Warsaw Homes with FHA Financing

Warsaw Homes with FHA Financing

Welcome to Warsaw, Missouri, a charming city located in Benton County, known for its excellent school district and picturesque surroundings. Families looking to settle down in a community that values education will find Warsaw to be the perfect place to call home.

The Warsaw school district is renowned for its top-notch education system, offering students a high-quality learning environment that prepares them for success. With dedicated teachers, modern facilities, and a wide range of academic and extracurricular programs, students in Warsaw receive a well-rounded education that sets them up for a bright future.

For those looking to purchase a home in Warsaw, FHA financing is a viable option. Homes in the area are eligible for FHA loans, making it easier for first-time homebuyers and those with less-than-perfect credit to achieve their dream of homeownership. With FHA financing available, prospective buyers have more flexibility and opportunities to find the perfect home in Warsaw.

Whether you're drawn to Warsaw for its excellent school district, FHA financing options, or the peaceful small-town atmosphere, this city has something to offer for everyone. Explore the real estate market in Warsaw today and discover the perfect home for you and your family.

Newest Warsaw Homes with FHA Financing

$250,000
2 Beds ⋅ 2 Baths
Country life is calling... are you answering? This charming property sits on approximately 1.75±-acres and also includes an additional 1.53±-acre lot, giving you 3.28±-acres to enjoy! Inside you'll find 3 bedrooms (one non-conforming), 2 bathrooms, brand-new carpet, and a roof that's only two years old. Outside is where the fun begins with a temperature-controlled she shed/man cave, a storage shed, and a game cleaning station that's ready for hunting season. Want an even easier move? The seller is willing to leave the furniture for an additional cost. Bring your boots, your side-byside, and your love for the outdoors—there's plenty of room here to spread out and enjoy the country lifestyle.

23719 Singing Bird Lane, Warsaw

Listing courtesy of Pamela Brandt of Grit Real Estate LLC.
$249,900
3 Beds ⋅ 2 Baths
Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$180,000
3 Beds ⋅ 1 Baths
Lakeview retreat with breathtaking 180-degree water views near Osage River mile markers 75–76! Offered as Tract 1 in a multi-par auction, this 3-bedroom, 1-bath ranch home provides 768± finished square feet on 0.588± acres across two adjoining parcels. The large double-lot configuration offers room for outdoor recreation, future improvements, expansion, or redevelopment. Built in 1988, the home features a newer roof installed in 2019, durable vinyl siding, and 200-amp electrical service. The home and property are being sold fully furnished with all remaining personal property included. Additional improvements include a detached 1-car garage measuring approximately 29' x 20', a 20' x 20' detached carport, and a 17' x 12' outbuilding offering ample space for vehicles, boats, lake equipment, and storage. Located approximately 30 minutes from Warsaw and within easy reach of boating, fishing, and recreation on the Osage River, Lake of the Ozarks, and Truman Lake. Bidding Ends August 27, this property is being offered through a multi-par auction.

Rosey Lane, Edwards

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.
$240,000
3 Beds ⋅ 1 Baths
Waterfront opportunity on the Osage River at mile marker 75–76 with direct access to both Lake of the Ozarks and Truman Lake. This 3-bedroom, 1-bath home offers 768 finished square feet and sits on nearly 1 acre across three individual parcels, creating a rare large double-lot. The property features 163 feet of waterfront with breathtaking 180-degree views and includes a private 2-slip dock and boat Lift. Improvements include a newer roof, durable vinyl siding, and 200-amp electric service. Additional amenities include a detached 1-car garage, carport, and outbuilding. Built in 1988 and sold fully furnished. Located approximately 30 minutes from shops, restaurants and grocery stores in Warsaw. Access to the lake is provided by both the staircase and dedicated road access along Knotty Lane, on the western side of the lot. Now is your chance to turn your lake dream into reality! 2025 Appraised Value = $285,000. Bidding Ends August 27, this property is being offered through a multi-par auction.

