Warsaw Homes with FHA Financing

Warsaw Homes with FHA Financing

Welcome to Warsaw, Missouri, a charming city located in Benton County, known for its excellent school district and picturesque surroundings. Families looking to settle down in a community that values education will find Warsaw to be the perfect place to call home.

The Warsaw school district is renowned for its top-notch education system, offering students a high-quality learning environment that prepares them for success. With dedicated teachers, modern facilities, and a wide range of academic and extracurricular programs, students in Warsaw receive a well-rounded education that sets them up for a bright future.

For those looking to purchase a home in Warsaw, FHA financing is a viable option. Homes in the area are eligible for FHA loans, making it easier for first-time homebuyers and those with less-than-perfect credit to achieve their dream of homeownership. With FHA financing available, prospective buyers have more flexibility and opportunities to find the perfect home in Warsaw.

Whether you're drawn to Warsaw for its excellent school district, FHA financing options, or the peaceful small-town atmosphere, this city has something to offer for everyone. Explore the real estate market in Warsaw today and discover the perfect home for you and your family.

Newest Warsaw Homes with FHA Financing

$325,000
2 Beds ⋅ 2 Baths
This home is truly one-of-a-kind! Lovingly and custom built with the principles of country living is evident from the moment you step inside. Right off a paved road. Upgraded HVAC, so the expensive heating and cooling bills are gone! Energy efficient GEOTHERMAL HEAT PUMP with central air. Two bedrooms are on the main floor. The third bedroom is non-conforming which makes it a great flex space to meet whatever needs you may have. Lots of storage space in the walkout basement. And that’s just inside the house! The property features 9 acres with absolute privacy. 100's of trees to ensure there isn’t a neighbor in sight! Location situated perfectly for enjoying all the wildlife that also call this property home or pass through each year. For the hunters and animal observers alike, set a deer stand mount at the edge of the woods to enjoy just outside your door. DETACHED garage that we all dream about. It's huge 36'x24' space with tons of built-in cabinets and full power. A large shed 14' wide x 20' deep can also hold a car or some adult toys! There is a 2nd shed for a lawn tractor and more storage. ***You’ll never want to leave the property!!!

31379 McLaughlin Avenue, Warsaw

Listing courtesy of Brian Wood of Realty Executives.
$115,000
2 Beds ⋅ 1 Baths
Cute ranch with access to a beautiful 12-acre stocked community lake just steps from the fenced backyard. Features a deck with a patio below and sits in a quiet, peaceful setting. An ideal starter home or weekend getaway.

26193 Wiedenmann Place, Edwards

Listing courtesy of Julie Snodgrass of EXP Realty LLC.
$449,000
2 Beds ⋅ 2 Baths
Dreaming of a lake get away? Welcome to this beautifully maintained 2-bedroom, 2-bath cedar log-sided home on just over 8 acres, nestled on a serene lot that backs up to core land of Truman Lake. Whether you’re looking for a weekend getaway, full-time retreat, or lake lover’s dream, this property offers the perfect blend of privacy, comfort, and functionality. Selling fully furnished - as turn-key as they come, step inside and you’ll be greeted by cedar walls, gleaming hardwood floors, and a stunning stone wooden fireplace. The updated kitchen is both stylish and functional, featuring double ovens, gas stove, granite countertops, custom cabinets, tile backsplash, and newer stainless steel appliances. Laundry is located on the main level. Both bedrooms are generously sized with large closets and updated bathrooms that include tiled flooring and spacious walk-in showers. One bedroom offers direct access to the back deck, perfect for enjoying your morning coffee with a view. Enjoy outdoor living with a covered front porch and a large covered back deck overlooking peaceful woods and wildlife. The basement offers the potential for additional living space or ample storage for lake gear, ATVs, or hobbies. The property includes a 30x40 Quonset outbuilding with concrete floors and electricity, plus multiple pole barns, ideal for storing boats, equipment, or working on your next project. The pole barn directly behind the outbuilding has electricity running to it as well. Property is own it's own private well. Find mature Hickory, Oak, and Cherry trees throughout the timber. Located minutes away from restaurants, boat rentals, motels, RV parks, marina/boat slips, and more! This property is a must see!

28060 Uncle Bob Avenue, Clinton

Listing courtesy of Ashley Dwyer of ReeceNichols - Lees Summit.
$474,900
2 Beds ⋅ 2 Baths
Beautifully Maintained Log Home on 20.5 Acres This well-cared-for 2-bedroom, 2-bath log home sits on 20.5 peaceful acres, offering the perfect blend of rustic charm and modern comfort. The interior features classic wood-plank finishes throughout, creating a cozy cabin feel from the moment you step inside. The sellers are ready to pass this special property on to its next owners. Whether you're an investor looking to expand your portfolio or a family searching for a forever home, this place offers endless possibilities. Enjoy the cabin as a full-time residence or a relaxing vacation getaway. The covered porch is the ideal spot for morning coffee, where deer and turkey frequently wander through the backyard. For outdoor enthusiasts, the property also offers excellent deer hunting, complete with a deer stand already in place—ready for your next season in the woods. As the seasons change, the land comes alive with vibrant fall colors, making the views truly breathtaking. This is a rare opportunity to own a well-loved home surrounded by nature, privacy, and beauty.

