local restaurants, coffee and shopping, and Smithville Lake is close by when you’re ready for boating, fishing, trails, parks or a day on the water. A complete roof replacement was completed in May 2025 and includes a limited warranty. New windows throughout. A comfortable home, a great backyard and Smithville Lake practically in your backyard — there’s a lot to like here.

505 Quincy Boulevard, Smithville

Listing courtesy of Michelle Sparks of Real Broker, LLC-MO.
$449,500
4 Beds ⋅ 3.5 Baths
420 Shannon Avenue offers one of the Hills of Shannon’s rarely available larger floor plans with 4 bedrooms and 3.5 baths, open-concept living, and an in-ground saltwater pool. Positioned on a corner lot with a non-through street along one side and open pasture behind, the property enjoys a wide, spacious feel. A deep covered front porch sets a welcoming tone, while the backyard is designed for outdoor living with an expansive pool patio, multiple seating and dining areas, and ample lawn beyond. Inside, a vaulted entry with curved staircase leads to a bright, airy main level filled with natural light. The great room features built-ins and a direct-vent gas fireplace and connects seamlessly to the kitchen and breakfast area with direct access to the pool and patio. A separate dining room adds layout flexibility. Upstairs, the primary suite includes a walk-in closet, dual vanities, jetted tub, and separate shower. Three additional bedrooms, a full bath, and second-floor laundry complete the upper level. The partially finished lower level provides additional living space with a recreation room, wet sink, full bath, and large storage area. A secondary exterior entrance enhances functionality. Minutes from Smithville Lake for recreation, with groceries, dining, services, and 169 Highway nearby. KCI Airport is also within convenient reach. Buyer and Buyer’s Agent to verify square footage, taxes, and all property information.

420 Shannon Avenue, Smithville

Listing courtesy of Kevin Yates of ReeceNichols - Country Club Plaza.
$550,000
3 Beds ⋅ 2.5 Baths
Looking for your own slice of paradise? Look no further! This one level home has upgrades Galore in 2022, and Efficiency at the top of its GAME! 3 TON Geothermal system, Anderson 200 series windows, custom shades, flooring, chimney flu system, overhead door, openers, leaf filters, Powder coated aluminum fence installed by Guier Fence. Over $150,000 in upgrades in the last few years. Home also has storage sheds for all the extras you may need to bring with you!

13619 Clementine Road, Smithville

Listing courtesy of Jen Langston Justus of Dream Properties Real Estate.
$692,900
4 Beds ⋅ 3 Baths
Tucked away on a quiet cul-de-sac and backing to a private wooded treeline, the Hartsel Plan by Gary Kerns Home Builders offers thoughtful design and comfortable living. This reverse 1.5-story home features an open-concept layout with convenient main-level living. The spacious entry opens to a great room with a cozy fireplace. The kitchen includes an eat-in breakfast area and direct access to the covered deck, creating an easy indoor-outdoor flow with peaceful wooded views. The main-level primary ensuite features a spa-like bath with a large walk-in shower, spacious walk-in closet, and convenient laundry access. The finished lower level adds a generous rec room with a wet bar, granite countertop, under-counter refrigerator, and TV wall with floating seat and accent finish, along with two additional bedrooms. Abundant storage, a versatile layout, and a private wooded setting complete this inviting home.

1203 NE 122nd Street, Kansas City

Listing courtesy of Gayla Hiatt Group of Keller Williams KC North.
$195,000
2 Beds ⋅ 1.5 Baths
Welcome to this 2-bedroom, 1-bath townhome located in the highly sought-after Stonebridge neighborhood within the Smithville School District. Offering a convenient, low-maintenance lifestyle, this property is within walking distance of Smithville High School and nearby shopping, with quick access to I-435 and Kansas City International Airport. Whether you’re looking to add a quality property to your rental portfolio, purchase your first home, or simply enjoy a maintenance-free place to call your own, this townhome offers an excellent opportunity in a desirable Smithville location. Don’t miss your chance to make it yours! Make sure to look at the townhome available for sale next door (MLS: 2640892)!

