Topeka Homes with Conventional Financing

Topeka Homes with Conventional Financing

Welcome to Topeka, Kansas, a vibrant city nestled in Shawnee County, where community spirit and quality education come together to create a nurturing environment for families. The Topeka school district is renowned for its commitment to academic excellence, offering a diverse array of programs tailored to meet the needs of every student. With a focus on innovative teaching methods and a supportive atmosphere, Topeka schools empower young minds to thrive both inside and outside the classroom.

Families residing in Topeka benefit from a rich selection of educational opportunities, including advanced placement courses, special education services, and extracurricular activities that foster creativity and teamwork. The district prides itself on its dedicated teachers and staff, who work tirelessly to ensure that every child receives a well-rounded education. Whether your child is interested in the arts, sciences, or athletics, the Topeka school district has something to offer everyone.

Moreover, Topeka's real estate market is favorable for families seeking homes with conventional financing options. With a variety of charming neighborhoods and well-maintained properties, you’ll find homes that not only fit your budget but also provide the perfect backdrop for your family's future. From cozy bungalows to spacious family homes, Topeka offers a range of choices that cater to different lifestyles and preferences.

In Topeka, you’ll discover a welcoming community, excellent schools, and a variety of housing options—all contributing to a fulfilling and enriching lifestyle. Come explore what makes Topeka a wonderful place to call home!

Newest Topeka Homes with Conventional Financing

$200,000
3 Beds ⋅ 2.5 Baths
Well-maintained 3-bedroom, 2.5-bath half duplex situated on a corner lot with a functional layout and comfortable living spaces. The main level offers an inviting living area, two bedrooms, and a cozy kitchen making everyday living and entertaining easy. The basement offers a non-conforming bedroom and lots of additional space to suite your needs. The corner lot offers added outdoor space and curb appeal, with room to enjoy outdoor activities, gardening, or relaxing. Located with convenient access to shopping, dining, parks, schools, and major roadways, this property combines everyday convenience with a peaceful setting. Whether you're looking for your next home or an investment opportunity, this half duplex offers a practical floor plan, low-maintenance living, and a desirable location. Schedule your private showing today!

3565 SW Cambridge Avenue, Topeka

Listing courtesy of Wendie Edwards of BHG Wostal Realty.
$65,000
2 Beds ⋅ 1 Baths
Great potential investment property with room to make improvements. House needs a little love, but the right touch can bring it back to life!

1214 Oakland Avenue, Topeka

Listing courtesy of Wyatt Roe of Platinum Realty LLC.
$319,900
3 Beds ⋅ 2.5 Baths
Spacious living, historic charm, timeless craftsmanship, and peaceful everyday living come together in Topeka’s beloved Potwin Place Historic District! Built in 1887, this beautifully preserved Victorian offers 3 bedrooms, 2.5 baths (upper and main level), plus a bonus room perfect for an office, studio, or additional living space. With approximately 2,863 sq. ft., this home provides incredible space, character, and functionality rarely found. From the moment you are inside, you’ll appreciate the thoughtful details throughout every room. The craftsmanship is remarkable, featuring original narrow-plank oak floors, custom woodwork, detailed trim, original hardware, decorative glass, and unique historic features that tell the story of this one-of-a-kind home. Every room offers its own charm while providing comfortable spaces to gather, relax, work, and entertain. Designed for connection and quiet moments, this home offers multiple living spaces. The upstairs sunroom is wrapped in walls of windows, filling the space with natural light & creating the perfect retreat, office, art studio, or reading room. The main-level sunroom offers another inviting space—ideal for plants, morning coffee, or a cozy workspace. The updated kitchen blends modern convenience with historic character, featuring custom cherry cabinetry, premium stone countertops, and quality finishes that complement the home’s original beauty. Outdoor living is just as impressive! A nice screened-in back porch, host BBQs on the spacious Trex-style deck, tiered deck, or unwind on the wrap-around covered porch while enjoying the quiet, tree-lined streets of Potwin. The fenced backyard provides a private outdoor retreat. Additional features include a rare detached 2 car garage, paved driveway for extra parking, & walkout basement. Located within the National Register–listed Potwin Place Historic District, this home qualifies for the Kansas State Historic Rehabilitation Tax Credit.