29757 MM Highway, Warsaw

Listing courtesy of Julie Snodgrass of EXP Realty LLC.
$5,487
BUILD YOUR OZARKS RETREAT! Discover 2.81 wooded acres in Forbes Lake of the Ozarks Park near Edwards, Missouri. This gently sloping parcel offers trees, creek frontage, dirt-road access and a peaceful setting surrounded by the rolling hills and natural beauty of Benton County. Zoned for single-family residential use, the property is buildable and allows modular homes, with a minimum home size. Electric is available nearby; a private well and septic system will be needed. The property is not located in a designated flood zone. and Forbes Lake of the Ozarks Park covenants and restrictions apply. Enjoy access to a recreation-focused community spanning thousands of acres with nearby lakes, trails, boating, fishing and outdoor activities. Lake of the Ozarks is roughly 30 minutes away, while Harry S. Truman Reservoir is about 20 minutes west, putting two of Missouri’s best-known lake destinations within easy reach. Whether you are planning a future home, weekend getaway or simply want your own wooded acreage in Missouri lake country, this property offers an affordable opportunity to own land in an established recreational community.

Ritchie Lane, Edwards

Listing courtesy of Pamela Chyba of ListWithFreedom.com Inc.
$345,000
3 Beds ⋅ 2 Baths
Move-in ready and fully furnished! Wake up to a view that never gets old! This 3-bedroom, 2-bath Warsaw home offers approximately 2,120 sq. ft. of living space with year-round views of Truman Lake. Warm wood finishes add character throughout, while the walk-out lower level expands the possibilities with a family room, wet bar, and additional space for gathering or relaxing. Step outside to enjoy the deck and private patio, perfect for taking in the lake setting. The detached garage offers even more versatility with a bathroom, shower, heat & air, and space for vehicles, lake gear, hobbies, or guests. Located just minutes from Truman State Park and Long Shoal Marina, you'll have boating, fishing, and outdoor recreation close at hand. Whether you're looking for a full-time home or a place to escape to the lake, 29801 Eastbank Drive delivers space, character, and a hard to find Truman Lake view.

29801 Eastbank Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
$239,900
3 Beds ⋅ 2.5 Baths
This isn’t a quick cosmetic remodel. This 3-bedroom, 2.5-bath home was taken down to the studs and rebuilt with major updates throughout, including the roof, plumbing, electrical, HVAC, kitchen, bathrooms, flooring, drywall, fixtures, doors, appliances and more. The vaulted wood ceilings and exposed beams give the main living space some serious character, while the open kitchen and living area make the house work just as well for a weekend crowd as it does for everyday living. A full unfinished basement adds plenty of storage and room for future expansion. Outside, the massive deck gives you a great place to take in the Lake of the Ozarks setting, including a view of the water. There’s also a community boat ramp available for convenient lake access. Truman Lake is extremely close as well, putting two major Missouri lakes right at your doorstep while still keeping you just minutes from Warsaw and Warsaw High School. The property also has a proven history as a successful short-term rental, making it worth a hard look for investors. Whether you’re after a lake-area home, a weekend place, a full-time residence, or a property that can help pay for itself when you aren’t using it, this one gives you several ways to make it work.

31569 Spring Avenue, Warsaw

Listing courtesy of Tyler Mahoney of Epique Realty.
$189,900
2 Beds ⋅ 1 Baths
Escape to your ultimate lake retreat with this charming two-bedroom, one-bath cabin designed for effortless, relaxed living. The bright and inviting open-concept floor plan seamlessly connects the kitchen, dining, and living areas, making the home feel spacious and perfect for entertaining. Moving past the main living space, a convenient on-site garage provides secure parking and excellent storage for your water toys and outdoor gear. The true highlight of this property is its exceptional outdoor living design, starting with a breezy, screened-in porch where you can sip your morning coffee or unwind after a day on the water. This space extends naturally onto an adjoining sun deck that is ideal for summer barbecues, while the surrounding yard features a dedicated fire pit area perfect for stargazing and roasting marshmallows under the night sky. Boaters will especially appreciate the incredible convenience of a community boat launch located just a short walk from the front door. Tucked away in a serene, quiet lake community, this home offers the perfect blend of peaceful privacy and easy accessibility, sitting just 11 miles from the vibrant dining, shopping, and festivals at downtown Warsaw and Drake Harbor. Whether you are looking for a vacation rental, a peaceful weekend getaway, or a cozy year-round permanent home, this property is ready to let you start enjoying the lake life immediately.