216 Stonebridge Lane, Smithville

Listing courtesy of Dirk Talley Jr. of Show-Me Real Estate.
$195,000
2 Beds ⋅ 1.5 Baths
Welcome to this 2-bedroom, 1-bath townhome located in the highly sought-after Stonebridge neighborhood within the Smithville School District. Offering a convenient, low-maintenance lifestyle, this property is within walking distance of Smithville High School and nearby shopping, with quick access to I-435 and Kansas City International Airport. Whether you’re looking to add a quality property to your rental portfolio, purchase your first home, or simply enjoy a maintenance-free place to call your own, this townhome offers an excellent opportunity in a desirable Smithville location. Don’t miss your chance to make it yours! Make sure to check out MLS #: 2640587 to see the available townhome next door as well!

214 Stonebridge Lane, Smithville

Listing courtesy of Dirk Talley Jr. of Show-Me Real Estate.
$375,000
4 Beds ⋅ 3 Baths
Ignore List Price. Sells in Online Estate Auction. Opening Bid $100,000. Conv., FHA and VA Financing Accepted! Stunning Reverse 1.5 Story in Highly Sought-After Harbor Lake! Beautiful .22 Acre Setting backs to Community Trails and Greenspace. Lots of Newer Improvements Completed 4 Years Ago - New roof, New Pergo Waterproof Flooring, Fresh Main-Level Paint, New Stair Carpet, New Tile Fireplace Front, Remodeled Main-Level Bathrooms and a New Deck. Amazing Open Main Level Floorplan. Great Room offers Fireplace with New Tile Front, Soaring 11' Ceilings, and Beautiful Views of the Backyard and Trees. Spacious Kitchen with New Bosch Dishwasher - 4 years, Frigidaire Gallery Microwave and Stove/Range with Air Fryer Feature! Walk-In Pantry and Custom Cabinets Offers Great Kitchen Storage. Dining Area with Vaulted Ceiling Walks Out to Deck with Stairs to Patio Area. Main Level Primary Bedroom Suite with Pergo Floors, Vaulted Ceilings, and Fully Remodeled Master Bathroom, Shower with Tile Walls, Glass Door, and Built-In Shelves. Double Vanity with Raised Sinks, Shiplap Accent Wall, Walk-In Closet with Lots of Hanging Space and Built-In Shelves. Second Bedroom on Main Level with Vaulted Ceilings and Double Door Closet. Second Remodeled Full Bathroom features Shiplap Accent Wall with Mirror, New Light Fixtures, and Tub/Shower. Laundry made Easy on Main Level! Finished Lower Level offers Open Living Space with Bonus Space Great for Working from Home! Two Additional Bedrooms in Lower Level with Spacious Walk-In Closets. 3rd Full Bathroom with Tub/Shower and Large Vanity. Spacious Storage Room with Built-In Shelves. This Community Offers a Swimming Pool, Walking Tails, and is Minutes to Smithville Lake! You’ll Love this Home and Our Open, Transparent Offer/Bid Process. Bidding is Now Open and Ends October 7 at 1:00 pm. Don’t Miss this Opportunity to Bid Your Price!

2000 NE 197th Court, Smithville

Listing courtesy of Jeff Cates of Cates Auction & Realty Co Inc.
$1,700,000
4 Beds ⋅ 3.5 Baths
Outstanding Smithville estate includes 20 acres, stocked pond, outbuilding and beautiful 20 x 40 pool with outdoor kitchen! This all brick 4 bed/3.5 bath reverse Ben Cerra build is timeless with soaring 16' ceilings and floor to ceiling windows providing breathtaking views! Treed .25 mile driveway sets the stage for an estate perfect for entertaining, relaxation, horses - you name it! Many recent updates include new flooring in lower level recreation/family room, backyard pergola, and 2023 master bath remodel. Welcome Home!

