St. Joseph Homes under $350,000

Welcome to St. Joseph, Missouri, a vibrant city nestled in Buchanan County that seamlessly blends small-town charm with modern living. One of the standout features of this community is the St. Joseph School District, renowned for its commitment to academic excellence and student development. With a variety of educational programs, dedicated teachers, and a focus on student achievement, families can feel confident that their children will receive a quality education. The district is equipped with numerous elementary, middle, and high schools, offering diverse extracurricular activities that foster both personal and academic growth.

For those looking to call St. Joseph home, the real estate market offers an array of beautiful homes priced under $350,000. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, you’ll find a variety of charming options that suit your needs. From cozy bungalows to spacious family homes, the architectural diversity in this area is sure to impress. Many properties feature modern amenities, generous yards, and are conveniently located near parks, shopping, and dining.

Living in St. Joseph means being part of a close-knit community that values education, family, and a high quality of life. With affordable housing options and a supportive school district, it’s no wonder that families are drawn to this delightful city. Come explore the possibilities and discover your dream home in St. Joseph, where community and comfort go hand in hand!

Newest St. Joseph Homes under $350,000

$320,000

3 Beds ⋅ 3 Baths

4930 Mockingbird Lane, St Joseph

Listing courtesy of Corbin POLSGROVE of The St.Joe Real Estate Group,.

$269,900

4 Beds ⋅ 1.5 Baths

A shake shingle and brick front accent with vinyl siding on the sides and back establish the exterior profile of this split foyer residence situated on a 0.48-acre lot on Sweet Court. The interior offers approximately 1650.0 square feet of updated living space with four bedrooms, one full bathroom and an additional half bath on the lower level where a tub or shower could be added. The open floor plan for the kitchen, dining and living area on the main floor area perfect for gatherings. Outdoor activities can be enjoyed on the spacious lot nearly 1/2 acre lot. The additional 2 car outbuilding provides extra storage space or parking! This Saint Joseph property provides a serene suburban setting with practical functionality. This home is conveniently located at the end of a cul-de-sac and close proximity to shopping, the interstate as well as many restaurants. Schedule a personal tour to experience this inviting home and explore its features firsthand.

3 Sweet Court, St Joseph

Listing courtesy of Tammy O'MEARA-CHAMBERS of Top Property Realty, LLC.

$74,900

2 Beds ⋅ 1 Baths

Investor special with potential! This 2-bedroom home features a bonus room currently designated as a dining room that offers potential for a third bedroom. Hardwood floors will look beautiful restored. A garage and additional off-street parking are valuable extras. Convenient St. Joseph location—bring your renovation ideas and put this property's flexible layout to work!

2611 Mitchell Avenue, St Joseph

Listing courtesy of Elishia Carrillo of Realty ONE Group Cornerstone.

$104,900

3 Beds ⋅ 2 Baths

NICE HOME ON MAIN BUS LINE .. HAS BEEN A GREAT INVESTMENT.

2239 JULES Street, St Joseph

Listing courtesy of Gregg Lowrance of UNITED COUNTRY PROPERTY SOLUTI.

$260,000

3 Beds ⋅ 2 Baths

This beautifully updated 3-bedroom, 2-bathroom residence offers the perfect blend of comfort and style, nestled in a peaceful country setting. Step inside to discover luxury vinyl plank flooring throughout the main living areas, complemented by modern fixtures and neutral wall colors that create a warm and inviting atmosphere. The spacious kitchen boasts elegant wood-look tile and ample cabinet space, making it a chef's delight. Whether you're hosting gatherings or enjoying quiet family dinners, this kitchen is designed for both function and flair. With a full concrete basement, you'll have plenty of room for storage. A new roof was put on just this spring. Outside, you'll find two detached garages, perfect for your vehicles, tools, or hobbies. This home is move-in ready—nothing to do but unpack and enjoy the serene country living. Don’t miss the opportunity to make this charming property your own!

5524 NE Amazonia Road, St Joseph

Listing courtesy of AgentRoc Group of Keller Williams KC North.

3123-3123 1/2 Gene Field Road, St Joseph

$174,900

2 Beds ⋅ 1 Baths

Double duty! Live in front 2 bedroom cottage and rent out the back 1 bedroom carriage house. Front house boasts fireplace,dining room with wood floors, screen porch, and full basement with laundry. Rental offers 1 bedroom, laundry, fenced yard, and all appliances; water and sewer included in rent.

3123-3123 1/2 Gene Field Road, St Joseph

Listing courtesy of CATHY ECHTERLING of BHHS Stein & Summers Real Estate.

$195,000

4 Beds ⋅ 2 Baths

Welcome home to this beautifully remodeled property, where modern updates meet timeless charm! Featuring a complete remodel with an eye-pleasing, cohesive color palette throughout, this home is sure to impress. The inviting living room showcases a stylish accent wall, while the thoughtfully updated kitchen and bathrooms offer both beauty and functionality. Enjoy the convenience of main-floor laundry, an additional non-conforming bedroom, and plenty of flexible living space. Outside, you'll find brand-new siding, a freshly updated covered front porch, and low-maintenance landscaping that adds to the home's curb appeal. Additional highlights include a carport and an attached outdoor storage space, perfect for lawn equipment and seasonal essentials. With so many updates already completed, this move-in-ready home is ready for its next owner!