29194 Serene Avenue, Warsaw

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.
$650,000
4 Beds ⋅ 3 Baths
Country calm meets everyday comfort. Welcome to 17795 Stoney Creek Ln, Warsaw, MO your chance to enjoy peaceful living with room to breathe. Tucked away in a quiet setting, this property offers privacy, space, and that hard-to-find sense of escape, all just a short drive from town and Lake of the Ozarks. Whether you’re sipping coffee on the porch, hosting friends, or soaking in the quiet, this home delivers the slower pace so many are craving. Full-time living, weekend retreat, or investment opportunity this one check all the boxes.

17795 Stoney Creek Lane, Warsaw

Listing courtesy of Samantha Slayden of Homes by Darcy LLC.
$325,000
3 Beds ⋅ 2 Baths
If Truman Lake is calling your name, this one deserves a look! This 3-bedroom, 2-bath home offers a beautiful YEAR-ROUND VIEW of Truman Lake and sits on an oversized, half acre level lot with plenty of room to garden, entertain, or simply enjoy lake life. Inside, you'll love the comfortable layout and a kitchen positioned to take advantage of the backyard and lake views. Step outside onto the newer Trex deck—an ideal spot for morning coffee, evening drinks, or watching the seasons change over the lake. And then there’s the garage! The detached 24x30 garage was thoughtfully designed with a pass-through layout and features an epoxy floor, perfect for your boat, lake toys, workshop, or extra entertaining space. Also included is a brand new oversized 24x36 carport, perfect for boat storage, extra covered parking, etc. Big-ticket updates include a newer roof and HVAC, making this one even easier to enjoy from day one. Truman State Park and Long Shoal Marina are just down the road, giving you easy access to boating, fishing, and everything you love about Truman Lake. Whether you're looking for a full-time home or your own lake getaway, this property offers the space, view, garage, and location to make it happen. Come see it!

12338 Crestview Drive, Warsaw

Listing courtesy of Paula Voss of NextHome Gadwood Group.
$549,000
3 Beds ⋅ 2.5 Baths
Welcome to another stunning masterwork by renowned builder Jim McGovern. This property delivers sophisticated elegance, top tier craftmanship and rock-solid reassurance of a home built to last. Expansive main living areas designed for effortless daily flow and grand entertaining. Rich trim, high ceilings and beautiful millwork throughout. At the heart of this designer kitchen is a large center island with quartz countertops, offering generous prep space & an expansive walk-in pantry. Modern matte black fixtures & custom soft close cabinetry, while an open-concept layout flows effortlessly into the sunlit dining area and living areas. Escape to the stunning main level primary suite with relaxing soaker tub & expansive custom walk-in closet. The primary closet has easy access to the laundry room. Also on the main level, you will find a mudroom featuring custom cabinetry & a half bath. The lower level features a spacious family room, a convenient kitchenette area, two beautiful additional bedrooms and a full bathroom, all complimented by tons of storage space. Home features an upper composite covered deck and a lower concrete patio create space for outdoor fun & separate zones for relaxing &dining. Main level three car garage for maximum parking. All this on a beautifully treed 1/2 acre lot with dual access, perfect for adding an outbuilding. Just a walk away from the newer community pool & beautiful Lay Park. Just a golf cart ride away from restaurants, boutique shopping & Award Winning Drake Harbor! Featuring new playgrounds, bike rentals and beautiful lighted walkways around the famous Lake of the Ozarks. Come to historic Warsaw Missouri and enjoy world renowned fishing & boating. This one won't last, make your appointment now!! Its time, buy that Lake house!

1110 Jackson Street, Warsaw

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
$244,500
3 Beds ⋅ 2 Baths
Every now and then, a home comes along that simply feels like the right place to slow down and enjoy life. Tucked into the Paradise Point community, this inviting 3-bedroom, 2-bath home blends modern updates with the relaxed lifestyle that draws so many to the Truman Lake area. The open floor plan creates an easy gathering space, while the kitchen features butcher block countertops, stainless steel appliances, and thoughtful finishes that add warmth and character. The main-level primary bedroom offers daily convenience, while 2 additional bedrooms and a bathroom upstairs provide flexible space for guests, hobbies, and more. Outside, the detached garage offers ample space for vehicles, tools, and all the gear that comes with lake living. With community access to a boat ramp at the 84 MM of Lake of the Ozarks, a swim area, and Truman Lake just moments away, weekends can be as adventurous, or as peaceful, as you choose. This isn't just a home near the lake…it's a place to enjoy the lifestyle that comes with it.

23142 Salley Drive, Warsaw

Listing courtesy of ANGIE SEATON of INTEGRITY HOME TEAM.
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