30643 Rosey Lane, Edwards

Listing courtesy of Alex Forster of Cates Auction & Realty Co Inc.
$224,900
4 Beds ⋅ 2 Baths
Welcome to your dream home at 32251 Branch Rd, Warsaw, MO. This stunning 4-bedroom, 2-bath residence has been meticulously updated from top to bottom, offering a perfect blend of modern amenities and timeless charm. As you step inside, you will be greeted by a bright and airy atmosphere, enhanced by brand new energy-efficient windows that provide breathtaking water views from almost every room, including the lower level. The home boasts a series of thoughtful upgrades, including: All new plumbing and lighting fixtures Beautiful natural wood accents throughout, including new stairs, mantle, and transitions Luxurious new flooring that complements the home's aesthetic Top-of-the-line LG Thin Q smart home appliances, just one year old Convenient USB outlets and remote control lighting for modern living The spacious layout features generous room sizes, with huge closets providing ample storage. The laundry facilities are conveniently located both upstairs and downstairs, making chores a breeze. This home is not just a place to live; it's a lifestyle. Imagine enjoying serene water views while sipping your morning coffee or hosting gatherings in your beautifully upgraded living spaces. The combination of modern conveniences and picturesque surroundings makes this property truly one of a kind. Don't miss your chance to own a home that has been loved and cared for like no other. Schedule a viewing today and experience the charm and elegance of this exceptional property!

32251 Branch Road, Warsaw

Listing courtesy of Katherine Nickel of Sedalia Realty.
$595,000
3 Beds ⋅ 3.5 Baths
Perfectly situated in the gorgeous Truman Lake town of Warsaw, MO. Voted one of the top lake towns in the state of Missouri! This exquisite 3 brm 3 1/2 bath home has been meticulously crafted by Jim McGovern Homes, consistently celebrated for exceptional craftmanship & timeless design. The seamless open floorplan ensures guests can mingle across areas without feeling left out. The main living area boasts of hardwood floors, stone gas fireplace & soaring ceilings. A highly optimized kitchen is complete with custom cabinets, beautiful quartz counters & pantry. Rare 3 suite layout. This home features 3 large master bedrooms with ensuite & walk-in closet. Two on the main floor & one in the lower level walk-out. Other features include main floor 1/2 bath, large mudroom & laundry room with beautiful custom cabinetry. Wonderful covered porch with maintenance free composite decking. Lower level showcases spacious family room with kitchenette, 3rd master suite, bath, three large storage rooms & a 16x16 unfinished room for 4th bedroom or golf cart garage. Lower level seamlessly flows out to an expansive patio with plenty of room for entertaining. This gorgeous lake home is ideal for multiple families with its ability for communal entertaining and private retreats. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. Its time, buy that Lake house! You won't regret it!!

1104 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
$225,000
2 Beds ⋅ 2 Baths
MOTIVATED SELLER—BRING YOUR OFFER! Why pay lakefront prices when you can enjoy the same incredible Lake of the Ozarks lifestyle for a fraction of the cost? This spacious, well-maintained 2-bedroom, 2-bath home offers approximately 1,800 square feet of comfortable living space in a peaceful lake community with private water access. Spend your days boating, fishing, swimming, or soaking up the sun with exclusive access to the community boat ramp and shared dock. Launch your boat with ease, enjoy endless days on the water, then return home to relax in a quiet setting away from the busy lake traffic. Inside, you'll love the open, spacious layout that's perfect for entertaining, hosting weekend guests, or simply unwinding after a day at the lake. Whether you're searching for a full-time residence, a weekend getaway, or an investment opportunity, this property checks all the boxes. Located just minutes from popular waterfront restaurants, marinas, and some of the best fishing and boating the Lake of the Ozarks has to offer, you'll enjoy everything the lake is famous for—without the high taxes, maintenance, and premium price of lakefront ownership.Properties offering this combination of space, affordability, and lake access don't last long. If you've been waiting for the perfect opportunity to own your own piece of Lake of the Ozarks, this is it! Call today to schedule your private showing before someone else starts making memories at your new lake retreat!

29460 Huse Street, Warsaw

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$232,500
3 Beds ⋅ 1 Baths
Completely remodeled and move-in ready, this 3-bedroom, 1-bath home offers the perfect blend of modern updates and Lake of theOzarks living. Enjoy beautiful lake views from every bedroom and the living room while taking advantage of all the amenities thiswelcoming lake community has to offer. The extensive renovation includes new drywall, insulation, plumbing, HVAC, luxury vinyl plankflooring, carpet, paint, windows, metal siding, and a durable metal roof, creating a low-maintenance home designed for years ofenjoyment. Outside, you'll find an attached 1-car garage, inviting front porch, new concrete parking area, and patio—ideal for relaxingafter a day on the water. The seller is also offering a $2,500 appliance allowance, giving the new owner the opportunity to choose theirown refrigerator, microwave, and electric range. The community features paved roads leading to the property, two boat ramps, two swimand fishing docks, a park with a playground, shelter house, and restrooms, plus a volunteer fire station. A popular local restaurant andbar is just a short golf cart ride away, making it easy to enjoy local dining without driving into town. Conveniently located approximately15 minutes from downtown Warsaw, this property is well suited as a full-time residence, weekend retreat, or investment opportunity.Experience the best of Lake of the Ozarks living with modern comforts, scenic views, and convenient access to the water.