1410 N 2nd Street, St Joseph

Listing courtesy of Vickie Wheeler of Randolph Realty Group.

$299,000

5 Beds ⋅ 4 Baths

Own a piece of St. Joseph’s history in the beautiful Museum Hill Historic District! Built in 1859, this unique home has retained much of its original character and charm. Situated on just over half an acre, the possibilities here are endless! Currently configured as a single-family residence with two additional apartments, the main home features 2 bedrooms and 2 bathrooms. The apartments each have their own private entrance, with one offering 2 bedrooms and 1 bathroom and the other offering 1 bedroom and 1 bathroom. Keep the current setup for potential rental income or open the connecting doors to incorporate the apartments back into the main home for additional living space. With so much of its original character preserved, this property offers a rare opportunity to own a historic home with the flexibility to make it your own. Whether you’re looking for a spacious personal residence, multigenerational living, or an investment opportunity, this property is full of possibilities!

503 S 11th Street, St Joseph

Listing courtesy of Ashley Hines of RE/MAX PROFESSIONALS.

$220,000

3 Beds ⋅ 2 Baths

The classic vinyl-sided facade of this one story home welcomes you to an inviting property in Saint Joseph, Missouri. This single family residence offers a functional structure featuring a raised wooden porch, a large deck, and an attached basement garage with a paved driveway. Shaded by mature trees, the exterior is defined by its clean vinyl siding and 2 year old shingle roof. Inside, the residence provides 1,473 square feet of living area equipped with ceiling fans, wood flooring, and laminate flooring. The kitchen features wood cabinetry, laminate flooring, a dishwasher, a disposal, a microwave, a refrigerator, and a gas range/oven. The home includes two bathrooms, including one with a vanity and an integrated shower-tub combination. The home features lots of updates throughout and is move in ready. The lower level features a newly finished daylight basement. This lower level living area is finished with neutral carpet and includes a recreation room anchored by a brick accent wall and the second bathroom. Outside, the 0.37-acre lot on South 14th Street offers a serene setting. A spacious wooden deck overlooks a grassy backyard with a rolling green lawn shaded by mature trees. Schedule a time to experience the potential of this Saint Joseph home today.

5605 South 14th Street, St Joseph

Listing courtesy of Tyson Huff-Garza of The St.Joe Real Estate Group,.

$255,000

4 Beds ⋅ 3.5 Baths

Classic architectural details and an inviting front porch define this turn of the century two-story residence. This homes curb appeal features concrete steps and sidewalks leading gracefully to the entry. The exterior also offers a driveway and a detached carriage house which functions as a two-car garage with apartment potential above. An elegant entry staircase featuring classic wood treads, detailed wainscoting, and polished hardwood floors anchors the welcoming foyer. Warm hardwood flooring and classic wainscoting run throughout the hallways and the formal parlor room. The serene living space features hardwood flooring, a classic fireplace, built-in features, and a classic bay window with a built-in bench. The spacious kitchen features clean white cabinetry, a pantry, and versatile flooring choices including laminate, vinyl, and hardwood. This functional cooking space is ready to be equipped with a cooktop, dishwasher, disposal, microwave, and gas range/oven. The home offers four bedrooms, two full bathrooms, and two half bathrooms. The bedrooms feature hardwood flooring, and select rooms include a vaulted ceiling, ceiling fan, classic wood paneling, or wood frames. For quiet moments, the home includes a classic screened and covered rear porch, as well as a spacious enclosed porch featuring wood-paneled walls and ceilings. A tranquil sunroom space is lined with hardwood floors and classic double-hung windows. Additional interior conveniences include a cedar closet and a private entrance. This single-family residence offers 2,630 square feet of living space situated on a 0.28-acre lot in Saint Joseph, Missouri. Schedule your private tour today to experience this unique historic estate in person. This property is offered as-is, presenting a refined canvas ready for your final custom touches. This home might qualify for FHA 203k renovation loan. Bring your vision with your offer!

2701 Folsom Street, St Joseph

Listing courtesy of Fidelity RE Group of Keller Williams KC North.

$90,000

2 Beds ⋅ 1 Baths

Move-in ready 2 bedroom, 1 bath home sits in the Central School District and comes with an eat-in kitchen, a full bath plus an additional shower room, and a garage. Clean, comfortable, and ready for its next owner — just bring your things. Qualified buyers may be able to take advantage of an assumable loan option. Ask for details!

2835 Penn Street, St Joseph

Listing courtesy of Sailor Dawson of Keller Williams KC North.

$122,000

2 Beds ⋅ 1 Baths

Beautifully cared for and full of charm, this home at 703 McDonald Street features stunning hardwood floors and the convenience of main-level living. Pride of ownership shines throughout, with thoughtful maintenance and a brand-new furnace installed in October 2026. Though situated on a hill, the home also offers a practical entry option: ground-level access into the basement through the garage, with interior stairs leading to the main living area. Whether bringing in groceries or coming home on a rainy day, this connected entrance adds everyday convenience. Classic character, practical features and being well maintained make this home just as comfortable as it is charming!

703 McDonald Street, St Joseph

Listing courtesy of Karrissa Colvin of RE/MAX PROFESSIONALS.

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