4808 NE. 137th Street, Smithville

Listing courtesy of Kristin Myers-Trysla of ReeceNichols - Leawood.
$1,400,000
5 Beds ⋅ 4.5 Baths
Welcome to an extraordinary custom-built reverse 1.5-story estate nestled on more than 7 acres in the highly sought-after Smithville School District. From the moment you enter, you’ll be captivated by the thoughtful design, sophisticated finishes, and breathtaking views. The open main level is anchored by a stunning fireplace and custom built-ins, while vaulted ceilings accented by beautiful wood beams and a dramatic wall of windows showcase the surrounding acreage and spectacular pool area. This home was designed to bring the beauty of the outdoors in while creating an inviting space for everyday living and effortless entertaining. The chef’s kitchen is truly the heart of the home, featuring an oversized island with luxurious waterfall quartz countertops, abundant custom cabinetry, and a large walk-in butler’s pantry that provides exceptional storage and prep space. The primary suite offers a private retreat with beautiful finishes and a spa-inspired bath complete with a generous walk-in shower and freestanding soaking tub. Additional bedrooms are thoughtfully designed with impressive size, comfort, and finishes, providing plenty of room for family and guests. The finished lower level takes entertaining to another level with a spacious second living area and stylish bar, creating the perfect setting for game nights, movie nights, and gatherings with friends and family. A suspended garage area offers incredible flexibility and is ready to be transformed into a custom theater, fitness room, hobby space, or whatever your imagination allows. And perhaps the most impressive feature is the direct access to the pool oasis, making it effortless to transition from indoor entertaining to summer fun. Spend spring, summer, and fall enjoying your own private retreat surrounded by peaceful acreage and incredible privacy. Exceptional craftsmanship and an unforgettable setting make this custom home truly one of a kind. Come see it for yourself—you may never want to leave.

7129 NE State Route 92 Highway, Smithville

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.
$299,500
2 Beds ⋅ 1 Baths
Remarks & Directions Welcome to one level living! Situated on a treed, .88 acre lot, this 2 bedroom, 1 bathroom ranch home has been completely gutted and renovated from top to bottom. The home is brick, block and frame construction, which allows for outside noise reduction, low exterior maintenance and an added insulation for the entire house. Walk through the front door from the patio into the large living room with vaulted ceilings and wood burning stove. The two large bedrooms and full bathroom are right off the living room. The kitchen has plenty of room for storage with oak cabinets, granite countertops and room for an eat-in dining area. The main level laundry/utility room is right off the kitchen and has access to the garage and back deck. LVP flooring throughout the entire main level! New concrete driveway and new concrete front patio. So much new to love about this darling house on a large lot! Sellers are family members of the listing agent.

301 N 169 Highway, Smithville

Listing courtesy of Hayden MacInnis of Keller Williams KC North.
$252,900
Discover the possibilities on this 4.08-acre parcel in a convenient Smithville location. Offering plenty of space and privacy, this property is ready for you to bring your vision to life—whether that means building your dream home or creating a peaceful retreat away from the hustle and bustle. You'll enjoy the best of both worlds with a country setting just minutes from Downtown Smithville, where local shops, cafés, and restaurants await. Convenient highway access puts Downtown Kansas City approximately 20 minutes away, making city dining, entertainment, and amenities easily accessible. If you're looking for acreage with room to create and a location that keeps you close to it all, this property is worth a look. See it today and imagine the possibilities! Disclaimer: Old burial grounds are located near the front/north corner of the property and will be fenced.

14713 Emerald Court, Smithville

Listing courtesy of Nelson Home Group of Keller Williams KC North.
$283,900
5.10 acres of opportunity in a convenient Smithville location! Whether you're ready to build your dream home, create a private country retreat, or simply secure a piece of land with room to breathe, this property offers plenty of possibilities. Enjoy the peace and space of acreage while remaining just minutes from Downtown Smithville, with its local shops, cafés, restaurants, and small-town charm. Easy highway access makes commuting a breeze, with Downtown Kansas City approximately 20 minutes away for additional dining, entertainment, and city amenities. If you're looking for acreage that offers privacy without sacrificing convenience, come take a look and imagine what's possible!

2920 Onyx Street, Smithville

Listing courtesy of Nelson Home Group of Keller Williams KC North.
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