Smithville Homes with Conventional Financing

Welcome to Smithville, Missouri, a vibrant community that beautifully blends small-town charm with modern conveniences. Nestled just north of Kansas City, Smithville is renowned for its top-notch school district, making it an ideal place for families looking to settle down. The Smithville School District boasts a strong commitment to academic excellence, offering a range of programs and extracurricular activities that cater to students' diverse interests and talents. With dedicated teachers and a supportive community, students thrive in an environment that nurtures growth and encourages lifelong learning.

In addition to its outstanding educational opportunities, Smithville is home to a variety of beautiful homes that can be financed through conventional loans, making it accessible for many first-time buyers and seasoned homeowners alike. Whether you’re seeking a cozy single-family residence or a spacious modern home, the real estate market here offers something for everyone.

The community is also enriched by its scenic parks, recreational facilities, and a close-knit atmosphere that fosters connection among neighbors. Enjoy weekends at Smithville Lake, where you can partake in fishing, boating, or simply soaking in the stunning views.

With its exceptional school district, welcoming community, and diverse housing options, Smithville, MO, is not just a place to live—it's a place to thrive. Explore the possibilities of making this charming town your new home, and discover the perfect blend of education, community, and comfort. Your dream home awaits in Smithville!

Newest Smithville Homes with Conventional Financing

$808,000

4 Beds ⋅ 4 Baths

CUSTOM BUILD JOB----Come and Check out The Alpine. A Brand new CustomHome build this Reverse 1.5 story floor plan features 4 bedrooms and 4 bathrooms. Tall cathedral ceilings in living room with windows and views to knock your socks off. Upgraded custom Kitchen Cabinets. Upgraded extended Island, granite or quartzite counter tops, Real site finished hardwood floors in upstairs living room. Upgraded Garage doors. Large tiled shower in Primary bathroom, large primary walk in closet, Large LL family room, This one is a must see.

17404 Sparrowhawke Drive, Smithville

Listing courtesy of Jennifer Edlin of Keller Williams KC North.

$325,000

Scenic acreage with picturesque views, mature timber, and abundant wildlife! A great opportunity for hunting, recreation, or enjoying your own piece of the outdoors. Peaceful country setting with easy access to major highways, Smithville Lake, shopping, dining, and KCI Airport.

Lot 6 Mt Olivet Road, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$300,000

Come explore this scenic stretch of land featuring picturesque views, mature trees, and plenty of wildlife. Whether you're looking for recreational acreage, hunting ground, or simply your own piece of the outdoors, this land offers endless opportunities. Enjoy a peaceful setting with convenient access to nearby amenities and major highways.

Lot 1 Mt Olivet Road, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$345,000

Lot 2 Mt Olivet Road, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$335,000

Lot 3 Mt Olivet Road, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$385,000

Lot 4 Mt Olivet Road, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$325,000

Lot 5 Mt Olivet Road, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$479,900

4 Beds ⋅ 3 Baths

Discover the perfect blend of elegance, comfort, and peaceful surroundings in this beautiful 4-bedroom, 3-bath California split home! From the moment you step inside, you'll be captivated by the grand feeling of the great room featuring soaring vaulted ceilings, a cozy electric fireplace, and a stunning wall of windows that fills the space with natural light. The inviting eat-in kitchen is thoughtfully appointed with stainless steel appliances and gorgeous granite countertops. The spacious primary suite offers an elegant retreat with double-door entry, a private attached bath, and a walk-in closet. A versatile bonus room provides the perfect space for a home office or additional sitting area. The finished basement expands your living and entertaining options with a generous recreation room and an oversized storage room. Step outside and enjoy two separate patio seating areas, each featuring its own pergola, creating wonderful spaces to relax or entertain. Tucked away on a quiet cul-de-sac, this home offers the best of both worlds—conveniently located within Smithville city limits while surrounded by the peaceful beauty of the countryside. Plus, enjoy access to the neighborhood HOA swimming pool! This is a wonderful opportunity to enjoy spacious living, thoughtful details, and a setting you'll love coming home to!

608 Horseshoe Lane, Smithville

Listing courtesy of JAYME MARRIOTT of The St.Joe Real Estate Group,.

$165,000

Discover the possibilities with 3.49 acres of vacant commercial land in Smithville, Missouri! Conveniently located along Hospital Drive, just east of US-169 Highway and near the Saint Luke's medical campus, this property offers an appealing location for those exploring future commercial or investment opportunities. With approximately 152,024 square feet of land and convenient access to Smithville's established businesses and services, this parcel presents an opportunity to bring your vision to life. Buyer and buyer's agent to verify zoning, permitted uses, utilities, access, and all development requirements with the appropriate authorities. Owner/Agent.

0000 Hospital Drive, Smithville

Listing courtesy of Jamie Talley of RE/MAX Innovations.