411 SW Woodlawn Avenue, Topeka

Listing courtesy of Michelle Gerety of Pia Friend Realty.
$175,000
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated 3-bedroom, 2-bath residence offering the perfect blend of classic charm and modern finishes. Step inside to find newer luxury vinyl plank flooring and carpet throughout, fresh neutral paint, and an inviting layout designed for comfortable everyday living. The spacious living and dining areas flow seamlessly, creating an ideal space for entertaining or relaxing. The kitchen offers ample cabinet and counter space, while two full bathrooms provide convenience for family and guests. Outside, enjoy a generously sized yard with plenty of room for gardening, pets, play, or future outdoor living. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this move-in ready home is an excellent opportunity for first-time buyers, investors, or anyone looking for affordable living with modern updates. Don't miss your chance to make this charming Topeka home yours—schedule your private showing today!

334 SW Orchard Street, Topeka

Listing courtesy of Bryn Mcreynolds of Advance Realty Group LLC.
$139,000
2 Beds ⋅ 1 Baths
This charming 2 bedroom, 1 bathroom home offers a spacious 1-car garage, large yard, and recent renovations throughout. Major improvements include new windows, new siding, new flooring throughout, brand new kitchen cabinets with butcher block countertops and sink in the island, new interior and exterior paint, newer water heater, and new kitchen appliances. With fresh updates and practical features, this home is turnkey, move-in ready and full of potential. Schedule a showing today!

2510 SE Wisconsin Avenue, Topeka

Listing courtesy of Amanda Christy of At Home Kansas.
$79,500
2 Beds ⋅ 1.5 Baths
Great Home in Elmhurst Subdivision with lots of charm! Classic Covered Porch! Oversized windows for lots of natural light! Wood Floors throughout the home. Formal living room & formal dining room. Sun room/ Laundry room on the main level. Lots of room in this classic Galley kitchen, a highly efficient layout. Bedrooms are roomy, Primary has a Private sun room. Full bath upstairs & half bath is on the main level. The attic is accessible from bedroom 2, via stairs. Large backyard. Garage is in the alley. Full basement, no finished area. Must See!

1156 SW Garfield Avenue, Topeka

Listing courtesy of Teresa Whittamore of Reilly Real Estate LLC.
$189,950
1 Beds ⋅ 0.5 Baths
UNIQUE OPPORTUNITY ON 1 ACRE M/L TO CREATE YOUR OWN VISION IN A GREAT LOCATION! This beautiful treed property offers endless potential with a 1 bedroom home featuring a full basement, plus two impressive detached garages ready for hobbies, storage, or workshop space. The 30x30 detached 3 car garage includes electric, insulation, concrete floors, and window A/C, while the additional 32x25 detached 2 car garage also offers concrete floors and electric. The property is essentially being sold for the land, making it a great opportunity for someone looking to renovate, rebuild, or invest in a scenic setting with paved road access. Surrounded by mature trees and located in a desirable area, this property is ready for your ideas and personal touch. Being sold as-is.

6227 SW 61st Street, Topeka

Listing courtesy of Dan Lynch of Lynch Real Estate.
$222,000
3 Beds ⋅ 2 Baths
Charming ranch-style home built in 1968, offering comfortable single-level living in a convenient Topeka location. This well-maintained property features 3 spacious bedrooms and 2 full bathrooms, providing ample space for everyday living and entertaining. The functional layout includes a welcoming living area and a practical kitchen ready for your personal touch. An attached 2-car garage adds convenience and additional storage. Situated on a quiet cul-de-sac, this home offers both privacy and a desirable neighborhood setting. Located within the USD 501 School District, with easy access to local amenities, shopping, and dining. Don’t miss this opportunity to own a solid home with great potential in an established community!