26657 Waterview Drive, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.
$399,900
3 Beds ⋅ 4 Baths
Experience one of the most breathtaking, year-round views of Truman Lake from this move-in ready home just outside Warsaw, MO. Situated on just over 2 acres, this rare property combines panoramic lake views, privacy, and just under 3,000 finished square feet… an exceptional combination that's hard to find. The open-concept living space was designed to capture the incredible scenery, with expansive windows that fill the living, dining, and kitchen areas with natural light and showcase the lake in every season. Two main-level bedrooms each feature private en-suite bathrooms. The finished walkout lower level offers a spacious second living area, an additional bedroom and a full bathroom, providing flexible space for guests, a home office, recreation, or hobbies. The wooded lakeside setting and mature trees create a peaceful, secluded atmosphere, while three garage spaces and abundant parking provide room for vehicles, boats, and lake toys. The home is all electric, fully turnkey, and ready for immediate enjoyment. A rented marina boat slip is available to transfer to the new owner if desired, and for those ready to embrace lake life from day one, the current boat lift and boat are also available for purchase separately at closing. Opportunities to own a property offering this level of privacy, acreage, move-in-ready condition, and truly breathtaking year-round Truman Lake views are few and far between.

11045 Foothills Lane, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$109,900
3 Beds ⋅ 1 Baths
Own this 3-bedroom, 1-bathroom ranch-style home nestled on a spacious 0.96-acre lot. With approximately 1,248 square feet of comfortable living area, this property features an attached 1-car garage which provides an opportunity for additional space for storage and other purposes. Located in Warsaw, the lot gives closer to nature scenery.

31700 Jules Trail, Other

Listing courtesy of Michael Zouglas of REO Xpress LLC.
$535,000
3 Beds ⋅ 3 Baths
Experience lakefront living in this well-appointed 3-bedroom, 3-bath residence situated on a spacious waterfront lot with panoramic water and sunset views. Designed with comfort and entertaining in mind, the open-concept floor plan features abundant natural light, wood flooring, concrete board siding, and a generously sized lower-level family room offering additional gathering space. The living room, kitchen, dining area, and primary suite all capture scenic lake views, creating a seamless connection to the surrounding landscape. Outdoor living is enhanced by a covered deck and lakeside patio, providing inviting spaces to relax, entertain, or enjoy the peaceful waterfront setting. Additional features include a 2-car attached garage on the main level along with a separate lower-level garage ideal for lake storage, workshop space, or recreational equipment. Conveniently located north of Warsaw with quick access to Highway 65, this property combines quality finishes, functional design, and a desirable lakefront location. The home is now vacant and move in ready! Schedule your private tour today!

19373 Lake Rockhill Road, Warsaw

Listing courtesy of Rhonda Boedeker of RE/MAX Central.
$242,000
3 Beds ⋅ 2 Baths
Lake living meets everyday practicality on this expansive triple-lot property. At its heart sits a spacious, meticulously cared-for 3-bedroom, 2-bath residence, flanked by two powered outbuildings — a finished shed and a full 1-car garage/shop — giving you room to work, store, or create without sacrificing space in the main house. Step inside to an airy, semi-open layout filled with abundant storage: expansive cabinetry, a walk-in pantry, and a dedicated laundry room complete with its own cabinets and folding counter. The kitchen surprises with a gas range, a rare touch in this all-electric home. Each of the three bedrooms offers generous proportions, while the primary suite impresses with an oversized bath featuring dual vanities, a separate shower, and a deep soaking tub. A poured concrete foundation keeps the crawlspace clean and maintenance simple. Outside, relax on the covered front porch with a swing built for slow mornings, or unwind in the screened porch shielded from the elements. Best of all, the neighborhood's boat ramp, dock, and picnic area sit just a short five-minute stroll away, with a gentle, easy-access slope leading right to the water. FHA and VA financing welcome — schedule your showing now!

29335 Van Dyke Avenue, Warsaw

Listing courtesy of Justin Dean of 1st Class Real Estate KC.
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