$799,000

4 Beds ⋅ 3.5 Baths

Looking for a home on acreage minutes from I-435 or Highway 169 with no HOA, outside of city limits and in Smithville school district? Thoughtfully updated while preserving the charm and character that make a house feel like home! Welcoming you from the moment you arrive, this property features a classic white picket fence, a 2-car side-attached garage, and a covered side front porch. Inside, the main level showcases updated hardwood flooring that beautifully complements the original wood trim and wood windows. The updated kitchen features new appliances and lighting, while the recessed family room offers access to a screened-in porch overlooking the in-ground pool and surrounding views. The spacious primary suite includes a walk-in closet, additional storage, walk-in shower, and jetted tub. Two additional bedrooms and a full bathroom complete the upper level. The walk-out basement provides even more living space with an additional bedroom, bathroom, ample storage, and a tornado shelter. Enjoy the comfort of zoned heating and cooling, allowing each level to be controlled independently. Outside is where the possibilities really begin! A large concrete patio provides the perfect gathering space near the in-ground pool, which had its liner replaced last year. Beyond the pool, you'll find a 40x40 shop featuring an automatic overhead garage door, an interior woodshop, double rear doors for easy equipment access, and two additional dirt-floor stalls suitable for horses. A small pond sits beside the shop, with a larger pond tucked into the back pasture. Previously used for cattle and horses, the open acreage offers opportunities for a mini-farm, hobby farm, orchard, or simply enjoying the peaceful country setting and star-filled nights. Whether you're dreaming of a little country living, room for animals and equipment, or simply a property with character, space, and versatility, this one is full of possibilities!

13019 Prospect Avenue, Kansas City

Listing courtesy of Nichols Home Collective Team of ReeceNichols-KCN.

$339,000

2 Beds ⋅ 2 Baths

Welcome home to this beautifully custom-built new construction ranch offering comfortable main-level living with room to grow! Ideally located directly across the street from Maple Elementary and just minutes from downtown Smithville, you'll love the convenience of nearby shopping, local boutiques, restaurants, and everyday amenities. Smithville Lake is also just a short drive away, offering endless opportunities for outdoor recreation, including boating, camping, swimming, hiking, fishing, and more! This thoughtfully designed 2-bedroom, 2-bath home offers inviting living spaces and a functional layout. Step inside to a welcoming living room just off the front entry, leading into a spacious kitchen featuring stunning custom cabinetry, stainless steel appliances, a pantry cabinet, and plenty of room to gather. The adjoining dining area offers easy access to the back deck, making outdoor dining and relaxing a breeze. A generously sized laundry room is conveniently tucked into the heart of the home. Down the hallway, you'll find the private primary suite complete with a nice-sized closet and en-suite bathroom, along with a second bedroom, full bathroom, and ample storage closets. Need more room? The unfinished walkout basement offers an incredible opportunity to expand and make the space your own! Envision a second living area, two additional bedrooms, and a third bathroom, or keep it unfinished for storage, hobbies, or flexible bonus space. Whether you're looking for comfortable one-level living today or room to grow tomorrow, this home offers plenty of possibilities in a fantastic Smithville location. Don't miss your opportunity to make this one yours!

524 Maple Avenue, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$435,000

4 Beds ⋅ 3 Baths

SO MUCH NEW AND CLOSE TO SMITHVILLE SCHOOLS! Updated 4 Bedroom, 3 Bath Home in Smithville! Welcome home to this beautifully updated multi-level home on a spacious 0.32-acre lot and private street! Featuring 4 bedrooms, 3 full bathrooms, and an attached 3-car garage, this home offers classic brick and stucco charm with an impressive list of updates. Roof, gutters, and siding were replaced in mid-2020 and exterior light fixtures were just added in 2026. Enjoy the fully fenced backyard with a brand-new 2026 deck featuring a wood frame, metal railings, and durable composite decking, plus a covered patio, and fire pit. Inside, enjoy vaulted ceilings, a spacious living room, and an inviting kitchen with white cabinetry, countertops, and pantry. New LVP flooring and carpet throughout in 2024, plus freshly painted kitchen and bathroom cabinets and stair railing in 2026. New microwave, and quartz counter tops installed in kitchen in 2026. The finished basement offers a recreation room, home office, and laundry. An additional sub-basement provides over 500 sq. ft. of storage, plus a storm shelter/storage area with a suspended concrete ceiling! Other updates include HVAC units approximately 5 years old and a new water heater in 2024. So much NEW, so much space, and so much to love! Come see it all for yourself. Schedule your private showing today!

622 Liberty Road, Smithville

Listing courtesy of Matt Rumans of ReeceNichols-KCN.

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Smithville Homes with Conventional Financing

Newest Smithville Homes with Conventional Financing

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