3622 SE Pinecrest Court SE, Topeka

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.
$2,350,000
Step into timeless elegance at the historic Chester B. Woodward House, a distinguished 1923 estate offering a rare opportunity to own and operate a fully equipped inn or bed & breakfast in the heart of Topeka. Built for prominent banker and businessman Chester B. Woodward and designed by Root & Siemens, this National Register–listed residence showcases classical revival design with striking English Tudor influences. Often described as castle-like in character, the residence features imported timbers and stonework inspired by historic English architecture and a dramatic two-story library modeled after a King Henry VIII era hall. Today, the property operates as a boutique hospitality venue and event destination, offering exceptional versatility for weddings, retreats, corporate stays, and luxury lodging. Property Highlights: 7 guest suites | 8 bathrooms, Grand architectural details including stained glass, intricate woodwork & multiple fireplaces. Signature two-story library & elegant gathering spaces, Chef’s kitchen and formal dining areas ideal for hosted events, Beautiful gardens, patios & outdoor event spaces, Pool and serene courtyard setting, Approx. 8,646 + SF on a spacious lot, Renovated and maintained for modern comfort, Proven use as an inn, event venue & retreat destination, Perfectly suited for a turnkey boutique inn, wedding venue, corporate retreat center, or private luxury residence, The Woodward House blends historic prestige with income-producing potential. Guests enjoy proximity to downtown Topeka, cultural attractions, and business centers while retreating to an atmosphere of refined tranquility. Own a piece of Kansas history and continue the legacy of hospitality and elegance at one of Topeka’s most iconic estates. The sale also includes the adjoining 0.14-acre parcel, providing additional space for future expansion such as a chapel, tennis court, garden venue, or other guest amenities.

1272 SW Fillmore Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
$350,000
Located adjacent to the iconic Woodward estate, the Woodward Executive House offers a rare opportunity to own a charming, ready-to-operate inn or bed & breakfast in one of Topeka’s most historic residential districts. Built circa 1900 in the historic Throop’s Addition neighborhood, this distinguished residence reflects the early-20th-century character that defines the Woodward hospitality campus. Currently utilized for corporate lodging and guest accommodations supporting events at the neighboring Woodward Inn, the property has a long history of hospitality use, making it ideal for extended-stay guests, executive retreats, or boutique overnight lodging. Property Highlights: 3 bedrooms | 3 full bathrooms, Approx. 2,507+ square feet of living space, Historic architectural charm with original details and fireplaces, Spacious lot offering privacy and outdoor enjoyment, Guest kitchen, dining, and gathering areas ideal for extended stays and small events, Proven use for corporate lodging and overflow accommodations for Woodward events. Perfect as a turnkey executive inn, extended-stay lodging property, or boutique hospitality residence, the Woodward Executive House provides guests with a private retreat atmosphere while benefiting from proximity to downtown Topeka, government offices, and cultural attractions. Continue the Woodward legacy of hospitality while offering an intimate and refined guest experience in this historic Topeka property.

1257 SW Fillmore Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
$350,000
Located within the historic Woodward Inns on Fillmore enclave, the Woodward Max House presents a rare opportunity to own a ready-to-operate inn or bed & breakfast in one of Topeka’s most distinctive hospitality settings. Built circa 1890 and thoughtfully restored, this Grand Victorian residence blends period craftsmanship with modern guest comforts and has a successful history as a bed and breakfast and corporate lodging property. Positioned near the well-known Chester B. Woodward House, the property benefits from its association with a recognized historic lodging destination and event venue. The home features four bedrooms and four bathrooms, including suite-style accommodations well suited for guest stays. Inviting common areas provide welcoming gathering spaces, while the addition of a commercial kitchen allows for efficient meal service and catered events. A wrap-around front porch enhances the home’s classic Victorian character, and outdoor amenities including a spacious deck and hot tub create a relaxing retreat atmosphere for guests. This property is ideal for an owner-operator or investor seeking a charming, income-producing hospitality property with historic character, modern functionality, and a proven lodging legacy in central Topeka.

1263 SW Fillmore Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
$200,000
927 SW Huntoon Street – The Woodward Row Houses- A rare opportunity to own a piece of local history with modern income potential. Known as one of The Woodward Row Houses, this charming triplex offers multiple revenue strategies—short-term rental, extended-stay apartments, or traditional long-term leases. The property features two thoughtfully configured units: Studio apartment – ideal for short stays or executive rentals. Two-bedroom, one-bath unit – strong demand for families or roommates. Each unit maintains its own identity, allowing an owner to diversify rental strategies under one roof. Whether you’re looking to maximize cash flow with short-term rentals or stabilize income with long-term tenants, 927 SW Huntoon offers flexibility that’s increasingly hard to find. Located in a desirable, character-rich area with proximity to local amenities, this property blends historic charm, versatile unit mix, and compelling upside—an ideal addition to any investment portfolio

927 SW Huntoon Street, Topeka

Listing courtesy of Jake LaFevers of Haith & Company Realtors.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use